Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Vauxhall Crossland

1.2T Elite AUTOMATIC - SAT-NAV, ONLY 29,000 MILES Vauxhall Crossland

29,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 ELITE EDITION Vauxhall Corsa

22,003 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 Land Rover Discovery Sport

95,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLS Class

2.1 CLS220d AMG Line (Premium) Shooting Brake G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz CLS Class

97,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

65,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Coupe 3dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

67,183 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.5 EcoBlue Active X Auto Euro 6 (s/s) 5dr Ford Focus

61,373 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 3008

1.2 PureTech GPF Allure SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps) Peugeot 3008

767 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Coupe 2dr Diesel G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C-Class

107,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MG ZS

1.5 Vti Tech Exclusive Suv 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG ZS

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Yaris

1.5 Vvt H Icon Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

62,780 miles 2021 Zero Deposit

Home Delivery Available

£11,995
London
£244/month
Example
  • Skoda Fabia

1.0 TSI SE L Estate 5dr Petrol DSG Euro 6 (s/s) (110 ps) Skoda Fabia

19,514 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

109,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£244/month
Example
  • Nissan Micra

1.0 IG-T Tekna Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

10,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

62,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Slough
£244/month
Example
  • Skoda Karoq

2.0 TDI SportLine SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) Skoda Karoq

103,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Niro

1.6h Gdi First Edition Suv 5dr Petrol Hybrid Dct Euro 6 (s/s) (139 Bhp) Kia Niro

49,201 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Weston-Super-Mare
£244/month
Example
  • BMW 2 Series Active Tourer

2.0 220i SE MPV 5dr Petrol DCT Euro 6 (s/s) (192 p BMW 2 Series Active Tourer

20,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Preston
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE MPV - SAT-NAV & PARKING SENSORS Volkswagen Golf

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

73,481 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE 5d 148 BHP Land Rover Range Rover Evoque

41,268 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

66,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 ED4 HSE 5d 150 BHP Land Rover Discovery Sport

92,479 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

76,340 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 5d 150 BHP Land Rover Discovery Sport

77,521 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

37,460 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

1.0T Titanium SUV 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford EcoSport

33,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 2 Series

2.0 220d Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

54,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

41,982 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Warrington
£244/month
Example
  • SEAT Ibiza

1.0 Ibiza FR TSi 5dr SEAT Ibiza

31,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Manchester
£244/month
Example
  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 ss 130 ps Nissan Qashqai

41,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ4 SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps)+LOW MILEAGE ONLY 22,000 M Suzuki Vitara

22,019 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Nav DCT Euro 6 (s/s) 5dr Hyundai Tucson

63,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Maidstone
£244/month
Example
  • Ford Focus

1.0T EcoBoost Active X Auto Euro 6 (s/s) 5dr Ford Focus

54,760 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Southend-on-Sea
£244/month
Example
  • Citroen Berlingo Multispace

1.6 BlueHDi XTR AUTOMATIC - ULEZ ZONE COMPLIANT Citroen Berlingo Multispace

53,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

62,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.