Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Volkswagen Golf

1.4 SE NAVIGATION TSI BLUEMOTION TECHNOLOGY 5d 124 Volkswagen Golf

48,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jeep Grand Cherokee

3.0 V6 CRD Summit Auto 4WD Euro 6 5dr Jeep Grand Cherokee

116,685 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Black Edition DSG Euro 6 (s/s) 5dr SEAT Leon

91,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

39kwh Acenta Hatchback 5dr Electric Auto (150 Ps) Nissan Leaf

10,001 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Edition Hatchback 5dr Petrol Manual Vauxhall Corsa

36,091 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 S MPI 5d 74 BHP Skoda Fabia

13,151 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Euro 6 (s/s) 5dr Volkswagen Passat

118,941 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H1 Euro 6 5dr Ford Transit

67,916 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP Nissan Leaf

19,878 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Relay

2.0 35 BLUEHDI B/B 129 BHP IN WHITE WITH 81,000 MI Citroen Relay

81,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Galaxy

2.0 TDCi Titanium X MPV 5dr Diesel Manual Euro 6 ( Ford Galaxy

93,281 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Countryman

2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 5 (112 MINI Countryman

29,596 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Ford Kuga

1.5 Tdci St Line Suv 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Kuga

63,999 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 280 LEADER P/V ECOBLUE 104 BHP ** ONLY 41,569 Ford Transit

41,569 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 L2h1 2900 Sportive S/s Vauxhall Vivaro

61,998 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 PURE TECH Land Rover Range Rover Evoque

59,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Dudley
£252/month
Example
  • Peugeot 208

50kWh GT Premium Auto 5dr Peugeot 208

21,733 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 0d 129 BHP FORD TRANSIT Ford Transit

76,474 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 ZETEC TDCI 5d 99 BHP Ford Tourneo

26,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Audi Q2

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 5dr Audi Q2

98,418 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

1.5 Turbo D Se Nav Grand Sport 5dr Diesel Manual Euro 6 (s/s) (122 Ps) Vauxhall Insignia

42,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Nissan Juke

1.6 DIG-T Tekna SUV 5dr Petrol XTRON 4WD Euro 6 (1 Nissan Juke

17,221 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel D Volkswagen Golf

88,626 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

40kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

16,455 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport Plus Hatchback 5dr Petrol Man Honda Civic

78,546 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Vauxhall Insignia

1.5 Turbo D SE Nav Grand Sport 5dr Diesel Manual E Vauxhall Insignia

42,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Ford Tourneo

1.5 TITANIUM TDCI 5d 99 BHP Ford Tourneo

28,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Peugeot 208

50kwh Gt Hatchback 5dr Electric Auto (136 Ps) Peugeot 208

42,730 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.