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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Manual Euro 6 (s BMW 1 Series

61,073 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 118i GPF SE Hatchback 5dr Petrol Auto Euro 6 ( BMW 1 Series

38,190 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Tucson

1.6-TGDi SE Connect 5dr 2WD Hyundai Tucson

78,108 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO 150 R-Line 5dr Volkswagen Golf

88,420 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

1.5 318i Sport Touring 5dr Petrol Auto Euro 6 (s/s BMW 3 Series

74,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

101,784 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.5 TSI Style Euro 6 (s/s) 5dr Volkswagen Golf

80,603 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav Euro 6 (s/s) 5dr Mazda Cx 5

43,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol EAT6 Euro 6 Citroen C3

26,000 miles 2024 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

11,949 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

SE Vauxhall Corsa

26,144 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Scenic

1.7 Blue dCi Iconic MPV 5dr Diesel Manual Euro 6 ( Renault Scenic

21,904 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Tucson

1.6 CRDi Premium SE Euro 6 (s/s) 5dr Hyundai Tucson

72,675 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Tucson

1.6 T-GDi Premium Euro 6 (s/s) 5dr Hyundai Tucson

81,400 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Audi A3

1.5 TFSI CoD Sport Convertible 2dr Petrol Manual E Audi A3

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Vauxhall Mokka

SE Vauxhall Mokka

37,305 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Griffin Edition Euro 6 (s/s) 5dr Vauxhall Grandland

39,534 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 Turbo Diesel (TDI), GT Edition, Saloon, 4 Door Volkswagen Passat

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

23,290 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota Aygo X

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

13,917 miles 2024 Zero Deposit

Home Delivery Available

£11,999
Manchester
£252/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE Hatchback 5dr Petrol Manual Euro SEAT Ibiza

48,040 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match DSG Euro 6 (s/s) 5dr Volkswagen Golf

58,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A6 AVANT

2.0 TDI ultra Black Edition Estate 5dr Diesel S Tr Audi A6 AVANT

120,813 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Ford Mondeo

1.5T EcoBoost Titanium Edition Estate 5dr Petrol Auto Euro 6 (s/s) (165 ps) Ford Mondeo

70,213 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bradford
£252/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

116,893 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Clio

1.0 TCe RS Line Hatchback 5dr Petrol Manual Euro 6 Renault Clio

27,669 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0T ST-LINE 23000 MILES EURO6 ULEZ Ford EcoSport

23,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Alhambra

2.0 TDI Ecomotive SE Lux MPV 5dr Diesel Manual Eur SEAT Alhambra

98,016 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Combo-life

1.5 Turbo D BlueInjection Energy Auto Euro 6 (s/s) 5dr Vauxhall Combo-life

45,747 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Convertible 2dr Petrol Manua Audi A3

76,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Citroen C4

1.2 PureTech Sense Euro 6 (s/s) 5dr Citroen C4

30,683 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Convertible

1.5 Cooper Classic Convertible 2dr Petrol Manual E MINI Convertible

17,058 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Sense Hatchback 5dr Petrol Manual Eur Citroen C4

28,064 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Sense Hatchback 5dr Petrol Manual Eur Citroen C4

28,842 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 2 Series

2.0 220i Sport Coupe 2dr Petrol Auto Euro 6 (s/s) BMW 2 Series

55,579 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech GT Estate 5dr Diesel DSG E Volkswagen Passat

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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