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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

901-936 of over 1,000 cars

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1.0 T EcoBoost Zetec SUV 5dr Petrol (s/s) (125 ps) Ford EcoSport

6,918 miles 2018 Zero Deposit

Home Delivery Available

2.0 SKYACTIV-G SE Nav Auto Euro 6 (s/s) 5dr Mazda 3

6,700 miles 2017 Zero Deposit

Home Delivery Available

1.5 VTi-TECH Exclusive Hatchback 5dr Petrol (s/s) (106 ps) MG 3

10 miles 2019 Zero Deposit

Home Delivery Available

1.4 City Cross MPV 5dr Petrol (95 bhp) Fiat 500

11 miles 2019 Zero Deposit

Home Delivery Available

1.5 T3 Pro Cross Country 5dr Petrol Auto (s/s) (152 ps) Volvo V40

48,875 miles 2016 Zero Deposit

Home Delivery Available

1.2 Dualjet SZ3 Hatchback 5dr Petrol Manual (s/s) (90 ps) Suzuki Swift

10 miles 2019 Zero Deposit

Home Delivery Available

1.5 TDCi ST-Line Hatchback 5dr Diesel (s/s) (120 ps) Ford Focus

28,500 miles 2017 Zero Deposit

Home Delivery Available

1.6 GDi Blue Drive S SUV 5dr Petrol (s/s) (132 ps) Hyundai Tucson

4,859 miles 2016 Zero Deposit

Home Delivery Available

1.5 TDCi Zetec SUV 5dr Diesel (s/s) (120 ps) Ford Kuga

29,106 miles 2016 Zero Deposit

Home Delivery Available

2.0 TDI BlueMotion Tech SE Nav Hatchback 5dr Diesel DSG (s/s) (150 ps) Volkswagen Golf

68,668 miles 2017 Zero Deposit

Home Delivery Available

1.6 TDI SE Dynamic Technology Hatchback 5dr Diesel DSG (s/s) (115 ps) SEAT Leon

36,600 miles 2018 Zero Deposit

Home Delivery Available

1.0 Boosterjet SZ4 SUV 5dr Petrol (s/s) (111 ps) Suzuki SX4

2 miles 2019 Zero Deposit

Home Delivery Available

1.0 Boosterjet SZ-T Hatchback 5dr Petrol (111 ps) Suzuki Swift

1,555 miles 2019 Zero Deposit

Home Delivery Available

1.6 SZ-T SUV 5dr Petrol Auto (s/s) (120 ps) Suzuki Vitara

18,519 miles 2016 Zero Deposit

Home Delivery Available

1.2 SE ECOTEC S/S Vauxhall Crossland

8,000 miles 2019 Zero Deposit

Home Delivery Available

1.2 SE ECOTEC S/S Vauxhall Crossland

10,000 miles 2019 Zero Deposit

Home Delivery Available

1.0 VVT i Pure Euro 6 (s/s) 5dr Toyota AYGO

8,000 miles 2023 Zero Deposit

Home Delivery Available

1.0 Boosterjet SZ-T 5dr Suzuki Swift

10 miles 2019 Zero Deposit

Home Delivery Available

1.0T EcoBoost Titanium Hatchback 5dr Petrol Auto (s/s) (100 ps) Ford Fiesta

12,073 miles 2017 Zero Deposit

Home Delivery Available

1.0 Boosterjet SZ4 SUV 5dr Petrol Manual (120 g/km, 109 bhp) Suzuki SX4

3,375 miles 2019 Zero Deposit

Home Delivery Available

5-Door Hatch Cooper MINI Hatch

20,046 miles 2017 Zero Deposit

Home Delivery Available

1.2 PureTech GT Line Hatchback 5dr Petrol Manual (s/s) (107 g/km, 130 bhp) Peugeot 308

14,829 miles 2017 Zero Deposit

Home Delivery Available

1.4 eHybrid 12.8kWh FR Hatchback 5dr Petrol Plug-i SEAT Leon

79,248 miles 2021 Zero Deposit

Home Delivery Available

1.6 SRI NAV S/S Vauxhall Astra

31,800 miles 2018 Zero Deposit

Home Delivery Available

1.2 Dualjet SZ-T 5dr Suzuki Ignis

120 miles 2020 Zero Deposit

Home Delivery Available

2.0 MATCH EDITION TDI BMT 5d 148 BHP Volkswagen Golf

87,186 miles 2016 Zero Deposit

Home Delivery Available

2.0 EcoBlue 130ps H3 Leader Van Ford Transit

90,000 miles 2022 Zero Deposit

Home Delivery Available

1.0 TCE 100 Iconic 5dr Renault Captur

29,000 miles 2020 Zero Deposit

Home Delivery Available

1.6 GRAND SPORT SRI NAV ECOTEC Vauxhall Insignia

36,450 miles 2017 Zero Deposit

Home Delivery Available

2.0 118D M SPORT 5d 147 BHP BMW 1 Series

60,950 miles 2015 Zero Deposit

Home Delivery Available

1.5 TSI EVO FR Euro 6 (s/s) 5dr SEAT Leon

61,500 miles 2020 Zero Deposit

Home Delivery Available

1.0 SZ5 BOOSTERJET SHVS Suzuki Swift

11,000 miles 2019 Zero Deposit

Home Delivery Available

1.2 SZ-T DUALJET SHVS Suzuki Ignis

5,000 miles 2019 Zero Deposit

Home Delivery Available

1.6 E-torQ Sport 5dr Jeep Renegade

16,284 miles 2018 Zero Deposit

Home Delivery Available

1.6TDI (105ps) S (BMT)(s/s) Hatchback 5d 1598cc Volkswagen Golf

12,300 miles 2015 Zero Deposit

Home Delivery Available

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

45,000 miles 2017 Zero Deposit

Home Delivery Available

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.