Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

109-144 of over 1,000 cars

  • Skoda Octavia

2.0 TSI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

86,262 miles 2019 Zero Deposit

Home Delivery Available

£12,999
London
£267/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match DSG Euro 6 (s/s) 5dr Volkswagen Golf

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Jaguar E Pace

2.0 D150 Chequered Flag Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

66,500 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • MINI Countryman

2.0 Cooper S Steptronic Euro 6 (s/s) 5dr MINI Countryman

72,418 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Hyundai Bayon

T-GDI PREMIUM DCT MHEV Hyundai Bayon

20,144 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Nav DCT Euro 6 (s/s) 5dr Hyundai Tucson

55,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Toyota Aygo X

1.0 VVT-i Exclusive Hatchback 5dr Petrol Manual - ONLY 26000 MILES - Toyota Aygo X

26,145 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Suzuki Swift

1.2 MHEV Motion CVT Euro 6 (s/s) 5dr Suzuki Swift

1,200 miles 2025 Zero Deposit

Home Delivery Available

£12,999
Halifax
£209/month
Example
  • Peugeot 2008

1.2 PureTech GT SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps) Peugeot 2008

15,737 miles 2025 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 5dr Petrol Steptronic E MINI Hatch

52,440 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • MG HS

1.5 T Gdi Trophy Suv 5dr Petrol Dct Euro 6 (s/s) (162 Ps) MG HS

17,000 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Nissan Micra

1.0 IG-T N-Sport Hatchback 5dr Petrol XTRON Euro 6 Nissan Micra

18,272 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Manchester
£209/month
Example
  • MINI Hatch

1.2 One Euro 6 (s/s) 5dr MINI Hatch

3,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

83,142 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Swansea
£267/month
Example
  • Kia Picanto

Yellow 1.0 DPi X-Line S hatchback, 5,200 miles, UL Kia Picanto

5,200 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE Auto ALL4 Euro 6 (s/s) 5dr MINI Countryman

59,620 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Jaguar XJ

3.0d V6 Luxury Saloon 4dr Diesel Auto Euro 6 (s/s) Jaguar XJ

86,020 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Huddersfield
£267/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic CVT Euro 6 (s/s) 5dr Toyota C HR

71,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Ford Kuga

1.5 TDCi Titanium Auto SAT NAV Ford Kuga

35,879 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • BMW 5 Series

2.0 20d xLine Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

106,776 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Luton
£267/month
Example
  • Vauxhall Mokka

1.2 Turbo Gs Line Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Mokka

35,623 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Renault Captur

NEW SHAPE 1.3 TCE 140 BHP R.S LINE SUV EURO6 ULEZ Renault Captur

42,149 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Volvo V90

2.0 D4 Inscription Estate 5dr Diesel Auto Euro 6 (s/s) (190 ps) Volvo V90

87,320 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Weston-Super-Mare
£267/month
Example
  • Audi A6 Saloon

2.0 TDI 40 S line Saloon 4dr Diesel S Tronic Euro 6 (s/s) (204 ps) Audi A6 Saloon

104,500 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Vauxhall Astra

GS Vauxhall Astra

44,141 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Ford Mondeo

2.0 EcoBlue Zetec Edition Estate 5dr - PANORAMIC SUNROOF - Ford Mondeo

53,697 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • BMW 1 Series

Hatchback M Sport BMW 1 Series

84,321 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£209/month
Example
  • Mercedes Benz B Class

2.0 B200d AMG Line (Executive) MPV 5dr Diesel 8G-D Mercedes Benz B Class

64,401 miles 2020 Zero Deposit

Home Delivery Available

£12,999
York
£267/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

72,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Mercedes Benz A-Class

1.6 A180 Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

44,099 miles 2017 Zero Deposit

Home Delivery Available

£12,999
West Bromwich
£267/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

81,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
West Bromwich
£267/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
West Bromwich
£267/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Audi A3

73,002 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium Plus) Cabriolet G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

88,315 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bedford
£267/month
Example
  • Mercedes Benz A-Class

Silver A200d AMG Line hatchback, 79,000 miles, Eur Mercedes Benz A-Class

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£267/month
Example
  • Peugeot Rifter

1.5l 5dr Auto 129 BHP Automatic. Low mileage Peugeot Rifter

15,895 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Norwich
£209/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.