Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav DCT Euro 6 (s/s) 5dr Hyundai Tucson

36,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active X Edition Euro 6 (s/s) 5dr Ford Fiesta

25,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Chesterfield
£216/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

114,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

63,900 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Transit

2.0 280 TREND L1 SWB ECOBLUE 130 BHP [A/C] Ford Transit

67,162 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

2.0 350 LEADER L4 XLWB ECOBLUE 130 BHP Ford Transit

75,484 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Mercedes Benz CLA

73,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Bury
£273/month
Example
  • Volkswagen Tiguan

2.0 TDi 150 SEL 5dr DSG Volkswagen Tiguan

97,602 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki SX4

S-Cross Sz-T Boosterj Suzuki SX4

26,035 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

19,428 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Kuga

1.5 EcoBoost 176 Titanium 5dr Ford Kuga

33,777 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

51,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Renault Captur

1.3 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) Renault Captur

23,885 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Worthing
£216/month
Example
  • MG ZS

1.0 T-GDI Excite Auto Euro 6 5dr MG ZS

16,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Passat

1.5 SEL TSI EVO DSG 5d 148 BHP Volkswagen Passat

86,252 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£216/month
Example
  • Jeep Renegade

1.3 LIMITED 5d 148 BHP Jeep Renegade

51,279 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Volkswagen Golf

1.4 GTE ADVANCE DSG 5d 204 BHP - FREE DELIVERY* Volkswagen Golf

78,878 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Honda Civic

1.6 i-DTEC SR Hatchback 5dr Diesel Auto Euro 6 (s/ Honda Civic

49,559 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line Edition Euro 6 (s/s) 5dr Ford Focus

21,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Passat

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION 5d 148 BH Volkswagen Passat

90,455 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Kia Sportage

2.0 CRDi KX-2 SUV 5dr Diesel Auto AWD Euro 6 (134 Kia Sportage

41,470 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Skoda Octavia

2.0 VRS TSI 5d 217 BHP Skoda Octavia

58,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 ALLGRIP 5dr Suzuki Swift

23,779 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Huddersfield
£216/month
Example
  • Audi Q5

2.0 TFSI SE quattro Euro 6 (s/s) 5dr Audi Q5

52,700 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Slough
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

52,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW X4

2.0 XDRIVE20D M SPORT 4d AUTOMATIC 188 BHP - FREE BMW X4

99,772 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 5 Series

2.0 530e M Sport iPerformance Saloon BMW 5 Series

104,322 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • Ford Fiesta

1.0 ECOBOOST TITANIUM 5DR Ford Fiesta

20,500 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volvo V40

1.5 T2 SE Nav Hatchback 5dr Petrol Auto Euro 6 (s/ Volvo V40

21,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Honda Jazz

1.5 i-VTEC Sport Hatchback 5dr Petrol Manual Euro Honda Jazz

11,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.