Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

181-216 of over 1,000 cars

  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

34,456 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

29,292 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 1 Series

2.0 118d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

69,521 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Ford Puma

1.0t Ecoboost Mhev St Line X Suv 5dr Petrol Manual Euro 6 (s/s) (155 Ps) Ford Puma

59,225 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Nav Hatchback 5dr Petrol Auto E Vauxhall Corsa

30,060 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Peugeot 508

1.5 Bluehdi Gt Line Fastback 5dr Diesel Eat Euro 6 (s/s) (130 Ps) Peugeot 508

43,342 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Barnsley
£246/month
Example
  • Vauxhall Mokka

1.2 Turbo Design Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

43,211 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Skoda Octavia

2.0 TDI Scout Estate 5dr Diesel DSG 4WD Euro 6 (s/ Skoda Octavia

73,400 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Sunderland
£246/month
Example
  • MG ZS

1.0 T-GDI Excite Auto Euro 6 5dr MG ZS

34,507 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Audi A5 Cabriolet

2.0 TFSI 40 S line Convertible 2dr Auto Audi A5 Cabriolet

94,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Vauxhall Mokka

1.5 Turbo D Ecotec Sri Nav Premium Suv 5dr Diesel Manual Euro 6 (s/s) (110 Ps) Vauxhall Mokka

46,589 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • MINI Hatch

COOPER MINI Hatch

23,785 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Vauxhall Corsa

SE Vauxhall Corsa

26,144 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Skoda Superb

1.4 TSI ACT SE L Executive Hatchback 5dr Petrol DS Skoda Superb

50,500 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£246/month
Example
  • Ford Puma

1.0 ST-Line X First Plus MHEV in black, 50,000 mil Ford Puma

57,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Nissan Juke

1.0 Dig T Acenta Suv 5dr Petrol Manual Euro 6 (s/s) (117 Ps) Nissan Juke

37,264 miles 2024 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Dacia Sandero Stepway

1.0 TCe Journey Hatchback 5dr Petrol Manual Euro 6 Dacia Sandero Stepway

10,808 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 1 Series

116d SE 5dr/ONE OWNER FROM NEW/FULL MAIN DEALER SERVICE HISTORY BMW 1 Series

75,100 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Eastbourne
£246/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Convertible 2dr Petrol Auto E BMW 2 Series

74,615 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

96,690 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Walsall
£246/month
Example
  • Kia PROCEE'D

1.6 T-GDi GT Shooting Brake 5dr Petrol DCT Euro 6 Kia PROCEE'D

67,057 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

15,000 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Manchester
£246/month
Example
  • BMW 2 Series

2.0 218d M Sport Coupe 2dr Diesel Manual Euro 6 (s BMW 2 Series

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Swansea
£246/month
Example
  • Nissan Juke

1.0 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Juke

62,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Hatchback 3dr Dies BMW 1 Series

72,402 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Volkswagen Polo

1.0 TSI Style Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

68,114 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£246/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L First Edition Estate 5dr Petrol M Skoda Octavia

86,619 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Sunderland
£246/month
Example
  • Peugeot 208

1.2 Puretech Gt Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 208

27,533 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

35,619 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Volkswagen Polo

1.0 TSI GPF R-Line Hatchback 5dr Petrol Manual Eur Volkswagen Polo

39,325 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • SEAT Ateca

1.5 TSI EVO SE Technology 5dr DSG SEAT Ateca

55,393 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE Hatchback 5dr Petrol DSG Euro 6 SEAT Ibiza

23,953 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Swansea
£246/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

28,628 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Jaguar XE

2.0d R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

22,200 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Mercedes Benz A-Class

1.3 A200 Sport (Executive) Hatchback 5dr Petrol Ma Mercedes Benz A-Class

75,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Walsall
£246/month
Example
  • Kia Stonic

1.0 T-GDi 2 Euro 6 (s/s) 5dr Kia Stonic

4,603 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.