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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Ford Kuga

1.5 EcoBlue Zetec Euro 6 (s/s) 5dr Ford Kuga

64,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • MINI Hatch

5-Door Hatch Cooper MINI Hatch

48,979 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L1 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

50,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q5

2.0 TDI S line Plus quattro Euro 6 (s/s) 5dr Audi Q5

78,011 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T TEKNA Nissan Qashqai

45,205 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

116,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • SEAT Ibiza

1.0 MPI FR SEAT Ibiza

32,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia XCEE'D

1.5 T-GDi 3 Kia XCEE'D

73,200 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H1 Euro 6 5dr Ford Transit

43,623 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 Transit Connect Trend HP Van LWB 250 L2 1.5L EcoBlue 120PS FWD 8-speed automatic Ford Transit

114,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • Peugeot Expert

1.6 BlueHDi Compact Combi Van SWB Euro 6 5dr Peugeot Expert

63,839 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA200d Sport Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

68,650 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Renault Captur

1.6 S Edition E-TECH Plug-in Hybrid 160 Auto Renault Captur

60,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Euro 6 (s/s) 4dr BMW 3 Series

71,222 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Volkswagen Golf

75,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar E Pace

2.0 D180 S Jaguar E Pace

83,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

60,790 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 3008

1.6 THP GT Line Premium EAT Euro 6 (s/s) 5dr Peugeot 3008

50,257 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Cheadle
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 Transit Connect Leader Van SWB 220 L1 1.5L EcoBlue 100PS FWD 6 Speed Manual Ford Transit

31,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech SE Nav Euro 6 (s/s) 5dr Volkswagen Golf

41,023 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Mazda Mx 30

35.5kWh Sport Lux Mazda Mx 30

26,513 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Wolverhampton
£252/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Dynamic Vauxhall Vivaro

58,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TDCi ST-Line Ford Mondeo

43,703 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus Audi Q3

84,679 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR 5 DOOR SEAT Ibiza

34,949 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.0 TSI SE Skoda Fabia

24,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium Plus) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

99,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda 3

2.0 SKYACTIV-G Sport Nav Euro 6 (s/s) 5dr Mazda 3

37,310 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Jazz

1.5 h i-MMD Advance Honda Jazz

19,297 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Wolverhampton
£252/month
Example
  • Renault Captur

0.9 GT Line TCe 90 Renault Captur

23,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation Volkswagen Tiguan

110,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 Transit Leader Dropside 350 L4 130PS FWD 6 Speed Manual Ford Transit

100,002 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Dudley
£252/month
Example
  • Ford Transit

1.5 TDCi 200 Ford Transit

55,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI 30 S line Sportback Euro 6 (s/s) 5dr Audi A3

76,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech S-line TailGate Volkswagen Caddy

57,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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