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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Fiat 124

1.4 MultiAir Lusso Euro 6 2dr Fiat 124

46,491 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Optima

1.7 Crdi 3 Sportswagon 5dr Diesel Dct Euro 6 (s/s) (139 Bhp) Kia Optima

42,932 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

75,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Northampton
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A4

1.4 TFSI S line Euro 6 (s/s) 4dr Audi A4

51,155 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

59,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Transporter

2.0 TDI T30 Startline Panel Van 5dr Diesel Manual Volkswagen Transporter

77,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Vauxhall Crossland

ULTIMATE Vauxhall Crossland

44,360 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Oxford
£200/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Elite Nav 5dr Auto Vauxhall Mokka

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

420 420d [190] M Sport 5dr Auto [Professional Media] BMW 4 Series

94,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.5 TDCi ST-Line Hatchback 5dr Diesel Manual Euro Ford Focus

30,277 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Worthing
£252/month
Example
  • Toyota Prius

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota Prius

109,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

54,750 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 TDCi 105ps High Roof Van Ford Transit

47,911 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ssangyong Musso

2.2D Saracen Pickup Double Cab 4dr Diesel Auto 4WD Ssangyong Musso

96,472 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr Ford Puma

47,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

49,996 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mitsubishi Eclipse

1.5t Gpf 3 Suv 5dr Petrol CVT Euro 6 (s/s) (163 Ps) Mitsubishi Eclipse

42,230 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Bury
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5d 177 BHP Land Rover Range Rover Evoque

80,814 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

225 225D M SPORT BMW 2 Series

95,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Wolverhampton
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

86,700 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Ford Focus

1.5 EcoBlue Zetec Estate 5dr Diesel Manual Euro 6 Ford Focus

64,279 miles 2025 Zero Deposit

Home Delivery Available

£12,000
Worthing
£200/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Standard Pan Peugeot Expert

64,500 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Audi Q3

2.0 TDI S line SUV 5dr Diesel Manual Euro 6 (s/s) Audi Q3

86,120 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue MHEV Leader Panel Van 5dr Diesel M Ford Transit

70,984 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match Edition SUV 5dr Dies Volkswagen Tiguan

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

2.0 220i Luxury BMW 2 Series

45,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Bury
£252/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

89,380 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT 2d 188 BHP BMW 4 Series

87,087 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • MINI Countryman

2.0 Cooper S SUV 5dr Petrol Manual ALL4 Euro 6 (s/ MINI Countryman

65,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Southampton
£252/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

80,623 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D XDRIVE SE GRAN COUPE 4d 188 BHP BMW 4 Series

63,500 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Ford Kuga

1.5 TITANIUM TDCI 5d 119 BHP * Buy Online ** Natio Ford Kuga

85,395 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP Mercedes Benz A Class

41,563 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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