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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Toyota Prius

1.8 VVT-h 8.8 kWh Business Edition Plus Hatchback Toyota Prius

64,667 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

83,564 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • BMW 5 Series

3.0 535d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

80,446 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDi 950 PROFESSIONAL LONG IN WHITE WITH 52 Peugeot Partner

52,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

84,885 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (155 Ford Puma

93,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Hartlepool
£252/month
Example
  • Vauxhall Insignia

1.6 Turbo D BlueInjection SRi VX Line Nav Sports Tourer Euro 6 (s/s) 5dr Vauxhall Insignia

42,597 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Kodiaq

2.0 TDI SE L DSG 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

111,985 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Hatchback 5dr Petrol Manual Euro Skoda Octavia

81,472 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo ecoTEC Elite SUV 5dr Petrol Manual Euro Vauxhall Mokka

17,670 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Ford C Max

1.0T EcoBoost GPF Titanium X Euro 6 (s/s) 5dr Ford C Max

24,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV SE Connect SUV 5dr Petrol Hybrid Ma Hyundai Bayon

37,500 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Kia Stonic

1.0 T-GDi 4 Euro 6 (s/s) 5dr Kia Stonic

35,208 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

6,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

98,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise XL Panel Van 6dr Diese Citroen Dispatch

80,477 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia Sandero

1.0 TCe Bi-Fuel Expression Hatchback 5dr Bi Fuel M Dacia Sandero

12,433 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan X Trail

1.6 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan X Trail

63,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 308

2.0 BlueHDi GT Line 5dr Peugeot 308

61,051 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo S60

2.0 T4 SE Nav Saloon 4dr Petrol Auto Euro 6 (s/s) Volvo S60

48,589 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Audi Q3

1.4 TFSI CoD Black Edition SUV 5dr Petrol S Tronic Audi Q3

104,365 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Die Volkswagen Tiguan

64,582 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

31,849 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XE

47,861 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Ateca

1.6 TDI Ecomotive SE Technology SUV 5dr Diesel Man SEAT Ateca

49,326 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

63,400 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

35,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • MINI Countryman

2.0 Cooper D Park Lane SUV 5dr Diesel Auto ALL4 Eu MINI Countryman

36,216 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

1.2 PureTech Active Hatchback 5dr Petrol Manual Eu Peugeot 208

22,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • BMW X1

1.5 18i SE SUV 5dr Petrol Manual sDrive Euro 6 (s/ BMW X1

69,789 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki SX4

Hatchback SZ-T Suzuki SX4

32,801 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Grimsby
£252/month
Example
  • Vauxhall Corsa

ELITE Vauxhall Corsa

23,824 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo XC60

D4 [190] R DESIGN Nav 5dr Geartronic ** COMPREHENSIVE HISTORY ** Volvo XC60

98,369 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A7

3.0 TDI V6 Black Edition Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A7

114,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 Peugeot 308

52,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Citroen C4

1.5 BlueHDi Feel Plus MPV 5dr Diesel Manual Euro 6 Citroen C4

77,889 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.