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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • Peugeot Expert

1000 MWB 1.5 BLUEHDI PROFESSIONAL PREMIUM ** A/C ** SAT NAV ** Peugeot Expert

46,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Id3

150kW Life Pro Performance 58k Volkswagen Id3

58,251 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Canterbury
£200/month
Example
  • Nissan Micra

1.0 IG-T Tekna Euro 6 (s/s) 5dr Nissan Micra

26,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Active 1 Hatchback 5 Door Petrol Ford Fiesta

25,689 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 L2 H1 Euro 5 5dr (9 Seat) Vauxhall Vivaro

67,469 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Walsall
£252/month
Example
  • Ford Transit

1.5 Transit Connect Trend DCiV 230 L2 1.5L EcoBlue 120PS FWD 6 Speed Manual Ford Transit

34,563 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Ranger

3.2 TDCi Limited 1 Pickup Double Cab 4dr Diesel Manual 4WD Euro 5 (s/s) (20 Ford Ranger

82,560 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • MG 5

61.1kWh Exclusive Long Range Auto 5dr MG 5

42,543 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Renault Kadjar

1.3 TCe S Edition 5dr EDC ** Full Renault Service Renault Kadjar

59,171 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Bi-TONE 5dr Euro 6 (111 ps) 4 TOYOTA Toyota Yaris

31,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Honda Jazz

1.3 i-VTEC SE Hatchback 5dr Petrol CVT Euro 6 (s/s Honda Jazz

42,231 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Worthing
£252/month
Example
  • Volkswagen Golf

35.8kwh E Golf Hatchback 5dr Electric Auto (136 Ps) Volkswagen Golf

22,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£200/month
Example
  • Mercedes Benz CLA

2.0 CLA250 AMG Shooting Brake 5dr Petrol 7G-DCT 4M Mercedes Benz CLA

97,983 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto AWD Euro 6 (s/ Jaguar XE

57,417 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0T ECOBOOST MHEV TITANIUM 5dr EURO 6 (s/s) (155 Ford Fiesta

32,825 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

71,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

2.0 228i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

70,769 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

47,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Southampton
£200/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Dies Volkswagen Tiguan

56,041 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Kia Cee'd

1.6 CRDi MHEV 2 NAV Euro 6 (s/s) 5dr Kia Cee'd

28,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

92,255 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line Tiptronic 4WD Euro 6 (s/s) 5dr Volkswagen Touareg

117,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ-T 5dr Suzuki Ignis

24,379 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£200/month
Example
  • Audi A3

1.5 TFSI S line Sportback 5dr ** Audi Smartphone Audi A3

74,137 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 5dr MINI Hatch

47,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Hyundai i800

2.5 CRDi SE MPV 5dr Diesel Auto Euro 6 (170 ps) Hyundai i800

74,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro Vauxhall Corsa

37,113 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Worthing
£200/month
Example
  • BMW 2 Series

2.0 220i Sport Convertible 2dr Petrol Manual Euro BMW 2 Series

44,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 208

50kWh GT Line Hatchback 5dr Electric Auto (136 ps) Peugeot 208

23,096 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Focus

1.5T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

62,988 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • SEAT Leon

2.0 TDI FR Technology ST 5dr Diesel DSG Euro 6 (s/ SEAT Leon

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£252/month
Example
  • Toyota Yaris

1.5 VVT-h Icon E-CVT Euro 6 (s/s) 5dr Toyota Yaris

64,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia Cee'd

1.6 CRDi MHEV 2 NAV Euro 6 (s/s) 5dr Kia Cee'd

28,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Coventry
£200/month
Example
  • BMW 1 Series

2.0 125d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 208

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 208

26,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Harrogate
£200/month
Example
  • BMW X1

xDrive 18d Sport 5dr Cruise co BMW X1

49,500 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.