Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Vauxhall Corsa

1.2 Griffin 5dr Vauxhall Corsa

17,682 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Insignia

1.5i Turbo GPF SRi VX Line Nav Vauxhall Insignia

48,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Technology SE Business DSG Automatic Estate Volkswagen Passat

86,314 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.0 TFSI SPORT 3d 93 BHP Audi A1

23,960 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Karoq

2.0 TDI SE L SUV 5dr Diesel DSG 4WD Euro 6 (s/s) ( Skoda Karoq

82,557 miles 2018 Zero Deposit

Home Delivery Available

£12,995
York
£273/month
Example
  • Ford Transit

290 2.0TDCI L1H1 VAN IN WHITE WITH 3 SEATS AND SID Ford Transit

51,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi L200

DI-D 4X4 CHALLENGER LB DCB Mitsubishi L200

109,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Navara

DCI VISIA 4X4 SHR DCB Nissan Navara

81,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.2 TDCi 460 HDT Trend Minibus 5dr Diesel Manual L Ford Transit

57,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C Class

C220 2.1 C220 BLUETEC AMG LINE 5d 170 BHP Mercedes Benz C Class

116,510 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Id3

Pro 58kWh Life Auto 5dr Volkswagen Id3

16,634 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Leon

1.6 TDI SE Dynamic Technology SEAT Leon

28,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.2 PureTech Allure EAT Euro 6 (s/s) 5dr Peugeot 308

48,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Octavia

1.6 TDI CR SE L 5dr DSG Skoda Octavia

26,200 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

2.0 TDI BlueMotion Tech 102PS Trendline [AC] Van Volkswagen Caddy

52,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • Lexus CT 200h

200H PREMIER Lexus CT 200h

106,150 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jeep Grand Cherokee

3.0 Grand Cherokee 3.0l V6 Crd Overland Jeep Grand Cherokee

65,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

69,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 280 TREND P/V L1 H1 129 BHP Ford Transit

82,206 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Boxer

BLUE HDI 335 L3H2 PROFESSIONAL PV Peugeot Boxer

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ GT-Line SUV 5dr Diesel Hybrid DCT Euro 6 (s/s) (134 b Kia Sportage

81,763 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 500

1.0 Mild Hybrid Sport 3dr Fiat 500

1,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Kangoo

E-Tech ML19 45kWh Start Auto MWB 6dr Renault Kangoo

388 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Kangoo

1.5 dCi Blue ENERGY ML19 Advance MWB Euro 6 (s/s) 6dr Renault Kangoo

26,846 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Lexus CT 200h

200H SPORT CVT Lexus CT 200h

63,110 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 94 BHP Ford Focus

35,054 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Insignia

1.5 DESIGN Vauxhall Insignia

27,475 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Southampton
£273/month
Example
  • Toyota C HR

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota C HR

60,944 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Abarth 595

1.4 595 Turismo 3dr Abarth 595

20,104 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Inverness
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium 5dr Vauxhall Corsa

17,078 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SPORT 4d 184 BHP FINANCE+NATIONWIDE DELIV Mercedes Benz C Class

94,195 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Audi Q3

2.0 TFSI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

68,772 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Volkswagen Golf

2.0 TDI GTD Euro 6 (s/s) 5dr Volkswagen Golf

82,800 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.