Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

397-432 of over 1,000 cars

  • Audi A1

1.0 TFSI Sport Sportback 5dr Petrol Manual Euro 6 Audi A1

34,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot 5008

1.5 BlueHDi Allure EAT Euro 6 (s/s) 5dr Peugeot 5008

74,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

95,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Juke

1.0 Dig T Tekna Suv 5dr Petrol Manual Euro 6 (s/s) (114 Ps) Nissan Juke

27,500 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai i10

1.2 Premium SE Hatchback 5dr Petrol Auto Euro 6 (87 ps) Hyundai i10

26,740 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Passat

2.0 TDI GT Estate 5dr Diesel DSG Euro 6 (s/s) (150 ps) Volkswagen Passat

96,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

2.0 EcoBlue Active X Estate 5dr Diesel Auto Euro 6 Ford Focus

69,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz A-Class

2.1 A220d AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Dacia Duster

1.0 Tce Prestige Suv 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Duster

26,163 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s MINI Convertible

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Hatch

2.0 Cooper S Exclusive Euro 6 (s/s) 5dr MINI Hatch

47,350 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

23,700 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Discovery Sport

2.0 Si4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

72,201 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Ateca

1.5 TSI EVO SE Technology DSG Euro 6 (s/s) 5dr SEAT Ateca

11,120 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£246/month
Example
  • BMW 2 Series Gran Tourer

2.0 218d M Sport MPV 5dr Diesel Auto Euro 6 (s/s) BMW 2 Series Gran Tourer

57,541 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Tiguan

1.4 TSI Lounge ED BMT FRESH IMPORT VERIFIED MILE FINANCE AVB Volkswagen Tiguan

39,093 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Octavia

2.0 TSI GPF vRS Hatchback 5dr Petrol DSG Euro 6 (s Skoda Octavia

100,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£246/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Sportback 5dr Petrol Manual Audi A3

43,061 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bury
£246/month
Example
  • Ford Tourneo

1.5 EcoBlue Zetec MPV 5dr Diesel Manual Euro 6 (s/ Ford Tourneo

67,696 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Dacia Sandero Stepway

1.0 TCe Journey Euro 6 (s/s) 5dr Dacia Sandero Stepway

27,897 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

1.6 TDI Match Euro 6 (s/s) 5dr Volkswagen Golf

64,989 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz B Class

2.1 B200d AMG Line (Premium Plus) MPV 5dr Diesel 7 Mercedes Benz B Class

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Toyota Prius

S SAFETY AUTO EURO 6 Toyota Prius

68,573 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Coventry
£246/month
Example
  • Volvo S90

2.0 D4 Inscription Auto Euro 6 (s/s) 4dr Volvo S90

77,625 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Renault Captur

1.0 Tce Iconic Suv 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Captur

9,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Mokka

1.2 Turbo Se Edition Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

12,927 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Line Coupe 4dr Diesel Manual Euro Mercedes Benz CLA

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Norwich
£246/month
Example
  • Audi A4

1.4 TFSI S line Saloon 4dr Petrol Manual Euro 6 (s Audi A4

50,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0 100PS ST LINE 5 Door Manual Ford Fiesta

48,351 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback 5dr Diesel DSG Euro 6 (s/s Volkswagen Arteon

109,041 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bolton
£246/month
Example
  • Skoda Superb

2.0 TDI SportLine Estate 5dr Diesel DSG Euro 6 (s/ Skoda Superb

109,443 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£246/month
Example
  • Vauxhall Corsa

1.2 Design Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

5,736 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.