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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Volvo S90

2.0 D4 R-Design Auto Euro 6 (s/s) 4dr Volvo S90

109,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi Q2

1.6 Q2 Sport TDI Semi-Auto 5dr Audi Q2

73,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£244/month
Example
  • SEAT Ibiza

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

36,346 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Kia Rio

1.2 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (83 Kia Rio

35,467 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Swift

18,132 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Skoda Superb

2.0 TDI SE L Executive DSG Euro 6 (s/s) 5dr Skoda Superb

94,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Newport
£244/month
Example
  • Mercedes Benz A-Class

2.1 A220d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A-Class

85,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Renault Captur

1.0 TCe techno Euro 6 (s/s) 5dr Renault Captur

27,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Bi-tone Hatchback 5dr Petrol Manual Toyota Yaris

32,319 miles 2020 Zero Deposit

Home Delivery Available

£12,000
York
£244/month
Example
  • Kia Sportage

1.7 CRDi 3 DCT Euro 6 (s/s) 5dr Kia Sportage

51,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jaguar XE

2.0d Portfolio Auto Euro 6 (s/s) 4dr Jaguar XE

39,535 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz A-Class

1.6 A160 AMG Line Euro 6 (s/s) 5dr Mercedes Benz A-Class

98,206 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO BlueMotion Tech SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Golf

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jaguar XE

2.0i R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

57,874 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A-Class

79,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

70,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz C-Class

2.0 C200 Sport (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

87,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Honda Jazz

1.5 h i-MMD EX eCVT Euro 6 (s/s) 5dr Honda Jazz

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet GPF SZ5 SUV 5dr Petrol Manual ALLGRIP Euro 6 (s/s) (140 ps) Suzuki SX4 S Cross

60,408 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

45,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Swift

11,544 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Fiat Qubo

1.4 Lounge Euro 6 5dr Fiat Qubo

7,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Golf

1.5 TSI Life Euro 6 (s/s) 5dr Volkswagen Golf

70,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£190/month
Example
  • Ford S Max

2.0 EcoBlue Titanium MPV 5dr Diesel Manual Euro 6 Ford S Max

68,177 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Vauxhall Corsa

CORSA 1.2 Turbo SRi Edition 5dr Vauxhall Corsa

14,635 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Northampton
£190/month
Example
  • SEAT Leon

1.4 TSI FR Technology Hatchback 5dr Petrol Manual SEAT Leon

31,975 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Beetle

1.4 TSi BlueMotion Tech Design Hatchback 3 Door Pe Volkswagen Beetle

43,986 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • BMW 4 Series

420D SPORT GRAN COUPE BMW 4 Series

62,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Toyota Yaris

VVT-I ICON M-DRIVE S TSS Toyota Yaris

9,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen ID.4

Pro Performance 77kWh 1ST Edition Auto 5dr Volkswagen ID.4

36,450 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Nissan Juke

DIG-T TEKNA DCT Nissan Juke

11,500 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£190/month
Example
  • Mercedes Benz A-Class

1.6 A180 Sport Edition Hatchback 5dr Petrol 7G-DCT Mercedes Benz A-Class

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Volkswagen Polo

1.6 TDI SEL Euro 6 (s/s) 5dr Volkswagen Polo

54,420 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

54,692 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • Audi A1

1.0 Tfsi 30 Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (116 Ps) Audi A1

72,900 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Steptronic - AUTOMATIC - 45000 MILES - MINI Clubman

45,492 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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