Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Peugeot 2008

1.2 PureTech 110 GT Line 5dr EAT6 Estate Peugeot 2008

61,116 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

SRI VX-LINE NAV 5-Door Vauxhall Insignia

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Ford Transit

2.0 310 LR DCB 104 BHP Double Cab Crew 6 Seater *C Ford Transit

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav+ Euro 6 (s/s) 5dr Mazda Cx 3

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition 5dr Hatchback Skoda Fabia

18,742 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Active B&O Play Euro 6 (s/s) 5dr Ford Fiesta

38,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0 Titanium 5dr 6Spd 125PS Ford Fiesta

55,978 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost Titanium 5dr 6Spd 125PS Ford EcoSport

47,584 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper 5dr Hatchback MINI Hatch

27,655 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Astra

LIMITED EDITION S/S Vauxhall Astra

26,739 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Ford EcoSport

TITANIUM TDCI Ford EcoSport

50,875 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Lexus CT 200h

1.8 200H ADVANCE 5d 134 BHP Lexus CT 200h

100,404 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

TECH LINE CDTI ECOFLEX SS Vauxhall Insignia

47,735 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Dacia Duster

1.0 TCe 100 Comfort 5dr Estate Dacia Duster

12,930 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Mansfield
£252/month
Example
  • SEAT Ateca

TSI ECOMOTIVE SE SEAT Ateca

45,468 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Vauxhall Astra

TECH LINE ESTATE Vauxhall Astra

33,203 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

EXCLUSIV SS Vauxhall Mokka

32,332 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Vauxhall Vivaro

L2H1 2900 SPORTIVE S/S Vauxhall Vivaro

52,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A6

2.0 TDI ULTRA BLACK EDITION 4d 188 BHP Audi A6

110,074 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Ranger

2.2 XLT 4X4 DCB TDCI 4d 148 BHP Ford Ranger

101,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Winchester
£252/month
Example
  • Vauxhall Vivaro

1.5 L2h1 2900 Sportive S/s Vauxhall Vivaro

61,998 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 0d 129 BHP FORD TRANSIT Ford Transit

76,474 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

TEKNA DIG-T XTRONIC 5-Door Nissan Qashqai

31,500 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.