Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

9,001 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 308

43,838 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5d 177 BHP Land Rover Range Rover Evoque

80,814 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

115,984 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

73,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI PROFESSIONAL L1 101 BHP 1 OWNER FULL H Peugeot Partner

30,737 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech Startline Panel Van 5d Volkswagen Caddy

94,135 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota AYGO

VVT-I X-TREND TSS Toyota AYGO

10,556 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Alfa Romeo MiTo

1.4 TB MultiAir Veloce TCT Euro 6 (s/s) 3dr Alfa Romeo MiTo

33,915 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz C Class

87,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 116d M Sport Euro 6 (s/s) 5dr BMW 1 Series

63,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Warrington
£252/month
Example
  • Mercedes Benz GLA Class

GLA220 2.1 GLA220 CDI AMG Line 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

55,319 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • BMW 4 Series

420 420D SPORT GRAN COUPE BMW 4 Series

62,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Leon

1.5 Tsi Evo Xcellence Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Leon

61,967 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Grimsby
£252/month
Example
  • Suzuki Vitara

SZ-T BOOSTERJET Suzuki Vitara

50,788 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

98,720 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BLUETEC AMG LINE 2d 174 BHP £0 DEPO Mercedes Benz E Class

55,509 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Boxer

2.2 HDi H1 L1 REAR HYDRAULIC LIFT REGISTERED AS 7 SEATER OR 4 PLUS 2 WHEELC Peugeot Boxer

52,907 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Bristol
£252/month
Example
  • Ford Transit

1.5 250 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

40,903 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Burnley
£200/month
Example
  • MG 3

1.5 Vti Tech Excite Hatchback 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG 3

5,030 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£200/month
Example
  • Volkswagen Polo

1.0 Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

15,900 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 350 LEADER XLWB DROPSIDE 130 BHP Ford Transit

76,719 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS 5-Door Audi Q3

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example
  • Ford Transit

2.0 TDCi 170ps Chassis Cab Ford Transit

77,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 ST-LINE EDITION 5d 94 BHP ONE LADY OWNER FROM Ford Fiesta

36,766 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT GRAN COUPE 4d 181 BHP AUTOMATIC D BMW 4 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz B Class

1.5 B 180 D AMG LINE PREMIUM 5d 107 BHP AUTOMATIC Mercedes Benz B Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

114 1.5 116D SPORT 5d 114 BHP BMW 1 Series

33,302 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP AUTOMATIC DIESEL BMW 5 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4i ecoTEC Energy Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

12,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.