Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Vauxhall Corsa

1.2 Turbo Design Auto Euro 6 (s/s) 5dr Vauxhall Corsa

20,097 miles 2023 Zero Deposit

Home Delivery Available

£11,994
London
£244/month
Example
  • BMW X1

2.0 20i Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

75,000 miles 2017 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • Audi Q3

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 5dr (Nav) Audi Q3

64,000 miles 2016 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh Design CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

80,900 miles 2020 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition S Tronic Euro 6 (s/s) 5dr Audi Q3

75,500 miles 2017 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • BMW 3 Series

3.0 330d M Sport GT Auto Euro 6 (s/s) 5dr BMW 3 Series

77,300 miles 2016 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • Volkswagen Passat

1.6 TDI SEL Estate 5dr Diesel DSG Euro 6 (s/s) (12 Volkswagen Passat

78,000 miles 2019 Zero Deposit

Home Delivery Available

£11,994
£244/month
Example
  • Hyundai IONIQ

1.6 h-GDi Premium SE DCT Euro 6 (s/s) 5dr Hyundai IONIQ

51,000 miles 2018 Zero Deposit

Home Delivery Available

£11,994
£244/month
Example
  • Audi A5

2.0 TDI S line S Tronic Euro 6 (s/s) 2dr Audi A5

96,100 miles 2017 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • Audi A4

2.0 TDI 35 Sport S Tronic Euro 6 (s/s) 4dr Audi A4

76,600 miles 2019 Zero Deposit

Home Delivery Available

£11,994
Oldham
£244/month
Example
  • Renault Clio

CLIO 1.3 TCe 130 RS Line 5dr EDC Renault Clio

24,951 miles 2020 Zero Deposit

Home Delivery Available

£11,991
£244/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Focus

14,325 miles 2018 Zero Deposit

Home Delivery Available

£11,991
£244/month
Example
  • SEAT Leon

2.0 TSI Cupra 280 Sport Tourer Euro 6 (s/s) 5dr SEAT Leon

67,520 miles 2016 Zero Deposit

Home Delivery Available

£11,991
Leeds
£244/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Hatchback 5dr Petrol E Peugeot 208

29,923 miles 2022 Zero Deposit

Home Delivery Available

£11,991
£244/month
Example
  • Jaguar XE

2.0i R Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (250 Ps) Jaguar XE

52,814 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Mercedes Benz C-Class

2.0 C200 Sport G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Audi Q3

2.0 TDI Black Edition quattro Euro 6 (s/s) 5dr Audi Q3

98,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Jaguar E Pace

2.0 D180 S Suv 5dr Diesel Auto Awd Euro 6 (s/s) (180 Ps) Jaguar E Pace

75,466 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Volkswagen Polo

1.0 TSI Active Euro 6 (s/s) 5dr Volkswagen Polo

71,500 miles 2022 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Audi TT

1.8 TFSI S line Roadster Euro 6 (s/s) 2dr Audi TT

83,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Mazda 6

2.5 SKYACTIV-G GT Sport Nav+ Auto Euro 6 (s/s) 4dr Mazda 6

83,700 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Honda Jazz

1.3 i-VTEC EX CVT Euro 6 (s/s) 5dr Honda Jazz

44,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium Euro 6 (s/s) 5dr Ford Puma

29,931 miles 2020 Zero Deposit

Home Delivery Available

£11,990
Halifax
£244/month
Example
  • Volkswagen Golf

1.6 TDI SE Nav Euro 6 (s/s) 5dr Volkswagen Golf

45,800 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Peugeot 2008

E- Electric Estate Allure Premium+ Peugeot 2008

14,752 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Chester
£244/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Euro 6 (s/s) 5dr Volkswagen Golf

23,500 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh Ultimate Auto 5dr Vauxhall MOKKA ELECTRIC

29,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Bury
£244/month
Example
  • Vauxhall Insignia

1.5 SE NAV 5d 121 BHP Vauxhall Insignia

58,230 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Mercedes Benz C-Class

1.6 C 200 D SE EXECUTIVE EDITION 5d 136 BHP Mercedes Benz C-Class

91,346 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Jeep Cherokee

2.2 M-JET II LIMITED ADII 5d 197 BHP Jeep Cherokee

61,324 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE TECH 5d 148 BHP Land Rover Range Rover Evoque

78,566 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

39,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Bedford
£244/month
Example
  • Vauxhall Zafira

1.4 DESIGN 5d 138 BHP Vauxhall Zafira

18,649 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • SsangYong Korando

2.2 LE 5d 176 BHP SsangYong Korando

55,111 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Volkswagen Golf

1.4 MATCH EDITION TSI DSG BMT 5d 124 BHP Volkswagen Golf

73,113 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE 5d 148 BHP Land Rover Range Rover Evoque

74,968 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.