Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Mercedes Benz Vito

2.1 114 CDI BlueTEC RWD L1 Euro 6 (s/s) 5dr Mercedes Benz Vito

92,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Peugeot Rifter

51,250 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • SEAT Leon

2.0 TDI 150 FR Technology 5dr SEAT Leon

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Derby
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic II 3dr MINI Hatch

21,186 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

1.5 Turbo D [102] Sport Nav Prem 5dr [S/S] Vauxhall Crossland

23,121 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Proace

2.0 L1 COMFORT 118 BHP Toyota Proace

89 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • BMW 1 Series

118 118i [1.5] Sport 5dr BMW 1 Series

57,319 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4 Griffin 5dr Hatchback Vauxhall Corsa

9,677 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Celerio

1.0 SZ4 5dr AGS Suzuki Celerio

13,795 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

Turbo Elite Nav 1.4 150 BHP Sports Tourer Automatic Vauxhall Astra

41,883 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCi 105ps H2 Van Euro 6 Ford Transit

94,411 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 LOUNGE 3d 69 BHP Fiat 500

18,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

PURETECH FLAIR S/S EAT8 Citroen C4

33,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 Urban 5dr Hatchback Fiat 500

23,039 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Abarth 595

1.4 T-Jet 145 3dr Hatchback Abarth 595

32,783 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 108

1.0 72 Allure 5dr 2-Tronic Hatchback Peugeot 108

8,025 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

500x Hatchback Urban Fiat 500

39,185 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Basingstoke
£252/month
Example
  • Vauxhall Astra

1.4T 16V 150 SRi Vx-line Nav 5dr Hatchback Vauxhall Astra

30,080 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall ADAM

1.4i ecoFLEX Glam 3dr Easytronic Hatchback Vauxhall ADAM

14,916 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech 83 Flair Plus 5dr Hatchback Citroen C3

34,900 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition 5dr [Start Stop] Hatchback Peugeot 208

3,319 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Citroen Relay

2.2L 35 L3H2 ENTERPRISE BLUEHDI S/S 0d 139 BHP Citroen Relay

97,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Ford Tourneo

1.5 ZETEC TDCI 5d 99 BHP WHEELCHAIR ACCESS WAV Ford Tourneo

33,434 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Citroen Relay

2.0L 35 L3H2 ENTERPRISE BLUEHDI 0d 129 BHP Citroen Relay

114,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Renault Trafic

1.6L SL27 BUSINESS DCI 0d 95 BHP Renault Trafic

102,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • BMW Z Series

Z4 SDRIVE 20I ROADSTER CONVERTIBLE BMW Z Series

51,207 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG ZS

1.5 EXCLUSIVE 5d 105 BHP MG ZS

25,913 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Renegade

1.4L LIMITED 5d 138 BHP Jeep Renegade

59,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.