Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Ford Transit

2.2 350 SHR P/V 124 BHP Ford Transit

93,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Citroen C3

1.2 PureTech Flair EAT6 (s/s) 5dr Citroen C3

6,785 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 AVANT TDI ULTRA SPORT 5d 148 BHP Audi A4

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

1.6 1000 L1H1 ENTERPRISE HDI 89 BHP Citroen Dispatch

41,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium (s/s) 5dr Peugeot 2008

32,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 SE 5d 74 BHP Vauxhall Corsa

1,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Volkswagen Polo

1.0 SE TSI DSG 5d 94 BHP 1 owner full vw history Volkswagen Polo

17,340 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

SL27 BUSINESS PLUS ENERGY DCI, FULL RENAULT HISTORY, SAT NAV Renault Trafic

78,430 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

2.0 HDi WAV Wheelchair Accessible Peugeot Expert

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

23,169 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Newport
£252/month
Example
  • BMW 2 Series

1.5 218I SPORT 2d 134 BHP BMW 2 Series

68,403 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

2900 1.6CDTI BiTurbo 120PS ecoFLEX H1 Van Vauxhall Vivaro

45,869 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • Ford Focus

2.0 ST-3 5d 247 BHP Ford Focus

69,682 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

HDI SS TEPEE S Peugeot Partner

21,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

TEPEE ACTIVE 1.6 VTi Peugeot Partner

19,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 L2H1 2900 SPORTIVE CDTI 120 BHP Vauxhall Vivaro

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.2 TDCi 100ps High Roof Van Ford Transit

86,566 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • Ford Transit

2.0 TDCi 290 42,500 Miles Only Ford Transit

42,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Dudley
£252/month
Example
  • Jeep Cherokee

2.0 M-JET LIMITED 5d 138 BHP Jeep Cherokee

60,456 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.7 CRDI 1 ISG 5d 114 BHP Kia Sportage

33,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.