Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

289-324 of over 1,000 cars

  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

61,260 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Southend-on-Sea
£252/month
Example
  • Peugeot 308

2.0 BlueHDi 150 Allure 5dr EAT6 Peugeot 308

56,029 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG MG 5

61.1kWh Exclusive Long Range Estate 5dr Electric A MG MG 5

42,384 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Mercedes Benz C Class

C200 AUTOMATIC 2.0 C200 Sport Saloon 4dr Petrol 7G-Tron Mercedes Benz C Class

46,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Movano

2.3 CDTI H2 Van 130ps Vauxhall Movano

88,940 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

C200 1.5 C200 MHEV EQ Boost SE Saloon 4dr Petrol G-Tron Mercedes Benz C Class

92,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V70

2.0 D3 SE Lux Auto Euro 6 (s/s) 5dr Volvo V70

81,235 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • MINI Hatch

1.2 One Auto Euro 6 (s/s) 5dr MINI Hatch

31,090 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Clubman

1.5 Cooper Euro 6 (s/s) 6dr MINI Clubman

36,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Euro 6 (s/s) 5dr Ford Fiesta

10,350 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i800

2.5 CRDi SE Euro 6 5dr Hyundai i800

78,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 240 EcoBlue Trend L2 Euro 6 (s/s) 5dr Ford Transit

38,703 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£252/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Euro 6 (s/s) 4dr Audi A3

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

2.0 18d Sport Auto sDrive Euro 6 (s/s) 5dr BMW X1

47,165 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen UP

1.0 TSI up! GTI Euro 6 (s/s) 3dr Volkswagen UP

29,631 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Grand Cherokee

3.0 V6 CRD Overland Auto 4WD Euro 6 (s/s) 5dr Jeep Grand Cherokee

117,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Watford
£252/month
Example
  • Volkswagen Polo

1.0 EVO SE Euro 6 (s/s) 5dr Volkswagen Polo

23,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-LINE Kia Sportage

43,405 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Wolverhampton
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series

97,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Oldham
£252/month
Example
  • Vauxhall Mokka

1.2 Turbo GS Euro 6 (s/s) 5dr Vauxhall Mokka

2,400 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCi 105ps Low Roof Van Ford Transit

97,706 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Infiniti Q30

2.2d Premium Tech 5dr DCT [AWD] Infiniti Q30

62,890 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 AVANT TDI ULTRA SPORT 5d 188 BHP Audi A4

117,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

A45 A45 AMG 4MATIC 5-Door Mercedes Benz A Class

87,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI ACENTA 5d 108 BHP Nissan Qashqai

41,746 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.5 BlueHDi 100 Flair Plus 5dr [5 Speed] Citroen C3

27,332 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 Sport 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

58,773 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.6 GT TDI 5d 114 BHP Volkswagen Golf

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE TECH 5d 150 BHP Land Rover Discovery Sport

72,450 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 ED4 HSE 5d 150 BHP Land Rover Discovery Sport

92,479 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

125 2700 SWB SPORTIVE IN GREY WITH HISTORY Vauxhall Vivaro

82,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Passat

2.0 GT TDI BLUEMOTION TECHNOLOGY DSG 5d 148 BHP FI Volkswagen Passat

80,066 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Vauxhall Mokka

1.4T Active 5dr Auto Vauxhall Mokka

40,301 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

1.6 dCi ENERGY 27 Sport SWB Standard Roof Euro 5 (s/s) 5dr Renault Trafic

42,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.