• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • BMW X2

2.0 20i Sport DCT sDrive Euro 6 (s/s) 5dr BMW X2

76,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Peugeot 5008

1.5 BlueHDi Allure EAT Euro 6 (s/s) 5dr Peugeot 5008

70,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Bury
£264/month
Example
  • Ford Tourneo

2.0 320 EcoBlue Titanium L1 Euro 6 (s/s) 5dr Ford Tourneo

67,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Leeds
£206/month
Example
  • Volvo XC40

1.5 T3 R-Design Euro 6 (s/s) 5dr Volvo XC40

93,492 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Wigan
£264/month
Example
  • BMW 3 Series

2.0 320I XDRIVE M SPORT TOURING BMW 3 Series

86,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Walsall
£264/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

14,579 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Sheffield
£206/month
Example
  • Peugeot 208

1.2 PureTech Active Hatchback 5dr Petrol Manual Eu Peugeot 208

7,000 miles 2024 Zero Deposit

Home Delivery Available

£12,990
£206/month
Example
  • Honda Civic

1.8 i-VTEC SE Plus Tourer 5dr Petrol Auto Euro 6 ( Honda Civic

45,619 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Sportback 5dr Petrol S Troni Audi A3

58,098 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Audi A3

1.5 TFSI CoD S line Sportback 5dr Petrol Manual Eu Audi A3

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Leeds
£264/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback 5dr Petrol S Tronic E Audi A1

80,844 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Portsmouth
£264/month
Example
  • SEAT Ateca

1.5 TSI EVO FR Sport DSG Euro 6 (s/s) 5dr SEAT Ateca

54,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Birmingham
£264/month
Example
  • MINI Convertible

2.0 John Cooper Works Convertible 2dr Petrol Manua MINI Convertible

46,700 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Bury
£264/month
Example
  • Kia Niro

1.6 GDi 8.9kWh 3 DCT Euro 6 (s/s) 5dr Kia Niro

35,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Bury
£264/month
Example
  • Renault Clio

1.6 E-TECH full hybrid 145 Evolution 5dr Auto Renault Clio

22,868 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£206/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

59,117 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Volkswagen Polo

1.0 EVO Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Polo

18,735 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Watford
£206/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 3 Series

97,703 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£264/month
Example
  • Renault Koleos

2.0 dCi GT Line X-Trn A7 4WD Euro 6 (s/s) 5dr Renault Koleos

51,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Volkswagen ID.3

Pure Performance 45kWh Life Auto 5dr Volkswagen ID.3

20,000 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£206/month
Example
  • Toyota Aygo X

1.0 VVT-i Exclusive 5dr Toyota Aygo X

8,986 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£206/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

44,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Inverness
£264/month
Example
  • Mercedes Benz C-Class

2.0 C200 Sport Euro 6 (s/s) 2dr Mercedes Benz C-Class

35,600 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Chelmsford
£264/month
Example
  • Abarth 595

1.4 T-Jet 165 Turismo 70th Anniversary 3dr Abarth 595

15,884 miles 2020 Zero Deposit

Home Delivery Available

£12,990
York
£264/month
Example
  • BMW 5 Series

520i M Sport 4dr Auto BMW 5 Series

92,990 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Chesterfield
£264/month
Example
  • Kia Sportage

1.6 4 ISG 5d 175 BHP 12 MONTH MOT INCLUDED IN SALE Kia Sportage

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • MINI Hatch

135kW Cooper S Level 3 33kWh 3dr Auto MINI Hatch

13,200 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Cheltenham
£264/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

17,000 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Basingstoke
£206/month
Example
  • SEAT Leon

TSI FR TECHNOLOGY SEAT Leon

69,889 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Hyundai Tucson

GDI SE NAV BLUE DRIVE Hyundai Tucson

52,327 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Volkswagen Scirocco

2.0 TDI BlueMotion Tech R-Line Hatchback 3dr Diese Volkswagen Scirocco

52,439 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Scunthorpe
£264/month
Example
  • SEAT Ibiza

