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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Volkswagen Golf

2.0 GTD 3d 182 BHP Volkswagen Golf

58,685 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

89,591 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Norwich
£200/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE 5d 107 BHP Mercedes Benz A Class

36,837 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

43,793 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Polo

1.8 GTI DSG 5d 189 BHP Volkswagen Polo

61,042 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Toyota AYGO

VVT-I X-TREND TSS Toyota AYGO

10,556 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Fiesta

1.0 ST-LINE EDITION 5d 94 BHP ONE LADY OWNER FROM Ford Fiesta

36,766 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.6 TEKNA DIG-T 5d 163 BHP 6 SERVICES 1 MAIN DEALE Nissan Qashqai

27,868 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Polo

1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

26,900 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£252/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

52,594 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Leon

2.0 TSI FR Sport Hatchback 5dr Petrol DSG Euro 6 ( SEAT Leon

71,598 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Caddy

1.6 C20 TDI STARTLINE BLUEMOTION TECHNOLOGY 101 BH Volkswagen Caddy

76,688 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.5T ECOBOOST ST-3 HATCHBACK 5dr MANUAL EURO 6 (s/ Ford Fiesta

68,889 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Citroen C5

1.5 BlueHDi Flair Plus SUV 5dr Diesel EAT8 Euro 6 Citroen C5

59,969 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Fiat Scudo

2.0Multijet TECNICO P/V 6dr LWB DUE IN SOON, CALL Fiat Scudo

59,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Audi A4

3.0 TDI V6 Sport S Tronic Euro 6 (s/s) 5dr Audi A4

97,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

SZ-T BOOSTERJET Suzuki Swift

20,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Ignis

SZ5 SHVS MHEV Suzuki Ignis

26,850 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line (Premium) SUV 5dr Petrol Manua Mercedes Benz GLA Class

97,890 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI PROFESSIONAL L1 101 BHP 1 OWNER FULL H Peugeot Partner

30,737 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol Manual AWD Euro 6 Kia Sportage

36,021 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Honda Jazz

1.3 i-VTEC SE Hatchback 5dr Petrol CVT Euro 6 (s/s Honda Jazz

15,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Hatchback 5dr Petrol Manual Eu Skoda Fabia

25,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki Vitara

SZ-T BOOSTERJET Suzuki Vitara

50,788 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi Q7

3.0 TDI V6 S line Style Edition Audi Q7

91,568 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

2.0 220i Sport Coupe 2dr Petrol Manual Euro 6 (s/s BMW 2 Series

45,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium Euro 6 (s/s) 5dr Ford Puma

42,718 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

41,406 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

44,351 miles 2018 Zero Deposit

Home Delivery Available

£12,000
London
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

79,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

42,571 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Mitsubishi Eclipse

1.5T 4 CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Eclipse

48,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 5008

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 5008

71,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volvo S90

2.0 D5 PowerPulse R-Design Auto AWD Euro 6 (s/s) 4dr Volvo S90

118,155 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive Euro 6 (s/s) 5dr MG ZS

17,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz GLA Class

GLA180 1.6 GLA180 Urban Edition Euro 6 (s/s) 5dr Mercedes Benz GLA Class

47,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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