• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • Ford Transit

2.0 300 EcoBlue Leader Panel Van in white, 32,670 Ford Transit

32,670 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota AYGO

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

12,390 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

29,143 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Hatchback 5dr Petrol M Peugeot 208

20,940 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen T Roc

2020 1.0 TSi 115 BHP SE EDITION EURO 6 ULEZ 88000 MILES Volkswagen T Roc

88,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Suzuki S-Cross

1.4 Boosterjet MHEV Motion SUV 5dr Petrol Hybrid M Suzuki S-Cross

29,662 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

70,800 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Manual E Ford EcoSport

11,964 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr M Ford EcoSport

17,074 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Passat

2.0 TDI SE Business (s/s) 5dr Volkswagen Passat

72,200 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Citroen C4

1.2 PureTech Shine Hatchback 5dr Petrol Manual Eur Citroen C4

31,064 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Scirocco

2.0 TSI BlueMotion Tech R Euro 6 ss 3dr Volkswagen Scirocco

65,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Astra

1.6 CDTi Elite Sports Tourer Euro 6 (s/s) 5dr Vauxhall Astra

28,600 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Volkswagen T Roc

1.5 Tsi Gpf Evo Se Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Volkswagen T Roc

65,040 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Steptronic Euro 6 MINI Hatch

37,270 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

67,299 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Toyota Prius

PHEV BUSINESS EDITION PLUS 5-Door Toyota Prius

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend L2 H1 LWB * APPLE CAR PLAY 5 Ford Transit

57,947 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Mokka

ELITE NAV 5-Door Vauxhall Mokka

34,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford C Max

1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (s/s) Ford C Max

21,037 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

29,502 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Ipswich
£216/month
Example
  • Peugeot 308

1.2 PureTech 130 GT Line 5dr Peugeot 308

32,661 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Fiat 124

1.4 MultiAir Anniversary Convertible 2dr Petrol Eu Fiat 124

23,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz B Class

B180 1.6 B180 Exclusive Edition MPV 5dr Petrol 7G-DCT E Mercedes Benz B Class

37,922 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Suzuki Swift

Hatchback SZ5 Suzuki Swift

18,143 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XF

53,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

78,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Focus

1.5 EcoBlue Titanium Ford Focus

35,627 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz C Class

2.1 GLA220d AMG Line (Premium) SUV 5dr Diesel 7G-DCT 4MATIC Euro 6 (s/s) (1 Mercedes Benz C Class

56,604 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example
  • Skoda Karoq

1.6 TDI SE L SUV 5dr Diesel DSG Euro 6 (s/s) (115 Skoda Karoq

83,118 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Toyota Auris

1.8 Hybrid Excel TSS 5dr CVT Toyota Auris

17,861 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0 EDITION MHEV 5d 124 BHP Ford Focus

16,158 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation SUV 5dr Petrol Manual Euro 6 Volkswagen Tiguan

49,815 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Passat

2.0 TDI EVO SE Nav Saloon 4dr Diesel DSG Euro 6 (s Volkswagen Passat

70,365 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Sunderland
£216/month
Example
  • Peugeot 2008

1.5 BlueHDi GT Line SUV 5dr Diesel EAT Euro 6 (s/s Peugeot 2008

18,967 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Ignis

Hatchback SZ5 Suzuki Ignis

18,500 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.