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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • Ford Transit

2.0 300 EcoBlue Trend L2 H1 Euro 6 5dr Ford Transit

62,268 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 MINI Countryman

54,600 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

100,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

60,125 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volvo V40

D2 Momentum Manual ( One Owner Full Volvo Service Hiatory ) Volvo V40

16,893 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Dacia Duster

1.3 TCe Comfort SUV 5dr Petrol Manual Euro 6 (s/s) Dacia Duster

20,041 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Kuga

1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford Kuga

33,661 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz Vito

1.7 110 CDI Progressive FWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

73,410 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A3

74,372 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE SUV 5dr Diesel Manual 4WD Euro 5 (s/s) Land Rover Discovery Sport

82,696 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 2008

50kWh GT SUV 5dr Electric Auto (136 ps) 1 OWNER - Peugeot 2008

49,386 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition SUV 5dr Petrol Manual Audi Q3

65,341 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

1.0 340 EcoBoost 13.6kWh Trend Auto L1 H1 Euro 6 5dr Ford Transit

47,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Corsa

33,600 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Slough
£200/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Toyota Auris

1.8 Hybrid Excel TSS 5dr CVT Toyota Auris

33,235 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda Cx 5

2.2d [175] Sport Nav 5dr AWD Mazda Cx 5

52,202 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 Active B+O Pl Ford Fiesta

11,084 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Crossland

1.2 Turbo (130) Ultimate 5dr A Vauxhall Crossland

41,716 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Preston
£200/month
Example
  • Nissan Juke

1.0 DiG-T 114 Tekna 5dr (360 C Nissan Juke

45,331 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Oldham
£200/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T Suzuki Vitara

33,161 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Warrington
£200/month
Example
  • BMW 5 Series

3.0 30d SE SUV 5dr Diesel Auto xDrive Euro 6 (s/s) BMW 5 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Bristol
£252/month
Example
  • Vauxhall Astra

1.2 Turbo 145 SRi Nav 5dr Vauxhall Astra

16,458 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£200/month
Example
  • Vauxhall Astra

1.2 Turbo 145 Griffin Edition Vauxhall Astra

13,775 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£200/month
Example
  • Vauxhall Crossland

1.2 Turbo Design 5dr Vauxhall Crossland

25,213 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£200/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Prime L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

50,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Harlow
£200/month
Example
  • Renault Master

2.3 dCi 35 Business FWD MWB High Roof Euro 6 4dr Renault Master

72,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 1 Series

1.5 116d M Sport Euro 6 (s/s) 5dr BMW 1 Series

63,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Warrington
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

50,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Bedford
£252/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

95,423 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Watford
£252/month
Example
  • Alfa Romeo MiTo

1.4 TB MultiAir Veloce TCT Euro 6 (s/s) 3dr Alfa Romeo MiTo

33,915 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

108,399 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto xDrive Euro 5 ss 5dr BMW 3 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 2 Hatchback 3dr Electric A MINI Hatch

32,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Nottingham
£200/month
Example
  • Volkswagen Polo

1.0 EVO SE Euro 6 (s/s) 5dr Volkswagen Polo

26,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda 3

2.0 SKYACTIV-G Sport Nav Fastback 4dr Petrol Manua Mazda 3

35,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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