Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

433-468 of over 1,000 cars

  • BMW 2 Series Active Tourer

2.0 220i M Sport Auto Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

40,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volvo V60

2.0 D4 Inscription Pro Auto Euro 6 (s/s) 5dr Volvo V60

114,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

2.0 TDCi ST-2 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

54,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jaguar XE

Ingenium Prestige Saloon 2.0i 4 Dr Euro 6 Petrol Auto (8) (s/s) (200 ps) Jaguar XE

56,600 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volvo V40

2.0 R-Design Pro D2 Volvo V40

39,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q5

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (190 ps) Audi Q5

110,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz B Class

2.0 B180d AMG Line (Executive) MPV 5dr Diesel 8G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz B Class

35,944 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£246/month
Example
  • Nissan Micra

1.0 Ig T Tekna Hatchback 5dr Petrol Manual Euro 6 (s/s) (92 Ps) Nissan Micra

5,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0 Fiesta Titanium 5 Door 1.0L EcoBoost Hybrid 125PS FWD 6 Speed Manual Ford Fiesta

28,925 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mazda 3

1.8 SKYACTIV-D Sport Lux Hatchback 5dr Diesel Manu Mazda 3

40,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q5

TDI QUATTRO S LINE PLUS Audi Q5

83,745 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Luton
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Convertible 2dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Range Rover Evoque

81,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Picanto

1.0 DPi 2 Hatchback 5dr Petrol AMT Euro 6 (s/s) (6 Kia Picanto

11,223 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SsangYong Rexton

2.2D ELX SUV 5dr Diesel T-Tronic 4WD Euro 6 (178 ps) SsangYong Rexton

37,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Astra

1.2 Turbo GS Euro 6 (s/s) 5dr Vauxhall Astra

59,100 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Picanto

1.0 DPi 3 Hatchback 5dr Petrol AMT Euro 6 AUTOMATI Kia Picanto

6,845 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 5 Series

2.0 520d SE Auto Euro 6 (s/s) 4dr BMW 5 Series

76,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Sportback 5dr Petrol Manual Audi A3

62,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Edition Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Mokka

40,154 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Edition (Premium) Cabriolet Mercedes Benz E Class

73,981 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Oldham
£246/month
Example
  • Volkswagen Golf

1.5 TSI Life Euro 6 (s/s) 5dr Volkswagen Golf

82,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort DSG Euro 6 (s/s) 5dr Skoda Fabia

21,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Touran

2.0 TDI SE Family MPV 5dr Diesel Manual Euro 6 (s/ Volkswagen Touran

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

28,310 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition Euro 6 (s/s) 5dr Skoda Fabia

35,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Polo

1.0 EVO Life Euro 6 (s/s) 5dr Volkswagen Polo

45,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Juke

42,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Scala

1.0 TSI SE DSG Euro 6 (s/s) 5dr Skoda Scala

45,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 1 Series

1.5 118i SE (LCP) Euro 6 (s/s) 5dr BMW 1 Series

71,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

91,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q3

2.0 TDI Black Edition S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

108,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A1

1.0 TFSI SportBack FRESH IMPORT VERIFIED MILE FINANCE AVB Audi A1

53,279 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Toyota Aygo X

1.0 VVT-i Exclusive Hatchback 5dr Petrol Manual Eu Toyota Aygo X

18,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai Tucson

1.6 T-GDi GO! SE DCT Euro 6 5dr Hyundai Tucson

41,755 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.