Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Volkswagen Tiguan

1.5 MATCH TSI EVO 5d 148 BHP Volkswagen Tiguan

102,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Toyota Hi Lux

Active 2.4 4X4 D-4D DCB Toyota Hi Lux

119,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Shrewsbury
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT 2d 188 BHP BMW 4 Series

87,087 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Peugeot 2008

1.2 PURETECH S/S ALLURE PREMIUM 5d 100 BHP Peugeot 2008

76,158 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leicester
£200/month
Example
  • Volkswagen Golf

1.5 MATCH TSI EVO 5d 129 BHP Volkswagen Golf

58,084 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Skoda Octavia

1.0 SE TSI DSG 5d 109 BHP Skoda Octavia

72,431 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leicester
£200/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

80,623 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Corsa

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda 2

1.5 SE-L Nav+ 5dr - Automatic Mazda 2

49,213 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2T ecoTec (110) SE (6 Speed) Vauxhall Crossland

43,905 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Ka

1.2 85 Active 5dr with Cruise Ford Ka

19,355 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 3dr - Premi Ford Fiesta

14,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Hyundai IONIQ

38.3kWh Premium Hatchback 5dr Electric Auto (136 p Hyundai IONIQ

7,700 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Land Rover Discovery Sport

TD4 HSE Land Rover Discovery Sport

75,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ssangyong Korando

2.2d Elx Suv 5dr Diesel Auto 4wd Euro 6 (178 Ps) Ssangyong Korando

0 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Ford Transit

2.0 290 LR PANEL VAN 104 BHP Ford Transit

93,711 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

1.2 PureTech Flair Euro 6 (s/s) 5dr Citroen C4

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Focus

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 119 BHP Ford Focus

74,066 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line SUV 5dr Diesel 7G-DCT Euro 6 Mercedes Benz GLA Class

56,617 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 S MPI 5d 74 BHP Skoda Fabia

13,151 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Euro 6 (s/s) 5dr Volkswagen Passat

118,941 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H1 Euro 6 5dr Ford Transit

67,916 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP Nissan Leaf

19,878 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Relay

2.0 35 BLUEHDI B/B 129 BHP IN WHITE WITH 81,000 MI Citroen Relay

81,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

46,811 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 P Vauxhall Corsa

42,017 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.