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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Volkswagen Golf

1.4 TSI BlueMotion Tech GT Estate 5dr Petrol DSG Euro 6 (s/s) (150 ps) Volkswagen Golf

46,146 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£244/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£244/month
Example
  • Mercedes Benz CLA

1.6 CLA 180 AMG Line Auto 4dr Mercedes Benz CLA

76,865 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Guildford
£244/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line 7G-Tronic+ (s/s) 4dr Mercedes Benz C-Class

99,290 miles 2016 Zero Deposit

Home Delivery Available

£12,000
West Bromwich
£244/month
Example
  • Mercedes Benz SLK

2.1 SLK250d AMG Sport Convertible 2dr Diesel G-Tronic Euro 6 (s/s) (204 ps) Mercedes Benz SLK

39,752 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Premium Plus) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) Mercedes Benz A-Class

47,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • MINI Hatch

2.0 Cooper S Exclusive Hatchback 5dr Petrol Manual Euro 6 (s/s) (192 Ps) MINI Hatch

44,333 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£244/month
Example
  • Volkswagen Golf

2.0 TDI GT Hatchback 5 Door Diesel Automatic DSG Y Volkswagen Golf

73,971 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Leeds
£244/month
Example
  • Honda Jazz

1.3 i-VTEC EX CVT Euro 6 (s/s) 5dr Honda Jazz

44,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Puma

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Puma

37,642 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (184 ps) , NICE SPEC Audi Q3

75,096 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Leicester
£244/month
Example
  • Citroen C3

1.2 PureTech Shine Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

15,638 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

86,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Swift

14,495 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Dacia Sandero Stepway

1.0 Tce Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

9,314 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Volkswagen Golf

2.0 TDI GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

102,891 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Skoda Kamiq

KAMIQ 1.0 TSI SE L 5dr DSG Skoda Kamiq

60,334 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

86,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Gillingham
£244/month
Example
  • Peugeot 208

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 208

27,950 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi Q2

1.0 TFSI 30 Sport Euro 6 (s/s) 5dr Audi Q2

65,500 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

61,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Barnsley
£244/month
Example
  • Volkswagen Passat

2.0 TDI SE Business Saloon 4dr Diesel DSG Euro 6 ( Volkswagen Passat

49,383 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Worthing
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

66,500 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi TT

2.0 TFSI Sport Coupe 3dr Petrol Manual Euro 6 (s/s Audi TT

58,339 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Suzuki SX4

1.4 SX4 S-Cross Motion Boosterjet MHEV 5dr Suzuki SX4

32,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£190/month
Example
  • Jaguar I Pace

400 90kWh S Auto 4WD 5dr Jaguar I Pace

64,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

78,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Swift

13,861 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£190/month
Example
  • Audi A1

1.0 TFSI 25 Technik Sportback 5dr Petrol Manual Eu Audi A1

79,773 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Leeds
£190/month
Example
  • Toyota AYGO

1.0 VVT-i x-trend Hatchback 5dr Petrol x-shift Eur Toyota AYGO

29,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive Euro 6 (s/s) 5dr MG ZS

17,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Citroen Spacetourer

1.6 BlueHDi Business M MPV 5dr Diesel ETG6 MWB Eur Citroen Spacetourer

73,082 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Tiguan

2.0 TDI Match DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

100,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leeds
£244/month
Example
  • SEAT Ibiza

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

34,795 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Audi A3

1.6 TDI 30 S line Sportback 5dr Diesel Manual Euro Audi A3

68,196 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
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