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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • Toyota Prius

1.8 VVT-h Business Edition Hatchback 5dr Petrol Hy Toyota Prius

57,066 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

1.5 240 EcoBlue Limited L2 Euro 6 (s/s) 5dr Ford Transit

65,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Toyota Prius

1.8 VVT-h 8.8 kWh Business Edition Plus CVT Euro 6 (s/s) 5dr Toyota Prius

79,529 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium Euro 6 (s/s) 5dr Ford Puma

49,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

119,703 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

116,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 GDi ISG 1 5dr Kia Sportage

38,686 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Passat

2.0 TDI S Saloon 4dr Diesel DSG Euro 6 (s/s) (150 Volkswagen Passat

41,776 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Kia Cee'd

1.0T GDi ISG 2 5dr Kia Cee'd

34,944 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Renault Captur

1.3 TCE 130 Iconic 5dr Renault Captur

39,814 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Canterbury
£200/month
Example
  • Nissan Leaf

110kW Tekna 39kWh 5dr Auto - 3 Nissan Leaf

23,357 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Warrington
£200/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

60,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Wakefield
£252/month
Example
  • Vauxhall Corsa

1.2 SE Edition Hatchback 5dr Petrol Manual Euro 6 Vauxhall Corsa

5,222 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example
  • Ford Kuga

1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford Kuga

48,097 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Audi A4

1.4 TFSI S line Saloon 4dr Petrol Manual Euro 6 (s Audi A4

50,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • MINI Hatch

1.5 One 1499 GT Hatchback 3dr Petrol Manual Euro 6 MINI Hatch

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£252/month
Example
  • Ford Transit

2.2 TDCi 290 Limited Combi Van 6dr Diesel Manual L Ford Transit

63,771 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£252/month
Example
  • Suzuki SX4

S-Cross Sz-T Boosterj Suzuki SX4

37,046 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

2.0 EcoBlue Vignale Estate 5dr Diesel Auto Euro 6 Ford Focus

84,849 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz E Class

2.0 E220d SE Estate 5dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

115,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Volkswagen Golf

2.0 GTD 184 BHP BlueMotion Tech EUR0 6 ULEZ COMPLIANT Volkswagen Golf

99,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d WhiteArt Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

96,164 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Wigan
£252/month
Example
  • BMW 5 Series

2.0 530e 9.2kWh M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

97,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Chelmsford
£252/month
Example
  • Renault Kadjar

1.3 TCe S Edition Euro 6 (s/s) 5dr Renault Kadjar

30,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Dynamic L2 H1 145 Bhp ** ONLY 59, Vauxhall Vivaro

59,318 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

39,284 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oxford
£252/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Petrol Manual Euro MINI Hatch

61,563 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) Volkswagen Tiguan

104,706 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota Prius

1.8 VVT-h Icon MPV 5dr Petrol Hybrid CVT Euro 6 (s Toyota Prius

115,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

34,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia XCEE'D

1.0 T-GDi Edition SUV 5dr Petrol Manual Euro 6 (s/ Kia XCEE'D

25,326 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match DSG 4WD Euro 6 (s/s) 5dr Volkswagen Tiguan

49,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MG 5

61.1kWh Exclusive Long Range Estate 5dr Electric A MG 5

45,276 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Juke

TEKNA XTRONIC Nissan Juke

8,500 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Kuga

1.5T EcoBoost Zetec SUV 5dr Petrol Auto Euro 6 (s/ Ford Kuga

36,545 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.