• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol Manual Eur Nissan Qashqai

39,074 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW X1

2.0 20d xLine SUV 5dr Diesel Manual xDrive Euro 6 BMW X1

71,167 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Scirocco

2.0 TDI BlueMotion Tech R-Line Hatchback 3 Door Di Volkswagen Scirocco

60,275 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Leeds
£252/month
Example
  • Fiat 500

1.0 MHEV Dolcevita Convertible 2dr Petrol Manual E Fiat 500

23,312 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo V40

2.0 T3 R-Design Pro Hatchback 5dr Petrol Manual Eu Volvo V40

30,480 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (100 p Ford Tourneo

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Kia Sorento

2.2 CRDi KX-3 SUV 5dr Diesel Manual AWD Euro 6 (s/ Kia Sorento

75,929 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/ Ford Tourneo

61,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Tourneo

1.5 TITANIUM TDCI 5d 99 BHP Ford Tourneo

28,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ5 SUV 5dr Petrol Hybrid Manu Suzuki Vitara

73,138 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A3

1.4 TFSI Sport Sportback 5dr Petrol Manual Euro 6 Audi A3

24,747 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A4

2.0 TFSI 35 S line Estate 5dr Petrol Manual Euro 6 Audi A4

92,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav SUV 5dr Petrol Auto Euro 6 (s/ Vauxhall Crossland

41,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Nissan Qashqai

1.5 dCi Acenta Premium SUV 5dr Diesel Manual Euro Nissan Qashqai

19,515 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Jaguar XF

D R-SPORT 4-Door Jaguar XF

63,869 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Coupe 2dr Diesel Manual Audi A5

62,988 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP Nissan Leaf

19,878 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 S MPI 5d 74 BHP Skoda Fabia

13,151 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Gpf Sport Nav Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Grandland

46,419 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Ateca

1.5 TSI EVO XCELLENCE Lux SUV 5dr Petrol Manual Eu SEAT Ateca

72,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Ford Transit

2.0 300 Ecoblue Panel Van 5dr Diesel Manual L1 H1 Euro 6 (105 Ps) Ford Transit

45,197 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.6 Cdti Elite Suv 5dr Diesel Manual 4wd Euro 6 (s/s) (136 Ps) Vauxhall Mokka

20,742 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

50kwh Elite Nav Hatchback 5dr Electric Auto (7.4kw Charger) (136 Ps) Vauxhall Corsa

16,905 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D Business Edition Nav Suv 5dr Diesel Manual Euro 6 (s/s) (130 Ps Vauxhall Grandland

42,113 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Rio

1.2 2 Euro 6 (s/s) 5dr Kia Rio

15,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q2

1.4 TFSI CoD S line Euro 6 (s/s) 5dr Audi Q2

74,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Nav Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

24,960 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Juke

1.6 DIG-T Nismo RS SUV 5dr Petrol Manual Euro 6 (218 ps) Nissan Juke

17,721 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Manual L2 H1 Euro 6 (s/s) (1 Vauxhall Vivaro

69,307 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.6t Ecoboost St 3 Hatchback 3dr Petrol Manual Euro 6 (182 Ps) Ford Fiesta

19,393 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 L2h1 2900 Sportive S/s Vauxhall Vivaro

61,998 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 P Vauxhall Corsa

42,017 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

37,647 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Superb

2.0 Tdi Sportline Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Skoda Superb

74,459 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Crossland

1.5 Turbo D Se Nav Premium Suv 5dr Diesel Manual Euro 6 (s/s) (110 Ps) Vauxhall Crossland

43,288 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.