Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Vauxhall Corsa

1.4i SRi VX Line Hatchback 5dr Petrol Auto Euro 6 Vauxhall Corsa

10,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz B Class

2.1 B200d AMG Line (Premium Plus) MPV 5dr Diesel 7 Mercedes Benz B Class

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jeep Compass

2.0 MultiJetII Limited 4WD Euro 6 (s/s) 5dr Jeep Compass

54,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Ford S Max

2.0 TDCi Titanium Ford S Max

80,776 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£244/month
Example
  • Toyota Aygo X

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 ps) Toyota Aygo X

14,609 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series Gran Coupe

103,825 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

25,832 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot Partner

WHEELCHAIR ACCESSIBLE 1.6 BlueHDi Active 5dr Peugeot Partner

12,220 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV 5dr Diesel Manual Peugeot Rifter

31,410 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Suzuki Swift

26,381 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Honda Jazz

1.3 i-VTEC S Hatchback 5dr Petrol CVT Euro 6 (s/s) Honda Jazz

21,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC SE Nav Vauxhall Corsa

15,529 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

59,361 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Convertible

1.5 Cooper Classic Convertible 2dr Petrol Manual E MINI Convertible

21,400 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Telford
£244/month
Example
  • Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

89,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Bristol
£244/month
Example
  • SEAT Arona

1.0 TSI FR Euro 6 (s/s) 5dr SEAT Arona

30,873 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport 5dr Honda Civic

72,848 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz E Class

2.0 E200d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

85,700 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volvo V40

2.0 R-Design Pro D2 Volvo V40

39,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sorento

2.2 CRDi KX-2 AWD Euro 6 (s/s) 5dr Kia Sorento

83,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ 2 Kia Sportage

47,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

25,884 miles 2024 Zero Deposit

Home Delivery Available

£11,995
Worthing
£244/month
Example
  • Citroen C4

1.5 BlueHDi Feel MPV 5dr Diesel Manual Euro 6 (s/s Citroen C4

51,302 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 3008

2.0 BlueHDi GT Peugeot 3008

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual 4Motion Euro 6 (s/s) (150 ps) Volkswagen Tiguan

88,047 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

83,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£244/month
Example
  • MINI Countryman

2.0 Countryman Cooper D ALL4 Sport MINI Countryman

92,887 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£244/month
Example
  • Volvo S90

2.0 D4 Momentum Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

46,903 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Captur

0.9 GT Line TCe 90 Renault Captur

23,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Citroen C3

1.2 PureTech [110] C-Series Citroen C3

18,900 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Hatchback 5dr Petrol Man Volkswagen Golf

64,379 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

71,644 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 208

1.2 PureTech GT Hatchback 5dr Petrol Manual Euro 6 Peugeot 208

30,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Lincoln
£244/month
Example
  • Mazda Mx 5

1.5 Skyactiv G Sport Nav Convertible 2dr Petrol Manual Euro 6 (131 Ps) Mazda Mx 5

56,395 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Juke

1.6 N-Connecta Auto Euro 6 5dr Nissan Juke

31,376 miles 2024 Zero Deposit

Home Delivery Available

£11,995
Reading
£244/month
Example
  • Kia Sportage

1.6 CRDi 4 Euro 6 (s/s) 5dr Kia Sportage

75,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.