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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • Audi A5

2.0 TDI Sport Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

87,563 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

74,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Hyundai Bayon

1.0 T-GDi Premium SUV 5dr Petrol DCT Euro 6 (s/s) (100 ps) Hyundai Bayon

12,000 miles 2025 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 4 Series

3.0 435d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series

80,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW X1

2.0 18d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

15,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

57,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Renault Captur

1.0 TCe S Edition SUV 5dr Petrol Manual Euro 6 (s/ Renault Captur

22,100 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Lincoln
£216/month
Example
  • Kia Cee'd

1.4 T-GDi GT-Line S DCT Euro 6 (s/s) 5dr Kia Cee'd

52,100 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot 5008

1.5 BlueHDi GT Line Premium SUV 5dr Diesel Manual Peugeot 5008

86,250 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£273/month
Example
  • Hyundai IONIQ

1.6 h-GDi SE Hatchback 5dr Petrol Hybrid DCT Euro Hyundai IONIQ

37,344 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Watford
£216/month
Example
  • Audi Q2

1.4 TFSI CoD S line SUV 5dr Petrol S Tronic Euro 6 Audi Q2

61,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Watford
£273/month
Example
  • SEAT Leon

2.0 Tsi Cupra 300 Hatchback 5dr Petrol Dsg Euro 6 (s/s) (300 Ps) SEAT Leon

95,100 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG Hs

Hatchback Excite MG Hs

40,105 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Kia Cee'd

1.5 T-GDi 2 Sportswagon 5dr Petrol Manual Euro 6 ( Kia Cee'd

38,234 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Manchester
£216/month
Example
  • Renault Captur

Hatchback Special Editions Launch Edition Renault Captur

29,452 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Audi A4

2.0 TDI S line Saloon 4dr Diesel S Tronic quattro Audi A4

95,418 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2700 Edition Panel Van, Euro 6, 46,200 Vauxhall Vivaro

46,200 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise L3 High Roof panel van, Citroen Relay

74,300 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota Proace

1.5 BlueHDi Icon SWB panel van, 37,300 miles, Euro Toyota Proace

37,300 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 2 Series

2.0 220i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

73,250 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

53,329 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Peugeot 208

24,400 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Golf

1.5 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Golf

59,700 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) ( Land Rover Discovery Sport

54,150 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A Class

A180 1.3 A180 SE Hatchback 5dr Petrol Manual Euro 6 (s/ Mercedes Benz A Class

49,978 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

74,576 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise M Panel Van 6dr Diesel Citroen Dispatch

48,801 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Shrewsbury
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d Amg Line (executive) Hatchback 5dr Diesel 7g Dct Euro 6 (s/s) (11 Mercedes Benz A Class

75,456 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota AYGO

1.0 VVT-i x-trend Hatchback 5dr Petrol x-shift Eur Toyota AYGO

11,254 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mazda MX-3

35.5kWh Prime-Line SUV 5dr Electric Auto (145 ps) Mazda MX-3

7,821 miles 2024 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Skoda Scala

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Skoda Scala

36,336 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Renault Captur

1.0 TCe S Edition SUV 5dr Petrol Manual Euro 6 (s/ Renault Captur

29,737 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota Yaris

1.5 Vvt H Y20 Bi Tone Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (100 P Toyota Yaris

31,324 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo Sri Premium Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

19,300 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Juke

29,197 miles 2024 Zero Deposit

Home Delivery Available

£12,999
York
£216/month
Example
  • Nissan X Trail

1.7 dCi Tekna SUV 5dr Diesel Manual Euro 6 (s/s) ( Nissan X Trail

62,774 miles 2019 Zero Deposit

Home Delivery Available

£12,999
York
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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