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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Toyota Yaris

1.5 VVT-h Icon Tech Hatchback 5dr Petrol Hybrid E-CVT - AUTOMATIC - Toyota Yaris

50,601 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW X1

2.0 18d Se Suv 5dr Diesel Auto Sdrive Euro 6 (s/s) (150 Ps) BMW X1

50,880 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Weston-Super-Mare
£244/month
Example
  • Ford Puma

1.0t Ecoboost Mhev St Line Suv 5dr Petrol Manual Euro 6 (s/s) (155 Ps) Ford Puma

48,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bradford
£244/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 2008

34,653 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Night Edition Coupe 4dr Petrol Mercedes Benz CLA

94,700 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bury
£244/month
Example
  • Audi A5

2.0 TFSI 35 Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A5

94,265 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MG ZS

1.5 VTi-TECH Excite Euro 6 (s/s) 5dr MG ZS

23,905 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Renault Megane

1.6 GT LINE NAV DCI 5d 130 BHP HATCHBACK Renault Megane

37,385 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Nissan Qashqai

1.3 Dig T N Connecta Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Nissan Qashqai

30,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol EAT6 Euro 6 (s/s) (110 ps) Citroen C3

23,000 miles 2024 Zero Deposit

Home Delivery Available

£11,999
Hartlepool
£244/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

80,247 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz CLA-Class

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro 6 (s/s) (177 ps) Mercedes Benz CLA-Class

81,050 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Weston-Super-Mare
£244/month
Example
  • Ford Focus

TITANIUM TDCI Ford Focus

49,283 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Basingstoke
£244/month
Example
  • SEAT Arona

1.6 TDI XCELLENCE Lux DSG Euro 6 (s/s) 5dr SEAT Arona

41,979 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz E Class

2.0 E220d SE (Premium) Saloon 4dr Diesel G-Tronic+ Mercedes Benz E Class

93,203 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Swansea
£244/month
Example
  • Ford Fiesta

1.0t Ecoboost St Line X Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

53,000 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Hartlepool
£244/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Focus

31,743 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

9,548 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • SEAT Leon

1.6 TDI SE Hatchback 5dr Diesel Manual Euro 6 (s/s SEAT Leon

24,137 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Vauxhall Insignia

1.5i Turbo GPF SRi Nav Sports Tourer 5dr Petrol Ma Vauxhall Insignia

34,375 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Swansea
£244/month
Example
  • BMW 1 Series

1.5 118i GPF Sport Hatchback 5dr Petrol Auto Euro BMW 1 Series

52,121 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Swansea
£244/month
Example
  • Mercedes Benz A-Class

A 180 D AMG LINE EXECUTIVE Mercedes Benz A-Class

106,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

17,013 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Milton Keynes
£244/month
Example
  • Volkswagen Arteon

1.5 TSI EVO Elegance Fastback DSG Euro 6 (s/s) 5dr Volkswagen Arteon

87,071 miles 2018 Zero Deposit

Home Delivery Available

£11,999
London
£244/month
Example
  • Hyundai i20

1.0 T-GDi Element Hatchback 5dr Petrol Manual Euro Hyundai i20

25,853 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£244/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

18,366 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A3

2.0 TDI S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A3

96,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Kuga

1.5 TDCi ST-Line Euro 6 (s/s) 5dr Ford Kuga

55,404 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost SE Saloon 4dr Petrol G-Tron Mercedes Benz C-Class

90,505 miles 2020 Zero Deposit

Home Delivery Available

£11,999
West Bromwich
£244/month
Example
  • Volkswagen Polo

1.0 TSI SE SUV 5dr Petrol Manual - 5 VW SERVICES - Volkswagen Polo

58,470 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE Lux Hatchback 5dr Petrol DSG Euro 6 (s/s) GPF (115 ps) SEAT Ibiza

50,750 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

45,391 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav Euro 6 (s/s) 5dr Mazda Cx 5

43,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Norwich
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Euro 6 (s/s) 5dr Volkswagen Golf

67,596 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£244/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Auto AWD Euro 6 (s/s) 5dr Ford Kuga

35,815 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
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