Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI R-Line Euro 6 (s/s) 5dr Volkswagen Polo

41,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport CVT Euro 6 (s/s) 5dr Honda Civic

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Nav 5dr Vauxhall Corsa

19,049 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

13,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Dacia Sandero Stepway

1.0 TCe Comfort 5dr Dacia Sandero Stepway

4,673 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

104,450 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz B Class

2.1 B200d AMG Line MPV 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz B Class

34,913 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Mokka

ecoTEC Elite Nav 1.4T Vauxhall Mokka

23,776 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.4 [75] Energy 5dr [AC] Vauxhall Corsa

14,595 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Smart fortwo

17.6kWh Prime (Premium Plus) Cabriolet Auto 2dr Smart fortwo

34,200 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo SE 5dr Hatchback Vauxhall Corsa

17,244 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Zafira

1.4T Design 5dr Vauxhall Zafira

43,854 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ5 Automatic 5-Door From £12,995 + Retail Package Suzuki Swift

19,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Blackpool
£273/month
Example
  • Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto Vauxhall Mokka

11,441 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (13 MINI Clubman

19,667 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Clubman

2.0 Cooper D Estate 6dr Diesel Auto Euro 6 (s/s) ( MINI Clubman

35,108 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ-T SUV 5dr Petrol Auto Euro 6 (s/ Suzuki Vitara

46,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Bolton
£216/month
Example
  • Volkswagen Transporter

2.0 TDI T28 Startline 4dr Diesel Manual L1 H1 (198 Volkswagen Transporter

113,119 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual 4Motion Euro 6 (s/s) (150 Volkswagen Tiguan

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech R-Line Euro 6 (s/s) 5dr Volkswagen Passat

92,300 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Citigo

1.0 MPI 75 SE L 5dr ASG Skoda Citigo

9,949 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Superb

1.6 SE TECHNOLOGY TDI DSG 5d 118 BHP FINANCE FROM Skoda Superb

105,100 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

25,648 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Vauxhall Mokka

1.6i Elite SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) Vauxhall Mokka

25,615 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 500

1.0 LOUNGE 3d 69 BHP Fiat 500

18,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Fiat Ducato

2.3 JTD 35 MultiJet MAXI L3 H2 5dr Fiat Ducato

15,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo

42,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Insignia

GRAND SPORT SRI VX-LINE NAV Vauxhall Insignia

45,947 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

M1 3.0 M135i Hatchback 5dr Petrol Manual Euro 6 (s/s) BMW 1 Series

57,967 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

1.4 TFSI S line Saloon 4dr Petrol Manual Euro 6 (s Audi A4

39,807 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.