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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Nissan Juke

1.6 DIG-T Nismo RS SUV 5dr Petrol Manual Euro 6 (218 ps) Nissan Juke

17,721 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Manual L2 H1 Euro 6 (s/s) (1 Vauxhall Vivaro

69,307 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.6t Ecoboost St 3 Hatchback 3dr Petrol Manual Euro 6 (182 Ps) Ford Fiesta

19,393 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 L2h1 2900 Sportive S/s Vauxhall Vivaro

61,998 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 P Vauxhall Corsa

42,017 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

37,647 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Crossland

1.5 Turbo D Se Nav Premium Suv 5dr Diesel Manual Euro 6 (s/s) (110 Ps) Vauxhall Crossland

43,288 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Superb

2.0 Tdi Sportline Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Skoda Superb

74,459 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ-T 5dr Suzuki Swift

1,282 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr Suzuki Swift

8,552 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet SHVS SZ5 5dr Suzuki Swift

11,903 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Volkswagen Passat

2.0 TDI EVO SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Passat

95,100 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Gillingham
£252/month
Example
  • Volkswagen Golf

1.4 SE NAVIGATION TSI BLUEMOTION TECHNOLOGY 5d 124 Volkswagen Golf

48,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

91,700 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Gillingham
£252/month
Example
  • Tesla Model-3

Standard Range Plus Auto RWD 4dr Tesla Model-3

110,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Gillingham
£252/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match Edition DSG Euro 6 (s/s) 5dr Volkswagen Polo

33,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Audi Q3

1.4 TFSI CoD Sport Euro 6 (s/s) 5dr Audi Q3

59,812 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

37,177 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Black Edition DSG Euro 6 (s/s) 5dr SEAT Leon

91,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Euro 6 (s/s) 5dr Volkswagen Passat

118,941 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

46,811 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Niro

1.6h GDi 3 DCT Euro 6 (s/s) 5dr ( 16in Alloy) Kia Niro

58,548 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

100,862 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback Euro 6 (s/s) 5dr Audi A3

73,315 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel XTRON Euro 6 (s/s) (1 Nissan X Trail

47,879 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 116d Sport Hatchback 5dr Diesel DCT Euro 6 (s/ BMW 1 Series

105,760 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Estate 5dr Diesel DSG Euro 6 (s/s) Volkswagen Passat

98,848 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T n-tec SUV 5dr Petrol DCT Auto Euro 6 (s/ Nissan Qashqai

69,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Kia Sportage

1.6 CRDi MHEV GT-Line SUV 5dr Diesel Hybrid Manual Kia Sportage

88,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Audi A5

2.0 TFSI 35 Sport Audi A5

105,278 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Long Panel Van LWB Euro 6 (s/s) 6dr Peugeot Expert

32,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Hatchback 5dr Diesel Manual Eu Ford Focus

57,375 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Vauxhall Insignia

SRI VX-LINE NAV 5-Door Vauxhall Insignia

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto AWD Euro 6 (s/ Jaguar XE

45,660 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Liverpool
£252/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium Ford Tourneo

55,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

1.0 TSI S SUV 5dr Petrol Manual Euro 6 (s/s) (95 ps) Volkswagen Polo

42,751 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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