Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • MINI Convertible

2.0 John Cooper Works Auto Euro 6 (s/s) 2dr MINI Convertible

50,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Birmingham
£273/month
Example
  • Ford S Max

2.0TDCi Zetec 5dr 6Spd 150PS Ford S Max

72,727 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Skoda Superb

2.0 TSI SE L Executive DSG Euro 6 (s/s) 5dr Skoda Superb

46,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Ford Fiesta

ST-Line Edition 5 Door 1.0L EcoBoost Hybrid 125PS FWD 6 Speed Manual Ford Fiesta

25,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Jaguar XF

2.0d Portfolio Auto Euro 6 (s/s) 4dr Jaguar XF

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example
  • Ford Transit

280 LIMITED PV L1 H1 Ford Transit

92,253 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Coventry
£273/month
Example
  • Audi Q2

1.4 TFSI CoD Sport S Tronic Euro 6 (s/s) 5dr Audi Q2

62,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Kia Sportage

1.7 CRDi ISG 2 5dr Estate Kia Sportage

39,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Hyundai i10

1.2 MPi SE Connect 5dr Hatchback Hyundai i10

7,587 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta 5dr Hatchback Nissan Qashqai

54,923 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.2 TDCi 18-seat minibus in white, 91,000 miles, U Ford Transit

91,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Scirocco

Volkswagen 1.4 TSI BlueMotion Tech GT 3dr Coupe Volkswagen Scirocco

34,921 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Renault Kadjar

1.5 dCi Signature Nav 5dr Hatchback Renault Kadjar

37,909 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0 T EcoBoost S6 (Petrol) ST-Line 5dr 6Spd 140PS Ford Focus

26,784 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 3 Series

330 330d xDrive M Sport 5dr Step Auto [Business Media] BMW 3 Series

52,810 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Leaf

39kwh Tekna Hatchback 5dr Electric Auto (150 Ps) Nissan Leaf

5,566 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 Sport (Executive) Hatchback 5dr Petrol 7G-DCT Euro 6 (s/s) (122 ps Mercedes Benz A Class

25,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Wigan
£273/month
Example
  • Jaguar E Pace

2.0 D180 SUV 5dr Diesel Manual AWD Euro 6 (s/s) (1 Jaguar E Pace

53,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi A4

2.0L TDI ULTRA SPORT 4d 188 BHP Audi A4

103,895 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota Auris

1.8L VVT-I ICON PLUS 5d 98 BHP Toyota Auris

42,732 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz Citan

1.5 111 CDI TRAVELINER 5d 110 BHP IN BLUE WITH 62, Mercedes Benz Citan

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

89,310 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Euro 6 (s/s) 5dr Suzuki Ignis

16,250 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

41,701 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Edition Cabriolet 2dr Diesel Mercedes Benz E Class

70,711 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota Yaris

1.5 VVT-i Icon CVT Euro 6 5dr Toyota Yaris

23,800 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Slough
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue RWD L4 H1 Euro 6 2dr Ford Transit

77,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo GS Line SUV 5dr Petrol Manual Euro 6 (s/ Vauxhall Crossland

19,704 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Skoda Kodiaq

1.4 TSI ACT SE L AUTOMATIC DSG EURO 6 PETROL Skoda Kodiaq

90,561 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota Yaris

1.5 VVT-h Icon Hatchback 5dr Petrol Hybrid E-CVT E Toyota Yaris

23,355 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota Prius

1.8 VVT-h Excel MPV 5dr Petrol Hybrid CVT Euro 6 ( Toyota Prius

24,532 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Dacia Sandero Stepway

1.0 TCe Journey Hatchback 5dr Bi Fuel Manual Euro Dacia Sandero Stepway

31,159 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol XTRON Euro 6 Nissan Micra

19,671 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.