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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Mercedes Benz A-Class

1.3 A180 Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

60,969 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Watford
£244/month
Example
  • Hyundai Kona

Premium Se Hyundai Kona

43,279 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Basingstoke
£244/month
Example
  • Citroen C4

1.2 PureTech Shine Hatchback 5dr Petrol Manual Eur Citroen C4

26,880 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback 5dr Diesel Mu Audi A5

63,751 miles 2016 Zero Deposit

Home Delivery Available

£11,999
York
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO GPF R-Line Hatchback 5dr Petrol DSG Eu Volkswagen Golf

82,020 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Renault Clio

1.0 Tce Evolution Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Clio

22,900 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Hyundai Tucson

GDI PREMIUM Hyundai Tucson

54,021 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Hyundai Tucson

GDI PREMIUM Hyundai Tucson

61,048 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volvo V40

1.5 T2 R-Design Edition Auto Euro 6 (s/s) 5dr Volvo V40

60,424 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bedford
£244/month
Example
  • BMW 2 Series

2.0 220d M Sport Convertible 2dr Diesel Auto Euro BMW 2 Series

84,578 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Petrol Steptronic E MINI Hatch

101,011 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium) Estate 5dr Diesel G-T Mercedes Benz C-Class

94,477 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volvo V40

2.0 D2 R-Design Pro Hatchback 5dr Diesel Auto Euro Volvo V40

49,766 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£244/month
Example
  • Vauxhall Corsa Electric

50kwh Anniversary Edition Hatchback 5dr Electric Auto (136 Ps) Vauxhall Corsa Electric

18,223 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 3dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 1 Series

22,900 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XE

38,662 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£244/month
Example
  • Mitsubishi Outlander

PHEV GX 4H Mitsubishi Outlander

45,177 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Reading
£244/month
Example
  • Tesla Model-3

Standard Range Plus Auto RWD 4dr Tesla Model-3

111,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Bedford
£244/month
Example
  • Volvo V40 Cross Country

1.5 T3 GPF Pro Hatchback 5dr Petrol Auto Euro 6 (s/s) (152 ps) Volvo V40 Cross Country

58,014 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

32,741 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Citroen C4

PURETECH MAX S/S Citroen C4

37,996 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Reading
£244/month
Example
  • Hyundai i10

1.0 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

21,047 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Volvo V60

2.0 D3 Momentum Estate 5dr Diesel Manual Euro 6 (s Volvo V60

78,557 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Liverpool
£244/month
Example
  • Citroen C3

1.2 PureTech Shine EAT6 Euro 6 (s/s) 5dr Citroen C3

30,396 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Bedford
£244/month
Example
  • Volkswagen UP

1.0 R-Line Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen UP

10,179 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Audi S3

2.0 TFSI Hatchback 3dr Petrol S Tronic quattro Eur Audi S3

114,427 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi TT

2.0 TDI ultra Sport Coupe 3dr Diesel Manual Euro 6 Audi TT

64,066 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Hyundai Tucson

Gdi SE Nav Hyundai Tucson

50,047 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Reading
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match DSG Euro 6 (s/s) 5dr Volkswagen Golf

58,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Suzuki Swift

15,500 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Mondeo

2.0 EcoBlue Zetec Edition Hatchback 5dr Diesel Man Ford Mondeo

46,779 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Scirocco

2.0 TDI BlueMotion Tech R-Line Hatchback 3dr Diese Volkswagen Scirocco

68,919 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Glasgow
£244/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A1

62,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Harlow
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

51,002 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£244/month
Example
  • Toyota Corolla

Touring Sport Excel Toyota Corolla

44,800 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bristol
£244/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sat Nav SEAT Leon

40,677 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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