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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 SE 5d 150 BHP Land Rover Discovery Sport

77,521 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5 Cabriolet

2.0 TDI S line Convertible 2dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A5 Cabriolet

86,063 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Touareg

V6 R-LINE TDI BLUEMOTION TECHNOLOGY Volkswagen Touareg

105,429 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C5

1.5 BlueHDi Flair Plus SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps) Citroen C5

47,109 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

SHINE PLUS ELECTRIC 22 PLATE AUTO Citroen C4

58,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Darlington
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 ps) Volkswagen Golf

71,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Touran

2.0 TDI SE Family DSG Euro 6 (s/s) 5dr Volkswagen Touran

25,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Volvo XC60

2.0 D4 SE Nav Euro 6 (s/s) 5dr Volvo XC60

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • BMW 5 Series

2.0 528i M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

34,458 miles 2013 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA-Class

1.6 CLA180 AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

86,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Touran

1.2 TSI SE MPV 5dr Petrol Manual Euro 6 (s/s) (110 ps) Volkswagen Touran

73,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 3008

Allure 1.2 PureTech 130 EAT6 Peugeot 3008

38,300 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

GDI PREMIUM Hyundai Tucson

62,102 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus Audi Q3

84,679 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Hatchback 3dr Petrol S Audi A1

63,619 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Dacia Duster

1.3 TCe 130 Prestige 5dr Dacia Duster

48,282 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.5 A180 CDI AMG Night Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

46,126 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.0 TSI SE Skoda Fabia

24,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Avensis

1.8 Business Edition + Valvematic CVT Toyota Avensis

45,920 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match Edition DSG 4WD Euro 6 (s/s) 5dr Volkswagen Tiguan

50,900 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Jaguar XJ

3.0 V6 Portfolio Jaguar XJ

84,337 miles 2012 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • Land Rover Discovery Sport

2.0 landmark Land Rover Discovery Sport

90,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Dynamic Lux Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

96,604 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Ford S Max

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford S Max

45,035 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • MINI Hatch

2.0 Cooper S Steptronic Euro 6 (s/s) 3dr MINI Hatch

73,250 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI 30 S line Audi A3

67,844 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d Chequered Flag Auto Euro 6 (s/s) 4dr Jaguar XF

72,969 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Landmark Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

78,730 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI S line Euro 6 (s/s) 3dr Audi A1

24,566 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.4 TSI BlueMotion Tech ACT BlueGT Hatchback 5dr P Volkswagen Polo

55,643 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE TECH 5d 148 BHP Land Rover Range Rover Evoque

64,860 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

37,460 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S LINE 5d 148 BHP Audi Q3

60,655 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

2.0 ST-3 5d 247 BHP Ford Focus

69,682 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG ZS

1.5 EXCLUSIVE 5d 105 BHP MG ZS

25,913 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY 5d 180 BHP Land Rover Discovery Sport

77,482 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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