Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Ford Transit

2.0 300 Ecoblue Panel Van 5dr Diesel Manual L1 H1 Euro 6 (105 Ps) Ford Transit

45,197 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr Volkswagen Polo

20,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Jaguar XF

2.0d Prestige Auto Euro 6 (s/s) 4dr Jaguar XF

44,308 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

TEKNA 5d 148 BHP DELIVERY AVAILABLE Nissan Leaf

10,713 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA 200 D SPORT 5d 134 BHP Mercedes Benz GLA Class

77,042 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Audi A1

1.0 TFSI 30 SE Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

66,144 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example
  • BMW 1 Series

2.0 120d Sport Hatchback 5dr Diesel Auto xDrive Eu BMW 1 Series

63,205 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Ford Mondeo

2.0T EcoBoost Vignale Estate 5dr Petrol Auto Euro 6 (s/s) (240 ps) Ford Mondeo

79,937 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d Sport SUV 5dr Diesel 7G-DCT Euro 6 (s/ Mercedes Benz GLA Class

93,422 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Ssangyong Korando

2.2d Elx Suv 5dr Diesel Auto 4wd Euro 6 (178 Ps) Ssangyong Korando

0 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Citroen C3

1.2 PureTech Flair Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

22,057 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz C Class

C200 C200 AMG LINE 5-Door Mercedes Benz C Class

99,269 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Lexus CT 200h

1.8 Premier CVT Euro 6 (s/s) 5dr Lexus CT 200h

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

37,177 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.4 SE NAVIGATION TSI BLUEMOTION TECHNOLOGY 5d 124 Volkswagen Golf

48,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jeep Grand Cherokee

3.0 V6 CRD Summit Auto 4WD Euro 6 5dr Jeep Grand Cherokee

116,685 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Black Edition DSG Euro 6 (s/s) 5dr SEAT Leon

91,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Ranger

LIMITED 4X4 DCB TDCI Ford Ranger

112,628 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

1.2 PureTech 110 GT Line 5dr EAT6 Estate Peugeot 2008

61,116 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

SRI VX-LINE NAV 5-Door Vauxhall Insignia

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Ford Transit

2.0 310 LR DCB 104 BHP Double Cab Crew 6 Seater *C Ford Transit

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav+ Euro 6 (s/s) 5dr Mazda Cx 3

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition 5dr Hatchback Skoda Fabia

18,742 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Active B&O Play Euro 6 (s/s) 5dr Ford Fiesta

38,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0 Titanium 5dr 6Spd 125PS Ford Fiesta

55,978 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost Titanium 5dr 6Spd 125PS Ford EcoSport

47,584 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper 5dr Hatchback MINI Hatch

27,655 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia Duster

1.0 TCe 100 Comfort 5dr Estate Dacia Duster

12,930 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Mansfield
£252/month
Example
  • SEAT Ateca

TSI ECOMOTIVE SE SEAT Ateca

45,468 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Skoda Kodiaq

2.0 TDI SE L DSG 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

111,985 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A1

1.0 TFSI Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

38,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.