Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

73-108 of over 1,000 cars

  • Volvo V90 Cross Country

2.0 Cross Country D4 AWD Volvo V90 Cross Country

11,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mazda 3

2.0 Mazda3 Sport Nav Auto 5dr Mazda 3

49,218 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Guildford
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

49,980 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

72,713 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Cooper

1.5 Cooper Sport Hatchback 3dr Petrol Manual Euro MINI Cooper

44,449 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Ignis

27,845 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Mercedes Benz B Class

1.5 B180d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

29,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

40,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Hatchback 5dr Petrol M Peugeot 208

10,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Preston
£193/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki SX4 S Cross

37,043 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Ford Edge

2.0 TDCi Titanium AWD Euro 6 (s/s) 5dr Ford Edge

49,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volvo V40

2.0 T2 R-Design Edition Hatchback 5dr Petrol Manua Volvo V40

37,444 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Golf

1.5 Golf R-Line TSi Evo 3dr Volkswagen Golf

71,460 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Guildford
£246/month
Example
  • Hyundai i30

1.4 T-GDi Premium SE Fastback 5dr Petrol Manual Eu Hyundai i30

29,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Preston
£246/month
Example
  • Volkswagen Golf

1.5 Tsi R Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Volkswagen Golf

106,666 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

61,346 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Norwich
£193/month
Example
  • Volvo V40

1.5 V40 Cross Country Nav+ T3 Auto 5dr Volvo V40

51,250 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • SEAT Ibiza

TSI FR SEAT Ibiza

40,700 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Swindon
£193/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Crossland

14,485 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Volkswagen Tiguan

2.0 TSI BlueMotion Tech SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

78,798 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 2 Series

1.5 218i Sport Convertible 2dr Petrol Auto Euro 6 (s/s) (136 Ps) BMW 2 Series

57,180 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz A-Class

69,750 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

26,500 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Audi A1

1.0 Tfsi 30 Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (116 Ps) Audi A1

72,900 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Volkswagen Tiguan

2.0 TSI BlueMotion Tech SEL SUV 5dr Petrol DSG 4Motion Euro 6 (s/s) (180 ps Volkswagen Tiguan

84,300 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Weston-Super-Mare
£246/month
Example
  • SEAT Ibiza

1.0 Tsi Fr Sport Hatchback 5dr Petrol Dsg Euro 6 (s/s) (110 Ps) SEAT Ibiza

56,598 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

67,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium Hatchback 5dr Petrol Hybrid DCT Euro 6 (s/s) (125 ps) Ford Fiesta

49,600 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Eastbourne
£246/month
Example
  • Mercedes Benz GLC

2.1 GLC250d AMG Line (Premium) G-Tronic+ 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

84,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Solihull
£246/month
Example
  • Peugeot 3008

2.0 BlueHDi GT EAT Auto 6Spd Euro 6 (s/s) 5dr Peugeot 3008

65,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Renault Megane

1.6 GT LINE NAV DCI 5d 130 BHP HATCHBACK Renault Megane

37,385 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Ford Focus

1.0T EcoBoost Vignale Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford Focus

37,382 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro 6 (s/s) (125 ps) Audi A1

31,043 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example
  • MG HS

1.5 T-GDI Excite SUV 5dr Petrol Manual Euro 6 - ONLY 42000 MILES - MG HS

42,558 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.