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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Auto Euro 6 (s/s Vauxhall Corsa

54,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Peugeot 2008

50kWh GT Auto 5dr Peugeot 2008

42,131 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

75,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Northampton
£252/month
Example
  • Kia Optima

1.7 Crdi 3 Sportswagon 5dr Diesel Dct Euro 6 (s/s) (139 Bhp) Kia Optima

42,932 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Rio

1.0 T Gdi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Rio

28,010 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Cee'd

1.0 T Gdi Eco 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

17,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Hatchback 5dr Petrol Manual Euro Skoda Octavia

78,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Norwich
£252/month
Example
  • BMW 4 Series

420 420d [190] M Sport 5dr Auto [Professional Media] BMW 4 Series

94,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

54,750 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Leon

1.5 Tsi Evo Xcellence Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Leon

61,967 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Grimsby
£252/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr Ford Puma

47,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 TDCi 105ps High Roof Van Ford Transit

47,911 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Elite Nav 5dr Auto Vauxhall Mokka

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia PRO_CEE'D

1.5 T-GDi GT-Line Shooting Brake 5dr Petrol Manual Kia PRO_CEE'D

73,209 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

49,996 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI PROFESSIONAL L1 101 BHP 1 OWNER FULL H Peugeot Partner

30,737 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A1

1.4 TFSi S line Active Style Package Hatchback 3 D Audi A1

24,452 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A4

3.0 TDI V6 Sport S Tronic Euro 6 (s/s) 5dr Audi A4

97,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

1.0 TSI S Euro 6 (s/s) 5dr Volkswagen Golf

38,897 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Captur

1.3 ICONIC TCE 5d 139 BHP WIRELESS CHARGING PAD, B Renault Captur

31,515 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

89,380 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT 2d 188 BHP BMW 4 Series

87,087 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

30,156 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP Mercedes Benz A Class

41,563 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Toyota Yaris

1.5 ICON FHEV 5d 114 BHP REV CAMERA, SAT NAV, ICON Toyota Yaris

65,497 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Fiat Ducato

2.3 MultiJetII 35 Chassis Cab 2dr Diesel Manual L Fiat Ducato

85,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE 5d 107 BHP Mercedes Benz A Class

36,837 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

43,793 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Polo

1.8 GTI DSG 5d 189 BHP Volkswagen Polo

61,042 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW X1

2.0 20d xLine Auto xDrive Euro 6 ss 5dr BMW X1

81,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Arona

1.6 TDI XCELLENCE Lux SUV 5dr Diesel DSG Euro 6 (s SEAT Arona

50,463 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 308

2.0 BlueHDi GT Hatchback 5dr Diesel EAT Euro 6 (s/ Peugeot 308

30,092 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Auto Euro 6 (s/s MINI Convertible

50,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Alphard

3.0L Toyota Alphard

114,912 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Proace

75kWh Icon Medium Panel Van 6dr Electric Auto MWB Toyota Proace

17,968 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Poole
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Euro 6 (s/s) 5dr GPF SEAT Ibiza

44,813 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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