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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • BMW 4 Series

420 420d xDrive Sport 2dr Auto ** ONLY 59000 MILES ** BMW 4 Series

59,553 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

318 318i Sport 5dr Step Auto ** SERVICE HISTORY ** BMW 3 Series

89,300 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Kuga

1.5 TDCi Titanium SUV 5dr Diesel Manual Euro 6 (s/ Ford Kuga

57,961 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Kuga

1.5 TDCi Zetec SUV 5dr Diesel Manual Euro 6 (s/s) Ford Kuga

46,210 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Nissan Qashqai

TEKNA DIG-T XTRONIC 5-Door Nissan Qashqai

31,500 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp) Kia Sportage

31,925 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition SUV 5dr Petrol Manual Euro Vauxhall Crossland

27,818 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Nissan Micra

IG-T N-SPORT XTRONIC 5-Door Nissan Micra

19,300 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H1 Euro 6 5dr Ford Transit

67,916 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Lexus IS

2.5 300h Advance E-CVT Euro 6 (s/s) 4dr Lexus IS

70,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

SRI VX-LINE NAV 5-Door Vauxhall Insignia

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Toyota RAV4

2.5 VVT-h Excel CVT 4WD Euro 6 (s/s) 5dr Toyota RAV4

105,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Lexus IS

2.5 300h Advance E-CVT Euro 6 (s/s) 4dr Lexus IS

78,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

73,800 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Eur Ford Kuga

60,100 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • MINI Hatch

5-Door Hatch Cooper Classic MINI Hatch

25,142 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bolton
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual AWD Ford Kuga

71,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Citroen C3

1.2 PureTech Shine Plus SUV 5dr Petrol Manual Euro Citroen C3

38,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Nissan Qashqai

1.6 dCi N-Connecta SUV 5dr Diesel XTRON Euro 6 (s/ Nissan Qashqai

71,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Fiesta

54,120 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Isuzu D Max

1.9 TD Yukon 4WD Euro 6 4dr Isuzu D Max

91,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium Plus) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

76,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium Hatchback 5dr Petrol Hybrid DCT Euro 6 (s/s) (1 Ford Fiesta

54,082 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.7 CRDi 2 DCT Euro 6 (s/s) 5dr Kia Sportage

42,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo XC60

D4 SE LUX NAV AWD-6 SPEED, 78030 MILES, 1 FORMER OWNER, SERVICE HISTORY, PA Volvo XC60

78,030 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Gloucester
£252/month
Example
  • Renault Captur

1.0 TCe S Edition Euro 6 (s/s) 5dr Renault Captur

35,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Euro 6 (s/s) 2dr BMW 4 Series

59,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Jazz

I-VTEC EX NAVI-AUTO ONLY 28562 MILES FULL HONDA HISTORY 1LOCAL OWNER FROM N Honda Jazz

28,562 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Gloucester
£252/month
Example
  • Audi A3

2.0 TDI S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A3

96,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

53,791 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

48,400 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

64,300 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

100,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Peugeot 2008

1.5 BlueHDi Active Premium SUV 5dr Diesel Manual E Peugeot 2008

68,726 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

56,937 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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