Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • Audi A3

1.6 TDI Sport Sportback 5dr Audi A3

43,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

20,000 miles 2019 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Discovery Sport

75,500 miles 2016 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Skoda Superb

2.0 SPORTLINE TDI 5d 148 BHP 6 SPEED+DRIVE MODES+D Skoda Superb

85,951 miles 2016 Zero Deposit

Home Delivery Available

£11,996
Warrington
£252/month
Example
  • Ford Transit

300 BASE P/V L1 H1 Ford Transit

85,275 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Audi A3

1.4 TFSI S LINE 3d 148 BHP Audi A3

66,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

VXR GTC AERO PACK Vauxhall Astra

64,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 SPORTBACK TFSI S LINE 5d 148 BHP FINANCE AVAIL Audi A1

70,100 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Kuga

82,350 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Mercedes Benz C Class

C220 2.1 C220 BlueTEC Sport G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

96,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.2 TDCi 270 ECOnetic L1 H1 5dr Ford Transit

67,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Hyundai i10

1.0 Premium Auto Euro 6 (s/s) 5dr Hyundai i10

18,767 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Nissan NV300

1.6 DCI ACENTA L1H1 P/V 120 BHP Nissan NV300

61,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

65,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.1 Ti Vct Trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (85 Ps) Ford Fiesta

4,994 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Audi A1

SPORTBACK TFSI SPORT 5-Door Audi A1

42,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Vauxhall Crossland

ELITE NAV S/S Vauxhall Crossland

34,737 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

Connect WAV Wheelchair Access Vehicle Stage 2 Ford Tourneo

34,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 5d 150 BHP Land Rover Discovery Sport

77,521 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE TECH 5d 148 BHP Land Rover Range Rover Evoque

70,241 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

78,548 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 HDi 35 L4 Euro 5 3dr (Heavy, Ext Frame) Citroen Relay

85,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Ford EcoSport

1.5 EcoBlue Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (125 ps) Ford EcoSport

20,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.6 SPORT NAV S/S 5d 119 BHP Vauxhall Grandland

47,077 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan X Trail

1.6 dCi N-Tec 5dr Nissan X Trail

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S LINE 5d 148 BHP Audi Q3

60,655 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

S Edition Tce Renault Captur

25,576 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 SE 5d 65 BHP Volkswagen Polo

37,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

2.0 SPORTS TOURER SRI VX-LINE NAV Vauxhall Insignia

98,601 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Renault Kadjar

DYNAMIQUE NAV DCI Renault Kadjar

38,672 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi ASX

1.6 3 5d 115 BHP NEW MOT AND JUST SERVICED Mitsubishi ASX

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.