Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • Mercedes Benz CLS Class

CLS220 2.1 CLS220 BlueTEC AMG Line Mercedes Benz CLS Class

91,058 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Abarth 500

1.4 T-Jet Turismo Cabrio Euro 6 2dr Abarth 500

15,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

320 LEADER DCIV ECOBLUE Ford Transit

95,377 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY 5d 180 BHP Land Rover Discovery Sport

78,632 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Isuzu FORWARD

*EURO 6* 3.0 N65.150 L 150 BHP*NEW 16FT BODY* Isuzu FORWARD

117,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Transporter

T32 P/V ADVANCE 110 BHP Volkswagen Transporter

13,921 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.2 SE TSI DSG 5d 89 BHP Volkswagen Polo

17,908 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

LIMITED 290 L2 H1 2.0 TDCI 130ps EU6 Ford Transit

81,942 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Navara

DCI ACENTA 4X4 SHR DCB Nissan Navara

105,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 Titanium 5dr Ford Fiesta

30,971 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.4T 16V 150 Elite 5dr Auto Vauxhall Astra

20,541 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 MATCH EDITION TDI BMT 5d 148 BHP Volkswagen Tiguan

40,248 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 SPORTBACK TFSI S LINE 5d 148 BHP Audi A1

57,717 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE LUXURY Land Rover Discovery Sport

107,290 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Abarth 595

1.4 Abarth 595 1.4 Tjet 145hp Mta Abarth 595

31,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI QUATTRO S LINE PLUS 5d 182 BHP Audi Q3

90,465 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • MINI Hatch

2.0 COOPER SD SEVEN 5d 168 BHP MINI Hatch

71,350 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i20

1.2 SE Launch Edition Hyundai i20

9,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

M 1400 ENTERPRISE BLUEHDI S/S Citroen Dispatch

63,971 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Yaris

1.5 VVT-h Excel Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

61,061 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Skoda Yeti

1.2 SE L DRIVE TSI 5d 109 BHP Skoda Yeti

88,700 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Insignia

1.5 SRI VX-LINE NAV 5d 163 BHP Vauxhall Insignia

68,397 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Insignia

2.0 SRI VX-LINE NAV 5d 168 BHP Vauxhall Insignia

58,131 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Kia Cee'd

1.6 CRDI 2 ISG 5d 114 BHP Kia Cee'd

33,764 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line Mercedes Benz GLA Class

73,899 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI 100 6-SPEED PROFESSIONAL PREMIUM L1 IN WHITE 28000 & 45000MILE Peugeot Partner

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ateca

1.0 TSI ECOMOTIVE SE TECHNOLOGY SEAT Ateca

45,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 Fiesta ST-Line Edition 5 Door 1.0L EcoBoost 95PS FWD 6 Speed Manual Ford Fiesta

30,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • Audi TT

2.0L TFSI S LINE 2d 227 BHP Audi TT

40,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Boxer

2.2 BlueHDi 435 Professional L4 H2 Euro 6 (s/s) 5dr Peugeot Boxer

56,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Volkswagen Caddy

2.0 C20 TDI HIGHLINE 101 BHP Volkswagen Caddy

61,750 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.