Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Vauxhall Insignia

SRI VX-LINE NAV 5-Door Vauxhall Insignia

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Ford Transit

2.0 310 LR DCB 104 BHP Double Cab Crew 6 Seater *C Ford Transit

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition 5dr Hatchback Skoda Fabia

18,742 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Active B&O Play Euro 6 (s/s) 5dr Ford Fiesta

38,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0 Titanium 5dr 6Spd 125PS Ford Fiesta

55,978 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost Titanium 5dr 6Spd 125PS Ford EcoSport

47,584 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper 5dr Hatchback MINI Hatch

27,655 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia Duster

1.0 TCe 100 Comfort 5dr Estate Dacia Duster

12,930 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Mansfield
£252/month
Example
  • SEAT Ateca

TSI ECOMOTIVE SE SEAT Ateca

45,468 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • BMW 2 Series

1.5 218i Sport Auto Euro 6 (s/s) 5dr BMW 2 Series

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example
  • Vauxhall Vivaro

L2H1 2900 SPORTIVE S/S Vauxhall Vivaro

52,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A6

2.0 TDI ULTRA BLACK EDITION 4d 188 BHP Audi A6

110,074 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Ranger

2.2 XLT 4X4 DCB TDCI 4d 148 BHP Ford Ranger

101,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Winchester
£252/month
Example
  • Nissan Qashqai

TEKNA DIG-T XTRONIC 5-Door Nissan Qashqai

31,500 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 310 LR DCB 104 BHP Double Cab Crew 6 Seater *C Ford Transit

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Peugeot 208

50kWh GT Premium Hatchback 5dr Electric Auto (136 Peugeot 208

53,288 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Stoke-on-Trent
£252/month
Example
  • Ford Edge

2.0 TITANIUM TDCI 5d 177 BHP PLEASE CALL TO TEST Ford Edge

41,899 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Liverpool
£252/month
Example
  • Volkswagen Golf

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Golf

51,906 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Captur

1.5 Blue dCi Play Euro 6 (s/s) 5dr Renault Captur

19,850 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo XC60

D4 [181] SE Nav 5dr AWD ** TIMING BELT DONE ** Volvo XC60

80,797 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Touran

1.4 TSI SE DSG Euro 5 5dr Volkswagen Touran

59,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo SE Euro 6 (s/s) 5dr Honda Civic

46,431 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Micra

IG-T N-SPORT XTRONIC 5-Door Nissan Micra

19,300 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Focus

33,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Euro 6 (s/s) 5dr Ford Fiesta

22,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV SE Connect SUV 5dr Petrol Hybrid Ma Hyundai Kona

31,175 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz C Class

C200 C200 AMG LINE 5-Door Mercedes Benz C Class

99,269 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia Sandero Stepway

1.0 COMFORT TCE 5d 90 BHP Dacia Sandero Stepway

17,501 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Lincoln
£252/month
Example
  • Lexus CT 200h

1.8 Premier CVT Euro 6 (s/s) 5dr Lexus CT 200h

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Nav Volkswagen Tiguan

99,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

37,177 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

50kWh Active Auto 5dr Peugeot 208

21,441 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

1.5 Turbo Diesel (Blue HDI), Allure Edition, 5 Doo Peugeot 2008

83,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

62kWh e+ n-tec Hatchback 5dr Electric Auto (217 ps Nissan Leaf

47,669 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.