Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • SEAT Arona

1.0 TSI SE Technology SEAT Arona

20,754 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

19,942 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Exeter
£244/month
Example
  • BMW 1 Series

1.5 118i GPF SE Hatchback 5dr Petrol Auto Euro 6 ( BMW 1 Series

38,190 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto xDrive Euro 6 (s/s) BMW 3 Series

98,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A3

1.5 TFSI CoD Sport Convertible 2dr Petrol Manual E Audi A3

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Gs Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

40,896 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

101,784 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 R-Dynamic S FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

82,595 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Manual Euro 6 (s BMW 1 Series

61,073 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Golf

1.6 TDI Match Estate 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

46,297 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bury
£244/month
Example
  • Audi TT

2.0 TDI ultra S line Coupe 3dr Diesel Manual Euro Audi TT

81,848 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£244/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps) **REVERSE CAMERA** Peugeot 208

37,212 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MINI Convertible

2.0 Cooper S Convertible 2dr Petrol Manual Euro 6 MINI Convertible

62,386 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Vauxhall Mokka

1.4 i Turbo Design Nav Vauxhall Mokka

36,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression Hatchback 5dr Petrol CVT Euro 6 Dacia Sandero Stepway

37,566 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Ipswich
£244/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

23,240 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Milton Keynes
£244/month
Example
  • Hyundai Tucson

1.6 CRDi Premium SE Euro 6 (s/s) 5dr Hyundai Tucson

72,675 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Passat

2.0 Turbo Diesel (TDI), GT Edition, Saloon, 4 Door Volkswagen Passat

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Citroen C4

PURETECH MAX S/S Citroen C4

36,782 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Swindon
£244/month
Example
  • Vauxhall Grandland

SE Vauxhall Grandland

51,620 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech GT Estate 5dr Diesel DSG E Volkswagen Passat

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£244/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav Suv 5dr Petrol Auto 8spd Euro 6 (s/s) (130 Ps) Vauxhall Grandland

51,151 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Touran

MPV (2015 - 2025) Volkswagen Touran

42,706 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A4

1.4 TFSI S line S Tronic Euro 6 (s/s) 5dr Audi A4

84,700 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£244/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe 4dr Petrol Manua Mercedes Benz CLA

49,646 miles 2019 Zero Deposit

Home Delivery Available

£11,999
York
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO GPF R-Line Hatchback 5dr Petrol DSG Eu Volkswagen Golf

93,015 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Sunderland
£244/month
Example
  • Vauxhall Crossland

ULTIMATE NAV Vauxhall Crossland

31,383 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Toyota Aygo X

1.0 VVT-i Pure Hatchback 5dr Petrol x-shift Euro 6 Toyota Aygo X

40,147 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Solihull
£244/month
Example
  • Hyundai i10

1.2 Premium SE Auto Euro 6 5dr Hyundai i10

14,120 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

76,371 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newport
£244/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate Euro 6 (s/s) 5dr Vauxhall Crossland

16,930 miles 2022 Zero Deposit

Home Delivery Available

£11,999
St Helens
£244/month
Example
  • Citroen C5

1.2 Puretech Flair Plus Suv 5dr Petrol Eat8 Euro 6 (s/s) (130 Ps) Citroen C5

39,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Passat

2.0 Turbo Diesel (TDI), R Line, 4 Door Saloon, Man Volkswagen Passat

82,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Passat

1.8 TSI R-Line Estate 5dr Petrol DSG Euro 6 (s/s) Volkswagen Passat

81,046 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Volkswagen Polo

1.0 TSI GPF R-Line Hatchback 5dr Petrol Manual Eur Volkswagen Polo

59,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Reading
£244/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s MINI Hatch

38,063 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.