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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

28,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 2 Series

2.0 220i M Sport (s/s) BMW 2 Series

40,183 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Audi Q2

2.0 TDI S line SUV 5dr Diesel S Tronic quattro Eur Audi Q2

89,052 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 5008

1.5 BlueHDi Active SUV 5dr Diesel EAT Euro 6 (s/s) Peugeot 5008

93,371 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 340 ECOBLUE LEADER PANEL VAN 5DR DIESEL MANUAL Ford Transit

57,553 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Focus

42,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

22,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

69,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar E Pace

2.0 D150 Euro 6 (s/s) 5dr Jaguar E Pace

41,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line Euro 6 (s/s) 2dr Audi A3

42,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Euro 6 (s/s) 5dr Ford Fiesta

13,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

44,099 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav Euro 6 (s/s) 5dr Hyundai Tucson

27,486 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Edition Auto L2 H1 Euro 6 (s/s) 4dr Vauxhall Combo

39,580 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Focus

2.0 TDCi ST-2 Euro 6 (s/s) 5dr Ford Focus

48,431 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.7 CRDi GT-Line SUV 5dr Diesel DCT Euro 6 (s/s) ( Kia Sportage

64,527 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A5

2.0 TFSI Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (190 ps) Audi A5

55,319 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Gloucester
£252/month
Example
  • Alfa Romeo Giulia

2.2 TD Super Auto Euro 6 (s/s) 4dr Alfa Romeo Giulia

55,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

1.6 C200d Sport G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

64,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

2.0 125I M Sport Auto 5dr BMW 1 Series

74,758 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Glasgow
£252/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line Euro 6 (s/s) 5dr Kia Stonic

4,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Coventry
£200/month
Example
  • Jaguar XF

2.0d Prestige Saloon 4dr Diesel Auto Euro 6 (s/s) Jaguar XF

45,949 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Stoke-on-Trent
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BLUETEC AMG LINE 2d 174 BHP £0 DEPO Mercedes Benz E Class

55,509 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Master

MM35dCi 125 Business+ Medium Roof Van Renault Master

0 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line SUV 5dr Petrol Manual Euro 6 ( Mercedes Benz GLA Class

58,799 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

82,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz Vito

2.1 116 CDI BlueTEC RWD L2 Euro 6 (s/s) 6dr Mercedes Benz Vito

108,036 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Corolla

2.0 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota Corolla

39,500 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

420 420D SPORT GRAN COUPE BMW 4 Series

62,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Civic

1.8 i-VTEC SR Auto Euro 6 5dr Honda Civic

36,591 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI 115 FR 5dr SEAT Ibiza

36,726 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Picanto

1.25 X-Line 5dr Kia Picanto

7,182 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Ford Mondeo

1.5 EcoBoost Titanium 5dr Auto Ford Mondeo

38,114 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Volkswagen Polo

1.0 Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

15,900 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

41,462 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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