• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Kia Niro

39kWh 2 SUV 5dr Electric Auto (134 bhp) ***128 AA Kia Niro

28,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Edge

2.0 TDCi Titanium SUV 5dr Diesel Powershift AWD Eu Ford Edge

64,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line Euro 6 (s/s) 5dr Kia Stonic

4,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Coventry
£216/month
Example
  • Kia Cee'd

1.0 T-GDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Cee'd

9,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW 2 Series

2.0 220I SE ACTIVE TOURER 5d 190 BHP BMW 2 Series

18,670 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

13,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mitsubishi Outlander

2.4 PHEV 4H 5d 207 BHP Mitsubishi Outlander

72,419 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV SE Connect Euro 6 (s/s) 5dr Hyundai Kona

20,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Passat

1.5 SEL TSI EVO DSG 5d 148 BHP Volkswagen Passat

86,252 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£216/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

M2 3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

83,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D SE-L Nav Euro 6 (s/s) 5dr Mazda Cx 5

43,371 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz Sprinter

313 CDI Mercedes Benz Sprinter

63,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 280 LEADER P/V ECOBLUE 104 BHP Ford Transit

74,717 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Burnley
£216/month
Example
  • Renault Trafic

2.0 SL28 ENERGY dCi 145 Sport MY19 Renault Trafic

49,101 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot Expert

Professional Premium L1 H1 2.0 BlueHDi 1400 MWB Di Peugeot Expert

70,387 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

Leader L1 H2 2.0 300 EcoBlue Diesel SWB High Top P Ford Transit

73,409 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

Leader L1 H2 2.0 300 EcoBlue Diesel SWB High Top P Ford Transit

55,428 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Citroen Dispatch

Enterprise Pro M L1 H1 1.5 BlueHDi 1000 Diesel Pan Citroen Dispatch

39,547 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q2

1.0 TFSI 30 Sport Euro 6 (s/s) 5dr Audi Q2

50,526 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

41,135 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Focus

2.0 TDCi ST-3 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

62,147 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Volvo XC60

2.4 D4 R-DESIGN LUX NAV AWD 5d 178 BHP Volvo XC60

83,500 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

44,099 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz Vito

1.7 110 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Vito

52,850 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Primastar

2.0 dCi 30 Visia L2 H1 Euro 6 (s/s) 5dr Nissan Primastar

29,940 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 3dr Land Rover Range Rover Evoque

60,500 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320D M SPORT 4d 181 BHP BMW 3 Series

54,398 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Golf

2.0 TDI GTD Euro 6 (s/s) 5dr Volkswagen Golf

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Glasgow
£273/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.