Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Mercedes Benz A Class

1.5 A180d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A Class

42,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£252/month
Example
  • Peugeot Partner

1.6000000000000001l 5d 75 BHP Peugeot Partner

17,052 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Citroen C4

1.2 PureTech Flair Hatchback 5dr Petrol EAT6 Euro Citroen C4

16,719 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Rotherham
£252/month
Example
  • Audi Q5

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q5

70,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

1.5 225xe 7.6kWh M Sport (Premium) Auto 4WD Euro 6 BMW 2 Series

64,612 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • Kia Cee'd

1.0 T-GDi 2 Hatchback 5dr Petrol Manual Euro 6 (s/ Kia Cee'd

38,800 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

56,805 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Corolla

2.0 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota Corolla

39,500 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Cooper

Hatch SE 32.6kWh Level 3 Auto MINI Cooper

38,130 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Doncaster
£200/month
Example
  • Vauxhall Grandland

1.2 Turbo Business Edition Nav Euro 6 (s/s) 5dr Vauxhall Grandland

22,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia Soul

150kW First Edition 64kWh 5dr Kia Soul

66,789 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£200/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

61,392 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

55,869 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition Euro 6 (s/s) 5dr Ford Kuga

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition Euro 6 (s/s) 5dr Ford Kuga

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Renault Clio

1.0 TCe Iconic Edition Hatchback 5dr Petrol Manual Renault Clio

30,076 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • MINI Hatch

32.6kWh Level 1 Hatchback 3dr Electric Auto (184 p MINI Hatch

9,666 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Burton-upon-Trent
£200/month
Example
  • Fiat 500

42kWh RED Hatchback 3dr Electric Auto (118 ps) CLI Fiat 500

31,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Kuga

1.5 EcoBlue Titanium SUV 5dr Diesel Manual Euro 6 Ford Kuga

71,275 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,080 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota AYGO

1.0 VVT i Pure Euro 6 (s/s) 5dr Toyota AYGO

8,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

43,195 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Kia Sorento

2.2 CRDi KX-4 Auto AWD Euro 6 5dr Kia Sorento

100,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

46,125 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

39,220 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan Qashqai

56,380 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Sheffield
£200/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 Panel Van 4dr Diesel Manual L2 H3 (23 Volkswagen Crafter

32,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£252/month
Example
  • SEAT Leon

2.0 TDI SE Dynamic Hatchback 5dr Diesel DSG Euro 6 SEAT Leon

43,308 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Driver M Panel Van 6dr Diesel EAT Citroen Dispatch

87,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 5dr Ford Transit

63,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Woking
£252/month
Example
  • Toyota C HR

1.2 VVT-i Icon SUV 5dr Petrol Manual Euro 6 ss Toyota C HR

34,129 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Volkswagen Golf

1.6 TDI GT Edition Hatchback 5 Door Diesel Manual Volkswagen Golf

71,738 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

58,899 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Velar

2.0 D180 S Land Rover Range Rover Velar

43,729 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Wolverhampton
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Edition Hatchback 5dr Petrol Manual Vauxhall Corsa

28,271 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.