Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

289-324 of over 1,000 cars

  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

69,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Woking
£246/month
Example
  • Volkswagen Sharan

2.0 TDI SE Nav Euro 6 (s/s) 5dr Volkswagen Sharan

99,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£246/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

117,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 R-Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

78,063 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan X Trail

1.6 dCi Tekna AUTOMATIC - HIGH SPEC & LOW MILEAGE Nissan X Trail

53,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Corsa

1.2 Se Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

13,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Kuga

1.5T Titanium - SAT NAV & PARKING SENSORS Ford Kuga

44,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

2.0 TDCi ST-3 Euro 6 (s/s) 5dr Ford Focus

89,556 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Superb

2.0 TDI Laurin & Klement DSG 4WD Euro 6 (s/s) 5dr Skoda Superb

110,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Sportage

2.0 CRDi EcoDynamics+ GT-Line S Auto AWD Euro 6 (s/s) 5dr Kia Sportage

81,995 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan X Trail

1.6 dCi Tekna XTRON Euro 6 (s/s) 5dr Nissan X Trail

48,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Countryman

1.5 Cooper Auto 6Spd ALL4 Euro 6 (s/s) 5dr MINI Countryman

88,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz C-Class

1.6 C200d Sport (Premium) Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (136 ps) Mercedes Benz C-Class

49,076 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MG ZS

1.5 Vti Tech Exclusive Suv 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG ZS

41,746 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Puma

1.0t Ecoboost Mhev St Line X Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (155 Ps) Ford Puma

26,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mazda 3

2.0 SKYACTIV-G Sport Nav Hatchback 5dr Petrol Auto Euro 6 (s/s) (121 ps) Mazda 3

47,803 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Lexus CT

1.8 200h Executive Edition CVT Euro 6 (s/s) 5dr Lexus CT

53,656 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Toyota RAV4

2.0 D-4D Business Edition SUV 5dr Diesel Manual Euro 6 (s/s) (Safety Sense, Nav) (143 ps) Toyota RAV4

45,303 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Inverness
£246/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Auto xDrive Euro BMW 4 Series

105,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Winchester
£246/month
Example
  • Vauxhall Mokka

1.2 Turbo Se Edition Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

14,213 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Hatch

2.0 Cooper S Auto Euro 6 (s/s) 3dr MINI Hatch

28,139 miles 2017 Zero Deposit

Home Delivery Available

£11,995
St Albans
£246/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G Sport Nav Mazda Mx 5

49,650 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Toyota Yaris

1.5 Vvt H Design Hatchback 5dr Petrol Hybrid E CVT Euro 6 (101 Ps) Toyota Yaris

31,242 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Inverness
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

69,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Euro 6 (s/s) 5dr Volkswagen Golf

43,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai Kona

1.6 h-GDi Premium SUV Petrol Hybrid DCT Euro 6 (s/s) (141 ps) 5dr Hyundai Kona

70,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Grandland

1.2T SPORT NAV AUTOMATIC - ONLY 30,000 MILES Vauxhall Grandland

30,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0t Ecoboost Mhev Titanium X Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 Ps) Ford Fiesta

45,853 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Corsa

27,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Toyota C HR

1.2 VVT i Excel CVT Euro 6 (s/s) 5dr Toyota C HR

50,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q2

1.5 TFSI CoD 35 Sport SUV 5dr Petrol S Tronic Euro 6 (s/s) (150 ps) Audi Q2

86,650 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

116,579 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Basingstoke
£246/month
Example
  • Suzuki Vitara

1.4 Boosterjet Sz T Suv 5dr Petrol Auto Euro 6 (s/s) (140 Ps) Suzuki Vitara

52,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 R-Dynamic SUV 5dr Diesel Manual FWD Euro 6 (s/s) (150 ps) Land Rover Range Rover Evoque

41,676 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mazda 3

2.0 SKYACTIV-X MHEV GT Sport Tech Euro 6 (s/s) 4dr Mazda 3

56,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Slough
£246/month
Example
  • Toyota C HR

1.8 Vvt H Excel Suv 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 Ps) Toyota C HR

87,700 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.