Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • Volkswagen Golf

1.4 TSI SE Nav Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Golf

50,852 miles 2018 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Volvo V60

2.0 D3 R-Design Lux Nav Estate 5dr Diesel Auto Eur Volvo V60

49,301 miles 2017 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr Ford Puma

30,000 miles 2021 Zero Deposit

Home Delivery Available

£12,998
£216/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (13 MINI Clubman

21,955 miles 2016 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 2.0 Td4 Se Tech Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

43,500 miles 2018 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Dacia Duster

1.3 Petrol Extreme SE TCe 130 4x2 NAV Dacia Duster

49,750 miles 2022 Zero Deposit

Home Delivery Available

£12,998
£216/month
Example
  • Volkswagen Tiguan

2.0 TSI BlueMotion Tech SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

90,531 miles 2017 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Volkswagen Golf

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Golf

52,700 miles 2021 Zero Deposit

Home Delivery Available

£12,997
£216/month
Example
  • Peugeot 208

Hatchback GT Peugeot 208

37,559 miles 2021 Zero Deposit

Home Delivery Available

£12,997
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Dynamic Lux Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

71,464 miles 2017 Zero Deposit

Home Delivery Available

£12,997
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

13,429 miles 2023 Zero Deposit

Home Delivery Available

£12,996
Darlington
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Auto Euro 6 (s/s Vauxhall Corsa

36,100 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 2 Series

1.5 218i Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

51,800 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 2008

1.5 Bluehdi Allure Suv 5dr Diesel Manual Euro 6 (s/s) (100 Ps) Peugeot 2008

18,495 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • Nissan Juke

1.6 N-Connecta Auto Euro 6 5dr Nissan Juke

27,099 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Reading
£216/month
Example
  • Toyota C HR

1.2 VVT-i Excel SUV 5dr Petrol Manual Euro 6 (s/s) (116 ps) BLUETOOTH + REAR CAMERA Toyota C HR

35,578 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

2.0 420i M Sport Euro 6 (s/s) 2dr BMW 4 Series

86,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Picanto

1.0 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (62 Kia Picanto

3,400 miles 2025 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz C-Class

2.0 C220d Sport (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

87,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport DSG Euro 6 (s/s) 5dr SEAT Ibiza

11,767 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Jaguar XF

3.0d V6 Portfolio Saloon 4dr Diesel Auto Euro 6 (s/s) (300 ps) Jaguar XF

62,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 (s/s) 5dr Kia Sportage

53,787 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Reading
£216/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

66,995 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

2.0 CRDi Premium SUV 5dr Diesel Auto 4WD Euro 6 (185 ps) Hyundai Tucson

30,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Southampton
£273/month
Example
  • Ford Kuga

1.5T Titanium Edition - LOW MILEAGE - IMMACULATE - Ford Kuga

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

2.0 TDI Sport Estate 5dr Diesel S Tronic quattro E Audi A4

98,200 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Euro 6 (s/s) 5dr Vauxhall Corsa

22,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Woking
£216/month
Example
  • SEAT Ibiza

1.0 Tsi Fr Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) Gpf (95 Ps) SEAT Ibiza

22,700 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h SUV 5dr Petrol Plug-in Hybrid CVT 4WD Euro 6 (s/s) (200 ps) Mitsubishi Outlander

46,328 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen T Roc

1.6 TDI Design SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) Volkswagen T Roc

61,487 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Sunderland
£273/month
Example
  • BMW 3 Series

2.0 330e 7.6kWh M Sport Saloon 4dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (252 ps) BMW 3 Series

52,400 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Karoq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Karoq

33,300 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

31,435 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi TT

1.8 TFSI Sport Euro 6 (s/s) 3dr Audi TT

55,848 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen CC

1.8 TSI BlueMotion Tech Moda Saloon 4dr Petrol DSG Euro 5 (s/s) (160 ps) Volkswagen CC

24,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 3 Series

2.0 320i M Sport Shadow Edition Euro 6 (s/s) 4dr BMW 3 Series

67,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.