Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

289-324 of over 1,000 cars

  • Skoda Yeti

1.2 TSI SE DSG Euro 6 (s/s) 5dr Skoda Yeti

42,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai i20

T-GDI SE CONNECT MHEV 5-Door Hyundai i20

6,094 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Renault Captur

EVOLUTION E-TECH 5-Door Renault Captur

18,448 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Ford Transit

2.0 340 HR P/V 129 BHP Superb Low Miles Ford Transit

64,274 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Ssangyong Rexton

2.2D EX SUV 5dr Diesel Manual 4WD Euro 6 (178 ps) Ssangyong Rexton

0 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

24,400 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Worthing
£252/month
Example
  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel Manual Euro 6 (s/s) ( Nissan Qashqai

58,500 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ssangyong Rexton

2.2D EX SUV 5dr Diesel Manual 4WD Euro 6 (178 ps) Ssangyong Rexton

0 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Nissan Micra

Hatchback Acenta Nissan Micra

10,818 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Vauxhall Astra

LIMITED EDITION S/S Vauxhall Astra

26,739 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Ford EcoSport

TITANIUM TDCI Ford EcoSport

50,875 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Lexus CT 200h

1.8 200H ADVANCE 5d 134 BHP Lexus CT 200h

100,404 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

TECH LINE CDTI ECOFLEX SS Vauxhall Insignia

47,735 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Vauxhall Astra

TECH LINE ESTATE Vauxhall Astra

33,203 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

EXCLUSIV SS Vauxhall Mokka

32,332 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Audi A3

1.6 TDI Sport Sportback 5dr Audi A3

43,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Ford Transit

2.0 290 LR PANEL VAN 104 BHP Ford Transit

93,711 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Flair Euro 6 (s/s) 5dr Citroen C4

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Focus

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 119 BHP Ford Focus

74,066 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

46,811 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Ranger

LIMITED 4X4 DCB TDCI Ford Ranger

112,628 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

1.2 PureTech 110 GT Line 5dr EAT6 Estate Peugeot 2008

61,116 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.