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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Kia Venga

1.6 4 MPV 5dr Petrol Auto Euro 6 (123 bhp) NEW MOT Kia Venga

18,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Winchester
£252/month
Example
  • Dacia Duster

ESSENTIAL SCE Dacia Duster

7,583 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 SE 5d 65 BHP Volkswagen Polo

37,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

2.0 TDCi ST-3 Ford Focus

78,502 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C5

1.2 PureTech 130 Feel 5dr Citroen C5

32,139 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

44,169 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Pulsar

1.2 DIG-T Tekna Hatchback 5dr Petrol XTRON Euro 6 Nissan Pulsar

15,391 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 T EcoBoost ST-Line Ford EcoSport

24,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Focus

20,664 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Clubman

2.0 Cooper D Sport Estate 6dr Diesel Manual Euro 6 (s/s) (150 ps) MINI Clubman

72,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Manual AWD Euro 6 (s/s) (220 ps) Volvo XC60

71,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Citroen C4

1.2 PureTech [130] Sense Plus 5dr Citroen C4

47,609 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Kia Sportage

1.6 T-GDi 2 GPF SUV 5dr Petrol Manual AWD Euro 6 ( Kia Sportage

91,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Renault Clio

1.0 Tce Techno Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Clio

11,800 miles 2023 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Hatchback 5dr Petrol D Volkswagen Golf

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Volkswagen Polo

2.0 TSI GTI Hatchback 5dr Petrol DSG Euro 6 (s/s) Volkswagen Polo

86,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 GLA 200d AMG Line 5dr Auto [Executive] Mercedes Benz GLA Class

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£252/month
Example
  • Suzuki Vitara

1.6 SZ-T 5dr Auto Suzuki Vitara

67,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£252/month
Example
  • Citroen C4

1.2 PureTech Flair MPV 5dr Petrol Manual Euro 6 (s/s) (130 ps) Citroen C4

34,952 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 Kia Sportage

40,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 Mild Hybrid 3dr Fiat 500

6,939 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Nissan Qashqai

1.5 dCi 115 N-Connecta 5dr Nissan Qashqai

41,241 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech C-Series 5dr Citroen C3

16,377 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Peugeot 208

1.2 Puretech Allure Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 208

42,405 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG ZS

1.0 T-GDI Excite SUV 5dr Petrol Auto Euro 6 (111 p MG ZS

16,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 Ecoblue Trend Panel Van 5dr Diesel Manual L1 H1 Euro 6 (130 Ps) Ford Transit

47,900 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE Hatchback 5dr Petrol Manual Euro SEAT Ibiza

49,090 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.4 TFSI e-tron Audi A3

52,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

104,450 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Alphard

Conversion Toyota Alphard

71,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G SE-L Convertible 2dr Petrol Manual Euro 6 (131 ps) Mazda Mx 5

38,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI S line Hatchback 3dr Petrol Manual Euro 6 Audi A1

37,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

COOPER PARK LANE AUTO MINI Countryman

36,039 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Puma

EcoBoost MHEV ST-Line X First Edition SUV 5dr Petrol Manual Euro 6 (s/s) (1 Ford Puma

71,400 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

48,034 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Trend Hatchback 5dr Petrol Manu Ford Fiesta

2,757 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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