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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,080 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

225 225D M SPORT BMW 2 Series

95,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Wolverhampton
£252/month
Example
  • Vauxhall Astra

1.6T 16V 200 SRi Vx-line Nav 5dr Vauxhall Astra

33,942 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.5 TDCi 120 Titanium 5dr Ford Fiesta

21,577 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Range Rover Evoque

67,573 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Burton-upon-Trent
£252/month
Example
  • Jaguar XF

4.2 Convertible 2dr Petrol Automatic (279 g/km, 30 Jaguar XF

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Premium, Full Service History Mercedes Benz E Class

118,162 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line 1 Owner, Full Dealer History! Kia Sportage

65,177 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T ACENTA PREMIUM Nissan Qashqai

41,612 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi A3

1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Audi A3

49,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW i3

42.2kWh Hatchback 5dr Electric Auto (170 ps) Soft BMW i3

19,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 2 Series

2.0 220i M Sport MPV 5dr Petrol Auto Euro 6 (s/s) BMW 2 Series

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

97,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota RAV4

2.5 Vvt H Icon Suv 5dr Petrol Hybrid CVT 4wd Euro 6 (s/s) (safety Sense, Na Toyota RAV4

103,076 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Preston
£252/month
Example
  • Mazda 2

1.5 SE-L Nav+ 5dr - Automatic Mazda 2

49,213 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2T ecoTec (110) SE (6 Speed) Vauxhall Crossland

43,905 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi, 7 SEATER, CREW CAB, ULEZ Vauxhall Vivaro

97,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Nissan Townstar

Acenta 45 KWH Electric Auto L1 122 ps With Air Con Nissan Townstar

906 miles 2024 Zero Deposit

Home Delivery Available

£11,999
Preston
£252/month
Example
  • Ford Transit

L2 H1 LIMITED TDCI 130 PS LWB 300 With Air Conditi Ford Transit

107,282 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Preston
£252/month
Example
  • Kia Sportage

1.6 CRDi MHEV GT-Line SUV 5dr Diesel Hybrid Manual Kia Sportage

88,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Audi A4

2.0 TDI ultra S line Estate 5dr Diesel S Tronic Eu Audi A4

90,457 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T n-tec SUV 5dr Petrol DCT Auto Euro 6 (s/ Nissan Qashqai

69,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • SEAT Leon

1.4 EcoTSI FR Technology Sport Coupe 3dr Petrol DS SEAT Leon

48,910 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Kia PRO_CEE'D

1.4 T-GDi GT-Line Shooting Brake 5dr Petrol Manual Kia PRO_CEE'D

59,367 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

55,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 850 Enterprise XL Pro Crew Van Double Citroen Berlingo

37,424 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Lexus IS

2.5 300h F Sport E-CVT Euro 6 (s/s) 4dr Lexus IS

82,220 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Luton
£252/month
Example
  • Skoda Fabia

1.0 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) ( Skoda Fabia

13,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Audi Q2

1.0 TFSI 30 Sport Euro 6 (s/s) 5dr Audi Q2

75,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

2.0 A200d Sport (Executive) 8G-DCT Euro 6 (s/s) 5d Mercedes Benz A Class

64,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 TDCi Zetec Euro 6 5dr Ford Tourneo

21,100 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Chelmsford
£252/month
Example
  • Audi Q5

2.0 TDI 187 BHP QUATTRO S-LINE+S-TRONIC EURO6 ULEZ COMPLIANT SUV Audi Q5

118,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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