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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Mercedes Benz CLS Class

3.5 CLS350 V6 BlueEfficiency G-Tronic+ Euro 5 (s/s) 4dr Mercedes Benz CLS Class

57,000 miles 2011 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW X5

3.0 si SE Auto 4WD 7 Seats Petrol 5dr BMW X5

54,000 miles 2008 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

60,242 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5 Door Diesel Manual Silver Ford Tourneo

44,258 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi S5

3.0 TFSI V6 Black Edition Coupe 2dr Petrol S Troni Audi S5

89,898 miles 2013 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • MINI Hatch

1.5 Cooper Sport Euro 6 (s/s) 3dr MINI Hatch

49,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW M3

M3 SMG 2-Door -FULL SERVICE HISTORY - SUNROOF -SATNAV-PARK SENSORS! BMW M3

117,398 miles 2003 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Volkswagen CORRADO

G60 1.8 Super Charged 160 bhp Coupe Extensive Serv Volkswagen CORRADO

99,258 miles 1993 Zero Deposit

Home Delivery Available

£12,000
Burnley
£252/month
Example
  • Suzuki S-Cross

1.4 Boosterjet Mhev Motion Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 Ps) Suzuki S-Cross

61,988 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£200/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line Mercedes Benz GLA Class

72,686 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Walsall
£252/month
Example
  • Honda Accord

2.4 i-VTEC Type S - RARE JDM MODEL - MODIFIED Honda Accord

67,000 miles 2012 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Superb

2.0 TDI SE Technology Skoda Superb

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 GDi Edition 25 Euro 6 (s/s) 5dr Kia Sportage

54,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A1

1.0 TFSI 25 Technik Sportback 5dr Petrol Manual Eu Audi A1

79,773 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Mercedes Benz E Class

3.0 E350 CDI V6 BlueEfficiency Sport Cabriolet G-Tronic Euro 5 2dr Mercedes Benz E Class

37,716 miles 2012 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Tarraco

1.5 TSI EVO SE Technology Euro 6 (s/s) 5dr SEAT Tarraco

93,810 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Transporter

2.5 TDI T28 camper van 4dr Diesel Manual L1 H1 (128 bhp) Volkswagen Transporter

206,000 miles 2005 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d Sport Coupe 4dr Diesel 7G-DCT Euro 6 ( Mercedes Benz CLA

64,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Ford TAUNUS

2600 Ford TAUNUS

56,550 miles 1971 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Auto Euro 6 (s BMW 1 Series

37,100 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Lexus NX

2.5 300h F Sport E-CVT 4WD Euro 6 (s/s) 5dr Lexus NX

125,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

25,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Honda Jazz

1.5 h i-MMD EX eCVT Euro 6 (s/s) 5dr Honda Jazz

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

68,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line DSG 4WD Euro 5 (s/s) 5dr (Nav) Volkswagen Tiguan

52,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.0 C200 Sport (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

87,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi Q5

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

145,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Chesterfield
£252/month
Example
  • Jaguar XE

2.0i GPF R-Sport Saloon 4dr Petrol Auto Euro 6 (s/ Jaguar XE

57,450 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220 CDi Sport Coupe 4 Door Diesel 7G-DCT Eu Mercedes Benz CLA

31,732 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel D Volkswagen Golf

60,000 miles 2014 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Peugeot 508

1.6 11.8kWh GT Premium e-EAT Euro 6 (s/s) 5dr Peugeot 508

95,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz A Class

1.3 A180 SE (Executive) Hatchback 5dr Petrol Manua Mercedes Benz A Class

72,763 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar XF

2.0d Prestige Saloon 4dr Diesel Auto Euro 6 (s/s) Jaguar XF

45,949 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar XK CONVERTIBLE

4.2 Convertible 2dr Petrol Automatic (279 g/km, 30 Jaguar XK CONVERTIBLE

57,000 miles 2003 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 3dr BMW 1 Series

61,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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