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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

397-432 of over 1,000 cars

  • Audi A1

1.0 TFSI SE Audi A1

14,810 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Oldham
£244/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

3,867 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 5dr Petrol Auto Euro 6 (s/s) (192 ps) MINI Hatch

36,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

1.4 TSI SE Nav Volkswagen Golf

67,570 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/s) (180 ps) Audi TT

59,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0T Trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps) Ford Fiesta

5,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz E Class

2.0 E220d SE (Premium) G-Tronic+ 4MATIC Euro 6 (s/s) 4dr Mercedes Benz E Class

115,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium Vauxhall Corsa

35,119 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Southport
£244/month
Example
  • Audi Q3

1.4 TFSI CoD Sport S Tronic Euro 6 (s/s) 5dr Audi Q3

62,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

69,275 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA-Class

1.6 CLA180 AMG Line Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

57,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

59,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan X Trail

1.6 DIG-T N-Vision Euro 6 (s/s) 5dr Nissan X Trail

45,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport Mercedes Benz A-Class

76,684 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Southport
£244/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech Escape Tiptronic 4WD Euro 6 (s/s) 5dr Volkswagen Touareg

101,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

75,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

31,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 5 Series

3.0 535d M Sport Saloon BMW 5 Series

75,601 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£244/month
Example
  • Audi A1

SPORTBACK TFSI SE Audi A1

49,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

60,790 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi Q2

1.6 TDI 30 Sport Audi Q2

71,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

2.0 TDI GT 5dr DSG Volkswagen Golf

65,975 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Superb

1.6 TDI SE Technology Hatchback 5dr Diesel DSG Euro 6 (s/s) (120 ps) Skoda Superb

84,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Dudley
£244/month
Example
  • Volkswagen T Roc

1.0 TSI GPF SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) Volkswagen T Roc

57,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Se Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

13,783 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (150 ps) Audi A3

75,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A6 Saloon

2.0 TDI 40 Sport S Tronic Euro 6 (s/s) 4dr Audi A6 Saloon

118,966 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

2.0 EcoBlue ST-Line Auto Euro 6 (s/s) 5dr Ford Focus

59,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

110,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.6 GDi 2 Kia Sportage

56,200 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 3 Series

320d XDRIVE SPORT TOURING BMW 3 Series

76,780 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£244/month
Example
  • Ford Focus

1.5T EcoBoost ST-Line X Auto Euro 6 (s/s) 5dr Ford Focus

55,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 2 Series

89,466 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£244/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Octavia

1.4 TSI SE Estate 5dr Petrol DSG Euro 6 (s/s) (150 Skoda Octavia

51,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 308

1.5 Bluehdi Allure Premium Hatchback 5dr Diesel Eat Euro 6 (s/s) (130 Ps) Peugeot 308

94,890 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
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