Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Suzuki Vitara

SZ-T BOOSTERJET Suzuki Vitara

50,788 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Proace

1.5D L1 ICON 120 BHP DUE IN SOON, CALL TO RESERVE Toyota Proace

46,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BLUETEC AMG LINE 2d 174 BHP £0 DEPO Mercedes Benz E Class

55,509 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG 3

1.5 Vti Tech Excite Hatchback 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG 3

5,030 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£200/month
Example
  • Volkswagen Polo

1.0 Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

15,900 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 350 LEADER XLWB DROPSIDE 130 BHP Ford Transit

76,719 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Polo

1.8 GTI DSG 5d 189 BHP Volkswagen Polo

61,042 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

43,793 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS 5-Door Audi Q3

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example
  • Vauxhall Astra

1.5 SE 5d 104 BHP BUY NOW PAY LATER!! Vauxhall Astra

46,942 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Walsall
£200/month
Example
  • Ford Transit

2.0 TDCi 170ps Chassis Cab Ford Transit

77,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 ST-LINE EDITION 5d 94 BHP ONE LADY OWNER FROM Ford Fiesta

36,766 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT GRAN COUPE 4d 181 BHP AUTOMATIC D BMW 4 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz B Class

1.5 B 180 D AMG LINE PREMIUM 5d 107 BHP AUTOMATIC Mercedes Benz B Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

114 1.5 116D SPORT 5d 114 BHP BMW 1 Series

33,302 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Fiat Panda

0.9 TwinAir Cross Hatchback 5dr Petrol Manual Euro Fiat Panda

29,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP AUTOMATIC DIESEL BMW 5 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr Ford Puma

47,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

54,750 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 4 Series

420 420d [190] M Sport 5dr Auto [Professional Media] BMW 4 Series

94,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Fiat Ducato

2.3 35 RECOVERY MULTIJET II 130 BHP Fiat Ducato

88,332 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.6 TEKNA DIG-T 5d 163 BHP 6 SERVICES 1 MAIN DEALE Nissan Qashqai

27,868 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Elite Nav 5dr Auto Vauxhall Mokka

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 6 Series

3.0 640d M Sport Auto Euro 6 (s/s) 4dr BMW 6 Series

112,581 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Walsall
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium 4WD Euro 6 (s/s) 5dr (7 Seat) Hyundai Santa Fe

68,390 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Transporter

2.0 TDI T30 Startline Panel Van 5dr Diesel Manual Volkswagen Transporter

77,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Prius

1.8 VVT-h Excel Hatchback 5dr Petrol Hybrid CVT Eu Toyota Prius

61,660 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Ssangyong Musso

2.2D Rebel Auto 4WD Euro 6 4dr Ssangyong Musso

105,500 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,639 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£200/month
Example
  • Nissan X Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 6 (s Nissan X Trail

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example
  • Mercedes Benz C Class

C200 C200 SE Executive Edition 4dr 9G-Tronic Mercedes Benz C Class

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.