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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Audi A5

2.0 TDI S line Convertible 2dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A5

94,731 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Kia Picanto

1.0 DPi X-Line S Hatchback 5dr Petrol Manual Euro Kia Picanto

18,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (145 Ps) Vauxhall Astra

23,026 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Peugeot Expert

53,085 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot Partner

1.5 Bluehdi 1000 Asphalt Premium Standard Panel Van 5dr Diesel Eat8 Swb Eur Peugeot Partner

40,498 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Volkswagen Golf

1.0 TSI 110 SE [Nav] 5dr Volkswagen Golf

31,797 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Vauxhall Vivaro

87,800 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Dudley
£273/month
Example
  • Vauxhall Crossland

1.2 Griffin Suv 5dr Petrol Manual Euro 6 (s/s) (83 Ps) Vauxhall Crossland

16,588 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Crossland

22,027 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 435 L4H2 PROFESSIONAL P/V 130 BHP Peugeot Boxer

117,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Volvo XC60

2.4 R-Design Lux Nav D5 AWD Volvo XC60

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki SX4

1.6 DDiS SZ-T SUV 5dr Diesel Manual (106 g/km, 118 bhp) Suzuki SX4

7,032 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Vauxhall Crossland

1.2T ecoTec [110] Elite Nav 5dr [6 Speed] [S/S] Hatchback Vauxhall Crossland

24,897 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Burnley
£273/month
Example
  • Peugeot Expert

2.0 Bluehdi 1400 Professional Premium Standard Panel Van 6dr Diesel Manual Peugeot Expert

50,979 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£216/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Panel Van Diesel Manual L1 H2 Euro 6 (s/s) (105 ps) I Ford Transit

85,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Swift

1.0 Boosterjet SHVS SZ5 (s/s) 5dr Suzuki Swift

1 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Ford Transit

2.0 300 Ecoblue Leader Panel Van 5dr Diesel Manual L1 H1 Euro 6 (s/s) (105 Ford Transit

36,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot Expert

Expert Pro + Compact 2.0 Blue Hdi 180 Ps Eat 8 Automatic In Metallic Grey Peugeot Expert

66,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Cee'd

1.0 T-GDi ECO 2 Hatchback 5dr Petrol (s/s) (118 bhp) Kia Cee'd

3,501 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van Diesel Manual L2 H1 Euro 6 (130 ps) In M Ford Transit

89,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Kuga

61,316 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Southend-on-Sea
£273/month
Example
  • Citroen C4

1.2 PureTech Flair Euro 6 (s/s) 5dr Citroen C4

38,188 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Southend-on-Sea
£273/month
Example
  • Dacia Duster

1.6 SCe Comfort 5dr Dacia Duster

26,601 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Peugeot Expert

38,795 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Vauxhall Insignia

1.5 SRI NAV 5d 163 BHP Vauxhall Insignia

23,710 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TSI GTI Hatchback 5dr Petrol DSG Euro 6 (s/s) (230 ps) Volkswagen Golf

109,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Suzuki Vitara

1.6 DDiS SZ-T SUV 5dr Diesel (s/s) (120 ps) Suzuki Vitara

12,125 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Volkswagen Polo

1.0 TSI S Euro 6 (s/s) 5dr Volkswagen Polo

31,332 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Mokka

1.5 Turbo D ecoTEC SRi Nav Premium SUV 5dr Diesel Vauxhall Mokka

79,882 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Smart fortwo

17.6kWh Exclusive Smart fortwo

16,650 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 5 Series

2.0 520d SE Saloon BMW 5 Series

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Prime Panel Van 5dr Diesel Manual Vauxhall Combo

12,824 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Renault Trafic

2.0 dCi Blue 28 Business Panel Van 5dr Diesel Manu Renault Trafic

40,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Prime Panel Van 5dr Diesel Manual Vauxhall Combo

18,669 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Prime Panel Van 5dr Diesel Manual Vauxhall Combo

14,262 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Vauxhall Vivaro

1.6 2700 L1H1 CDTI P/V SPORTIVE ECOFLEX S/S 118 BH Vauxhall Vivaro

80,563 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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