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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

37-72 of over 1,000 cars

  • Volkswagen Polo

POLO 1.0 EVO 80 Match 5dr Volkswagen Polo

51,929 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Harlow
£246/month
Example
  • Land Rover Range Rover Velar

2.0 D180 Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

94,385 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • BMW 1 Series

2.0 120d M Sport Shadow Edition Hatchback 3dr Dies BMW 1 Series

80,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£246/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 5dr Kia Sportage

36,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£246/month
Example
  • Volkswagen Polo

POLO 1.0 SE 5dr Volkswagen Polo

27,069 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Harlow
£246/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

84,379 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£246/month
Example
  • Audi A6 Avant

2.0 TDI (190) Ultra Black Edition Auto Estate Audi A6 Avant

106,961 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Jaguar XE

2.0 D180 R-Dynamic S Auto Euro 6 (s/s) 4dr Jaguar XE

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

86,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£246/month
Example
  • Kia Stonic

1.0 T Gdi 4 Suv 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Stonic

29,994 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Hatchback 5dr Petrol Manual Euro Volkswagen Golf

46,794 miles 2019 Zero Deposit

Home Delivery Available

£12,000
York
£246/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line 7G-Tronic+ (s/s) 4dr Mercedes Benz C-Class

99,290 miles 2016 Zero Deposit

Home Delivery Available

£12,000
West Bromwich
£246/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Edition Hatchback 5dr Petrol Man Vauxhall Astra

14,988 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • BMW 1 Series

3.0 M135i Auto Euro 6 (s/s) 5dr BMW 1 Series

99,667 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£246/month
Example
  • Ford Fiesta

Active 1.0T EcoBoost (125) MHEV X Edition Ford Fiesta

38,551 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps) Mercedes Benz A-Class

51,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Audi A4

2.0 TDI 40 S line S Tronic Euro 6 (s/s) 5dr Audi A4

100,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£246/month
Example
  • SEAT Ibiza

IBIZA 1.0 TSI 115 FR [EZ] 5dr SEAT Ibiza

41,699 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Jaguar I Pace

400 90kWh SE Auto 4WD 5dr Jaguar I Pace

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£246/month
Example
  • Ford Kuga

2.0 TDCi Vignale AWD Euro 6 (s/s) 5dr Ford Kuga

37,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • Volvo S90

2.0 D4 R-Design Auto Euro 6 (s/s) 4dr Volvo S90

92,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£246/month
Example
  • Honda Cr V

1.6 i-DTEC EX Auto 4WD Euro 6 5dr Honda Cr V

74,489 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Slough
£246/month
Example
  • Dacia Sandero Stepway

1.0 Tce Journey Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

12,454 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • BMW 2 SERIES GRAN COUPE

2.0 218d Sport (LCP) Saloon 4dr Diesel Manual Euro BMW 2 SERIES GRAN COUPE

103,570 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Fiesta

1.0 ECOBOOST TITANIUM 5DR Ford Fiesta

27,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Honda Jazz

Jazz 1.3 i-VTEC EX Navi 5dr CVT Honda Jazz

47,113 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Passat

1.5 TSI EVO GT Saloon 4dr Petrol DSG Euro 6 (s/s) Volkswagen Passat

69,900 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Nissan Micra

MICRA 1.0 IG-T 92 N-Sport 5dr Nissan Micra

20,314 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Milton Keynes
£193/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A1

63,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Southampton
£246/month
Example
  • Kia Sportage

1.6 CRDi 2 Euro 6 (s/s) 5dr Kia Sportage

41,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Kia Sportage

SPORTAGE 1.6T GDi ISG 2 5dr [AWD] Kia Sportage

59,663 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Oxford
£246/month
Example
  • Citroen C4

1.5 BlueHDi Live MPV 5dr Diesel Manual Euro 6 (s/s Citroen C4

45,855 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Leeds
£193/month
Example
  • Vauxhall Corsa

CORSA 1.2 GS 5dr Vauxhall Corsa

22,943 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Audi A3

A3 35 TFSI Black Edition 5dr Audi A3

78,941 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz GLA Class

GLA 200d AMG Line 5dr Auto [Premium] Mercedes Benz GLA Class

54,519 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.