Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

30,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Vauxhall Corsa

1.2 SE 5d 74 BHP Vauxhall Corsa

1,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Mitsubishi Mirage

1.2 Design Pro CVT Euro 6 (s/s) 5dr Mitsubishi Mirage

10,265 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 SE TSI DSG 5d 94 BHP 1 owner full vw history Volkswagen Polo

17,340 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Vito

1.7 114 Cdi Progressive Panel Van 5dr Diesel Manual Fwd L2 Euro 6 (s/s) (lw Mercedes Benz Vito

68,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

SL27 BUSINESS PLUS ENERGY DCI, FULL RENAULT HISTORY, SAT NAV Renault Trafic

78,430 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

2.0 HDi WAV Wheelchair Accessible Peugeot Expert

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

23,169 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Newport
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport GT 5dr Diesel Auto Euro 6 (s/s) ( BMW 3 Series

70,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

1.5 218I SPORT 2d 134 BHP BMW 2 Series

68,403 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

2900 1.6CDTI BiTurbo 120PS ecoFLEX H1 Van Vauxhall Vivaro

45,869 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • Skoda Yeti

1.2 TSI SE Outdoor Euro 6 (s/s) 5dr Skoda Yeti

34,943 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

2.0 ST-3 5d 247 BHP Ford Focus

69,682 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.2 1.2 Turbo Business Edition Nav Sports Tourer 5 Vauxhall Astra

28,382 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Honda HR-V

1.6 i-DTEC SE Navi SUV 5dr Diesel Manual Euro 6 (s Honda HR-V

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

64,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Nuneaton
£252/month
Example
  • Peugeot Partner

HDI SS TEPEE S Peugeot Partner

21,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

TEPEE ACTIVE 1.6 VTi Peugeot Partner

19,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 L2H1 2900 SPORTIVE CDTI 120 BHP Vauxhall Vivaro

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.2 TDCi 100ps High Roof Van Ford Transit

86,566 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

36,759 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2dr Audi TT

41,030 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Hatchback 5dr Petrol Manual Euro 6 ( Toyota Yaris

21,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 308

45,548 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Jeep Cherokee

2.0 M-JET LIMITED 5d 138 BHP Jeep Cherokee

60,456 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.