Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

469-504 of over 1,000 cars

  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Petrol Manual Euro MINI Hatch

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Colchester
£246/month
Example
  • Volkswagen T Roc

1.6 TDI SEL Volkswagen T Roc

57,009 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Fiesta

34,005 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

2.0 TDI Life Volkswagen Golf

97,576 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Passat

1.5 TSI EVO GT Euro 6 (s/s) 4dr Volkswagen Passat

66,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
London
£246/month
Example
  • Volkswagen Golf

2.0 TDI GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

75,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bournemouth
£246/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol Manual Euro 6 Audi A1

25,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Leon

1.5 TSI EVO FR DSG Euro 6 (s/s) 5dr SEAT Leon

43,791 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Juke

1.0 Dig T N Connecta Suv 5dr Petrol Manual Euro 6 (s/s) (114 Ps) Nissan Juke

22,200 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volvo XC60

2.4 D4 SE Lux Nav Auto AWD Euro 6 (s/s) 5dr Volvo XC60

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Volkswagen Polo

36,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Newport
£246/month
Example
  • Ford Focus

1.0T EcoBoost Active X Auto Euro 6 (s/s) 5dr Ford Focus

27,207 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Mercedes Benz C-Class

115,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ5 5dr Auto Suzuki Swift

21,244 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Kuga

2.0 TDCi Titanium AUTOMATIC 120 BHP Ford Kuga

67,200 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bradford
£246/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Focus

23,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line (Premium) G-Tronic+ 4MATIC Euro 6 (s/s) 5dr Mercedes Benz C-Class

110,189 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 3 Series

2.0 320d ED Plus Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

64,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Edge

2.0 Tdci Sport Suv 5dr Diesel Powershift Awd Euro 6 (s/s) (210 Ps) Ford Edge

81,163 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai i10

1.2 I10*SE AUTO*ONLY 10K-2Keys-Dab-BT-FKSH-ULEZ**FLAWLESS** Hyundai i10

10,587 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swansea
£246/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Convertible 2dr Petrol Auto E BMW 2 Series

61,444 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jaguar F Pace

2.0 D240 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Honda HR-V

1.5 I-VTEC S Honda HR-V

29,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Dacia Duster

1.3 TCe Comfort Euro 6 (s/s) 5dr Dacia Duster

39,204 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

2.0 EcoBlue Vignale Estate 5dr Diesel Manual Euro Ford Focus

65,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Dacia Duster

Extreme SE TCe 4X2 Dacia Duster

50,497 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Fiat 500

1.0 Mild Hybrid 3dr Fiat 500

14,784 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A5

2.0 TDI 40 S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

111,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

74,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto Euro 6 (s/s) BMW 3 Series

88,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Golf

59,590 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Juke

1.0 Dig T N Connecta Suv 5dr Petrol Manual Euro 6 (s/s) (114 Ps) Nissan Juke

30,251 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Qashqai

1.3 Dig T Tekna Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Nissan Qashqai

30,703 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.