Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Ford Transit

2.0 350 EcoBlue Leader RWD L2 H3 Euro 6 (s/s) 5dr Ford Transit

50,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Harlow
£200/month
Example
  • Vauxhall Corsa

1.2 Design Euro 6 5dr Vauxhall Corsa

9,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Woking
£200/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel XTRON Euro 6 (s/s) (1 Nissan X Trail

72,879 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz Vito

2.1 116 CDI BlueTEC RWD L2 Euro 6 (s/s) 6dr Mercedes Benz Vito

108,036 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Edition Euro 6 (s/s) 5dr Ford Kuga

44,032 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

49,996 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Peugeot Boxer

2.0 BlueHDi L4 H2 MINIBUS 17 SEATER 130ps Peugeot Boxer

53,975 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Bristol
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h SUV 5dr Petrol Plug-in Hybrid CVT Mitsubishi Outlander

44,608 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

82,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford S Max

2.0 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford S Max

61,948 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Cee'd

1.0 T Gdi Eco 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

17,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW X1

1.5 18i SE sDrive Euro 6 (s/s) 5dr BMW X1

49,998 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Nissan Navara

2.5 dCi Tekna Nissan Navara

115,640 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£252/month
Example
  • Nissan NV400

2.3 dCi 35 Tekna Chassis Cab 2dr Diesel Manual FWD Nissan NV400

79,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 TDCi 105ps High Roof Van Ford Transit

47,911 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost Hybrid mHEV 155 ST-Line Edition 5dr Ford Fiesta

30,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 4 Series

2.0 420D M SPORT GRAN COUPE 4d 188 BHP Awaiting Pr BMW 4 Series

108,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Warrior Auto 4WD Euro 6 4dr Mitsubishi L200

116,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Luton
£252/month
Example
  • Toyota Corolla

2.0 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota Corolla

39,500 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar XF

2.0d Prestige Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG ZS

44.5kWh Exclusive SUV 5dr Electric Auto (143 ps) P MG ZS

12,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£200/month
Example
  • Ford Transit

2.0 310 EcoBlue Trend FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

63,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 1 Series

2.0 118d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 1 Series

77,050 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar XE

2.0d Portfolio Saloon 4dr Diesel Auto Euro 6 (s/s) Jaguar XE

31,305 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Micra

1.0 IG-T 92 Acenta 5dr (Apple Nissan Micra

5,183 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Preston
£200/month
Example
  • Volkswagen Golf

2.0 TDI R-Line Edition Hatchback 5dr Diesel Manual Volkswagen Golf

81,180 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • BMW 2 Series

M2 3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

71,615 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Kadjar

1.3 TCE Iconic 5dr (Navigation Renault Kadjar

27,824 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Oldham
£252/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

29,643 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Renault Master

2.3 dCi 145 Business + Single Cab Alloy Tipper wit Renault Master

65,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Ranger

3.2 WILDTRAK 4X4 DCB TDCI 4d 197 BHP Ford Ranger

104,500 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

1.5 EcoBlue Titanium SUV 5dr Diesel Manual Euro 6 Ford Kuga

71,275 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Toyota AYGO

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

11,043 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,080 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.