Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • Skoda Kamiq

1.0 TSI S SUV 5dr Petrol Manual Euro 6 (s/s) (95 p Skoda Kamiq

30,498 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Worthing
£200/month
Example
  • Peugeot Partner

1.6000000000000001l 5d 75 BHP Peugeot Partner

17,052 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Jazz

1.3 i-VTEC SE Hatchback 5dr Petrol CVT Euro 6 (s/s Honda Jazz

28,075 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Kia Sportage

1.7 CRDi 3 SUV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Sportage

48,583 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

120,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Bedford
£252/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition Hatchback 5dr Petrol Manual Skoda Fabia

7,950 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi A6

2.0 TDI ultra Black Edition Estate 5dr Diesel S Tr Audi A6

104,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A5

2.0 TDI S line Coupe 2dr Diesel S Tronic Euro 6 (s Audi A5

94,586 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Fiat Talento

1.6 Ecojet 12 Panel Van 5dr Diesel Manual L1 H1 Eu Fiat Talento

43,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

77,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

2.0 530e 12kWh SE Saloon 4dr Petrol Plug-in Hybrid BMW 5 Series

109,239 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Kadjar

1.3 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) Renault Kadjar

41,482 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4i ecoTEC Energy Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

12,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Micra

1.0 IG-T Tekna Euro 6 (s/s) 5dr Nissan Micra

11,933 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Kia Sorento

2.2 CRDi KX-4 Auto AWD Euro 6 5dr Kia Sorento

100,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda MX-3

35.5kWh First Edition SUV 5dr Electric Auto (145 p Mazda MX-3

16,001 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Stoke-on-Trent
£200/month
Example
  • MG GS

1.5 TGI Exclusive SUV 5dr Petrol DCT Euro 6 (s/s) MG GS

27,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A4

2.0 TDI SE Technik Estate 5dr Diesel S Tronic quat Audi A4

57,858 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Rotherham
£252/month
Example
  • Vauxhall Mokka

50kwh Sri Premium Suv 5dr Electric Auto (136 Ps) Vauxhall Mokka

46,612 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual Volkswagen Tiguan

92,338 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

73,016 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Cee'd

1.6 CRDi MHEV 2 Hatchback 5dr Diesel Hybrid Manual Kia Cee'd

47,901 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Walsall
£200/month
Example
  • Ford Focus

2.0T EcoBoost ST-2 Hatchback 5dr Petrol Manual Eur Ford Focus

48,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 5dr Diesel Auto Euro 6 (s BMW 1 Series

49,474 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 3 Series

2.0 318d Sport Touring 5dr Diesel Manual Euro 6 (s BMW 3 Series

62,590 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

26,208 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Bayon

T-GDI SE CONNECT MHEV Hyundai Bayon

33,537 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Vauxhall Insignia

1.5 Turbo D Se Nav Grand Sport 5dr Diesel Manual Euro 6 (s/s) (122 Ps) Vauxhall Insignia

42,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 650 Enterprise Edition M SWB Euro 6 (s/s) 5dr Citroen Berlingo

36,000 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO SE Dynamic Hatchback 5dr Petrol Manual SEAT Leon

23,155 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

93,858 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Vauxhall Crossland

SRI NAV Vauxhall Crossland

38,375 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Exeter
£252/month
Example
  • Peugeot Rifter

1.5l 5d AUTO 129 BHP Peugeot Rifter

48,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Fiesta

26,249 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.