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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Citroen C4

PURETECH PLUS S/S Citroen C4

40,508 miles 2023 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Citroen C4

PURETECH PLUS S/S Citroen C4

40,653 miles 2023 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 3dr Diesel M Volkswagen Golf

92,900 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Audi A6 AVANT

2.0 TFSI S line Estate 5dr Petrol S Tronic Euro 6 Audi A6 AVANT

53,322 miles 2014 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • BMW 3 Series

2.0 320i M Sport Touring 5dr Petrol Manual Euro 6 BMW 3 Series

60,553 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line (Premium) Coupe 2dr Diesel G-Tr Mercedes Benz C Class

97,000 miles 2015 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Toyota Vellfire

Auto MPV 7-Seater Rear view camera plus sensors Toyota Vellfire

71,000 miles 2010 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression 5dr Dacia Sandero Stepway

17,489 miles 2023 Zero Deposit

Home Delivery Available

£11,997
Darlington
£252/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Auto xDrive Euro BMW 4 Series

57,469 miles 2015 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr Suzuki Ignis

37,635 miles 2022 Zero Deposit

Home Delivery Available

£11,996
Darlington
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Journey Euro 6 (s/s) 5dr Dacia Sandero Stepway

27,897 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series Active Tourer

2.0 225i Luxury Auto xDrive Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

21,749 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo XC90

2.0 D5 Momentum Geartronic 4WD Euro 6 (s/s) 5dr Volvo XC90

157,338 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Audi A3

SPORTBACK TDI SPORT Audi A3

74,260 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 116d SE Business Auto Euro 6 (s/s) 5dr BMW 1 Series

37,564 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,320 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 ps) Ford Puma

46,739 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech 130 Flair 5dr EAT6 Citroen C3

0 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

20,296 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Bedford
£252/month
Example
  • Ford EcoSport

1.0T 140ps EcoBoost ST-Line 5dr Ford EcoSport

18,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Duster

1.0 TCe 90 Comfort 5dr Dacia Duster

27,771 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Cupra Born

58kWh V2 Auto 5dr Cupra Born

36,456 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

78,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

60,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

115,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d Sport Hatchback 5dr Diesel Auto Euro 6 (s BMW 4 Series Gran Coupe

74,462 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • Ford Tourneo

ZETEC TDCI 5-Door Ford Tourneo

58,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

1.4 TFSI SE Sportback S Tronic Euro 6 (s/s) 5dr Audi A5

74,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Yeti

2.0 TDI Tour de France 4x4 Skoda Yeti

56,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

57,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Kona

1.6 T Gdi Premium Gt Suv 5dr Petrol Dct 4wd Euro 6 (s/s) (177 Ps) Hyundai Kona

68,205 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d Chequered Flag Auto Euro 6 (s/s) 4dr Jaguar XF

72,969 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

2.1 E220 BlueTEC AMG Night Edition (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

49,244 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Lexus IS

2.5 300h Sport E-CVT Euro 6 (s/s) 4dr Lexus IS

67,562 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen CALIFORNIA

DRIVE FROM WHEELCHAIR ACCESSIBLE VEHICLE PARAVAN SPACEDRIVE CONTROLS 2.0 TDI Executive Volkswagen CALIFORNIA

33,476 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Compass

1.4T MultiAirII Limited Euro 6 (s/s) 5dr Jeep Compass

36,270 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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