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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

49,885 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

49,082 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • BMW 1 Series

114 1.5 116D SPORT 5d 114 BHP BMW 1 Series

33,302 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW X4

2.0 20d SE SUV 5dr Diesel Auto xDrive Euro 6 (s/s) BMW X4

75,091 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.3 DiG-T 160 Acenta Premium 5 Nissan Qashqai

32,500 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Bolton
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo (130) Elite Edition Vauxhall Crossland

14,705 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£200/month
Example
  • Kia Sportage

1.6 T-GDi 2 AWD Euro 6 (s/s) 5dr Kia Sportage

52,916 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Ford Focus

1.5T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

41,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Coventry
£252/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz 240

2.4 Mercedes Benz 240

500 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT DSG Euro 6 Volkswagen Golf

55,206 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Doncaster
£252/month
Example
  • Ford Focus

1.5 EcoBlue Active Hatchback 5dr Diesel Auto Euro Ford Focus

40,600 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Volvo V60

D3 [150] R DESIGN Nav 5dr Volvo V60

48,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda 2

1.5 SE-L Nav+ 5dr - Automatic Mazda 2

49,213 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

9,001 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Ignis

Sz-t Dualjet Suzuki Ignis

14,977 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE Hatchback 5dr Petrol Manual Euro SEAT Ibiza

44,055 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Halifax
£200/month
Example
  • SEAT Arona

1.0 TSI FR SUV 5dr Petrol Manual Euro 6 (s/s) (110 SEAT Arona

22,467 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Halifax
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

40,441 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Halifax
£200/month
Example
  • Vauxhall Crossland

1.2T ecoTec (110) SE (6 Speed) Vauxhall Crossland

43,905 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz B Class

1.5 B 180 D AMG LINE PREMIUM 5d 107 BHP AUTOMATIC Mercedes Benz B Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP AUTOMATIC DIESEL BMW 5 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota AYGO

VVT-I X-TREND TSS Toyota AYGO

10,556 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A5

1.4 TFSI S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A5

96,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Ka

1.2 85 Active 5dr with Cruise Ford Ka

19,355 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

71,151 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Clio

1.6 E-TECH Evolution Hatchback 5dr Petrol Hybrid A Renault Clio

60,805 miles 2024 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Auto sDrive Euro 6 (s/s) BMW X1

70,541 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Movano

L3H2 F3500 DYNAMIC S/S Vauxhall Movano

56,600 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Hyundai i20

1.0 T-GDi MHEV Premium Hatchback 5dr Petrol Hybrid Hyundai i20

35,989 miles 2022 Zero Deposit

Home Delivery Available

£12,000
York
£200/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 3dr - Premi Ford Fiesta

14,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol Manual Euro 6 (s/ Kia Sportage

78,480 miles 2021 Zero Deposit

Home Delivery Available

£12,000
York
£200/month
Example
  • Mazda 2

1.5 e-Skyactiv G MHEV SE-L 5dr Mazda 2

12,273 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Northampton
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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