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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • BMW 4 Series

420D SPORT GRAN COUPE BMW 4 Series

62,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Juke

DIG-T TEKNA DCT Nissan Juke

11,500 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£200/month
Example
  • Audi TT

2.0 TFSI Sport S Tronic quattro Euro 6 (s/s) 3dr Audi TT

83,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£252/month
Example
  • Peugeot 208

1.2 PureTech GT Hatchback 5dr Petrol EAT Euro 6 (s Peugeot 208

54,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi TT

2.0 TFSI S line Euro 6 (s/s) 3dr Audi TT

64,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

71,354 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Mansfield
£252/month
Example
  • Vauxhall Combo-life

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo-life

30,133 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Hyundai i10

1.0 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

15,085 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Hyundai Tucson

1.6 T Gdi Se Nav Suv 5dr Petrol Dct Euro 6 (s/s) (177 Ps) Hyundai Tucson

63,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Auto Euro 6 (s/s Vauxhall Corsa

12,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia E Niro

E-NIRO 100kW 2 39kWh 5dr Auto Kia E Niro

46,264 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Northampton
£200/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Edition Hatchback 5dr Petrol Manua Vauxhall Corsa

16,975 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Citroen C3

1.2 PureTech Shine Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

15,638 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Peugeot 308

2.0 BlueHDi GT Hatchback 5dr Diesel EAT Euro 6 (s/ Peugeot 308

30,092 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar F Pace

2.0 D180 Prestige Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Abarth 124-spider

1.4 MultiAir Convertible 2dr Petrol Auto Euro 6 (1 Abarth 124-spider

101,211 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

142,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

ELITE PREMIUM Vauxhall Mokka

28,977 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

DESIGN Vauxhall Corsa

23,770 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ-T 5dr Suzuki Ignis

21,721 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium SE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (7 Seat) (200 ps) Hyundai Santa Fe

87,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Sheffield
£252/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition S Tronic Euro 6 (s/s) 5dr Audi Q3

76,416 miles 2016 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example
  • Audi TT

2.0 TDI ultra S line Audi TT

52,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Perth
£252/month
Example
  • Audi A3

1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Audi A3

59,693 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Glasgow
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport (Premium Plus) Saloon 4dr Diesel 7 Mercedes Benz C Class

66,552 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A7

3.0 TDI V6 ultra S line Sportback S Tronic 220 BHP Audi A7

95,986 miles 2016 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example
  • BMW 1 Series

118I Sport BMW 1 Series

54,745 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

48,435 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

83,487 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota Vellfire

8 Seater- 2.4L PETROL-ULEZ/CAZ PASS-FREE 36MONTHS GOLD WARRANTY & 12 MONTHS AA BREAKDOWN COVER Toyota Vellfire

68,301 miles 2012 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.7 CRDi GT-Line Edition Euro 6 (s/s) 5dr Kia Sportage

45,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MG ZS

Excite Vti-Tech MG ZS

11,179 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo Design Nav Suv 5dr Petrol Auto Euro 6 (140 Ps) Vauxhall Mokka

19,744 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

102,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 TDI EVO R-Line Estate 5dr Diesel Manual Euro 6 Volkswagen Passat

103,328 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO XCELLENCE ST 5dr Petrol Manual Euro 6 SEAT Leon

52,040 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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