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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Kia Stonic

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (99 Kia Stonic

27,520 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Vauxhall Corsa

1.2 Se Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

13,358 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Hastings
£252/month
Example
  • BMW 2 Series

1.5 218i M Sport Auto Euro 6 (s/s) 5dr BMW 2 Series

62,500 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.6 Cdti Elite Suv 5dr Diesel Manual 4wd Euro 6 (s/s) (136 Ps) Vauxhall Mokka

20,742 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

1.0 5dr SE Evo Volkswagen Polo

33,693 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Lincoln
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Pure 5dr Toyota AYGO

8,857 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Exeter
£252/month
Example
  • Ford Tourneo

1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (100 p Ford Tourneo

22,300 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • BMW 4 Series

420 420d xDrive Sport 2dr Auto ** ONLY 59000 MILES ** BMW 4 Series

59,553 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

50kwh Elite Nav Hatchback 5dr Electric Auto (7.4kw Charger) (136 Ps) Vauxhall Corsa

16,905 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

37,647 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mitsubishi Eclipse

1.5 First Edition 5dr CVT 4WD Mitsubishi Eclipse

42,300 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bolton
£252/month
Example
  • Peugeot 508

S/S SW GT 5-Door Peugeot 508

91,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Nav Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

24,960 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 TDCi 290 Limited L1 H1 5dr Ford Transit

105,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 2 Series

2.0 218D M Sport Convertible 2dr Diesel Auto Euro BMW 2 Series

40,106 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

50kWh GT Hatchback 5dr Electric Auto (7kW Charger) Peugeot 208

31,499 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Civic

1.8 i-VTEC SE Plus (Navi) Hatchback 5dr Petrol Man Honda Civic

23,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Crossland

1.5 Turbo D Se Nav Premium Suv 5dr Diesel Manual Euro 6 (s/s) (110 Ps) Vauxhall Crossland

43,288 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

1.2 PURETECH ACTIVE PREMIUM S/S 5d 74 BHP Car Play Peugeot 208

26,770 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Euro 6 (s/s) 5dr Ford Fiesta

20,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Nissan Juke

1.6 DIG-T Nismo RS SUV 5dr Petrol Manual Euro 6 (218 ps) Nissan Juke

17,721 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Euro 6 (s/s) 5dr Ford Fiesta

20,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mazda MX-3

35.5kWh SE-L Lux SUV 5dr Electric Auto (145 ps) Mazda MX-3

3,787 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

2.1 A220d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

61,150 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Ford Transit

280 LIMITED PV L1 H1 Ford Transit

90,178 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

300 TREND PV L1 H1 Ford Transit

66,529 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

320 TREND P/V L1 H1 Ford Transit

85,645 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

280 TREND PV L1 H1 Ford Transit

75,176 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Superb

2.0 Tdi Sportline Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Skoda Superb

74,459 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Manual L2 H1 Euro 6 (s/s) (1 Vauxhall Vivaro

69,307 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Prestige Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

22,687 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Ford Fiesta

1.6t Ecoboost St 3 Hatchback 3dr Petrol Manual Euro 6 (182 Ps) Ford Fiesta

19,393 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Gpf Sport Nav Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Grandland

46,419 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0T ECOBOOST GPF TITANIUM IN BLUE WITH 16,667 MI Ford EcoSport

16,667 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d SE MPV 5dr Diesel 7G-DCT Euro 6 (s/s) (1 Mercedes Benz B Class

26,576 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Derby
£252/month
Example
  • Ford Kuga

1.5 TDCi Titanium SUV 5dr Diesel Powershift Euro 6 Ford Kuga

54,547 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.