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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Peugeot Partner

1.5 BLUEHDi 950 PROFESSIONAL LONG IN WHITE WITH 52 Peugeot Partner

52,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp) Kia Sportage

31,925 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Asphalt Premium SWB Euro 6 100 BH Peugeot Partner

30,778 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

DIG-T N-MOTION Nissan Qashqai

71,674 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Jazz

I-VTEC SE Honda Jazz

29,568 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Premium + Long LWB * Peugeot Partner

51,289 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Premium + Long LWB * Peugeot Partner

47,264 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

BUSINESS EDITION NAV Vauxhall Grandland

38,149 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue L1 SWB Euro 6 * 30,999 AIR CON * 1 Ford Transit

30,999 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo V40

T2 MOMENTUM NAV PLUS Volvo V40

37,100 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Long Panel Van crew v Peugeot Partner

56,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Long Panel Van 6dr Di Peugeot Partner

42,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper JCW Pack 3dr Petrol Manual Euro 6 (s/s) MINI Hatch

30,400 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota Yaris

1.5 VVT-h Y20 Bi-tone E-CVT Euro 6 (s/s) 5dr Toyota Yaris

24,140 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi Professional Premium LWB, 52,053 miles Peugeot Partner

41,385 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional LWB Crew Cab Van, 46, Peugeot Partner

46,960 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel XTRON Euro 6 (s/s) (1 Nissan X Trail

47,879 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Trend Hatchback 5dr Petrol Manu Ford Fiesta

11,128 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Solihull
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Long Panel Van 6dr Di Peugeot Partner

14,306 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise XL Panel Van 6dr Diese Citroen Dispatch

80,477 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 EcoBlue Titanium X Hatchback 5dr Diesel Auto E Ford Focus

65,231 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Fiesta

3,314 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Solihull
£252/month
Example
  • Renault Trafic

2.0 dCi Blue LL30 Van, service history, 1 owner, E Renault Trafic

71,900 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo V40

T2 [122] R DESIGN 5dr Volvo V40

34,871 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota AYGO

1.0 VVT-i X-Trend 5dr x-shift Toyota AYGO

13,013 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo ecoTEC Panel Van 5dr Diesel Vauxhall Vivaro

41,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Galaxy

2.0 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford Galaxy

78,500 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai IONIQ

1.6 h-GDi GPF SE Hatchback 5dr Petrol Hybrid DCT E Hyundai IONIQ

43,790 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Preston
£252/month
Example
  • Honda Jazz

I-VTEC EX Honda Jazz

36,176 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Vauxhall Astra

LIMITED EDITION S/S Vauxhall Astra

26,739 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Isuzu D Max

1.9 TD Utility Pickup Double Cab 4dr Diesel Manual Isuzu D Max

112,700 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

Silver 1.0T EcoBoost Estate, 55,600 miles 2 owners Ford Focus

55,600 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

TITANIUM TDCI Ford Focus

70,675 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Vauxhall Mokka

EXCLUSIV SS Vauxhall Mokka

32,332 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Nissan Juke

TEKNA DCI Nissan Juke

46,836 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Peugeot 308

1.5 BlueHDi Allure 5dr Peugeot 308

76,945 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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Bad Credit Car Finance for Under £12,000

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