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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

73-108 of over 1,000 cars

  • Ford Fiesta

1.0 EcoBoost 140 Active X Edition 5dr Ford Fiesta

21,901 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Mondeo

2.0 TDCi Vignale Saloon 4dr Diesel Powershift Euro Ford Mondeo

54,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Preston
£246/month
Example
  • Ford Focus

1.0 EcoBoost Titanium Style 5dr Ford Focus

30,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Audi A4

1.4 TFSI S line Euro 6 (s/s) 4dr Audi A4

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Kia Picanto

1.0 DPi GT-Line Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

10,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Abarth 500

1.4 T-Jet Competizione Cabrio 2dr Petrol Auto Euro Abarth 500

69,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Stoke-on-Trent
£246/month
Example
  • MINI Hatch

1.5 Cooper Sport Euro 6 (s/s) 3dr MINI Hatch

66,700 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Basildon
£246/month
Example
  • Ford S Max

2.0 EcoBlue ST-Line MPV 5dr Diesel Auto Euro 6 (s/ Ford S Max

58,448 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • Ford S Max

2.0 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford S Max

56,678 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£246/month
Example
  • Jaguar XF

3.0 XF V6 S D Auto 4dr Jaguar XF

82,693 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Fiat Qubo

1.4 Lounge Euro 6 5dr Fiat Qubo

7,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz A-Class

1.3 A250e 15.6kwh Amg Line (premium 2) Hatchback 5dr Petrol Plug In Hybrid 8g Dct Euro 6 (s/s) (218 Mercedes Benz A-Class

103,500 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Polo

44,877 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Focus

35,110 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Mercedes Benz A-Class

1.3 A180 Sport (Executive) Hatchback 5dr Petrol Ma Mercedes Benz A-Class

55,919 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£246/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Black+ Euro 6 (s/s) 5dr Mazda Cx 3

33,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Peugeot 208

1.2 Puretech Active Premium Plus Hatchback 5dr Petrol Manual Euro 6 (s/s) (75 Ps) Peugeot 208

3,095 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Barnsley
£193/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XF

63,531 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium) Coupe 2dr Diesel G-Tr Mercedes Benz C-Class

103,723 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Renault Grand Scenic

1.6 dCi Dynamique S Nav EDC Euro 6 (s/s) 5dr Renault Grand Scenic

55,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall Astra

1.2 Turbo Design Hatchback 5dr Petrol Manual Euro Vauxhall Astra

28,088 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Kia Picanto

1.0 T-GDi GT-Line S Hatchback 5dr Petrol Manual Eu Kia Picanto

18,288 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Worthing
£246/month
Example
  • Volvo V40 Cross Country

1.5 T3 Nav Plus Hatchback 5dr Petrol Auto Euro 6 ( Volvo V40 Cross Country

51,250 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Countryman

1.5 Cooper Euro 6 (s/s) 5dr MINI Countryman

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall Zafira

1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 Vauxhall Zafira

51,362 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Bristol
£246/month
Example
  • Jaguar XE

2.0i R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

57,874 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

27,520 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz A-Class

69,750 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Audi A1

1.0 Tfsi 30 Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (116 Ps) Audi A1

72,900 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

82,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Audi A4

1.4 TFSI S line S Tronic Euro 6 (s/s) 4dr Audi A4

78,881 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

53,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium Hatchback 5dr Petrol Hybrid DCT Euro 6 (s/s) (125 ps) Ford Fiesta

49,600 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Eastbourne
£246/month
Example
  • Fiat Panda

1.0 MHEV HYBRID RED Hatchback 5dr - ONLY 27000 MILES - Fiat Panda

27,527 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Toyota Yaris

1.5 VVT-h Icon Tech Hatchback 5dr Petrol Hybrid E-CVT - AUTOMATIC - Toyota Yaris

50,601 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.