Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • Mercedes Benz CLA

1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 Mercedes Benz CLA

98,884 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£244/month
Example
  • Vauxhall Grandland

1.2 Turbo Griffin Edition Euro 6 (s/s) 5dr Vauxhall Grandland

39,534 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£244/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

13,673 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Milton Keynes
£244/month
Example
  • Suzuki Jimny

1.3 Vvt Sz3 Suv 3dr Petrol Manual 4wd Euro 6 (85 Ps) Suzuki Jimny

48,707 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line Auto AWD Euro 6 (s/s) 5dr Ford Kuga

56,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol EAT6 Euro 6 Citroen C3

26,131 miles 2024 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Volkswagen Golf

2.0 TDI Life Hatchback 5dr Diesel Manual Euro 6 (s Volkswagen Golf

62,738 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Watford
£244/month
Example
  • Renault Clio

1.0 TCe S Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps) ***VERY LOW MILEAGE*** Renault Clio

5,112 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Puma

1.0 125PS Titanium 5 Door 6 Speed Manual Ford Puma

53,256 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

23,786 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Solihull
£244/month
Example
  • Toyota Verso

1.8 V-Matic Design MPV 5dr Petrol Multidrive S Eur Toyota Verso

68,377 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 5dr Diesel 7G- Mercedes Benz CLA

100,069 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Sunderland
£244/month
Example
  • Volkswagen Passat

1.5 TSI EVO SEL 4dr DSG Volkswagen Passat

72,341 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Hatchback 5dr Diesel Manual Eu Ford Focus

57,375 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Sunderland
£244/month
Example
  • Vauxhall Corsa

1.4i Energy Auto Euro 6 3dr Vauxhall Corsa

7,912 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Focus

1.0T EcoBoost Active X Vignale Hatchback 5dr Petro Ford Focus

41,070 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£244/month
Example
  • DS Automobiles DS 3 CROSSBACK

1.2 PureTech Performance Line Crossback EAT8 Euro 6 (s/s) 5dr DS Automobiles DS 3 CROSSBACK

36,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic CVT Euro 6 (s/s) 5dr Toyota C HR

105,218 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£244/month
Example
  • Maserati Ghibli

3.0D V6 Saloon 4dr Diesel ZF Euro 5 (s/s) (275 ps) Maserati Ghibli

65,493 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mazda Mazda6

2.0 SKYACTIV-G SE-L Lux Nav+ Saloon 4dr Petrol Man Mazda Mazda6

52,539 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Galaxy

2.0 TDCi Titanium X Powershift Euro 6 (s/s) 5dr Ford Galaxy

62,919 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Chelmsford
£244/month
Example
  • Kia Sportage

1.6 T Gdi 4 Suv 5dr Petrol Manual Euro 6 (s/s) (174 Bhp) Kia Sportage

78,689 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MINI Hatch

COOPER MINI Hatch

23,785 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Honda Civic

Hatchback SR Honda Civic

26,632 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Vauxhall Corsa

SE Vauxhall Corsa

26,144 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Pro LWB Crew Van 5 Seater white wi Peugeot Partner

56,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Citroen C4

1.5 BlueHDi Flair MPV 5dr Diesel EAT8 Euro 6 (s/s) Citroen C4

64,655 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • SEAT Leon

1.4 EcoTSI FR Titanium Technology Sport Coupe Euro 6 (s/s) 3dr SEAT Leon

75,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newport
£244/month
Example
  • Vauxhall MOKKA ELECTRIC

50kwh Ultimate Edition Suv 5dr Electric Auto (136 Ps) Vauxhall MOKKA ELECTRIC

35,524 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 5 Series

BMW 520D Msport 8 Speed Automatic BMW 5 Series

94,664 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Polo

1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

37,458 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£244/month
Example
  • Audi A3

1.6 TDI S line Hatchback 3dr Diesel S Tronic Euro Audi A3

52,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Walsall
£244/month
Example
  • Volkswagen Golf

1.6 TDI Match Estate 5dr Diesel DSG Euro 6 (s/s) ( Volkswagen Golf

60,876 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Citroen C4

1.2 PureTech C-Series Edition Hatchback 5dr Petrol Citroen C4

24,415 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium SE SUV 5dr Diesel Auto 4WD (7 Seat) - HUGE SPEC - Hyundai Santa Fe

73,918 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

18,223 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newport
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.