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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

43,195 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • SEAT Arona

1.0 TSI EVO SE Technology Euro 6 (s/s) 5dr SEAT Arona

34,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Jaguar XF

2.0i Portfolio Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

80,230 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

70,345 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

ELITE EDITION Vauxhall Crossland

47,195 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • SEAT Arona

1.0 Tsi Gpf Xcellence Lux Suv 5dr Petrol Dsg Euro 6 (s/s) (115 Ps) SEAT Arona

59,372 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

59,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Discovery Sport

59,600 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Nottingham
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T ACENTA PREMIUM 5d 158 BHP **NAV~CAMERA~1 Nissan Qashqai

28,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

66,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

66,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Audi A4

3.0 TDI V6 Sport S Tronic Euro 6 (s/s) 5dr Audi A4

97,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Sport SUV 5dr Petrol Auto A Ford Kuga

41,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£252/month
Example
  • Ford Transit

2.2 TDCi 460 HDT Trend Minibus 4dr Diesel Manual L Ford Transit

90,079 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 TDCi 130ps Chassis Cab Tipper Ford Transit

59,175 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A1

1.4 TFSI Black Edition Audi A1

58,131 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol M Vauxhall Corsa

49,290 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Walsall
£200/month
Example
  • Honda Jazz

1.3 i-VTEC SE CVT Euro 6 (s/s) 5dr Honda Jazz

11,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Honda Jazz

1.3 i-VTEC SE CVT Euro 6 (s/s) 5dr Honda Jazz

11,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 308

43,838 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol XTRON Euro 6 ( Nissan Qashqai

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Focus

46,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Ford Kuga

1.5 EcoBoost 182 Titanium X 5dr Auto Ford Kuga

36,623 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Octavia

1.6 TDI SE Technology Estate 5dr DSG ** Heated Sea Skoda Octavia

61,880 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium Plus) SUV 5dr Diesel Mercedes Benz GLA Class

84,920 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Prius

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr (15in Alloy) Toyota Prius

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

115,984 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Auto Euro 6 (s/s) 5dr Ford Focus

75,750 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Luton
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE SUV 5dr Diesel Manual E Volkswagen Tiguan

79,594 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

73,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 3 Series

2.0 320d SE Euro 6 (s/s) 4dr BMW 3 Series

86,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£252/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav SUV 5dr Diesel Manual Euro 6 (s/ Volvo XC60

66,624 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium Plus) Estate 5dr Diese Mercedes Benz C Class

100,500 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

3.0 435d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 4 Series

93,500 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Euro 6 (s/s) 5dr Volkswagen Tiguan

78,300 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.