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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Land Rover Range Rover Evoque

2.0 ED4 SE 5d 148 BHP Land Rover Range Rover Evoque

41,268 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

66,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 ED4 HSE 5d 150 BHP Land Rover Discovery Sport

92,479 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

55,617 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320d SE Touring 5dr Diesel Auto xDrive Euro 6 BMW 3 Series

95,321 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

2.0 TDI ultra Sport Coupe 3dr Diesel Manual Euro 6 Audi TT

53,397 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (136 ps) Mercedes Benz A Class

66,645 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Beetle

1.2 TSI BlueMotion Tech Design Hatchback 3dr Petro Volkswagen Beetle

43,955 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai IONIQ

1.6 h-GDi Premium SE DCT Euro 6 (s/s) 5dr Hyundai IONIQ

96,254 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Walsall
£252/month
Example
  • Jaguar XE

2.0 GTDi*R-Sport 240*CAM-MERIDIAN-XENON-FSH-NAV-DAB-ULEZ**OUTSTANDING MARQUE BIGSPEC** Jaguar XE

55,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Fiesta

34,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota AYGO

1.0 VVT-i x-trend Hatchback 5dr Petrol x-shift Eur Toyota AYGO

14,900 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

3.0 435d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series Gran Coupe

107,981 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Stepwagon

Spada Honda Stepwagon

85,128 miles 2011 Zero Deposit

Home Delivery Available

£11,995
Rotherham
£252/month
Example
  • Volkswagen Golf

1.0 TSI Match Edition BlueMotion DSG Euro 6 (s/s) 5dr Volkswagen Golf

41,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY Land Rover Discovery Sport

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Noah

2.0 X L Selection 5dr 7 Seats Toyota Noah

78,511 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 TFSI FRESH IMPORT VERIFIED MILE FINANCE AVB Audi A4

36,376 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

GT TDI Volkswagen Golf

98,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Sharan

1.4 TSI Comfort Line Blue Motion FRESH IMPORT VERIFIED MILE FINANCE AVB Volkswagen Sharan

57,516 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

2.0 20i Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

73,895 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V40

2.0 D2 SE Lux Nav Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps) Volvo V40

30,486 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Smart fortwo

1.0 Prime (Premium Plus) Cabriolet 2dr Petrol Twinamic Euro 6 (s/s) (71 ps) Smart fortwo

17,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

1.6 GLA180 Urban Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

86,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.0 C350e 6.4kWh Sport (Premium Plus) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

78,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 Dig T Tekna Suv 5dr Petrol Dct Auto Euro 6 (s/s) (160 Ps) Nissan Qashqai

66,095 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (100 ps) Hyundai i20

37,800 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • BMW 2 Series Active Tourer

1.5 225xe 7.6kWh Luxury Auto 4WD Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

17,138 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

1.6 Cooper SUV 5dr Petrol Auto Euro 6 (122 ps) MINI Countryman

17,900 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Hatchback 5dr Petrol DSG Euro 6 (s/s) (95 ps) Volkswagen Polo

11,995 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG ZS

EXCLUSIVE MG ZS

27,770 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mazda6

2.0 SKYACTIV-G SE-L Saloon 4dr Petrol Manual Euro Mazda Mazda6

86,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Touran

2.0 TDI SE MPV 5dr Diesel Manual Euro 6 (s/s) (150 Volkswagen Touran

82,475 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 525d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

68,662 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Middlesbrough
£252/month
Example
  • Peugeot 208

1.2 PureTech GT Line Hatchback 5dr Petrol Manual E Peugeot 208

31,950 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 One Hatchback 3dr Petrol Manual Euro 6 (s/s) ( MINI Hatch

16,459 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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