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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Volkswagen Golf

1.4 TSI BlueMotion Tech GT Volkswagen Golf

42,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A3

1.6 TDI Sport Saloon 4dr Diesel Manual Euro 6 (s/s Audi A3

64,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Steptronic Euro 6 MINI Hatch

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 2 Series

1.5 218i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

85,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • MG ZS

1.0 T-GDI Excite MG ZS

15,439 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Master

MM35dCi 125 Business+ Medium Roof Van Renault Master

0 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BLUETEC AMG LINE 2d 174 BHP £0 DEPO Mercedes Benz E Class

55,509 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 TDCi 170ps Chassis Cab Ford Transit

77,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI 115 FR 5dr SEAT Ibiza

36,726 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen UP

1.0 UP GTI 5d 114 BHP Volkswagen UP

22,772 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ5 Hatchback 5dr Petrol AGS Auto Euro 6 (90 ps) Suzuki Ignis

19,479 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Insignia

SRI NAV Vauxhall Insignia

25,900 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo ecoTEC Vauxhall Vivaro

35,171 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

SRI EDITION Vauxhall Crossland

38,190 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki Vitara

1.6 SZ5 SUV 5dr Petrol Auto ALLGRIP Euro 6 (s/s) (120 ps) Suzuki Vitara

40,658 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Fiat 500

1.2 Mirror 2dr Fiat 500

5,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure Peugeot 308

45,022 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Vauxhall Crossland

14,897 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Picanto

1.25 X-Line 5dr Kia Picanto

7,182 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Ford Mondeo

1.5 EcoBoost Titanium 5dr Auto Ford Mondeo

38,114 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Kia Picanto

1.25 GT-line S 5dr Kia Picanto

14,416 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 100 950 Professional Premium + Long - Peugeot Partner

47,137 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

240 EcoBlue Limited L2 LWB Euro 6 120 PS - AIR CON Ford Transit

61,188 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Peugeot Partner

1.5 BlueHDi 100 950 Professional Premium + Long L Peugeot Partner

46,186 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Renault Captur

1.3 ICONIC TCE 5d 139 BHP WIRELESS CHARGING PAD, B Renault Captur

31,515 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Kia Picanto

1.0 DPi X-Line S Euro 6 (s/s) 5dr Kia Picanto

19,998 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 350 LEADER XLWB DROPSIDE 130 BHP Ford Transit

76,719 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Toyota Yaris

1.5 ICON FHEV 5d 114 BHP REV CAMERA, SAT NAV, ICON Toyota Yaris

65,497 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

30,156 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Fiat Ducato

2.3 35 RECOVERY MULTIJET II 130 BHP Fiat Ducato

88,332 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

CORSA 1.2 SE 5dr Vauxhall Corsa

10,414 miles 2021 Zero Deposit

Home Delivery Available

£12,000
York
£200/month
Example
  • Peugeot Partner

1.5 BLUEHDI ASPHALT L2 129 BHP + 2 key,Service His Peugeot Partner

79,890 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Burnley
£200/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav SUV 5dr Petrol Auto Euro 6 (s/ Vauxhall Crossland

16,120 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£200/month
Example
  • Mercedes Benz C Class

2.1 C300dh AMG Line (Premium Plus) Saloon 4dr Dies Mercedes Benz C Class

96,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Hyundai i30

1.0 T-GDi SE Hatchback 5dr Petrol Manual Euro 6 (s Hyundai i30

13,152 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Burnley
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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