• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Kia Rio

1.0 T-GDi 2 Hatchback 5dr Petrol DCT Euro 6 (s/s) Kia Rio

31,126 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Pro Panel Van 5dr Diesel Manual L Vauxhall Combo

19,013 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Prime Panel Van 5dr Diesel Manual Vauxhall Combo

13,678 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Jaguar XF

2.0i Portfolio Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

70,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Chesterfield
£273/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech Alltrack Estate 5dr Diesel Volkswagen Passat

81,570 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • BMW X4

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X4

100,980 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV Sport Lux SUV 5dr Petrol Manual Euro 6 (s/s) (122 ps) Mazda Cx 30

6,999 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ssangyong Tivoli

1.5P Ultimate Nav Auto Euro 6 (s/s) 5dr Ssangyong Tivoli

12,467 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Qashqai

1.6 dCi Tekna XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

40,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

25,021 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Countryman

2.0 Cooper D SUV 5dr Diesel Manual ALL4 Euro 6 (s/ MINI Countryman

76,325 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Worthing
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Tarraco

1.5 TSI EVO XCELLENCE Lux SUV 5dr Petrol Manual Eu SEAT Tarraco

50,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai Tucson

1.6 Gdi Se Nav Suv 5dr Petrol Manual Euro 6 (s/s) (132 Ps) Hyundai Tucson

32,497 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Gloucester
£273/month
Example
  • Mercedes Benz C Class

C200 1.5 C200 MHEV EQ Boost Sport Saloon 4dr Petrol G-T Mercedes Benz C Class

15,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

1.6 C200d Sport (Premium) Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (136 ps) Mercedes Benz C Class

48,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • Volkswagen Golf

1.4 TSI 13kWh GTE DSG Euro 6 (s/s) 5dr Volkswagen Golf

101,759 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

41,135 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Ford Focus

2.0 TDCi ST-3 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

62,147 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Volvo XC60

2.4 D4 R-DESIGN LUX NAV AWD 5d 178 BHP Volvo XC60

83,500 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 3 Series

2.0 320D M SPORT 4d 181 BHP BMW 3 Series

54,398 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volvo V40

1.5 T3 R-Design Edition Hatchback 5dr Petrol Auto Volvo V40

39,999 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Toyota Proace

1.5 BlueHDi Icon Short Panel Van 5dr Diesel Manual Toyota Proace

50,345 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Carlisle
£216/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen T Roc

1.6 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) Volkswagen T Roc

70,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD E Ford Kuga

55,835 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen Relay

2.0 BlueHDi 35 Chassis Cab 2dr Diesel Manual L3 Euro 6 (130 ps) Dropside ti Citroen Relay

65,700 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Southampton
£273/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi TT

2.0 TDI ultra Sport Coupe 3dr ** Heated Seats Upgr Audi TT

59,024 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.