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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • BMW 2 Series Active Tourer

2.0 225i Luxury Auto xDrive Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

21,749 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 508

1.5 BlueHDi GT Line Fastback 5dr Diesel Manual Eur Peugeot 508

71,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

115,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d Sport Hatchback 5dr Diesel Auto Euro 6 (s BMW 4 Series Gran Coupe

74,462 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • BMW 1 Series

1.5 116d SE Business Auto Euro 6 (s/s) 5dr BMW 1 Series

37,564 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,320 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 ps) Ford Puma

46,739 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

ZETEC TDCI 5-Door Ford Tourneo

58,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

1.4 TFSI SE Sportback S Tronic Euro 6 (s/s) 5dr Audi A5

74,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

78,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

60,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

3.0 430d M Sport Hatchback 5dr Diesel Auto Euro 6 (s/s) (258 ps) BMW 4 Series Gran Coupe

49,439 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Yeti

2.0 TDI Tour de France 4x4 Skoda Yeti

56,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

57,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Kona

1.6 T Gdi Premium Gt Suv 5dr Petrol Dct 4wd Euro 6 (s/s) (177 Ps) Hyundai Kona

68,205 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Compass

1.4T MultiAirII Limited Euro 6 (s/s) 5dr Jeep Compass

36,270 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

2.1 E220 BlueTEC AMG Night Edition (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

49,244 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Lexus IS

2.5 300h Sport E-CVT Euro 6 (s/s) 4dr Lexus IS

67,562 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Convertible

1.6 Cooper S Auto Euro 5 2dr MINI Convertible

22,500 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 20d M Sport Suv 5dr Diesel Auto Xdrive Euro 6 (s/s) (190 Ps) BMW 5 Series

66,667 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

2.0 TDI ultra SE Sportback Euro 6 (s/s) 5dr Audi A5

74,455 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

60,804 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen CALIFORNIA

DRIVE FROM WHEELCHAIR ACCESSIBLE VEHICLE PARAVAN SPACEDRIVE CONTROLS 2.0 TDI Executive Volkswagen CALIFORNIA

33,476 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Hatchback 5dr Petrol Manual Euro 6 (s/s) (220 ps) Volkswagen Golf

78,290 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Northampton
£252/month
Example
  • Volkswagen Golf

2.0 TDI GTD 3dr DSG [Nav] PL66BKG Volkswagen Golf

88,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Milton Keynes
£252/month
Example
  • Mazda 2

1.5 SKYACTIV-G GT Sport Nav+ Euro 6 (s/s) 5dr Mazda 2

20,927 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • Volkswagen Golf

1.0 TSI SE MPV 5dr Petrol DSG Euro 6 (s/s) (115 ps Volkswagen Golf

34,872 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota RAV4

2.5 VVT-h Excel Toyota RAV4

96,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

1.5 Turbo D Elite SUV 5dr Diesel Auto Euro 6 (s/s) (120 ps) Vauxhall Crossland

22,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Stepwagon

Spada 2.0 Cool Spirit 8 Seat ULEZ Honda Stepwagon

58,286 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE Classic Auto ALL4 Euro 6 (s/s) 5dr MINI Countryman

77,848 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Porsche Cayenne

3.0 TD V6 Tiptronic 4WD Euro 5 (s/s) 5dr Porsche Cayenne

108,600 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.6 Tekna XTRON Euro 6 5dr Nissan Juke

22,137 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Dudley
£252/month
Example
  • Audi Q5

2.0 TFSI S line quattro Euro 6 (s/s) 5dr Audi Q5

63,360 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line Volkswagen Tiguan

50,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Nuneaton
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

37,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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