Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Audi A4

2.0 TFSI Black Edition Estate 5dr Petrol S Tronic Audi A4

96,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Northampton
£272/month
Example
  • Ford Fiesta

1.5 T EcoBoost ST-3 Ford Fiesta

62,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A6 Avant

2.0 TDI ultra S line Audi A6 Avant

89,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Inverness
£272/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Euro 6 (s/s) 5dr Nissan Juke

42,175 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Halifax
£216/month
Example
  • Hyundai IONIQ

1.6 h-GDi Premium DCT Euro 6 (s/s) 5dr Hyundai IONIQ

59,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

63,699 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£272/month
Example
  • Toyota Aygo X

1.0 VVT-i Pure Hatchback 5dr Petrol x-shift Euro 6 Toyota Aygo X

6,000 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Solihull
£216/month
Example
  • Vauxhall Corsa

1.2 Design Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

6,392 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Mercedes Benz C-Class

2.1 C250d Sport Coupe 2dr Diesel G-Tronic+ Euro 6 Mercedes Benz C-Class

71,301 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Middlesbrough
£272/month
Example
  • BMW 2 Series

2.0 220d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 2 Series

81,258 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Stockport
£272/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr Ford EcoSport

20,230 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 MHEV R-Dynamic S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

96,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Coventry
£272/month
Example
  • Peugeot 2008

E- Electric Estate Allure Premium+ Peugeot 2008

14,101 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Chester
£216/month
Example
  • Mercedes Benz A-Class

1.3 A250e 15.6kWh AMG Line Saloon 4dr Petrol Plug-in Hybrid 8G-DCT Euro 6 (s/s) (218 ps) Mercedes Benz A-Class

91,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Saloon 4dr Diesel G-Tronic+ Eur Mercedes Benz C-Class

95,510 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A5

1.4 TFSI Sport Audi A5

80,486 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

39,500 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Honda Jazz

1.5 i-VTEC Sport CVT Euro 6 (s/s) 5dr Honda Jazz

30,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Sportback 5dr Petrol Manual Audi A3

68,094 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Sunderland
£272/month
Example
  • Nissan Serena

2.0 HIGHWAY STAR V SPORT AUTO 8 SEATS Nissan Serena

87,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volvo V40

T3 R-DESIGN PRO Volvo V40

56,500 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Southampton
£272/month
Example
  • Skoda Octavia

2.0 TDI SE L First Edition DSG Euro 6 (s/s) 5dr Skoda Octavia

90,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£216/month
Example
  • Hyundai Kona

UK CAR L /R 150KW 64KWH PREMIUM SE 11KC Hyundai Kona

45,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Hatchback 5dr Petrol DSG Volkswagen Golf

62,808 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Ford Kuga

2.0 TDCi 180 Titanium X 5dr Auto Ford Kuga

61,556 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Nissan Juke

1.0 DiG-T 114 Tekna 5dr Nissan Juke

47,727 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 3 Series

97,241 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£272/month
Example
  • Volkswagen ID.3

Pure Performance 45kWh Life Auto 5dr Volkswagen ID.3

20,000 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

73,774 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 1 Series

1.5 116d M Sport DCT Euro 6 (s/s) 5dr BMW 1 Series

98,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£272/month
Example
  • Volkswagen ID.3

Pure Performance 45kWh Style Auto 5dr Volkswagen ID.3

40,470 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£216/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Jaguar F Pace

81,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Stoke-on-Trent
£272/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line Mercedes Benz C-Class

75,832 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • MINI Hatch

2.0 Cooper S Classic Steptronic Euro 6 (s/s) 5dr MINI Hatch

64,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Basingstoke
£272/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

47,177 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Peugeot 2008

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 2008

28,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Manchester
£272/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.