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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Kia PROCEE'D

1.5 T-GDi GT-Line Shooting Brake 5dr Petrol Manual Kia PROCEE'D

73,662 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 1 Series

1.5 118i Sport 5-door BMW 1 Series

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Kia Cee'd

1.4 T-GDi Blue Edition Hatchback 5dr Petrol DCT Eu Kia Cee'd

44,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

26,911 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Bangor
£244/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

30,384 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Captur

1.3 TCE 150 Iconic 5dr EDC Renault Captur

9,220 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel DSG 7Spd Euro 6 (s/s) (184 ps) Skoda Octavia

92,756 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G Sport Nav+ Euro 6 (s/s) 5dr Mazda Cx 5

69,803 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Euro 6 (s/s) 5dr Ford Focus

51,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Stockport
£244/month
Example
  • Nissan Juke

1.0 Dig T N Connecta Suv 5dr Petrol Manual Euro 6 (s/s) (114 Ps) Nissan Juke

49,833 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi Q2

1.0 TFSI 30 Sport S Tronic Euro 6 (s/s) 5dr Audi Q2

73,100 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Hatchback 5dr Petrol Manual E MINI Hatch

67,936 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

ST-Line Petrol 5 Door Ford EcoSport

22,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.6 GDi 2 One Owner From New, Only 58,000 Genuine Miles,FSH (6 Kia) Kia Sportage

58,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Gillingham
£244/month
Example
  • Audi A3

1.0 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A3

54,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Wigan
£244/month
Example
  • Kia Sportage

1.7 CRDi 3 Euro 6 (s/s) 5dr Kia Sportage

50,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA

1.6 CLA180 Sport Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

45,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar E Pace

2.0 D180 R-Dynamic S Jaguar E Pace

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Rio

1.0 T-GDi MHEV 3 Euro 6 (s/s) 5dr Kia Rio

16,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Auris

1.8 VVT-h Icon Tech CVT Euro 6 (s/s) 5dr Toyota Auris

46,736 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

86,699 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Leeds
£244/month
Example
  • Audi Q2

1.0 TFSI 30 S line Euro 6 (s/s) 5dr Audi Q2

79,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 Audi A5

95,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d Sport (Premium) 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

57,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Hatchback 5dr Petrol CVT Euro 6 (s/s) (102 ps) Honda Jazz

22,319 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav SUV 5dr Diesel AUTOMATI Hyundai Tucson

33,258 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

6,069 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Fabia

1.0 MPI SE Comfort Skoda Fabia

21,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Honda Civic

1.0 VTEC Turbo Sport Line Hatchback 5dr Petrol Man Honda Civic

36,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Hatchback 5dr Petrol Manual Eu Skoda Fabia

30,234 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MG ZS

1.0 T Gdi Exclusive Suv 5dr Petrol Auto Euro 6 (111 Ps) MG ZS

34,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Juke

1.0 DIG-T Enigma Euro 6 (s/s) 5dr Nissan Juke

69,810 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Auto Euro Mazda Cx 3

53,615 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A1

44,536 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

39,906 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Dacia Sandero Stepway

1.0 TCe Journey Euro 6 (s/s) 5dr Dacia Sandero Stepway

27,897 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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