Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • Volkswagen Touran

1.6 TDI BlueMotion Tech S MPV 5dr Diesel DSG Euro Volkswagen Touran

87,270 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Leicester
£244/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Golf

103,070 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Renault Clio

1.3 TCe RS Line Hatchback 5dr Petrol EDC Euro 6 (s Renault Clio

31,590 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Ford Edge

2.0 TITANIUM TDCI 5d 177 BHP PLEASE CALL TO TEST Ford Edge

41,899 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Liverpool
£244/month
Example
  • BMW 2 Series

2.0 218d M Sport Coupe 2dr Diesel Manual Euro 6 (s BMW 2 Series

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Swansea
£244/month
Example
  • Ford Tourneo

1.5 EcoBlue Zetec MPV 5dr Diesel Manual Euro 6 (s/ Ford Tourneo

22,300 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£244/month
Example
  • Peugeot 3008

1.5 BLUEHDI S/S ALLURE 5d 129 BHP Peugeot 3008

46,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Norwich
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

29,900 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Ipswich
£244/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (136 Ps) MINI Clubman

39,996 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Barnsley
£244/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

22,977 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Citroen C4

PURETECH MAX S/S Citroen C4

39,001 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

76,200 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 AMG Line SUV 5dr Petrol - SAT NAV - Mercedes Benz GLA Class

75,547 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) SUV 5dr Diesel 7G-DCT 4MATIC Euro 6 (s/s) (177 ps) Mercedes Benz GLA Class

59,270 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 2 Series Active Tourer

2.0 220i M Sport Auto Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

36,698 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Mercedes Benz C-Class

2.0 C200 Sport Saloon 4dr Petrol G-Tronic+ Euro 6 Mercedes Benz C-Class

71,467 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L First Edition Estate 5dr Petrol M Skoda Octavia

86,619 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Sunderland
£244/month
Example
  • Peugeot Partner

1.6L 5d AUTO 100 BHP Automatic and Low Mileage Peugeot Partner

19,600 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£244/month
Example
  • BMW 3 Series

2.0 320d M Sport GT 5dr Diesel Auto xDrive Euro 6 BMW 3 Series

91,582 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps) Volkswagen Tiguan

79,800 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Slough
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

45,587 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Dacia Spring

EXTREME ELECTRIC 100 AUTO Dacia Spring

15 miles 2026 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Dacia Spring

EXTREME ELECTRIC 100 AUTO Dacia Spring

15 miles 2026 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Auto Euro 6 (s/s) 5dr Vauxhall Crossland

12,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Bedford
£244/month
Example
  • Toyota Proace

1.6D Medium MPV MWB Euro 6 (s/s) 6dr (9 Seat) Toyota Proace

68,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bedford
£244/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

25,600 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium X DCT Euro 6 (s/s) 5dr Ford Fiesta

51,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Vauxhall Zafira

1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 Vauxhall Zafira

51,362 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£244/month
Example
  • Renault Clio

1.0 TCe S Edition Hatchback 5dr Petrol Manual Euro Renault Clio

28,597 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Auto MINI Hatch

40,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Convertible 2dr Petrol Manua Audi A3

76,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£244/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A-Class

42,500 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£244/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel Manual Euro 6 ( Volkswagen Golf

54,234 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

53,393 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newport
£244/month
Example
  • Mercedes Benz C-Class

C 350 E AMG LINE PREMIUM Mercedes Benz C-Class

95,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

33,305 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.