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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Kia Optima

1.7 Crdi 3 Sportswagon 5dr Diesel Dct Euro 6 (s/s) (139 Bhp) Kia Optima

42,932 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Edition Panel Van 5dr Diesel Vauxhall Movano

81,861 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Auto AWD Euro 6 ( Volvo XC60

76,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Pickup Double Cab 4dr Diesel Mitsubishi L200

100,230 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo Active SUV 5dr Petrol Auto Euro 6 (140 Vauxhall Mokka

12,625 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Pickup Double Cab 4dr Diesel Aut Ford Ranger

94,400 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Discovery Sport

102,390 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volvo V60

2.0 B4D Momentum 5dr Auto Volvo V60

116,366 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ateca

1.0 TSI Ecomotive SE Technology SUV 5dr Petrol Man SEAT Ateca

33,587 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

15,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£200/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

115,984 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.3 Dig T Acenta Premium Suv 5dr Petrol Manual Euro 6 (s/s) (160 Ps) Nissan Qashqai

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

54,954 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Ford Focus

TITANIUM X Ford Focus

35,273 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

1.5 TITANIUM TDCI 5d 119 BHP * Buy Online ** Natio Ford Kuga

85,395 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Elite Nav 5dr Auto Vauxhall Mokka

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

54,750 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr Ford Puma

47,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 4 Series

420 420d [190] M Sport 5dr Auto [Professional Media] BMW 4 Series

94,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 TDCi 105ps High Roof Van Ford Transit

47,911 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

49,996 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition SUV 5dr Petrol S Troni Audi Q3

88,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Sheffield
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Manual Euro 6 ( BMW 3 Series

60,600 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

30,100 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

9,001 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Ignis

Sz-t Dualjet Suzuki Ignis

14,977 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Panel Van 5dr Electric Auto LWB (110 Volkswagen Transporter

7,300 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5d 177 BHP Land Rover Range Rover Evoque

80,814 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

89,380 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT 2d 188 BHP BMW 4 Series

87,087 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW 3 Series

2.0 320i M Sport Touring 5dr Petrol Manual Euro 6 BMW 3 Series

78,261 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

43,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

80,623 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Vivaro

1.6 Cdti 2900 Biturbo Ecotec Sportive Panel Van 5dr Diesel Manual L2 H1 Eur Vauxhall Vivaro

59,389 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Bristol
£252/month
Example
  • BMW 4 Series

2.0 420D XDRIVE SE GRAN COUPE 4d 188 BHP BMW 4 Series

63,500 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP Mercedes Benz A Class

41,563 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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