Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Peugeot 508

1.5 BlueHDi Allure Fastback 5dr Diesel EAT Euro 6 Peugeot 508

71,950 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Movano

2.3 L3H2 F3500 P/V 129 BHP Vauxhall Movano

37,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Long Panel Van LWB Euro 6 (s/s) 6dr Peugeot Expert

43,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Manual AWD Euro 6 (s/s) (220 ps) Volvo XC60

71,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Volvo V40

2.0 T3 Momentum Nav Plus Euro 6 (s/s) 5dr Volvo V40

28,687 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.5 1.5 5d 148 BHP Ford Focus

66,749 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

83,588 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Scirocco

1.4 GT TSI BLUEMOTION TECHNOLOGY 2d 123 BHP Volkswagen Scirocco

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Ford Ranger

LIMITED 4X4 DCB TDCI Ford Ranger

101,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

2020/70 1.2 SRI VX LINE NAV 5d 144 BHP, One Owner, Vauxhall Astra

34,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Rio

2019/19 1.0 2 ISG 5d 99 BHP, Only one owner, Only Kia Rio

6,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 5dr Petrol Auto Euro 6 (s/s MINI Hatch

62,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Maserati Ghibli

3.0D V6 ZF Euro 5 (s/s) 4dr Maserati Ghibli

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • SEAT Leon

2.0 TSI Cupra 290 Black Sport Tourer 5dr Petrol DS SEAT Leon

89,372 miles 2016 Zero Deposit

Home Delivery Available

£11,995
York
£252/month
Example
  • Mitsubishi Outlander

PHEV JURO Mitsubishi Outlander

63,050 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan NV400

2.3 dCi 35 Tekna L3 H2 Nissan NV400

65,450 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.2 PURETECH FEEL M S/S 5d 109 BHP Citroen Berlingo

77,039 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Estima

Hybrid E-FOUR 8-SEATS 2.4 5dr Toyota Estima

68,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Mercedes Benz Vito

114CDI Progressive Van Mercedes Benz Vito

56,493 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo XC60

2.0 D4 R-Design Nav SUV 5dr Diesel Auto Euro 6 (s/ Volvo XC60

107,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V60

2.0 D3 SE LUX NAV 5d 148 BHP Volvo V60

63,891 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Sprinter

2.1 210 CDi Mercedes Benz Sprinter

62,133 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia XCEE'D

1.6 CRDi 3 SUV 5dr Diesel Manual 134 bhp Kia XCEE'D

56,028 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Aberdeen
£252/month
Example
  • Volkswagen Touran

1.6 TDI 115 SE Family 5dr Volkswagen Touran

86,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Chichester
£252/month
Example
  • Mercedes Benz C Class

C180 1.6 C180 AMG Sport Edition Coupe 2dr Petrol G-Tron Mercedes Benz C Class

57,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 5dr Diesel 7G- Mercedes Benz CLA

94,294 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Ford Transit

61,820 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Ford Transit

1.5 EcoBlue 120ps Trend D/Cab Van Ford Transit

84,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • Nissan Leaf

TEKNA 5d 148 BHP Nissan Leaf

17,984 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 TECH LINE NAV S/S 5d 129 BHP Vauxhall Grandland

62,774 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D SE Euro 6 (s/s) 5dr Vauxhall Combo

52,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Manual AWD Euro 6 Volvo XC60

71,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5dr Petrol DSG Euro 6 (s/s) Volkswagen Golf

50,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.