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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Peugeot 308

1.5 BlueHDi 130 GT Line 5dr EAT8 Peugeot 308

57,807 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ4 5dr Suzuki Vitara

11,704 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Huddersfield
£216/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP BMW 5 Series

55,400 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MINI Convertible

1.6 Cooper 2dr Auto MINI Convertible

29,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ5 ALLGRIP SHVS Suzuki Ignis

25,997 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

220 220D SPORT ACTIVE TOURER BMW 2 Series

24,149 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris

VVT-I DESIGN Toyota Yaris

6,329 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz Sprinter

313 CDI Mercedes Benz Sprinter

63,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost Trend 5dr Ford Fiesta

15,500 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr Ford EcoSport

26,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

13,360 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta 2WD Euro 6 (s/s) 5dr Nissan Qashqai

29,337 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420D XDRIVE M SPORT 2d 188 BHP BMW 4 Series

99,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

14,930 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Navara

2.3 dCi Tekna Nissan Navara

110,300 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM 5d 107 BHP Mercedes Benz A Class

82,371 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

35.8kwh E Golf Hatchback 5dr Electric Auto (136 Ps) Volkswagen Golf

31,313 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Eastbourne
£273/month
Example
  • Renault Clio

1.6 TCe Renaultsport Nav Trophy Auto Euro 6 (s/s) 5dr Renault Clio

46,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 BlueTEC AMG Line Mercedes Benz E Class

53,446 miles 2015 Zero Deposit

Home Delivery Available

£13,000
London
£273/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,188 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£216/month
Example
  • Audi A1

1.5 TFSI 35 S line Sportback 5dr Petrol S Tronic E Audi A1

72,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£216/month
Example
  • Skoda Kodiaq

2.0 TDI SE L SUV 5dr Diesel DSG 4WD Euro 6 (s/s) ( Skoda Kodiaq

106,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mitsubishi L200

2.4 DI-D DC Challenger Pickup Double Cab 4dr Diese Mitsubishi L200

84,721 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Burnley
£273/month
Example
  • Skoda Karoq

1.5 TSI ACT SE Euro 6 (s/s) 5dr Skoda Karoq

53,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£273/month
Example
  • Skoda Karoq

1.5 TSI ACT SE Euro 6 (s/s) 5dr Skoda Karoq

53,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£273/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

23,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Cardiff
£216/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

24,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Blackburn
£216/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A1

26,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

1.5 216d SE DCT Euro 6 (s/s) 5dr BMW 2 Series

60,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A6

3.0 TDI V6 S Tronic quattro Euro 6 (s/s) 5dr Audi A6

103,386 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Countryman

1.5 Cooper Euro 6 (s/s) 5dr MINI Countryman

71,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Navara

2.3 dCi N-Guard Auto 4WD Euro 6 4dr Nissan Navara

105,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Luton
£273/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring 5dr Petrol Plug-in H BMW 3 Series

90,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.