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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • Mercedes Benz GLA Class

2.1 Gla200d Amg Line Suv 5dr Diesel 7g Dct Euro 6 (s/s) (136 Ps) Mercedes Benz GLA Class

49,950 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Arona

1.0 TSI FR SUV 5dr Petrol Manual Euro 6 (s/s) (110 SEAT Arona

22,467 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Halifax
£200/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 3dr - Premi Ford Fiesta

14,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

40,441 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Halifax
£200/month
Example
  • Mazda 2

1.5 e-Skyactiv G MHEV SE-L 5dr Mazda 2

12,273 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Northampton
£200/month
Example
  • BMW X4

2.0 20d M Sport SUV 5dr Diesel Manual xDrive Euro BMW X4

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

90,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz B Class

1.5 B 180 D AMG LINE PREMIUM 5d 107 BHP AUTOMATIC Mercedes Benz B Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Superb

2.0 TDI SE L Executive Skoda Superb

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP AUTOMATIC DIESEL BMW 5 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Arteon

2.0 TDI Elegance Fastback 5dr Diesel DSG Euro 6 (s Volkswagen Arteon

120,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • MG ZS

1.0 T-GDI Excite MG ZS

15,439 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo ecoTEC Vauxhall Vivaro

35,171 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure Peugeot 308

45,022 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Vauxhall Crossland

14,897 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Captur

1.0 TCe S Edition SUV 5dr Petrol Manual Euro 6 (s/ Renault Captur

25,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Preston
£252/month
Example
  • Skoda Octavia

2.0 TDI SE Estate 5dr Diesel Manual Euro 6 (s/s) (116 ps) Skoda Octavia

91,488 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Slough
£200/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT DSG Euro 6 Volkswagen Golf

55,206 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Doncaster
£252/month
Example
  • Mercedes Benz 240

2.4 Mercedes Benz 240

500 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

59,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Audi A5

2.0 TFSI S line Coupe 2dr Petrol S Tronic quattro Audi A5

105,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

50,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Bedford
£252/month
Example
  • BMW 1 Series

114 1.5 116D SPORT 5d 114 BHP BMW 1 Series

33,302 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (190 Ps) BMW 3 Series

83,865 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Chatham
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ5 Hatchback 5dr Petrol AGS Auto Euro 6 (90 ps) Suzuki Ignis

19,479 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d SE Executive Edition Saloon 4dr Diesel G Mercedes Benz C Class

68,006 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki SX4

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki SX4

38,628 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

2.0 TDCi Titanium Powershift Euro 6 5dr Ford Kuga

43,279 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

75,194 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW X1

2.0 20d xLine Auto xDrive Euro 6 ss 5dr BMW X1

81,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW i3

42.2kWh Hatchback 5dr Electric Auto (170 ps) Soft BMW i3

19,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Audi A3

2.0 TDI S line Hatchback 3dr Diesel Manual Euro 6 Audi A3

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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