Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Renault Kadjar

DYNAMIQUE NAV DCI 5-Door Renault Kadjar

33,600 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.7 CRDI 1 ISG 5d 114 BHP Kia Sportage

33,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai ix35

CRDI SE++LOW MILEAGE BIG SPEC++ Hyundai ix35

21,240 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

MATCH EDITION 1.6TDI BMT DSG ++SAT NAV HEATED SEATS £20 ROAD TAX FVWS Volkswagen Golf

44,658 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

SPORTBACK 1.4 TFSI S LINE 5-Door Audi A1

71,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • Mercedes Benz Citan

1.5CDI 111 XLWB WHITE VAN WITH TWIN SIDE LOADING D Mercedes Benz Citan

49,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.8 TFSI S line Hatchback 3dr Petrol S Tronic quattro Euro 6 (s/s) (Nav) (1 Audi A3

64,608 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 Zetec 5dr Ford EcoSport

13,450 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

d V6 241 Auto Start-Stop Premium Luxury Jaguar XF

108,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.2 TDCi 155ps HIGH TOP Trend Van Ford Transit

115,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

C220 C220d SE Executive Edition 5dr 9G-Tronic Mercedes Benz C Class

73,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 COOPER 3d 134 BHP MINI Hatch

32,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

69,750 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Vauxhall Crossland

ecoTEC D SE 1.6 Vauxhall Crossland

13,393 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

80,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

50,259 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.6 625 ENTERPRISE L1 BLUEHDI 74 BHP SERVICED WITH Citroen Berlingo

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Citan

111 CDI SPORT VAN 110 BHP 6 SPEED Mercedes Benz Citan

80,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Chelmsford
£252/month
Example
  • Audi A5

2.0 TFSI QUATTRO BLACK EDITION 2d 222 BHP 2 Keys, Audi A5

52,125 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Renault Clio

0.9 TCE 90 GT Line 5dr Renault Clio

9,450 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

0.9 ICONIC TCE 5d 89 BHP Renault Captur

17,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.2 SD4 SE Tech 4WD (s/s) 5dr Land Rover Discovery Sport

76,127 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

D PORTFOLIO AWD FULL SERVICE HISTORY DAB RADIO WI-FI FRONT AND REAR HEATED Jaguar XF

91,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£252/month
Example
  • Ford Transit

300 BASE P/V L1 H1 Ford Transit

85,275 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

71,180 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

2.0 BlueHDi GT EAT Auto 6Spd Euro 6 (s/s) 5dr Peugeot 308

89,513 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.6 SPORT NAV S/S 5d 119 BHP Vauxhall Grandland

47,077 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

83,864 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol Manual Eur Nissan Qashqai

29,795 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan X Trail

1.6 dCi N-Tec 5dr Nissan X Trail

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.