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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Citroen C5

1.2 PureTech Flair Plus EAT8 Euro 6 Citroen C5

33,915 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Doncaster
£273/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ5 SUV 5dr Petrol Manual ALLGRIP Euro 6 (s/s) (140 ps) Suzuki Vitara

48,213 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 118d Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

86,405 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A-Class

71,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Southampton
£273/month
Example
  • Nissan Juke

1.0 DIG-T Acenta DCT Auto Euro 6 (s/s) 5dr Nissan Juke

41,531 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps Suzuki Ignis

32,189 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volvo XC60

2.0 D4 Momentum AWD Euro 6 (s/s) 5dr Volvo XC60

102,440 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford S Max

2.0 EcoBlue Titanium MPV 5dr Diesel Manual Euro 6 Ford S Max

80,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Volkswagen Polo

Hatchback Special Editions Active Volkswagen Polo

7,768 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A3

1.5 TFSI 35 Technik Sportback Euro 6 (s/s) 5dr Audi A3

78,300 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Slough
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

68,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr Ford Puma

41,639 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Auris

1.8 Vvt H Design Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (136 Ps) Toyota Auris

42,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Volkswagen ID.4

Pro Performance 77kWh 1ST Edition Auto 5dr Volkswagen ID.4

36,450 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A1

1.0 TFSI 25 Sport Audi A1

39,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Sportback 5dr Petrol Man Audi A3

64,286 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MINI Countryman

2.0 Cooper S Euro 6 (s/s) 5dr MINI Countryman

58,549 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

82,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Combo

2020 1.2 TURBO ELITE S/S PETROL AUTOMATIC Vauxhall Combo

53,462 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Coventry
£273/month
Example
  • Skoda Karoq

1.5 TSI Edition DSG Euro 6 (s/s) 5dr Skoda Karoq

75,819 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota C HR

1.8 VVT-h Design CVT Euro 6 (s/s) 5dr Toyota C HR

93,800 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz A-Class

96,805 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d SE (Executive) Hatchback 5dr Diesel 7G-D Mercedes Benz A-Class

71,885 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Swansea
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

53,881 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Passat

2.0 TDI R-Line DSG Euro 6 (s/s) 5dr Volkswagen Passat

89,800 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Kia Rio

1.2 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (83 Kia Rio

19,109 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota Aygo X

VVT-I EXCLUSIVE Toyota Aygo X

15,560 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Southampton
£216/month
Example
  • Mercedes Benz B Class

1.3 B180 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

42,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Nottingham
£273/month
Example
  • Citroen C4

1.2 PureTech Shine Plus EAT8 Euro 6 (s/s) 5dr Citroen C4

12,000 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Honda Civic

Honda Civic

63,134 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Discovery Sport

2.0 SD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

62,341 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Leaf

62kWh e+ Tekna Auto 5dr Nissan Leaf

20,822 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Focus

Hatchback ST-Line Edition Ford Focus

32,238 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE Auto ALL4 Euro 6 (s/s) 5dr MINI Countryman

50,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Corsa Electric

DESIGN Vauxhall Corsa Electric

8,433 miles 2024 Zero Deposit

Home Delivery Available

£12,999
Reading
£216/month
Example
  • BMW 1 Series

White 1.5 116d M Sport Shadow Edition, 40,000 mile BMW 1 Series

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
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