Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Renault Zoe

I DYNAMIQUE ZEN Renault Zoe

31,774 miles 2015 Zero Deposit

Home Delivery Available

£11,795
Swindon
£247/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav 5dr 2WD Estate Hyundai Tucson

54,747 miles 2017 Zero Deposit

Home Delivery Available

£11,795
Burnley
£247/month
Example
  • Fiat 500

1.2 Rock Star 3dr Hatchback Fiat 500

5,900 miles 2020 Zero Deposit

Home Delivery Available

£11,795
Huddersfield
£247/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive Premium 5dr 2WD Hyundai Tucson

78,292 miles 2015 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Mitsubishi Outlander

2.0h 12kWh Juro SUV 5dr Petrol Plug-in Hybrid CVT Mitsubishi Outlander

67,360 miles 2018 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan Qashqai

41,316 miles 2018 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Vauxhall Grandland

1.5 Turbo D Blueinjection Sport Nav Suv 5dr Diesel Manual Euro 6 (s/s) (130 Vauxhall Grandland

34,500 miles 2019 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Land Rover Discovery Sport

2.2 SD4 SE Auto 4WD Euro 5 (s/s) 5dr Land Rover Discovery Sport

80,000 miles 2015 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech R-Line Edition Hatchback 3dr Diesel Manual Euro 6 ( Volkswagen Golf

76,528 miles 2016 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

52,662 miles 2018 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Peugeot 308

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 308

63,181 miles 2017 Zero Deposit

Home Delivery Available

£11,795
Luton
£247/month
Example
  • Nissan Qashqai

DIG-T N-Connecta Nissan Qashqai

45,000 miles 2018 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT EXECUTIVE 5d 107 BHP Mercedes Benz A Class

50,104 miles 2016 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • BMW 5 Series

2.0 520D SE 4d 188 BHP BMW 5 Series

95,470 miles 2016 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Ford Transit

2.0 300 LIMITED P/V ECOBLUE 129 BHP Ford Transit

89,018 miles 2020 Zero Deposit

Home Delivery Available

£11,795
Oldham
£247/month
Example
  • Nissan Juke

1.2 DiG-T N-Connecta 5dr Nissan Juke

11,480 miles 2018 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Citroen Berlingo

M 650 BLUEHDI 75 L1H1 ENTERPRISE SWB LOW ROOF (19062) Citroen Berlingo

40,951 miles 2021 Zero Deposit

Home Delivery Available

£11,794
Swindon
£247/month
Example
  • Mazda Cx 5

SPORT NAV + FULL BLACK LEATHER + NEW MOT + FINANCE ME + Mazda Cx 5

86,414 miles 2016 Zero Deposit

Home Delivery Available

£11,791
£247/month
Example
  • Hyundai i30

T-GDI S * FMDSH + ONE OWNER * Hyundai i30

15,895 miles 2018 Zero Deposit

Home Delivery Available

£11,791
£247/month
Example
  • BMW 1 Series

118 118i [1.5] Sport 5dr Hatchback BMW 1 Series

39,712 miles 2016 Zero Deposit

Home Delivery Available

£11,791
Bolton
£247/month
Example
  • Ford C Max

1.5 TITANIUM TDCI Ford C Max

43,300 miles 2015 Zero Deposit

Home Delivery Available

£11,790
Newport
£247/month
Example
  • Mercedes Benz E Class

3.0 E 350 D AMG LINE EDITION PREMIUM 2d 255 BHP RA Mercedes Benz E Class

92,000 miles 2016 Zero Deposit

Home Delivery Available

£11,790
£247/month
Example
  • Volkswagen Caddy

2.0 C20 TDI STARTLINE 101 BHP Volkswagen Caddy

77,800 miles 2016 Zero Deposit

Home Delivery Available

£11,790
Leeds
£247/month
Example
  • Ford Mondeo

1.5 TDCi ECOnetic Titanium Euro 6 (s/s) 5dr Ford Mondeo

30,500 miles 2016 Zero Deposit

Home Delivery Available

£11,790
£247/month
Example
  • Nissan Micra

Hatchback Tekna Nissan Micra

31,404 miles 2020 Zero Deposit

Home Delivery Available

£11,790
£247/month
Example
  • Audi A3

1.6 TDI SE TECHNIK 5d 109 BHP , LOW RATE FINANCE A Audi A3

36,286 miles 2016 Zero Deposit

Home Delivery Available

£11,790
£247/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Saloon 4dr Diesel Manual Euro 6 (s/ Volkswagen Passat

76,850 miles 2017 Zero Deposit

Home Delivery Available

£11,790
£247/month
Example
  • Citroen C3

1.2 PureTech Flair EAT6 Euro 6 (s/s) 5dr Citroen C3

43,637 miles 2017 Zero Deposit

Home Delivery Available

£11,790
£247/month
Example
  • Vauxhall Insignia

2.0L SRI NAV VX-LINE S/S 5d 246 BHP Vauxhall Insignia

36,000 miles 2016 Zero Deposit

Home Delivery Available

£11,789
£247/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.