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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Volkswagen Golf

GT TDI Volkswagen Golf

57,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£252/month
Example
  • Ford Focus

1.0 T 125PS Active Estate Ford Focus

55,341 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW Z Series

Z4 SDRIVE 20I ROADSTER CONVERTIBLE BMW Z Series

51,207 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

2.0 TFSI SE Technik Quattro Audi A5

30,931 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

2.0 BlueHDi 150 Allure 5dr EAT6 Peugeot 308

56,029 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TDCi ST-Line Ford Mondeo

43,703 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki SX4

1.6 SZ-T 5dr CVT Suzuki SX4

43,894 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford EcoSport

35,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 T EcoBoost ST-Line Ford EcoSport

42,123 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

CROSSLAND X ELITE NAV TURBO A Vauxhall Crossland

19,638 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Active Hatchback 5dr Petrol Manual E Ford Fiesta

51,281 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Toyota Prius

VVT-I EXCEL Toyota Prius

100,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • BMW 1 Series

118 118i [1.5] Sport 5dr BMW 1 Series

57,319 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

1.8 TFSI Sport Coupe 3dr Petrol Manual Euro 6 (s/s Audi TT

53,800 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.5 EcoBlue Vignale Euro 6 (s/s) 5dr Ford Focus

41,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stockton-on-Tees
£252/month
Example
  • Suzuki Celerio

1.0 SZ4 5dr AGS Suzuki Celerio

13,795 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

1.6 John Cooper Works SUV 5dr Petrol Manual ALL4 E MINI Countryman

51,631 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

300 BASE P/V L1 H1 Ford Transit

85,275 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Ford Galaxy

2.0 ZETEC TDCI 5d 148 BHP Ford Galaxy

93,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i10

1.0 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

25,892 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

36,182 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise 140BHP Euro 6 L3 H3 FRID Citroen Relay

87,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A8

3.0 L TDI QUATTRO SE EXECUTIVE 4d 254 BHP Audi A8

104,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi Eclipse

3 1.5 Mitsubishi Eclipse

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 230 EcoBlue Leader Crew Van Double Cab L2 Euro Ford Transit

54,814 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Ford Puma

46,121 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Oldham
£252/month
Example
  • BMW X1

S Drive 2.0i X Line Leather Seats VERIFIED MILES FRESH IMPORT FINANCE AVB BMW X1

40,159 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Range Rover Evoque

53,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition 5dr [Start Stop] Hatchback Peugeot 208

3,319 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Vauxhall Corsa

1.2 Griffin Edition 5dr Vauxhall Corsa

27,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 COOPER SD SEVEN 5d 168 BHP MINI Hatch

71,350 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.3 Iconic TCE 130 Petrol Turbo Renault Captur

54,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Kadjar

1.3 GT Line TCE 160 Petrol Turbo Renault Kadjar

45,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 208

1.2 Puretech Active Hatchback 5dr Petrol Manual Euro 6 (s/s) (75 Ps) Peugeot 208

12,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 SE VERIFIED MILES FRESH IMPORT FINANCE AVB Mercedes Benz A Class

51,973 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 TFSI FRESH IMPORT VERIFIED MILE FINANCE AVB Audi A4

36,376 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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