Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Mercedes Benz CLA

CLA 200 2.1 CLA 200 D AMG LINE 4d 134 BHP Mercedes Benz CLA

107,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCi 270 Limited Ford Transit

57,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

75,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

90,400 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Prius

VVT-I EXCEL Toyota Prius

100,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Audi A1

1.6 SPORTBACK TDI S LINE 5d 114 BHP Audi A1

44,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

2.0 220i M Sport Coupe BMW 2 Series

76,400 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr FINANCE AVAILABLE FRO Ford EcoSport

32,331 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Vauxhall Corsa

ELITE NAV PREMIUM 5d 135 BHP Vauxhall Corsa

29,746 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCi 290 Limited Ford Transit

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 Titanium 5dr Ford EcoSport

43,913 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic Land Rover Range Rover Evoque

95,700 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Optima

1.7 CRDi ISG GT-Line S 5dr DCT Kia Optima

0 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Nav Sports Tourer Euro 6 5dr Vauxhall Astra

9,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

73,719 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Abarth 500

1.4 595 TURISMO 3d 162 BHP FINANCE AVAILABLE FROM Abarth 500

30,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • BMW 4 Series

3.0 430D M SPORT BMW 4 Series

99,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic Land Rover Range Rover Evoque

114,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A6

2.0 TDI ULTRA BLACK EDITION 4d 188 BHP FINANCE AVA Audi A6

106,200 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • MINI Countryman

2.0 COOPER D 5d 148 BHP 1 Owner Full Mini History MINI Countryman

68,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Sportive L2 H1 Euro 6 5dr Vauxhall Vivaro

67,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech S-line TailGate Volkswagen Caddy

57,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Vauxhall Mokka

1.4T Griffin 5dr Vauxhall Mokka

37,083 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav 5dr Vauxhall Corsa

37,656 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

S Edition Tce Renault Captur

23,282 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4T Active 5dr Auto Vauxhall Mokka

40,301 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

73,481 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Highline SWB Euro 5 5dr Volkswagen Caddy

112,222 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

120,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Telford
£252/month
Example
  • MINI Countryman

1.6 Cooper S Auto ALL4 Euro 5 5dr MINI Countryman

61,302 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Vellfire

BUSINESS EDITION TOP SPEC MUST SEE PICS!! Toyota Vellfire

59,883 miles 2022 Zero Deposit

Home Delivery Available

£11,995
High Wycombe
£252/month
Example
  • Lexus CT 200h

1.8 200H SPORT 5d AUTO 134 BHP HALF LEATHER/ PRIVA Lexus CT 200h

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Jazz

1.3 I-VTEC EX 5d 101 BHP Honda Jazz

13,033 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.