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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Volvo XC60

2.4 D5 R-Design Lux Nav Auto AWD Euro 6 (s/s) 5dr Volvo XC60

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 230 EcoBlue Trend Crew Van L2 Euro 6 (s/s) 6dr Ford Transit

25,537 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford EcoSport

1.0 EcoSport Titanium 5 Door 1.0L Ford EcoBoost 125PS FWD 6 Speed Manual Ford EcoSport

10,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY Land Rover Discovery Sport

53,023 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

1.5 218i Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

26,216 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

1.0 Puma ST-Line X 5 Door 1.0L EcoBoost Hybrid (mHEV) 155PS FWD 6 Speed Manual Ford Puma

48,467 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

70,600 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

19,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

1.5 218i GPF Sport Euro 6 (s/s) 2dr BMW 2 Series

44,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE 5-DOOR 11,000 MILES FULL SERVICE HISTORY 1 OWNER 15 MONTHS WARRANTY Volkswagen Polo

11,490 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Grimsby
£273/month
Example
  • Citroen SpaceTourer

1.6 BlueHDi Business M MWB Euro 6 (s/s) 5dr Citroen SpaceTourer

85,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Ford Kuga

TITANIUM X TDCI Ford Kuga

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech R-Line DSG Euro 6 (s/s) 5dr Volkswagen Golf

79,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Peugeot Expert

53,085 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Puma

ST-Line 1.0 EcoBoost 155 MHEV - SYNC 3 Sat Nav, Power Tailgate, Heated Seats - FSH. Metropolis White Ford Puma

56,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

1.5 218i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

60,300 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Southend-on-Sea
£273/month
Example
  • Kia Venga

1.6 3 Kia Venga

21,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Volkswagen Polo

36,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech GT Volkswagen Passat

69,544 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Stockport
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

54,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Euro 6 (s/s) 5dr Volkswagen Polo

76,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 L1 2300 Prime ONLY 9,107 MILES VAT INCLUDED Vauxhall Combo

9,107 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Manchester
£216/month
Example
  • Volkswagen Polo

1.8 TSI GTI Volkswagen Polo

45,738 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive MG ZS

31,747 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mitsubishi L200

2.4 DI-D DC 4Life Mitsubishi L200

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C3

1.2 PureTech PLUS Citroen C3

7,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 (s/s) (136 Ps) MINI Clubman

33,170 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Northampton
£273/month
Example
  • Ford Kuga

1.5 TDCi Titanium Edition Ford Kuga

57,638 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A6 AVANT

2.0 TDI ultra S line Euro 6 (s/s) 5dr Audi A6 AVANT

79,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£273/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Euro 6 (s/s) 5dr Suzuki Swift

9,081 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

78,162 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C3

1.2 PureTech [110] C-Series Citroen C3

18,900 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

2.0 TDI Match Euro 6 (s/s) 5dr Volkswagen Golf

59,600 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Audi A1

1.4 TFSI S LINE Audi A1

53,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Yaris

1.5 VVT-h Grey Bi-Tone Toyota Yaris

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader AWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

93,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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