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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

289-324 of over 1,000 cars

  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Bayon

T-GDI SE CONNECT MHEV Hyundai Bayon

33,537 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • SEAT Leon

1.5 TSI EVO SE Dynamic Hatchback 5dr Petrol Manual SEAT Leon

23,155 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDi 950 PROFESSIONAL LONG WHEEL BASE IN WH Peugeot Partner

55,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

93,858 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Fiesta

26,249 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 1 Hatchback 3dr Electric Auto (184 ps) MINI Hatch

28,900 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring 5dr Petrol Plug-in H BMW 3 Series

119,007 miles 2021 Zero Deposit

Home Delivery Available

£11,999
York
£252/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 1 Hatchback 3dr Electric A MINI Hatch

28,900 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy Auto Euro 6 (s/s) 5dr Vauxhall Combo

28,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Nissan Leaf

40kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

24,087 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

34,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia XCEE'D

1.0 T-GDi Edition SUV 5dr Petrol Manual Euro 6 (s/ Kia XCEE'D

25,326 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

37,943 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Mazda Cx 3

2.0 Sport Nav 5dr Mazda Cx 3

48,183 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Acenta Premium Euro 6 (s/s) 5dr Nissan Qashqai

80,466 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Fiat 500

1.3 FireFly Turbo S-Design DCT Euro 6 (s/s) 5dr Fiat 500

31,189 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic CVT Euro 6 (s/s) 5dr Toyota C HR

95,521 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A3

2.0 Turbo Diesel (TDI), S Line, Saloon, 4 Door, Ma Audi A3

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

1.6i Turbo SRi VX Line Nav Grand Sport Euro 6 (s/s) 5dr Vauxhall Insignia

35,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Audi A3

1.6 TDI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A3

73,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Volkswagen UP

1.0 TSI up! GTI Hatchback 5dr Petrol Manual Euro 6 Volkswagen UP

45,130 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

40kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

25,623 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Tucson

1.6 T-GDi Premium SUV 5dr Petrol Manual Euro 6 (s/ Hyundai Tucson

75,200 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Oxford
£252/month
Example
  • Vauxhall Grandland

Vauxhall GrandLand X Edition1.2 Turbo SRi Nav Vauxhall Grandland

44,383 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) Ford Kuga

60,620 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q2

1.4 TFSI CoD Sport SUV 5dr Petrol Manual Euro 6 (s Audi Q2

73,925 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) Euro 6 (s/s) 5dr Mercedes Benz A Class

26,916 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Audi A4

2.0 TDI ultra Sport S Tronic Euro 6 (s/s) 5dr Audi A4

87,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match DSG 4WD Euro 6 (s/s) 5dr Volkswagen Tiguan

49,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai i20

T-GDI ELEMENT Hyundai i20

34,485 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Hyundai Tucson

GDI SE NAV BLUE DRIVE Hyundai Tucson

55,294 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line SUV 5dr Diesel 7G-DCT Euro 6 Mercedes Benz GLA Class

49,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Mercedes Benz C Class

C220 C220d Sport 4dr 9G-Tronic Mercedes Benz C Class

83,900 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.6 TDI GT 5dr Volkswagen Golf

60,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

SPORT NAV S/S Vauxhall Grandland

50,707 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Swindon
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.