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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • BMW 2 SERIES GRAN COUPE

1.5 218i M Sport Saloon 4dr Petrol DCT Euro 6 (s/s BMW 2 SERIES GRAN COUPE

123,297 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Estate 5dr Petrol DSG Eu Volkswagen Golf

72,998 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel Manual Euro 6 ( Volkswagen Golf

54,137 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C3

1.2 PureTech Shine EAT6 Euro 6 (s/s) 5dr Citroen C3

30,396 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Toyota Auris

1.8 Vvt H Excel Touring Sports 5dr Petrol Hybrid CVT Euro 5 (s/s) (136 Ps) Toyota Auris

40,065 miles 2014 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

12,751 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Fiat 124 Spider

1.4 MultiAir Lusso Convertible 2dr Petrol Euro 6 ( Fiat 124 Spider

41,910 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota Vellfire

8 Seater- 2.4L PETROL-ULEZ/CAZ PASS-FREE 36MONTHS GOLD WARRANTY & 12 MONTHS AA BREAKDOWN COVER Toyota Vellfire

68,301 miles 2012 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

80,398 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sat Nav SEAT Leon

40,677 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

58,700 miles 2014 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai Kona

Premium Se Hyundai Kona

41,138 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

96,421 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Manual Euro BMW 4 Series Gran Coupe

91,400 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 308

1.2 PureTech Tech Edition Hatchback 5dr Petrol EAT Peugeot 308

19,306 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

23,350 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Megane

1.6 GT LINE NAV DCI 5d 130 BHP HATCHBACK Renault Megane

37,385 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Auto Euro 6 (s/s) (121 ps) Mazda Cx 3

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

R 3-Door Volkswagen Golf

145,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Civic

1.6 i-DTEC SR Euro 6 (s/s) 5dr Honda Civic

44,117 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen T Roc

WOW 2020 1.0 TSi 115 BHP SE EDITION EURO 6 ULEZ 88000 MILES Volkswagen T Roc

88,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 5 Series

3.0 30d xLine SUV 5dr Diesel Auto xDrive Euro 6 - RARE 3.0 D - BMW 5 Series

91,145 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Hatchback 5dr Diesel Manual Eu Ford Focus

57,375 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

FABIA 1.0 MPI 80 SE Comfort 5dr Skoda Fabia

21,964 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Northampton
£252/month
Example
  • Mercedes Benz SLK

2.1 SLK250 CDI AMG Sport Convertible 2dr Diesel G- Mercedes Benz SLK

27,621 miles 2014 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Range Rover

3.0 TD V6 Vogue SE Auto 4WD Euro 5 (s/s) 5dr Land Rover Range Rover

153,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Audi A3

2.0 TDI S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A3

96,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 118i GPF Sport Hatchback 3dr Petrol Auto Euro BMW 1 Series

44,654 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr** Ford SYNC 3 nav system with DAB radio**ONE OWNER FROM NEW** Ford EcoSport

44,100 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo Sport Line Hatchback 5dr Petrol Man Honda Civic

35,515 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

GS LINE Vauxhall Mokka

22,694 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Exeter
£252/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Edition Cabriolet 2dr Diesel Mercedes Benz E Class

66,898 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Pro LWB Crew Van 5 Seater white wi Peugeot Partner

56,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mazda 2

1.5 Skyactiv G Sport Hatchback 5dr Petrol Auto Euro 6 (s/s) (90 Ps) Mazda 2

44,500 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai i10

1.0 T-GDi N Line Euro 6 (s/s) 5dr Hyundai i10

20,783 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Leeds
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

51,002 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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