Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Peugeot 308

1.6 THP GTi by Peugeot Sport Euro 6 (s/s) 5dr Peugeot 308

40,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£216/month
Example
  • SEAT Leon

1.6 TDI SE Dynamic Technology SEAT Leon

28,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Insignia

1.5i Turbo GPF SRi VX Line Nav Vauxhall Insignia

48,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£216/month
Example
  • Nissan Qashqai

1.2 DiG-T N-Connecta 5dr Xtronic Nissan Qashqai

43,344 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

2.0 E220d SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

76,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.6 BlueHDi Allure Peugeot 308

79,750 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Poole
£273/month
Example
  • Nissan Qashqai

1.2 DiG-T N-Tec+ 5dr Xtronic Nissan Qashqai

55,627 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

37,199 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 5 Series

530 530D M SPORT BMW 5 Series

110,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (11 MG ZS

20,947 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Tourneo

1.5 Ecoblue Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Tourneo

44,189 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • SEAT Arona

1.0 TSI FR Euro 6 (s/s) 5dr SEAT Arona

21,243 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G Sport Convertible 2dr Petrol Manual Mazda Mx 5

11,800 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bristol
£273/month
Example
  • Vauxhall Vivaro

3100 75kWh Dynamic Auto L1 H1 6dr (7.4kW Charger) Vauxhall Vivaro

24,389 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bristol
£216/month
Example
  • Mercedes Benz E Class

E350 E350 BLUETEC AMG NIGHT EDITION PREMIUM 4-Door Mercedes Benz E Class

80,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Trend Van Ford Transit

43,020 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Ford Transit

2.0 350 L5 CRC 129 BHP Ford Transit

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan NV400

SE DCi Car Transporter Nissan NV400

91,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5 TDCi Titanium SUV 5dr Diesel Manual Euro 6 (s/ Ford Kuga

31,642 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

71,410 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

81,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Hi Lux

3.0 D-4D Invincible X Pickup Double Cab 4dr Diesel Toyota Hi Lux

98,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 5dr Volkswagen Golf

72,414 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Telford
£273/month
Example
  • Vauxhall Insignia

1.6T [200] SRi Vx-line Nav 5dr Vauxhall Insignia

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bedford
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Hatchback Euro 6 (s/s) (95 p Ford Fiesta

7,106 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Stonic

1.0T GDi 48V Connect 5dr Kia Stonic

42,669 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium 5dr Auto [7 Seats] Hyundai Santa Fe

67,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Hatchback 3dr Petrol Ma Audi A1

23,839 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Insignia

2.8T V6 VXR SuperSport Hatchback 5dr Petrol Manual 4WD Euro 6 (325 ps) Vauxhall Insignia

45,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Exeter
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Auto Euro 6 (s/s) 4dr BMW 3 Series

97,230 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Telford
£273/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Edition Vauxhall Movano

52,513 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Dudley
£216/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.