Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

80,623 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Renault Clio

1.0 TCe Iconic Edition Hatchback 5dr Petrol Manual Renault Clio

30,076 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

80,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 3 Series

3.0 335D XDRIVE M SPORT 4d 308 BHP - FREE DELIVERY BMW 3 Series

97,719 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE SUV 5dr Diesel Manual FWD Euro 6 (s/s) Land Rover Range Rover Evoque

47,411 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D XDRIVE SE GRAN COUPE 4d 188 BHP BMW 4 Series

63,500 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Golf

2.0 GTD TDI DSG 5d ESTATE 182 BHP - FREE DELIVERY* Volkswagen Golf

76,440 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi A5

2.0 TDI QUATTRO BLACK EDITION PLUS AUTOMATIC 5d 18 Audi A5

81,370 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP Mercedes Benz A Class

41,563 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • SEAT Leon

1.8 TSI FR Technology Hatchback 5dr Petrol Manual SEAT Leon

44,608 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Volkswagen Golf

2.0 GTD 3d 182 BHP Volkswagen Golf

58,685 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Amarok

2.0 DC TDI TRENDLINE 4MOTION 178 BHP - FREE DELIVE Volkswagen Amarok

83,972 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi A3

1.6 TDI S LINE 5d 109 BHP - FREE DELIVERY* Audi A3

54,408 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Auto Euro Mazda Cx 3

30,081 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE 5d 107 BHP Mercedes Benz A Class

36,837 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volvo V60

D3 [150] R DESIGN Nav 5dr Volvo V60

48,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s Nissan Qashqai

48,600 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Trafic

2.0 dCi ENERGY 30 Business Crew Van SWB Euro 6 (s/s) 6dr Renault Trafic

53,664 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF ST-Line Hatchback 5dr Petrol Man Ford Fiesta

19,418 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Worthing
£252/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G SE-L Nav SUV 5dr Petrol Manual Euro Mazda Cx 5

29,097 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5dr Auto Land Rover Range Rover Evoque

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
St Helens
£252/month
Example
  • SEAT Ibiza

1.0 TSI 115 FR 5dr SEAT Ibiza

36,726 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Caddy

1.6 C20 TDI STARTLINE BLUEMOTION TECHNOLOGY 101 BH Volkswagen Caddy

76,688 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 118i SE Business Euro 6 (s/s) 5dr BMW 1 Series

34,997 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Manual sDrive Euro 6 (s/ BMW X1

46,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Cambridge
£252/month
Example
  • Renault Master

MM35dCi 125 Business+ Medium Roof Van Renault Master

0 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar XE

3.0 V6 Supercharged S 4dr Auto Jaguar XE

91,300 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (83 ps) Suzuki Ignis

56,101 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.