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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Hyundai Tucson

2.0 CRDi SE Nav Auto 4WD Euro 6 5dr Hyundai Tucson

25,118 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.0 C200 Sport Saloon 4dr Petrol 7G-Tronic+ Euro 6 Mercedes Benz C Class

41,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Civic

ref 8007 Honda Civic Gen 1 1300 Manual - RHD - Ex Japan Honda Civic

0 miles 1979 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.0 TSI Colour Edition Hatchback 5dr Petrol Manual Skoda Fabia

15,712 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

SPORTBACK TDI SPORT Audi A3

74,260 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLK

3.5 CLK350 Sport Cabriolet 2dr Petrol 7G-Tronic Mercedes Benz CLK

47,000 miles 2007 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech 130 Flair 5dr EAT6 Citroen C3

0 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

WHEELCHAIR ACCESSIBLE 1.5 TDCi Zetec 5dr Ford Tourneo

49,846 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Duster

1.0 TCe 90 Comfort 5dr Dacia Duster

27,771 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

20,296 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Bedford
£252/month
Example
  • Citroen E-C4

100kW Shine Plus 50kWh 5dr Auto Citroen E-C4

13,043 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE TECH Land Rover Discovery Sport

80,093 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

GTD Volkswagen Golf

81,060 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.4T 16V 150 Elite Nav 6-Speed Manual 5dr**TOP OF THE RANGE+VERY LOW MILES** Vauxhall Astra

9,300 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0T 140ps EcoBoost ST-Line 5dr Ford EcoSport

18,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active Edition Euro 6 (s/s) 5dr Ford Fiesta

19,189 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo GS 5dr Vauxhall Corsa

12,100 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech C-Series Edition SUV 5dr Petrol Manual Euro 6 (s/s) (110 ps) Citroen C3

15,300 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V40

2.0 T3 R-Design Edition Euro 6 (s/s) 5dr Volvo V40

49,399 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Aygo X

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 ps) Toyota Aygo X

12,711 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

2.0 TFSI S line Sportback Euro 6 (s/s) 5dr Audi A3

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium Plus) Coupe 2dr Diesel Mercedes Benz C Class

92,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

3.0d S V6 Premium Luxury Saloon 4dr Diesel Auto Eu Jaguar XF

22,053 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

E- Electric Estate GT Peugeot 2008

39,743 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • Audi Q5

2.0 TDI [150] Quattro S Line Plus 5dr Man, diesel, grey + lovely spec Audi Q5

72,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

E- Electric Estate GT Premium Peugeot 2008

41,804 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • Peugeot 2008

E- Electric Estate GT Premium Peugeot 2008

46,106 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • Audi A3

1.5 TFSI CoD S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

88,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Grand Scenic

1.5 dCi Dynamique S Nav MPV 5dr Diesel Manual Euro Renault Grand Scenic

69,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

2.0 TSI Cupra 280 Sport Coupe DSG Euro 6 (s/s) 3dr SEAT Leon

80,678 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Solihull
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

35,333 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Prius

1.8L Hybrid Fuel Efficient Toyota Prius

75,200 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

91,138 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Bury
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active X Edition Hatchback 5dr Ford Fiesta

41,574 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Audi A4

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi A4

83,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i M Sport Hatchback 5dr Petrol Manual Euro BMW 4 Series Gran Coupe

62,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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