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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

217-252 of over 1,000 cars

  • Ford Transit

2.0 300 EcoBlue MHEV Leader Panel Van 5dr Diesel M Ford Transit

70,984 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Titanium Edition AWD Euro 6 (s/s) 5dr Ford Kuga

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Hatch

1.5 3-Door Hatch Cooper Exclusive MINI Hatch

61,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Manual Nissan Navara

99,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • BMW 1 Series

1.5 116d M Sport Shadow Edition Hatchback 3dr Dies BMW 1 Series

47,437 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Panel Van 5dr Electric Auto LWB (110 Volkswagen Transporter

18,878 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend L2 H1 Euro 6 5dr Ford Transit

62,268 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo EX Hatchback 5dr Petrol Manual Euro Honda Civic

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG MG HS

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG MG HS

36,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium Euro 6 (s/s) 5dr Ford Puma

49,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Golf

1.0 TSI Match Hatchback 5dr Petrol DSG Euro 6 (s/s Volkswagen Golf

69,374 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ5 ALLGRIP Euro 6 (s/s) 5dr Suzuki Vitara

73,500 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Jaguar F Pace

2.0 D180 Prestige Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

85,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 Active X 5dr Ford Fiesta

15,947 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Mondeo

2.0T EcoBoost Titanium Hatchback 5dr Petrol Auto E Ford Mondeo

44,118 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220 CDI AMG Sport Shooting Brake 5dr Diesel Mercedes Benz CLA

86,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE Estate 5dr Petrol 7G-Tronic+ Euro 6 (s Mercedes Benz C Class

51,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) 7G-DCT Euro 6 (s/s) ULEZ Hatchback 5dr Diesel Mercedes Benz A Class

51,331 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus quattro Euro 6 (s/s) 5dr Audi Q3

73,415 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • Audi A6

2.0 TDI ultra SE Executive Estate 5dr Diesel S Tro Audi A6

84,745 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A1

27,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d SE (Executive) Euro 6 (s/s) 5dr Mercedes Benz GLA Class

60,488 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • BMW 2 Series

2.0 220d Luxury Auto xDrive Euro 6 (s/s) 5dr BMW 2 Series

47,252 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • Audi A4

2.0 TDI ultra Sport S Tronic Euro 6 (s/s) 5dr Audi A4

85,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen UP

1.0 TSI GTI Hatchback 3dr Petrol Manual Euro 6 (s/ Volkswagen UP

41,545 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example
  • Audi A1

1.4 TFSI Sport Hatchback 3dr Petrol S Tronic Euro Audi A1

25,250 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 5dr Volkswagen Golf

78,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Sport Shooting Brake 5dr Diesel 7G Mercedes Benz CLA

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,382 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Portsmouth
£252/month
Example
  • BMW 4 Series

2.0 420i SE Convertible 2dr Petrol Manual Euro 6 ( BMW 4 Series

43,882 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel DSG Euro 6 (s/s Volkswagen Golf

74,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 1 Series

1.5 116d SE Hatchback 5dr Diesel DCT Euro 6 (s/s) BMW 1 Series

96,150 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • SEAT Ibiza

1.0 TSI 95 SE Technology 5dr SEAT Ibiza

43,448 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Warrington
£200/month
Example
  • Kia Sportage

1.7 CRDi GT-Line. SAT NAV. APPLE CARPLAY. REAR CAMERA. HEATED LEATHER. XENO Kia Sportage

58,620 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW X2

2.0 18d Sport SUV 5dr Diesel Auto sDrive Euro 6 (s BMW X2

114,170 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Worthing
£252/month
Example
  • Nissan Qashqai

1.5 DCI N-CONNECTA 5d 114 BHP + 2 keys, Full Servi Nissan Qashqai

49,470 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Burnley
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.