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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Kia Sportage

2.0 CRDi EcoDynamics+ 4 SUV 5dr Diesel Auto AWD Eu Kia Sportage

95,898 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 320 ECOBLUE LEADER PANEL VAN 5DR DIESEL MANUAL Ford Transit

86,700 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Pro Premium MWB Van in white, 42, Peugeot Expert

42,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Kuga

1.5 Ecoblue St Line Edition Suv 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Kuga

35,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Hartlepool
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d WhiteArt Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

96,164 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Wigan
£252/month
Example
  • Nissan Micra

IG-T N-SPORT XTRONIC 5-Door Nissan Micra

19,300 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

PURETECH FLAIR Citroen C4

11 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 5 Series

520 520d [190] M Sport 4dr Step Auto ** OVER 4,400 OF FACTORY EXTRAS, SERVICE H BMW 5 Series

94,664 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 EcoBlue Zetec Euro 6 (s/s) 5dr Ford Tourneo

28,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Ateca

2.0 TSI FR SUV 5dr Petrol DSG 4Drive Euro 6 - 7 SERVICES - SEAT Ateca

83,342 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen T Roc

1.0 TSI SE SUV 5dr Petrol - ONLY 46000 MILES - Volkswagen T Roc

46,621 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Plus Panel Van 5dr Diesel DSG Volkswagen Caddy

100,400 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) SUV 5dr Diesel 7G-D Mercedes Benz GLA Class

98,800 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol XTRON Euro 6 Nissan Micra

25,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Kia Sportage

2.0 CRDi KX-3 SUV 5dr Diesel Auto AWD Euro 6 (134 Kia Sportage

73,360 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

42,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Fiat Talento

2.0 MultiJet 12 Tecnico Panel Van 5dr Diesel Manua Fiat Talento

42,309 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA200d Sport Coupe 4dr Diesel Manual Euro 6 ( Mercedes Benz CLA

71,249 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual AWD Ford Kuga

71,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Panel Van 5dr Diesel Manual L1 H2 Ford Transit

52,040 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Volkswagen Golf

2.0 TDI SE Nav Estate 5dr Diesel DSG Euro 6 (s/s) Volkswagen Golf

63,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Audi A3

1.5 TFSI CoD Sport Convertible 2dr Petrol Manual E Audi A3

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

50,705 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Vauxhall Astra

GRIFFIN EDITION-6 SPEED, 1 OWNER FROM NEW, SERVICE HISTORY, ONLY 36348 MILE Vauxhall Astra

36,348 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Gloucester
£252/month
Example
  • Nissan Qashqai

TEKNA Nissan Qashqai

46,038 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

39,502 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

1.2 PureTech Allure Hatchback 5dr Petrol Manual Eu Peugeot 208

52,664 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

55,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D SE Premium SUV 5dr Diesel Manual Euro Vauxhall Grandland

56,985 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Fiat 500

1.0 FireFly Turbo Sport SUV 5dr Petrol Manual Euro Fiat 500

33,988 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

83,487 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 140 ST-Line 5dr Ford EcoSport

46,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

68,877 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line Edition SUV 5dr Petrol Manua Ford Kuga

70,083 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

21,111 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Manual Euro 6 (s BMW 1 Series

61,073 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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