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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr** Ford SYNC 3 nav system with DAB radio**ONE O Ford EcoSport

44,100 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.6 120i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 1 Series

68,550 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

45,437 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Ford Transit

2.0 290 LR PANEL VAN 104 BHP Ford Transit

93,711 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

74,297 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel DCT Euro 6 ( BMW 1 Series

108,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d SE MPV 5dr Diesel 7G-DCT Euro 6 (s/s) (1 Mercedes Benz B Class

26,576 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Derby
£252/month
Example
  • Volkswagen Passat

1.5 TSI EVO SE Nav Saloon 4dr Petrol DSG Euro 6 (s Volkswagen Passat

60,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Micra

1.0 IG-T Tekna Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

18,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 119 BHP Ford Focus

74,066 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A5

2.0 TDI ultra S line Sportback Euro 6 (s/s) 5dr Audi A5

112,673 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

38,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.2 Turbo SE SUV 5dr Petrol Manual Euro 6 (s/s) (1 Vauxhall Mokka

34,853 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) Ford Fiesta

33,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar E Pace

2.0 D180 HSE Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

80,400 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0 T 125 PS ECOSPORT ST-LINE EDITIONS EURO6 ULEZ SUV Ford EcoSport

23,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition Audi Q3

95,525 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Vitara

Estate SZ-T Suzuki Vitara

22,578 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

1.2 PureTech 110 GT Line 5dr EAT6 Estate Peugeot 2008

61,116 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper 5dr Hatchback MINI Hatch

27,655 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Hatchback 5dr Petrol Manual Eu Skoda Fabia

7,519 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Renault Grand Scenic

1.7 Blue dCi Signature MPV 5dr Diesel Manual Euro Renault Grand Scenic

56,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Manchester
£252/month
Example
  • Honda Cr V

1.6 i-DTEC EX SUV 5dr Diesel Auto 4WD Euro 6 (160 Honda Cr V

79,600 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s Jaguar F Pace

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

2.0 320d ED Plus Auto Euro 6 (s/s) 4dr BMW 3 Series

45,479 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Luton
£252/month
Example
  • SEAT Ibiza

1.0 TSI SE Technology Hatchback 5dr Petrol Manual SEAT Ibiza

15,705 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0 Titanium 5dr 6Spd 125PS Ford Fiesta

55,978 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Astra

TECH LINE ESTATE Vauxhall Astra

33,203 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series

86,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 EcoBlue 120 Titanium 5dr Ford Focus

31,015 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series

60,121 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

320 TREND P/V L1 H1 Ford Transit

85,645 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SHVS SZ5 5dr Suzuki Ignis

11,378 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

280 TREND PV L1 H1 Ford Transit

75,176 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

280 LIMITED PV L1 H1 Ford Transit

90,178 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

PURETECH ACTIVE PREMIUM PLUS S/S Peugeot 208

11,754 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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