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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Audi A3

2.0 TDI 30 Sport Saloon 4dr Diesel Manual Euro 6 ( Audi A3

95,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Active 5dr Vauxhall Mokka

6,262 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Polo

1.0 Life 5dr Volkswagen Polo

35,277 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Preston
£216/month
Example
  • Renault Trafic

2.0 dCi Blue SL28 Business+ Panel Van 5dr Diesel M Renault Trafic

48,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

76,467 miles 2017 Zero Deposit

Home Delivery Available

£13,000
York
£273/month
Example
  • MINI Countryman

1.5 Cooper Euro 6 (s/s) 5dr MINI Countryman

71,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Caddy

1.6 C20 TDI STARTLINE 74 BHP *BRAND NEW 19'' W Volkswagen Caddy

66,070 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

73,287 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Burton-upon-Trent
£273/month
Example
  • Peugeot 2008

1.2 PureTech 155 GT Premium 5d Peugeot 2008

71,649 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£216/month
Example
  • Audi A3

2.0 Tdi 35 S Line Sportback 5dr Diesel S Tronic Euro 6 (s/s) (150 Ps) Audi A3

80,374 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Sportage

1.7 CRDi 3 DCT Euro 6 (s/s) 5dr Kia Sportage

44,105 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda 2

1.5 Skyactiv G SE-L Nav 5dr - Mazda 2

6,628 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Leon

1.5 eTSI MHEV FR DSG Euro 6 (s/s) 5dr SEAT Leon

63,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A3

1.5 TFSI CoD Sport Sportback 5dr Petrol S Tronic E Audi A3

50,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Life Hatchback 5dr Electric Volkswagen Id3

43,134 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Halifax
£216/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

41,851 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Halifax
£216/month
Example
  • Peugeot 308

1.5 BlueHDi 130 Active 5dr - B Peugeot 308

31,578 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition ( Peugeot 208

22,556 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

1.6CDTi (136) Active 5dr (Appl Vauxhall Mokka

38,608 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Fiat 500

1.0 City Cross 5dr - Parking S Fiat 500

39,060 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 5dr with Na Ford Fiesta

19,237 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav 2WD Hyundai Tucson

76,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Renault Kadjar

1.5 dCi Dynamique Nav 5dr (Dua Renault Kadjar

47,792 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 SE 5dr (Apple Carplay/Andr Vauxhall Crossland

15,231 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Hatch

1.5 One Classic Euro 6 (s/s) 5dr MINI Hatch

24,186 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Alfa Romeo MiTo

0.9 TB TwinAir Super 3dr - Cru Alfa Romeo MiTo

28,241 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Abarth 500

1.4 595C COMPETIZIONE MTA 3d 177 BHP Abarth 500

32,555 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW X4

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X4

100,980 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

57,850 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Acenta Premium Euro 6 (s/s) 5dr Nissan Qashqai

48,403 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Leaf

39kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

16,500 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

Leader L2 H2 2.0 300 EcoBlue Diesel LWB High Top P Ford Transit

83,046 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation SUV 5dr Diesel DSG Euro 6 (s Volkswagen Tiguan

77,003 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

1,200 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot 308

1.6 THP GT Line Premium EAT Euro 6 (s/s) 5dr Peugeot 308

50,257 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Cheadle
£273/month
Example
  • SEAT Arona

1.0 TSI FR SEAT Arona

27,675 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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