Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • BMW 1 Series

2.0 120i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

85,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Galaxy

2.0 EcoBlue Titanium Euro 6 (s/s) 5dr Ford Galaxy

40,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Nissan Juke

1.6 N-Connecta Auto Euro 6 5dr Nissan Juke

21,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Toyota Hi Lux

2.4 Active 4WD | Arborist | Tree Surgeon | Crew Ca Toyota Hi Lux

73,509 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Walsall
£273/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BlueTEC AMG Line Cabriolet G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz E Class

51,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI GPF SEL Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

37,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2700 Sportive L1 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

49,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Audi A3

1.5 TFSI CoD Sport Sportback S Tronic Euro 6 ss 5dr Audi A3

50,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

65,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Arona

1.0 TSI SE Technology DSG Euro 6 (s/s) 5dr SEAT Arona

30,728 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Auto Euro 6 (s/s) 5dr Vauxhall Crossland

4,842 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot Boxer

2.2 BlueHDi 335 Built for Business Low-Floor Luton L3 Euro 6 (s/s) 4dr Peugeot Boxer

48,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Peugeot 2008

50kWh Allure Premium Auto 5dr 7kW Charger Peugeot 2008

15,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Maserati Ghibli

3.0D V6 Saloon 4dr Diesel ZF Euro 5 (s/s) (275 ps) Maserati Ghibli

50,845 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost Active 1 Auto Euro 6 (s/s) 5dr Ford Fiesta

16,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • BMW 4 Series

2.0 420i GPF Sport Auto Euro 6 (s/s) 5dr BMW 4 Series

104,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

2.0 SE BUSINESS TDI DSG 5d 148 BHP Volkswagen Passat

103,107 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Halifax
£273/month
Example
  • BMW 2 Series

220 220d xDrive Luxury 5dr Step Auto BMW 2 Series

69,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

113,382 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Warrington
£273/month
Example
  • Peugeot 308

1.2 PureTech Allure Premium Peugeot 308

18,300 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 308

1.2 PureTech Allure Premium Peugeot 308

13,200 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Insignia

1.6 SRI NAV 5d 109 BHP Vauxhall Insignia

35,637 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Halifax
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Vauxhall Vivaro

31,110 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh Juro CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

53,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Peugeot Expert

58,019 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

13,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota AYGO

1.0 VVT i Exclusive Euro 6 (s/s) 5dr Toyota AYGO

13,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£216/month
Example
  • Ford Transit

2.0 Transit Custom Leader Van 300 L2 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

62,434 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Ford Transit

1.0 Transit Connect Trend Van LWB 220 L2 1.0L EcoBoost 100PS FWD 6 Speed Ma Ford Transit

59,048 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Audi Q3

2.0 TDI S LINE 5d 148 BHP Audi Q3

45,171 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.