Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

37-72 of over 1,000 cars

  • MINI Hatch

1.5 Cooper Exclusive Hatchback Panoramic 3 Door Pe MINI Hatch

38,610 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Jaguar XE

2.0 D180 R-Dynamic S Auto Euro 6 (s/s) 4dr Jaguar XE

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD ss 5dr Land Rover Range Rover Evoque

58,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
West Bromwich
£246/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Hatchback 5dr Petrol Manual Euro Volkswagen Golf

46,794 miles 2019 Zero Deposit

Home Delivery Available

£12,000
York
£246/month
Example
  • Audi A7

3.0 TDI V6 S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A7

96,773 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

71,440 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£246/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A-Class

80,100 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Bristol
£246/month
Example
  • BMW 1 Series

1 SERIES 118i [1.5] M Sport Shadow Edition 5dr BMW 1 Series

67,009 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Grimsby
£246/month
Example
  • Mercedes Benz A-Class

1.3 A200 Sport Saloon 4dr Petrol Manual Euro 6 (s/ Mercedes Benz A-Class

79,527 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T Euro 6 (s/s) 5dr Suzuki Vitara

50,228 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Nissan Qashqai

1.3 DIG-T n-tec Euro 6 (s/s) 5dr Nissan Qashqai

39,678 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Peugeot 508

1.5 BlueHDi Allure Estate 5dr Diesel Manual Euro 6 Peugeot 508

52,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Southampton
£246/month
Example
  • MINI Clubman

1.5 Cooper Classic Euro 6 (s/s) 6dr MINI Clubman

52,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Beetle

1.4 TSi BlueMotion Tech Sport Hatchback 3 Door Pet Volkswagen Beetle

40,645 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Skoda Fabia

FABIA 1.0 MPI 80 SE Comfort 5dr Skoda Fabia

24,812 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Oxford
£193/month
Example
  • BMW 5 Series

3.0 535d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

115,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Renault Clio

CLIO 1.0 TCe 90 RS Line 5dr Renault Clio

17,063 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Renault Captur

CAPTUR 1.0 TCE 90 Techno 5dr Renault Captur

34,323 miles 2024 Zero Deposit

Home Delivery Available

£12,000
Reading
£193/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition S Tronic Euro 6 (s/s) 5dr Audi Q3

67,961 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Hatch

1.5 Cooper Sport Euro 6 (s/s) 3dr MINI Hatch

66,700 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Kuga

2.0 TDCi Vignale AWD Euro 6 (s/s) 5dr Ford Kuga

37,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • Mercedes Benz A-Class

1.6 A 200 AMG Line Executive Auto 5dr Mercedes Benz A-Class

74,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£246/month
Example
  • BMW X1

2.0 X1 xDrive 20i XLine Auto 4WD 5dr BMW X1

57,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mazda 2

1.5 SKYACTIV-G MHEV GT Sport Nav Hatchback 5dr Pet Mazda 2

43,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Southampton
£193/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Peugeot 208

24,127 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£193/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Basildon
£246/month
Example
  • Ford S Max

2.0 EcoBlue ST-Line MPV 5dr Diesel Auto Euro 6 (s/ Ford S Max

58,448 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • Ford Kuga

2.0 TDCi ST-Line SUV 5dr Diesel Powershift AWD Eur Ford Kuga

60,161 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz C-Class

1.6 C200d Sport Estate 5dr Diesel G-Tronic+ Euro 6 Mercedes Benz C-Class

50,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Stoke-on-Trent
£246/month
Example
  • Volkswagen Tiguan

TIGUAN 1.5 TSi EVO 150 Match 5dr Volkswagen Tiguan

78,686 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Oxford
£246/month
Example
  • Mercedes Benz A-Class

1.5 A 180 D AMG Line Executive Auto 5dr Mercedes Benz A-Class

48,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£246/month
Example
  • BMW 3 Series

3.0 330d M Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

99,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.