Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

73-108 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI SE DSG Euro 6 (s/s) 5dr Volkswagen Polo

23,778 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall Grandland

1.2 Turbo SRi Nav Auto Euro 6 (s/s) 5dr Vauxhall Grandland

26,250 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Southend-on-Sea
£246/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Active X Edition Estate 5dr Pet Ford Focus

66,630 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Hatch

1.5 Cooper Sport Euro 6 (s/s) 3dr MINI Hatch

66,700 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh GS Auto 5dr Vauxhall MOKKA ELECTRIC

21,000 miles 2024 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Kia Sportage

1.6 CRDi MHEV GT-Line Euro 6 (s/s) 5dr Kia Sportage

52,375 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Ford Kuga

2.0 TDCi Vignale AWD Euro 6 (s/s) 5dr Ford Kuga

37,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • Mercedes Benz A-Class

1.6 A 200 AMG Line Executive Auto 5dr Mercedes Benz A-Class

74,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£246/month
Example
  • Volvo S90

2.0 D4 R-Design Auto Euro 6 (s/s) 4dr Volvo S90

109,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Polo

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Polo

58,258 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Newport
£193/month
Example
  • BMW X1

2.0 X1 xDrive 20i XLine Auto 4WD 5dr BMW X1

57,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mazda 2

1.5 SKYACTIV-G MHEV GT Sport Nav Hatchback 5dr Pet Mazda 2

43,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Southampton
£193/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Peugeot 208

24,127 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£193/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£246/month
Example
  • Volkswagen Golf

2.0 TDI GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

102,891 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Basildon
£246/month
Example
  • Ford S Max

2.0 EcoBlue ST-Line MPV 5dr Diesel Auto Euro 6 (s/ Ford S Max

58,448 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • Ford Kuga

2.0 TDCi ST-Line SUV 5dr Diesel Powershift AWD Eur Ford Kuga

60,161 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz C-Class

1.6 C200d Sport Estate 5dr Diesel G-Tronic+ Euro 6 Mercedes Benz C-Class

50,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Stoke-on-Trent
£246/month
Example
  • Volkswagen Tiguan

TIGUAN 1.5 TSi EVO 150 Match 5dr Volkswagen Tiguan

78,686 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Oxford
£246/month
Example
  • Mercedes Benz A-Class

1.5 A 180 D AMG Line Executive Auto 5dr Mercedes Benz A-Class

48,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£246/month
Example
  • BMW 3 Series

3.0 330d M Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

99,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volvo XC90

2.0 D5 PowerPulse R-Design Auto 4WD Euro 6 (s/s) 5dr Volvo XC90

112,368 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Oldham
£246/month
Example
  • Volvo V90 Cross Country

2.0 Cross Country D4 AWD Volvo V90 Cross Country

11,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mazda 3

2.0 Mazda3 Sport Nav Auto 5dr Mazda 3

49,218 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Guildford
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

49,980 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

72,713 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Cooper

1.5 Cooper Sport Hatchback 3dr Petrol Manual Euro MINI Cooper

44,449 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Cabriolet 2dr Mercedes Benz E Class

74,446 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Preston
£246/month
Example
  • Mercedes Benz B Class

1.5 B180d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

29,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

40,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Hatchback 5dr Petrol M Peugeot 208

10,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Preston
£193/month
Example
  • Ford Edge

2.0 TDCi Titanium AWD Euro 6 (s/s) 5dr Ford Edge

49,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volvo V40

2.0 T2 R-Design Edition Hatchback 5dr Petrol Manua Volvo V40

37,444 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.