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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC220d Sport (Premium Plus) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC CLASS

116,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Clubman

2.0 COOPER S AUTOMATIC 5d 189 BHP - FREE DELIVERY* MINI Clubman

59,058 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 Kia Sportage

33,104 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Volkswagen Passat

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION 5d 148 BH Volkswagen Passat

90,455 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Golf

1.4 GTE ADVANCE DSG 5d 204 BHP - FREE DELIVERY* Volkswagen Golf

78,878 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 5 Series

2.0 520D M SPORT TOURING AUTOMATIC 5d 188 BHP - FR BMW 5 Series

71,641 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

88,088 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

14,930 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Toyota Yaris

VVT-I DESIGN Toyota Yaris

6,329 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ5 ALLGRIP SHVS Suzuki Ignis

25,997 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 118d SE (LCP) Euro 6 (s/s) 5dr BMW 1 Series

74,476 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Peugeot 2008

1.2 PureTech Allure 5dr Peugeot 2008

19,821 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£273/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Edition Euro 6 (s/s) 5dr Ford Kuga

23,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan X Trail

1.7 dCi Tekna Euro 6 (s/s) 5dr Nissan X Trail

75,894 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

13,397 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A1

1.0 TFSI 30 SE Sportback Euro 6 (s/s) 5dr Audi A1

36,696 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Vitara

SZ5 BOOSTERJET Suzuki Vitara

36,401 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Kodiaq

1.4 TSI SE Euro 6 (s/s) 5dr (5 Seat) Skoda Kodiaq

68,617 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320d Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

60,815 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • MINI Hatch

1.5 Cooper Sport 3dr ** Privacy Glass Upgrade ** MINI Hatch

40,270 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

54,190 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volvo V40

1.5 T2 R-Design Pro Hatchback 5dr Petrol Auto Euro Volvo V40

32,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 Transit Leader Van 350 L3 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

57,997 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • Volkswagen Caddy

1.6 TDI BlueMotion Tech 102PS Startline Van Volkswagen Caddy

52,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Honda Jazz

12,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Honda Cr V

1.6 I-DTEC EX Honda Cr V

75,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,188 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£216/month
Example
  • Kia Sportage

1.7 CRDi 3 SUV 5 Door Diesel Manual Red Euro 6 1 F Kia Sportage

41,816 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Volkswagen T Roc

1.6 TDI SEL SUV 5dr Diesel Manual Euro 6 (s/s) (11 Volkswagen T Roc

64,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

74,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Niro

39kWh 2 SUV 5dr Electric Auto (134 bhp) ***128 AA Kia Niro

28,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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