TSI FR SEAT Ibiza

23,050 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Renault Captur

1.0 TCE 90 Evolution 5dr Renault Captur

6,500 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Cheltenham
£206/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki Vitara

41,509 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Colchester
£206/month
Example
  • MG HS

1.5 T-GDI Exclusive DCT Euro 6 (s/s) 5dr MG HS

46,650 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£206/month
Example
  • SEAT Leon

TSI FR TECHNOLOGY SEAT Leon

38,522 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5162 Reviews

28
07/07/2026

I cannot fault this company at all

I cannot fault this company at all, very helpful the customer service was excellent and kept me informed all the time
Sally
28
04/07/2026

I’ve had the best experience

I’ve had the best experience, Aiden my advisor was super patient and helpful. I wanted to choose the best car I could in my budget and I’m very fussy so had lots of criteria! The process was simple and I’m buzzing with my new car! Thankyou so much!
Amy Dennis
28
03/07/2026

Fantastic service

Fantastic service..Lewis took care of everything from start to finish with patience and was always so helpful. This took all the stress of choosing and buyng a new car. It really was stress free from the first call to driving away my new car.
Jude Nemeth
28
03/07/2026

Easy process

Just such an easy process Elizabeth made it so easy and felt familiar chatting to her very quick to respond to my emails and calls brilliant service
Donna
28
03/07/2026

Brilliant team!

Joel was amazing dealing with myself & my car purchase. Really good service, would definitely recommend. Nothing was too much trouble, very patient and accommodating
Becca
28
02/07/2026

Great service

Great, fast, professional service and very helpful staff (Kattie) from the first call to the hand over of the vehicle.
Mr Malcolm Edwards
28
02/07/2026

Kieran at choose my car was amazing

Kieran at choose my car was amazing, really easy to work with and down to earth. He made everything so easy when buying my new car I couldn’t thank him enough for the effort and work he put in to helping me. Over all fantastic company - thank you so much and I love my new car!
Leanne
28
01/07/2026

James Robinshaw saved my life

James Robinshaw is an abslte hero - got me my car financed in 24 hours with nxt to no paperwork. Woz very frendly and profeshunal on the fone!
Joel Lewis
28
30/06/2026

Recommend Highly

After a bad experience with another broker but especially the dealership. Jay @ choose my car was exceptionally understanding and had me into another vehicle within days of contacting them. Would strongly recommend if you are looking for a broker to get you into a new vehicle other staff I spoke with knew who I was and connecting me with Jay if required. Top Service
Steve Willis
28
30/06/2026

Sully from choose my car has been ever…

Sully from choose my car has been ever so helpfull. Went above and beyond Managed to get me the car i wanted the right spec in the right colour I honestly can not recommend him enough
JOE LEAVY
28
30/06/2026

The Adrian was Great!!

The experience with Choosemycar was great. Adrian really helped up zone in on the right car based on the specs given and went out of his way to even call dealers when things looked sus. Very happy with the service
Kenny Smith
28
29/06/2026

Excellent Service

I was struggling to get a car for the past 2 months but after speaking to choose my car I got a car with a few days which was unbelievable because I had lost hope. I would like to say a BIG thankyou to Anthony who helped me get a car within a week. I would highly recommend getting your car from them. They are very well organised and they deliver the best service.
MZ
28
29/06/2026

As a young male it was very difficult…

As a young male it was very difficult to find the right car and right plan for me but samatha and aj were both very helpful and pleasant every time I needed help. So I am very grateful and they both deserve recognition.
Shay Scanlon-Doyle
28
29/06/2026

Very Helpful

Very Helpful. From initial contact to picking up the car it was as if he was stood by my side.
melvyn evans
28
28/06/2026

I experienced 5-star service from start…

I experienced 5-star service from start to finish with AJ at Choose My Car. He was friendly, professional, and genuinely respectful throughout the entire process. As a female, I felt completely at ease, never under any pressure, and was treated with honesty and respect. AJ took the time to answer all of my questions and made the whole experience smooth, straightforward, and enjoyable. I would definitely recommend Choose My Car, and especially AJ, to anyone looking for excellent customer service. Thank you for making the experience such a positive one!
Nat
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.