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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

289-324 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI GPF beats FULL VW HISTORY! Volkswagen Polo

39,597 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

2.0 Cooper S Auto OVER £6000 WORTH OF EXTRAS MINI Hatch

47,653 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

2.0T EcoBoost ST-2 FULL SERVICE HISTORY! Ford Focus

59,268 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW X1

2.0 25d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

94,254 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d SE Hatchback 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz A Class

76,303 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

48,400 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

64,300 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Volkswagen Polo

1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

41,210 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Nissan Qashqai

1.5 Turbo Diesel (DCI), Tekna Edition, SUV, 5 Door Nissan Qashqai

45,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

21,111 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Vauxhall Crossland

1.2 ELITE NAV 5d 129 BHP Rear Camera - Parking Sen Vauxhall Crossland

18,300 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Volkswagen UP

1.0 R-Line Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen UP

10,179 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Volvo V40

2.0 T2 GPF R-Design Pro Hatchback 5dr Petrol Manua Volvo V40

33,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium Ford Tourneo

55,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Arona

1.0 TSI GPF FR Sport SUV 5dr Petrol Manual Euro 6 SEAT Arona

22,300 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Fiesta

23,551 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Estate 5dr Petrol Manual Euro 6 ( Skoda Octavia

80,226 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Kamiq

1.5 TSI ACT SE L SUV 5dr Petrol Manual Euro 6 (s/s Skoda Kamiq

52,021 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Captur

1.0 TCe Limited SUV 5dr Petrol Manual Euro 6 (s/s) Renault Captur

48,009 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Range Rover Evoque

51,099 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition SUV 5dr Petrol Manual Euro Vauxhall Crossland

27,818 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Mercedes Benz C Class

C200 1.5 C200 MHEV EQ Boost AMG Line Estate 5dr Petrol Mercedes Benz C Class

92,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol M Vauxhall Corsa

49,290 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Nissan Juke

1.6 Bose Personal Edition SUV 5dr Petrol XTRON Eur Nissan Juke

15,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Peugeot 308

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo V90

2.0 D4 Momentum Estate 5dr Diesel Auto Euro 6 (s/s Volvo V90

109,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A6

2.0 TDI ULTRA BLACK EDITION 4d 188 BHP Audi A6

110,074 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Edge

2.0 TDCi Titanium SUV 5dr Diesel AWD Ford Edge

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Kona

1.0 T-GDi Premium SE SUV 5dr Petrol Manual Euro 6 Hyundai Kona

63,100 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ford Kuga

1.5 TDCi Zetec SUV 5dr Diesel Manual Euro 6 (s/s) Ford Kuga

46,210 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ssangyong Korando

1.5 ELX 5d 161 BHP Ssangyong Korando

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo SE Euro 6 (s/s) 5dr Honda Civic

46,431 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper JCW Pack 3dr Petrol Manual Euro 6 (s/s) MINI Hatch

30,400 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.4 SE NAVIGATION TSI BLUEMOTION TECHNOLOGY 5d 124 Volkswagen Golf

48,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s MINI Hatch

47,600 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Ford Kuga

1.5 TDCi Titanium SUV 5dr Diesel Manual Euro 6 (s/ Ford Kuga

57,961 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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