• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

108,399 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Hyundai IONIQ

1.6 h-GDi 8.9kWh Premium SE DCT Euro 6 (s/s) 5dr Hyundai IONIQ

29,822 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Boxer

2.0 BlueHDi L4 H2 MINIBUS REAR RAMP 130ps Peugeot Boxer

63,361 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Bristol
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE 5d 107 BHP Mercedes Benz A Class

36,837 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volvo V60

D3 [150] R DESIGN Nav 5dr Volvo V60

48,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Polo

1.8 GTI DSG 5d 189 BHP Volkswagen Polo

61,042 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

43,793 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Manual E Ford EcoSport

20,848 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

59,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi A3

1.6 TDI 30 Black Edition Sportback 5dr Diesel Manu Audi A3

73,952 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol XTRON Euro 6 ( Nissan Qashqai

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Luton
£252/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr Ford Puma

47,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

54,750 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 4 Series

420 420d [190] M Sport 5dr Auto [Professional Media] BMW 4 Series

94,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Elite Nav 5dr Auto Vauxhall Mokka

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 6 Series

3.0 640d M Sport Auto Euro 6 (s/s) 4dr BMW 6 Series

112,581 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Walsall
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto xDrive Euro 5 ss 5dr BMW 3 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line Audi A3

43,480 miles 2015 Zero Deposit

Home Delivery Available

£12,000
London
£252/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,639 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£200/month
Example
  • Nissan X Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 6 (s Nissan X Trail

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Euro 6 (s/s) 5dr Volkswagen Tiguan

78,300 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

2.0 CRDi KX-4 5dr Kia Sportage

51,383 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Long Panel Van LWB Euro 6 (s/s) 6dr Peugeot Expert

55,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Colchester
£200/month
Example
  • Mercedes Benz Vito

2.1 116 CDI BlueTEC RWD L2 Euro 6 (s/s) 6dr Mercedes Benz Vito

108,036 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

49,996 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

85,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

60,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Long Panel Van LWB Euro 6 (s/s) 6dr Peugeot Expert

55,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Colchester
£200/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

82,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Cee'd

1.0 T Gdi Eco 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

17,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan NV400

2.3 dCi 35 Tekna Chassis Cab 2dr Diesel Manual FWD Nissan NV400

79,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 TDCi 105ps High Roof Van Ford Transit

47,911 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT GRAN COUPE 4d 188 BHP Awaiting Pr BMW 4 Series

108,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Kamiq

1.0 TSI S SUV 5dr Petrol Manual Euro 6 (s/s) (95 p Skoda Kamiq

30,498 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Worthing
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.