Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

253-288 of over 1,000 cars

  • Kia Picanto

1.25 X-Line Hatchback 5dr Petrol Auto Euro 6 (83 b Kia Picanto

22,407 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Swansea
£246/month
Example
  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

26,000 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Walsall
£246/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

31,625 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 2 Series

1.5 218I M SPORT 2d 134 BHP BMW 2 Series

52,121 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Fiat 500

1.0 MHEV Convertible 2dr Petrol Manual Euro 6 (s/s Fiat 500

22,394 miles 2025 Zero Deposit

Home Delivery Available

£11,999
Oldham
£246/month
Example
  • Vauxhall Mokka

1.2 Turbo Se Edition Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

30,710 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • SEAT Leon

1.5 Tsi Evo Fr Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 Ps) SEAT Leon

56,743 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Hyundai i10

1.0 Premium Euro 6 (s/s) 5dr Hyundai i10

33,000 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Newport
£246/month
Example
  • Volvo S90

2.0 D4 Momentum Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

118,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Line Hatchback 5dr Petrol Auto Euro 6 Vauxhall Corsa

26,458 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Oldham
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Fiesta

24,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Citroen C4

1.2 PureTech Manual 7 Seats (s/s) 5dr F/HISTORY M Citroen C4

53,233 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Suzuki Swift

SZ-T DUALJET MHEV Suzuki Swift

3,801 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Ipswich
£246/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition Euro 6 (s/s) 5dr Audi Q3

56,228 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 R-Dynamic HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

94,758 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Kia Sportage

1.6 CRDi MHEV 2 Euro 6 (s/s) 5dr Kia Sportage

35,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Vauxhall Grandland

1.6 13.2kWh Business Edition Nav Premium Auto 4WD Euro 6 (s/s) 5dr Hybrid4 Vauxhall Grandland

43,230 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Skoda Karoq

Estate Edition Skoda Karoq

65,983 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol XTRON Euro 6 Nissan Micra

26,630 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Swansea
£246/month
Example
  • BMW 2 Series

1.5 Petrol 218i M Sport Coupe SAT NAV BMW 2 Series

56,671 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

55,800 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£246/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

38,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£246/month
Example
  • MINI Hatch

1.5 Cooper Auto Euro 6 (s/s) 5dr MINI Hatch

24,841 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£246/month
Example
  • Audi A3

2.0 TDI Black Edition Sportback 5dr Diesel Manual quattro Euro 6 (s/s) (150 ps) Audi A3

76,413 miles 2017 Zero Deposit

Home Delivery Available

£11,998
Blackburn
£246/month
Example
  • Peugeot 308

1.5 Bluehdi GT Hatchback 5dr Diesel EAT Euro 6 (s/s) (130 ps) Peugeot 308

25,842 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£246/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

7,858 miles 2022 Zero Deposit

Home Delivery Available

£11,998
£246/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sport Estate 5dr Petrol Manual Euro SEAT Leon

67,139 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Bury
£246/month
Example
  • Skoda Karoq

1.5 TSI SE Technology 5dr Skoda Karoq

54,300 miles 2019 Zero Deposit

Home Delivery Available

£11,998
£246/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Zetec AWD Euro 6 (s/s) 5dr Ford Kuga

6,817 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£246/month
Example
  • Citroen Berlingo

1.5 BlueHDi Flair M MPV 5dr Diesel EAT Euro 6 (s/s Citroen Berlingo

54,500 miles 2019 Zero Deposit

Home Delivery Available

£11,997
£246/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps) Jaguar F Pace

63,059 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi S3

2.0 TFSI Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi S3

100,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Range Rover Evoque

SD4 HSE DYNAMIC Convertible Land Rover Range Rover Evoque

89,950 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Arona

1.0 TSI 110 FR Sport [EZ] 5dr Man, petrol, white + lovely example SEAT Arona

33,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.