Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Volvo V90

2.0 D4 R-Design Auto Euro 6 (s/s) 5dr Volvo V90

107,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Abarth 595

1.4 T-Jet Turismo 70th Hatchback 3dr Petrol Manual Abarth 595

28,275 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Nissan Qashqai

DIG-T TEKNA - ULEZ COMPLIANT Nissan Qashqai

44,377 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Exeter
£272/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A-Class

79,073 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£272/month
Example
  • Audi Q3

2.0 TDI S line Plus Audi Q3

79,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Inverness
£272/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Steptronic MINI Hatch

50,904 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Newport
£272/month
Example
  • Volkswagen Golf

1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Golf

55,200 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

49,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A4

2.0 TDI S line Saloon 4dr Diesel S Tronic quattro Audi A4

76,950 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A-Class

85,598 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen ID.3

Pro Performance 58kWh Tech Auto 5dr Volkswagen ID.3

55,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Basingstoke
£216/month
Example
  • Volkswagen Golf

1.4 TSI 8.7kWh GTE DSG Euro 6 (s/s) 5dr Volkswagen Golf

53,750 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 S FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

48,195 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 4 Series Gran Coupe

3.0 430d M Sport Gran Coupe BMW 4 Series Gran Coupe

114,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Walsall
£272/month
Example
  • Volkswagen Golf

MATCH EDITION TDI DSG Volkswagen Golf

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible BMW 4 Series

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Walsall
£272/month
Example
  • Mazda 3

3 2.0 Skyactiv G MHEV SE-L Lux 5dr Mazda 3

25,058 miles 2019 Zero Deposit

Home Delivery Available

£12,990
York
£272/month
Example
  • Mercedes Benz E Class

2.0 E220d SE (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Walsall
£272/month
Example
  • MINI Clubman

2.0 Cooper S Classic Steptronic Euro 6 (s/s) (178 MINI Clubman

86,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
High Wycombe
£216/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line Saloon 4dr Diesel G-Tronic+ Eur Mercedes Benz C-Class

104,126 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volvo XC40

2.0 D3 Momentum Euro 6 (s/s) 5dr Volvo XC40

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£272/month
Example
  • Volkswagen Golf

GOLF 1.5 TSI Life 5dr Volkswagen Golf

62,993 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mazda Cx 5

2.0 e-SKYACTIV-G MHEV Exclusive-Line Euro 6 (s/s) 5dr Mazda Cx 5

13,075 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Halifax
£216/month
Example
  • Volkswagen Touran

1.4 TSI BlueMotion Tech SEL Volkswagen Touran

59,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Lexus NX

2.5 300h Luxury E-CVT 4WD Euro 6 (s/s) 5dr Lexus NX

97,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Manchester
£272/month
Example
  • MINI Hatch

2.0 Cooper S Classic Steptronic Euro 6 (s/s) 3dr MINI Hatch

48,661 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A1

53,085 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Renault Captur

1.3 TCE 150 S Edition 5dr EDC Renault Captur

16,491 miles 2019 Zero Deposit

Home Delivery Available

£12,990
York
£272/month
Example
  • Dacia Sandero Stepway

1.0 TCe Prestige 5dr CVT Dacia Sandero Stepway

14,884 miles 2022 Zero Deposit

Home Delivery Available

£12,990
York
£216/month
Example
  • Kia XCEE'D

1.0 T-GDi 3 Euro 6 (s/s) 5dr Kia XCEE'D

23,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
West Bromwich
£272/month
Example
  • Volkswagen Polo

2.0 TSI GTI+ Volkswagen Polo

62,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz A-Class

1.3 A200 Sport Hatchback 5dr Petrol Manual Euro 6 Mercedes Benz A-Class

47,411 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Bolton
£272/month
Example
  • MG ZS

72.6kWh Trophy Long Range Auto 5dr MG ZS

30,000 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium 7 Seater MPV 5dr Diesel Manua Ford Tourneo

75,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Burnley
£272/month
Example
  • Mercedes Benz GLC

2.1 GLC250d SE (Executive) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

97,932 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

2,342 miles 2025 Zero Deposit

Home Delivery Available

£12,990
Halifax
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.