• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Ford Fiesta

1.5T EcoBoost ST-2 Euro 6 (s/s) 3dr Ford Fiesta

44,170 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0 Titanium 5dr 6Spd 125PS Ford Fiesta

55,978 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s Mercedes Benz GLA Class

74,858 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) MINI Hatch

47,600 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Vauxhall Corsa

1.2 Design Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

12,643 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SHVS SZ5 5dr Suzuki Ignis

11,378 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Astra

TECH LINE ESTATE Vauxhall Astra

33,203 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Ignis

SZ5 SHVS Suzuki Ignis

11,378 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar XF

D R-SPORT 4-Door Jaguar XF

63,869 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 EcoBlue 120 Titanium 5dr Ford Focus

31,015 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Maserati Ghibli

DV6 Maserati Ghibli

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 Titanium 5dr Ford Focus

29,391 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Hemel Hempstead
£252/month
Example
  • Volkswagen Passat

1.5 TSI EVO SE Nav Saloon 4dr Petrol DSG Euro 6 (s Volkswagen Passat

60,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 Turbo Diesel (DCI), Tekna Edition, SUV, 5 Door Nissan Qashqai

45,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Micra

1.0 IG-T Tekna Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

18,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel DCT Euro 6 ( BMW 1 Series

108,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

38,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Galaxy

2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/ Ford Galaxy

61,728 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Warrington
£252/month
Example
  • BMW 4 Series

2.0 420d Luxury Hatchback 5dr Diesel Auto xDrive E BMW 4 Series

77,273 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Warrington
£252/month
Example
  • MINI Countryman

2.0 Cooper D SUV 5dr Diesel Manual ALL4 Euro 6 (s/ MINI Countryman

48,932 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Warrington
£252/month
Example
  • Ford Transit

300 TREND PV L1 H1 Ford Transit

66,529 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

320 TREND P/V L1 H1 Ford Transit

85,645 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

280 TREND PV L1 H1 Ford Transit

75,176 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

280 LIMITED PV L1 H1 Ford Transit

90,178 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia SPRING

65 26.8kWh EXTREME Hatchback 5dr Electric Auto (65 Dacia SPRING

360 miles 2025 Zero Deposit

Home Delivery Available

£11,999
Lincoln
£252/month
Example
  • Volkswagen Touran

1.4 TSI SE DSG Euro 5 5dr Volkswagen Touran

59,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Ford EcoSport

ST-Line 5 Door 1.0L Ford EcoBoost 140PS FWD 6 Speed Manual Ford EcoSport

40,701 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

89,385 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Smart forfour

0.9T Prime Sport (Premium Plus) Hatchback 5dr Petr Smart forfour

18,242 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

ST-Line 5 Door 1.0L EcoBoost 125PS FWD 6 Speed Manual Ford EcoSport

26,793 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota AYGO

1.0 Vvt I Edge Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 Ps) Toyota AYGO

14,388 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Niro

1.6h GDi 3 DCT Euro 6 (s/s) 5dr ( 16in Alloy) Kia Niro

58,548 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

100,862 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Relay

2.0 35 BLUEHDI B/B 129 BHP IN WHITE WITH 81,000 MI Citroen Relay

81,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 0d 129 BHP FORD TRANSIT Ford Transit

76,474 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T ECOBOOST MHEV ST-LINE VIGNALE HYBRID WITH 41, Ford Fiesta

40,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.