Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Ford Mondeo

2.0 ZETEC EDITION ECOBLUE 5d 148 BHP Ford Mondeo

71,515 miles 2020 Zero Deposit

Home Delivery Available

£11,800
Leicester
£247/month
Example
  • Toyota Yaris

1.5 VVT-I DESIGN M-DRIVE S 5d 73 BHP HYBRID AUTOMA Toyota Yaris

45,000 miles 2017 Zero Deposit

Home Delivery Available

£11,800
£247/month
Example
  • Ford Kuga

2.0 TITANIUM TDCI 5d 177 BHP Ford Kuga

61,658 miles 2018 Zero Deposit

Home Delivery Available

£11,800
Ipswich
£247/month
Example
  • Volkswagen Golf

1.6 MATCH TDI DSG 5d 114 BHP Volkswagen Golf

84,724 miles 2019 Zero Deposit

Home Delivery Available

£11,800
Leicester
£247/month
Example
  • Citroen C3

1.2 PureTech 82 Flair Nav Edition 5dr Citroen C3

21,073 miles 2018 Zero Deposit

Home Delivery Available

£11,800
Bristol
£247/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP AIR CON, BLUETOOTH, C Mercedes Benz A Class

86,116 miles 2016 Zero Deposit

Home Delivery Available

£11,799
£247/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Hatchback 5dr Petrol Manual Eu Skoda Fabia

28,591 miles 2020 Zero Deposit

Home Delivery Available

£11,799
Solihull
£247/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Euro 6 2dr Mazda Mx 5

64,768 miles 2016 Zero Deposit

Home Delivery Available

£11,799
£247/month
Example
  • Kia Rio

1.0 T GDi 2 5dr Hatchback Kia Rio

30,268 miles 2020 Zero Deposit

Home Delivery Available

£11,799
£247/month
Example
  • Ford Fiesta

1.0 Titanium 5dr 6Spd 125PS Ford Fiesta

23,065 miles 2019 Zero Deposit

Home Delivery Available

£11,799
£247/month
Example
  • Mitsubishi Outlander

2.0L PHEV GX 4H 5d 162 BHP Mitsubishi Outlander

91,889 miles 2015 Zero Deposit

Home Delivery Available

£11,799
£247/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) ( Land Rover Discovery Sport

78,522 miles 2017 Zero Deposit

Home Delivery Available

£11,799
£247/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited L1 Euro 6 (s/s) 5dr Ford Transit

47,614 miles 2019 Zero Deposit

Home Delivery Available

£11,799
Telford
£247/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 Titanium 5dr Ford Fiesta

32,233 miles 2017 Zero Deposit

Home Delivery Available

£11,798
£247/month
Example
  • Citroen C3

1.2 PureTech 82 Flair 5dr Citroen C3

16,425 miles 2018 Zero Deposit

Home Delivery Available

£11,798
Blackburn
£247/month
Example
  • Jaguar XE

2.0 GTDi R-Sport Saloon 4dr Petrol Auto Euro 6 (s/ Jaguar XE

44,650 miles 2016 Zero Deposit

Home Delivery Available

£11,797
£247/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium 2WD Euro 6 (s/s) 5dr Ford Kuga

37,000 miles 2018 Zero Deposit

Home Delivery Available

£11,796
Birmingham
£247/month
Example
  • Vauxhall Astra

1.4T 16V 150 SRi Vx-line Nav 5dr Vauxhall Astra

45,401 miles 2019 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Mazda Cx 5

2.0 SE-L NAV 5d 163 BHP 2.0 SKYACTIV-G SE-L Nav 2W Mazda Cx 5

82,542 miles 2016 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Ford Transit

2.2 270 TREND LR P/V 99 BHP Ford Transit

78,900 miles 2015 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Nissan Qashqai

1.2L TEKNA DIG-T 5d 113 BHP FULL SERVICE HISTORY+F Nissan Qashqai

55,822 miles 2015 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Nissan Qashqai

1.2 DiG-T N-Connecta 5dr Nissan Qashqai

42,000 miles 2016 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Volvo XC60

2.4 D5 R-Design Lux Nav SUV 5dr Diesel Auto AWD Eu Volvo XC60

116,000 miles 2017 Zero Deposit

Home Delivery Available

£11,795
Preston
£247/month
Example
  • Alfa Romeo Giulietta

1.4 TB SPORT 5d 120 BHP Alfa Romeo Giulietta

31,000 miles 2018 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Audi A3

1.6 TDI S LINE 3d 109 BHP Audi A3

73,711 miles 2017 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Abarth 595

1.4 T Jet Turismo 70th Hatchback 3dr Petrol Manual Euro 6 (165 Bhp) Abarth 595

37,900 miles 2019 Zero Deposit

Home Delivery Available

£11,795
Southampton
£247/month
Example
  • MINI Hatch

2.0 5-Door Hatch Cooper S Sport MINI Hatch

66,525 miles 2019 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Ford Fiesta

1.0t Ecoboost Active X Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Fiesta

17,942 miles 2018 Zero Deposit

Home Delivery Available

£11,795
Northampton
£247/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/ Land Rover Range Rover Evoque

94,360 miles 2015 Zero Deposit

Home Delivery Available

£11,795
Plymouth
£247/month
Example
  • Skoda Octavia

2.0 VRS TDI CR DSG 5d 181 BHP FINANCE+NATIONWIDE D Skoda Octavia

85,480 miles 2015 Zero Deposit

Home Delivery Available

£11,795
Doncaster
£247/month
Example
  • Volkswagen Polo

1.0 EVO SE Euro 6 (s/s) 5dr Volkswagen Polo

26,000 miles 2019 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Elite Nav 5dr 4WD Vauxhall Mokka

44,104 miles 2019 Zero Deposit

Home Delivery Available

£11,795
£247/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.