Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

289-324 of over 1,000 cars

  • Hyundai i10

1.0 Premium Hatchback 5dr Petrol Auto - ONLY 37000 MILES - AUTOMATIC - Hyundai i10

37,686 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Mondeo

1.5T EcoBoost Titanium Auto Euro 6 (s/s) 5dr Ford Mondeo

34,900 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bristol
£244/month
Example
  • Mercedes Benz A-Class

1.6 A160 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A-Class

50,537 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A1

52,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Cardiff
£244/month
Example
  • MINI Countryman

2.0 Cooper S Suv 5dr Petrol Manual Euro 6 (s/s) (192 Ps) MINI Countryman

55,922 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Fiat Panda

0.9 TwinAir 4x4 Hatchback 5dr Petrol Manual Euro 6 Fiat Panda

16,429 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Swansea
£244/month
Example
  • Vauxhall Corsa

Red 1.2 Elite Edition Euro 6 hatchback, 13,000 mil Vauxhall Corsa

13,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Maserati Ghibli

DV6 Maserati Ghibli

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Skoda Karoq

2.0 TDI SE Technology 4WD Euro 6 (s/s) 5dr Skoda Karoq

67,200 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£244/month
Example
  • Peugeot 3008

BLUEHDI S/S ALLURE 5-Door Peugeot 3008

21,808 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Hyundai i10

1.0 T-GDi N Line Euro 6 (s/s) 5dr Hyundai i10

20,783 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Leeds
£244/month
Example
  • Honda Civic

1.6 i-DTEC SR Euro 6 (s/s) 5dr Honda Civic

44,117 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£244/month
Example
  • Citroen C3

1.2 PureTech Shine Plus Hatchback 5dr Petrol EAT6 Euro 6 (s/s) (110 ps) ** JUST ARRIVED ** CALL 0154 Citroen C3

20,100 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

45,354 miles 2019 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

28,382 miles 2023 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Mercedes Benz CLA-Class

CLA 200d AMG Line 5dr Tip Auto Mercedes Benz CLA-Class

79,350 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel Manual Euro 6 Audi A3

72,415 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Volkswagen ID.3

Pro Performance 58kWh Life Auto 5dr Volkswagen ID.3

37,432 miles 2020 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium Plus) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

92,916 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Fiat 500

42kWh Icon Hatchback 3dr Electric Auto (118 ps) Fiat 500

18,974 miles 2023 Zero Deposit

Home Delivery Available

£11,998
Darlington
£244/month
Example
  • Vauxhall Corsa

1.2 Design Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

13,629 miles 2024 Zero Deposit

Home Delivery Available

£11,997
Mansfield
£244/month
Example
  • Audi A4

2.0 TFSI Sport Estate 5dr Petrol S Tronic quattro Audi A4

66,300 miles 2016 Zero Deposit

Home Delivery Available

£11,997
£244/month
Example
  • Jaguar E Pace

2.0 D180 R-Dynamic SE Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

78,566 miles 2019 Zero Deposit

Home Delivery Available

£11,997
Birmingham
£244/month
Example
  • BMW 1 Series

2.0 120i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 1 Series

58,253 miles 2016 Zero Deposit

Home Delivery Available

£11,997
£244/month
Example
  • Fiat 500

500 1.0 Mild Hybrid 3dr Fiat 500

7,405 miles 2024 Zero Deposit

Home Delivery Available

£11,997
Harlow
£244/month
Example
  • Volkswagen Passat

1.5 TSI EVO R-Line Saloon 4dr Petrol DSG Euro 6 (s Volkswagen Passat

83,000 miles 2019 Zero Deposit

Home Delivery Available

£11,997
£244/month
Example
  • Audi A5 Cabriolet

2.0 TDI S line Convertible 2dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A5 Cabriolet

86,063 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

1.5 TFSI CoD S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

88,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0 T EcoBoost MHEV ST-Line Edition Ford Focus

32,050 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Southport
£244/month
Example
  • Volkswagen Polo

1.6 TDI SEL Hatchback 5dr Diesel Manual Euro 6 (s/s) (95 ps) + CARPLAY/ANDROID AUTO + Volkswagen Polo

56,486 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz B Class

1.5 B180d AMG Line MPV 5dr Diesel Manual Euro 6 (s/s) (109 ps) Mercedes Benz B Class

23,729 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Sharan

2.0 TDI SE Nav Euro 6 (s/s) 5dr Volkswagen Sharan

99,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Ford Puma

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Puma

54,835 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£244/month
Example
  • Volvo XC40

2.0 D3 Momentum Suv 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Volvo XC40

92,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Leicester
£244/month
Example
  • BMW 2 Series

1.5 218i SE Convertible 2dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 2 Series

45,109 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.