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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s Nissan Qashqai

53,690 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d SE MPV 5dr Diesel 7G-DCT Euro 6 (s/s) (1 Mercedes Benz B Class

26,576 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Derby
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

103,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

37,943 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Citroen C5

1.2 PURETECH FLAIR S/S 5d 129 BHP Citroen C5

39,400 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Citroen C5

1.2 PURETECH FLAIR S/S 5d 129 BHP Citroen C5

39,400 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Mercedes Benz Sprinter

2.1 313 CDI RWD L1 2dr Mercedes Benz Sprinter

77,937 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Chichester
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet S ALLGRIP 5dr Auto Suzuki Vitara

47,196 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Exeter
£252/month
Example
  • Mazda Cx 3

2.0 Sport Nav 5dr Mazda Cx 3

48,183 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 P Vauxhall Corsa

42,017 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 dCi Acenta Premium SUV 5dr Diesel DCT Auto Eur Nissan Qashqai

50,298 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Sport Mercedes Benz CLA

57,100 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 1 Hatchback 3dr Electric A MINI Hatch

28,900 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Ford Galaxy

2.0 TDCi Zetec Euro 6 5dr Ford Galaxy

65,300 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Gillingham
£252/month
Example
  • Ford Transit

2.0 300 Ecoblue Panel Van 5dr Diesel Manual L1 H1 Euro 6 (105 Ps) Ford Transit

45,197 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR 5d 148 BHP SEAT Leon

46,391 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • BMW X1

xDrive20i M Sport 5dr ** ONLY 27000 MILES - ONE OWNER ** BMW X1

27,991 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

15,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Acenta Premium Euro 6 (s/s) 5dr Nissan Qashqai

80,466 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Fiat 500

1.3 FireFly Turbo S-Design DCT Euro 6 (s/s) 5dr Fiat 500

31,189 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic CVT Euro 6 (s/s) 5dr Toyota C HR

95,521 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Superb

1.5 SE TSI 5d 148 BHP IN WHITE WITH 57,850 MILES A Skoda Superb

57,850 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

6,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

SE TSi Volkswagen Polo

35,124 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ-T 5dr Suzuki Swift

1,282 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Renault Koleos

2.0 dCi Signature Nav SUV 5dr Diesel X-Trn A7 4WD Renault Koleos

86,223 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Winchester
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet SHVS SZ5 5dr Suzuki Swift

11,903 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr Suzuki Swift

8,552 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Honda Jazz

I-VTEC EX Honda Jazz

36,176 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF ST-Line Hatchback 5dr Petrol Man Ford Fiesta

23,453 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Volvo V40

T2 [122] R DESIGN 5dr Volvo V40

34,871 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota AYGO

1.0 VVT-i X-Trend 5dr x-shift Toyota AYGO

13,013 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mazda Cx 3

1.8 SKYACTIV-D Sport Nav+ SUV 5dr Diesel Manual Eu Mazda Cx 3

33,191 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV SE Connect SUV 5dr Petrol Hybrid Ma Hyundai Bayon

37,500 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Audi A3

2.0 Turbo Diesel (TDI), S Line, Saloon, 4 Door, Ma Audi A3

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

PURETECH FLAIR Citroen C4

11 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.