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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

397-432 of over 1,000 cars

  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Euro 5 (s/s) (250 ps) Ford Focus

34,091 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

55,389 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

2.0 TDI S line Coupe 2dr Diesel S Tronic quattro E Audi A5

94,670 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual 4Motion Euro 6 (s/s) (150 ps) Volkswagen Tiguan

88,047 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

88,100 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 Crdi Gt Line Suv 5dr Diesel Dct Euro 6 (s/s) (134 Bhp) Kia Sportage

65,990 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q2

1.4 TFSI CoD SE S Tronic Euro 6 (s/s) 5dr Audi Q2

67,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.0 TSI SE DSG Euro 6 (s/s) 5dr Skoda Fabia

11,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

TITANIUM TDCI AUTO 5 SEATER Ford Tourneo

86,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Darlington
£252/month
Example
  • Volkswagen Polo

1.0 TSI SEL Hatchback 5dr Petrol Manual Euro 6 (s/ Volkswagen Polo

41,059 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI Black Edition Sportback S Tronic Euro 6 (s/s) 5dr (Nav) Audi A1

51,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Picanto

1.0 DPi 3 Hatchback 5dr Petrol AMT Euro 6 (s/s) (6 Kia Picanto

11,750 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

71,644 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (306 ps) Land Rover Range Rover Sport

144,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Euro 6 (s/s) 2dr BMW 2 Series

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 530e 9.2kWh M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

101,405 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420i M Sport Euro 6 (s/s) 2dr BMW 4 Series

86,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.5 BlueHDi Flair Plus MPV 5dr Diesel Manual Euro 6 (s/s) (130 ps) Citroen C4

61,122 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Volvo V40

1.5 T2 R-Design Pro Hatchback 5dr Petrol Auto Euro Volvo V40

49,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG Hs

1.5 T-GDI Exclusive DCT Euro 6 (s/s) 5dr MG Hs

61,790 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Cupra Born

58kWh V2 Auto 5dr Cupra Born

36,456 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TFSI SE S Tronic quattro Euro 5 (s/s) 5dr Audi Q3

59,950 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

67,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ateca

1.5 Tsi Evo Xcellence Lux Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) SEAT Ateca

83,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Alphard

350S C Package 3.5 Petrol Automatic 7 Seater low mileage BIMTA JERVIC Certified Toyota Alphard

61,175 miles 2009 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Lexus IS

2.5 300h Executive Edition Saloon 4dr Petrol Hybrid E-CVT Euro 6 (s/s) (223 ps) Lexus IS

70,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.5 BlueHDi Feel MPV 7 seats 5dr Diesel Manual 130 Citroen C4

42,922 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Aberdeen
£252/month
Example
  • Ford Fiesta

1.0T Titanium B&O Play Series Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Fiesta

24,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.0 TSI SE Drive Euro 6 (s/s) 5dr Skoda Karoq

24,707 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 TSI GPF SEL Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

40,331 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Volvo XC90

2.0 D5 Momentum Geartronic 4WD Euro 6 (s/s) 5dr Volvo XC90

157,338 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Hatchback 5dr Petrol Manual Euro 6 ( Toyota Yaris

12,570 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

1.4 TFSI CoD Sport Euro 6 (s/s) 5dr Audi Q3

65,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Manual Euro BMW 4 Series Gran Coupe

67,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Convertible

1.5 Cooper Auto Euro 6 (s/s) 2dr MINI Convertible

15,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

73,481 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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