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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Suzuki Vitara

1.4 Boosterjet SZ-T SUV 5dr Petrol Auto Euro 6 (s/ Suzuki Vitara

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bury
£252/month
Example
  • Suzuki Vitara

1.6 Sz T Suv 5dr Petrol Auto Euro 6 (s/s) (120 Ps) Suzuki Vitara

41,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bury
£252/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium MPV 5dr Diesel Manual Euro 6 Ford Tourneo

48,600 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Dies Volkswagen Tiguan

71,012 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Peugeot 308

1.5 BLUEHDI S/S ALLURE 5d 129 BHP Peugeot 308

43,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/ Ford Tourneo

61,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

37,710 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

1.5 BlueHDi GT Line SUV 5dr Diesel EAT Euro 6 (s/s Peugeot 2008

18,967 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

1.2 PureTech GT Premium SUV 5dr Petrol Manual Euro Peugeot 2008

60,457 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

93,982 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Edition Cabriolet 2dr Diesel Mercedes Benz E Class

66,898 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP Nissan Leaf

19,878 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 S MPI 5d 74 BHP Skoda Fabia

13,151 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line Sportback 5dr Petrol S Tronic Audi A3

66,151 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Gpf Sport Nav Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Grandland

46,419 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 Ecoblue Panel Van 5dr Diesel Manual L1 H1 Euro 6 (105 Ps) Ford Transit

45,197 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.6 Cdti Elite Suv 5dr Diesel Manual 4wd Euro 6 (s/s) (136 Ps) Vauxhall Mokka

20,742 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Kadjar

1.3 TCe GT Line SUV 5dr Petrol Manual Euro 6 (s/s) Renault Kadjar

41,038 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MG 4

64kWh Trophy Long Range Hatchback 5dr Electric Aut MG 4

54,407 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

A160 1.6 A160 AMG Line (Executive) Hatchback 5dr Petrol Mercedes Benz A Class

46,389 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A1

1.4 TFSI CoD S line Hatchback 3dr Petrol Manual Eu Audi A1

29,685 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

82,949 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Audi Q3

2.0 TDI S line SUV 5dr Diesel Manual Euro 6 (s/s) Audi Q3

79,075 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • BMW 3 Series

2.0 318d Sport Saloon 4dr Diesel Auto Euro 6 (s/s) BMW 3 Series

83,955 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Kia Sportage

2.0 CRDi KX-4 SUV 5dr Diesel Auto AWD Euro 6 (182 Kia Sportage

80,047 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 SE (Executive) Hatchback 5dr Petrol Manua Mercedes Benz A Class

46,563 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Toyota Verso

1.8 V-Matic Design MPV 5dr Petrol Multidrive S Eur Toyota Verso

68,377 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Polo

MATCH EVO Volkswagen Polo

34,111 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

96,421 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition 5dr Hatchback Skoda Fabia

18,742 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

90,700 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

1.0 5dr SE Evo Volkswagen Polo

33,693 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Lincoln
£252/month
Example
  • Volkswagen Golf

1.5 TSI Style Euro 6 (s/s) 5dr Volkswagen Golf

80,603 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Vauxhall Movano

2.2 CDTi 3500 BiTurbo Dynamic Panel Van 5dr Diesel Vauxhall Movano

69,975 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Fiesta

31,787 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Astra

1.2 Turbo Elite Nav Hatchback 5dr Petrol Manual Eu Vauxhall Astra

6,800 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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