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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

41,120 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Crew Van L1 H1 Euro 6 (s/s) 5dr Ford Transit

85,336 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Sunderland
£216/month
Example
  • Citroen Relay

35 L3 H2 2.0D 14 SEATER MINIBUS Citroen Relay

45,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Peugeot 208

1.5 BlueHDi Active Premium Euro 6 (s/s) 5dr Peugeot 208

27,664 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Honda Jazz

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Mazda Mx 5

27,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Alhambra

2.0 TDI SE Lux DSG Euro 6 (s/s) 5dr SEAT Alhambra

85,816 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Mercedes Benz GLA Class

1.6 GLA180 Urban Edition Mercedes Benz GLA Class

42,857 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 BlueTEC AMG Line Premium Mercedes Benz E Class

77,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki S-Cross

1.4 Boosterjet MHEV Motion Euro 6 (s/s) 5dr Suzuki S-Cross

30,609 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 4 Series

430D LUXURY BMW 4 Series

50,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia SPRING

Extreme Electric 65hp Dacia SPRING

50 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Hatch

5-Door Hatch Cooper Exclusive MINI Hatch

43,899 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Renault Captur

1.0 TCe evolution Euro 6 (s/s) 5dr Renault Captur

20,292 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Hatch

2.0 3-Door Hatch Cooper S MINI Hatch

23,600 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.2T Allure Prem Auto Peugeot 308

13,536 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Wolverhampton
£216/month
Example
  • Volvo XC60

2.4 R-Design Lux Nav D5 AWD Volvo XC60

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

78,362 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Isuzu D Max

1.9 TD Eiger Isuzu D Max

114,058 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Focus

44,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Alhambra

2.0 TDI FR Line SEAT Alhambra

91,790 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium Peugeot Partner

16,050 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Sportage

2.0 CRDi GT-Line S Auto AWD Euro 6 5dr Kia Sportage

62,618 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Peugeot 508

1.5 BlueHDi GT Line Fastback Euro 6 (s/s) 5dr Peugeot 508

47,659 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 LWB Professional Premium + Peugeot Partner

20,407 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 Transit Leader Van 350 L4 H3 EcoBlue 130PS RWD 6 Speed Manual Ford Transit

71,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Toyota Aygo X

14,712 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

81,400 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V90

2.0 D4 Momentum Plus Auto Euro 6 (s/s) 5dr Volvo V90

119,521 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport Edition Euro 6 (s/s) 5dr Mercedes Benz A Class

39,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Jaguar E Pace

2.0 D180 R-Dynamic S Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

68,111 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Euro 6 (s/s) 5dr Volkswagen Golf

43,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q2

1.4 TFSI CoD Sport Audi Q2

57,800 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

73,403 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar XE

2.0 d Portfolio Jaguar XE

38,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar E Pace

2.0 D150 Chequered Flag Jaguar E Pace

102,291 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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