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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XF

33,386 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

52,594 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

20,021 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

55,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Gillingham
£273/month
Example
  • Renault Clio

1.6 TCe Renaultsport Nav Trophy Auto Euro 6 (s/s) 5dr Renault Clio

46,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

13,360 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

13,397 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Vitara

SZ5 BOOSTERJET Suzuki Vitara

36,401 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

65,749 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

32,362 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Jeep Renegade

1.3 LIMITED 5d 148 BHP Jeep Renegade

51,279 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Audi TT

2.0 TDI ultra Sport Coupe 3dr ** Heated Seats Upgr Audi TT

59,024 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ibiza

1.0 TSi FR 5dr ** Sat Nav + Full Link ** SEAT Ibiza

15,319 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition 5dr ** Low Mile Ford Fiesta

20,801 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav 5dr ** Sat Nav + Rear Camera ** Hyundai Tucson

32,608 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Premium Standard Panel Van MWB Euro 6 (s/s) 6 Peugeot Expert

45,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Harlow
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Prime L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

50,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Harlow
£216/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta 2WD Euro 6 (s/s) 5dr Nissan Qashqai

29,337 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav SUV 5dr Diesel Auto Euro 6 (s/s) Volvo XC60

50,411 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 508

2.0 BlueHDi GT Auto Euro 6 (s/s) 5dr Peugeot 508

46,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A6

1.8 TFSI Black Edition S Tronic Euro 6 (s/s) 4dr Audi A6

88,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

1.5 218i GPF Sport Euro 6 (s/s) 2dr BMW 2 Series

35,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Plus Standard Panel Peugeot Expert

74,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

104,625 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Arona

1.0 TSI EVO SE Technology Euro 6 (s/s) 5dr SEAT Arona

30,500 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

74,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen T Roc

1.6 TDI SEL SUV 5dr Diesel Manual Euro 6 (s/s) (11 Volkswagen T Roc

64,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

50kWh Elite Nav Premium SUV 5dr Electric Auto (136 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • SEAT Arona

1.0 TSI GPF FR SUV 5dr Petrol DSG Euro 6 (s/s) (11 SEAT Arona

30,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 Transit Leader Van 350 L3 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

57,997 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

56,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Woking
£216/month
Example
  • Volkswagen Caddy

1.6 TDI BlueMotion Tech 102PS Startline Van Volkswagen Caddy

52,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport Convertible 2dr Diesel Manual Eur BMW 2 Series

37,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Burton-upon-Trent
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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