Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Nissan Juke

1.6 DIG-T Nismo RS XTRON 4WD Euro 6 5dr Nissan Juke

38,567 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 340 LR P/V 129 BHP Ford Transit

99,988 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Vauxhall Movano

2.3 F3500 L3H2 P/V CDTI 134 BHP Vauxhall Movano

81,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Ford Transit

2.2 350 SHR P/V 124 BHP Ford Transit

93,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Citroen C3

1.2 PureTech Flair EAT6 (s/s) 5dr Citroen C3

6,785 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 AVANT TDI ULTRA SPORT 5d 148 BHP Audi A4

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen CC

2.0 TDI BlueMotion Tech R-Line Black Edition Saloo Volkswagen CC

50,566 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Land Rover Range Rover Evoque

64,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Volkswagen Caddy

45,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

1.6 1000 L1H1 ENTERPRISE HDI 89 BHP Citroen Dispatch

41,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech GT Hatchback 5dr Diesel Ma Volkswagen Golf

64,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.6 Tekna XTRON Euro 6 5dr Nissan Juke

21,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG 5

115kW Exclusive EV 53kWh 5dr Auto MG 5

26,164 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

280 LIMITED L1H1 SWB VAN AIR CON EURO 6 / ULEZ COMPLIANT Ford Transit

104,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Worthing
£252/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan Qashqai

53,761 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Ford Transit

94,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Basildon
£252/month
Example
  • Renault Kadjar

1.3 TCe Iconic Euro 6 (s/s) 5dr Renault Kadjar

33,518 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Southend-on-Sea
£252/month
Example
  • Ford Kuga

2.0 ST-LINE X TDCI 5d 148 BHP ***1 FORMER KEEPER - Ford Kuga

75,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

1.5 218i SE MPV 5dr Petrol Manual Euro 6 (s/s) (14 BMW 2 Series

49,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • BMW 1 Series

2.0 125d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

53,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • BMW 5 Series

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW 5 Series

93,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Cr V

2.0 i-VTEC EX 5dr Auto Honda Cr V

75,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

PureTech 110 Shine Plus 1.2 EAT6 Citroen C3

50,975 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

3.0 535d Luxury Auto Euro 6 (s/s) 4dr BMW 5 Series

110,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar F Pace

2.0d [163] R-Sport 5dr Jaguar F Pace

83,127 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • MINI Hatch

1.5 Cooper Euro 6 (s/s) 3dr MINI Hatch

4,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Abarth 595

1.4 T-Jet Competizione Hatchback 3dr Petrol Auto E Abarth 595

34,900 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Telford
£252/month
Example
  • Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 Audi A5

70,113 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

102,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Manual 4WD Euro 6 ( Land Rover Range Rover Evoque

41,238 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

ELITE PREMIUM 5-Door Vauxhall Mokka

6,672 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise M Citroen Dispatch

76,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.