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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Suzuki Ignis

SZ5 SHVS MHEV Suzuki Ignis

26,850 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW i3

42.2kWh Hatchback 5dr Electric Auto (170 ps) Soft BMW i3

19,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ5 Hatchback 5dr Petrol AGS Auto Euro 6 (90 ps) Suzuki Ignis

19,479 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Superb

2.0 TDI SE L Executive Skoda Superb

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki SX4

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki SX4

38,628 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • MG ZS

1.0 T-GDI Excite MG ZS

15,439 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Compact Panel Van 6d Peugeot Expert

56,014 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo ecoTEC Vauxhall Vivaro

35,171 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Vitara

SZ-T BOOSTERJET Suzuki Vitara

50,788 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Vauxhall Crossland

14,897 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure Peugeot 308

45,022 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

82,874 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi A3

1.6 TDI S LINE 5d 109 BHP - FREE DELIVERY* Audi A3

54,408 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Amarok

2.0 DC TDI TRENDLINE 4MOTION 178 BHP - FREE DELIVE Volkswagen Amarok

83,972 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Skoda Octavia

2.0 TDI SE Estate 5dr Diesel Manual Euro 6 (s/s) (116 ps) Skoda Octavia

91,488 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Slough
£200/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Corsa

33,600 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Slough
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

118,900 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

Limited L1 1.5 200 EcoBlue SWB Manual Diesel Panel Ford Transit

54,721 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

59,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 Sport (Premium Plus) SUV 5dr Petrol Man Mercedes Benz GLA Class

70,567 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Southend-on-Sea
£252/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Panel Van 5dr Electric Auto LWB (110 Volkswagen Transporter

7,300 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Mercedes Benz C Class

2.1 C220d SE Executive Edition Saloon 4dr Diesel G Mercedes Benz C Class

68,006 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

30,100 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi A3

2.0 TDI S line Hatchback 3dr Diesel Manual Euro 6 Audi A3

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG ZS

1.0 T-GDI Excite SUV 5 door Petrol Automatic in Wh MG ZS

31,873 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£252/month
Example
  • Jaguar F Pace

2.0 D180 Prestige Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,080 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Edition Shooting Brake 5dr Pet Mercedes Benz CLA

73,224 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Burton-upon-Trent
£252/month
Example
  • Ford Fiesta

1.0 ST-LINE EDITION 5d 94 BHP ONE LADY OWNER FROM Ford Fiesta

36,766 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.6 TEKNA DIG-T 5d 163 BHP 6 SERVICES 1 MAIN DEALE Nissan Qashqai

27,868 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line 7G-Tronic+ (s/s) 4dr Mercedes Benz C Class

99,290 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

56,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

88,935 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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