• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Manual AWD Euro 6 (s/s) (220 ps) Volvo XC60

71,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

37,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 Mhev Hatchback 3dr Petrol Manual Euro 6 (s/s) (70 Bhp) Fiat 500

10,000 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Manual 4WD Euro Land Rover Range Rover Evoque

49,842 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO SE Navigation SUV 5dr Petrol Manual Eu Volkswagen Tiguan

84,200 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

71,464 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech Shine Citroen C3

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

118 118i SPORT BMW 1 Series

42,807 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Cardiff
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Focus

36,200 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Beetle

2.0 TDI BlueMotion Tech R-Line Volkswagen Beetle

76,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

23,169 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Newport
£252/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 333 L2H2 W/V 130 BHP Peugeot Boxer

116,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Isuzu FORWARD

*EURO 6* 3.0 N65.150 L 150 BHP*NEW 16FT BODY* Isuzu FORWARD

117,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line Hatchback 5dr Petrol Manual (s/s) (107 g/km, 130 bhp) Peugeot 308

14,829 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • MINI Hatch

5-Door Hatch Cooper MINI Hatch

20,046 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Steptronic Euro 6 MINI Hatch

35,580 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Ford Fiesta

1.1 Ti Vct Trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (85 Ps) Ford Fiesta

4,994 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Jaguar E Pace

2.0 D150 S SUV 5dr Diesel Manual Euro 6 (s/s) (150 Jaguar E Pace

52,650 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Honda Jazz

1.3 i-VTEC SE Hatchback 5dr Petrol CVT Euro 6 (s/s Honda Jazz

11,950 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G SE-L Nav SUV 5dr Petrol Manual Eur Mazda Cx 5

80,627 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bangor
£252/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Estate 5dr Petrol Manual Euro Skoda Fabia

32,250 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Design 5dr Toyota Yaris

25,471 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Transporter

*AUTOMATIC* 2.0 TDI T32 Medium Roof SWB 150 ps*AIR Volkswagen Transporter

95,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

69,482 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Vauxhall Corsa

1.4 Griffin 5dr Hatchback Vauxhall Corsa

9,677 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech 5dr Toyota Yaris

28,101 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i20

1.0 T Gdi Mhev Se Connect Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) ( Hyundai i20

33,571 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

290 LR PV Ford Transit

84,902 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • MINI Hatch

1.5 Cooper 5dr MINI Hatch

47,345 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi Eclipse

1.5T Dynamic SUV 5dr Petrol CVT 4WD Euro 6 (s/s) ( Mitsubishi Eclipse

68,845 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Icon 5dr Toyota Yaris

19,874 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech 5dr Toyota Yaris

26,005 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI GT Hatchback 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

86,862 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.5 Turbo D Griffin Edition Hatchback 5dr Diesel M Vauxhall Astra

31,160 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q2

1.0 TFSI Sport SUV 5dr Petrol Manual Euro 6 (s/s) Audi Q2

53,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav+ SUV 5dr Petrol Manual 4W Mazda Cx 3

55,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.