Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Volkswagen Polo

1.0 EVO Match Euro 6 (s/s) 5dr Volkswagen Polo

48,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue HDT Leader RWD L4 Euro 6 (s/s) 2dr (DRW) Ford Transit

85,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI DSG Euro 6 (s/s) 5dr Volkswagen Polo

62,900 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Sprinter

2.1 316 CDI RWD L2 H2 Euro 6 5dr Mercedes Benz Sprinter

109,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Euro 6 (s/s) 3dr BMW 1 Series

41,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ4 5dr Suzuki Vitara

45,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ4 5dr Suzuki Vitara

35,982 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 TSI S Euro 6 (s/s) 5dr Volkswagen Polo

55,171 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G SE-L Nav+ Euro 6 (s/s) 5dr Mazda Cx 5

32,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Jaguar XF

3.0d S V6 Portfolio Auto Euro 5 (s/s) 4dr Jaguar XF

63,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI DSG Euro 6 (s/s) 5dr Volkswagen Polo

43,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

67,555 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

87,482 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XE

2.0d R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

54,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI Hatchback 5dr Petrol D Volkswagen Polo

45,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Kia Niro

1.6h GDi 3 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) Kia Niro

54,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Ford Transit

2.0 TDCI 340 130 BHP L1 H1 WITH TAILGATE **FULL ST Ford Transit

53,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCI 300 105 BHP L1 H2 **DIRECT VIRGIN MEDIA C Ford Transit

29,300 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 318d Sport Saloon 4dr Diesel Manual Euro 6 (s/ BMW 3 Series

91,486 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Eur Ford Kuga

64,202 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Peugeot 308

2.0 BlueHDi Allure Hatchback 5dr Diesel Auto Euro Peugeot 308

11,158 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Warrior Mitsubishi L200

94,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

A200 1.6 A200 AMG Line (Premium) Hatchback 5dr Petrol 7 Mercedes Benz A Class

74,447 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 EcoBlue MHEV ST-Line X First Edition SUV 5dr D Ford Kuga

43,507 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Rio

1.0 T-GDi GT-Line Hatchback 5dr Petrol DCT Euro 6 Kia Rio

33,404 miles 2020 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Hatchback 5dr Petro Volkswagen Golf

33,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Driver M Panel Van 5dr Diesel Man Citroen Berlingo

42,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.5L L2H1 2900 DYNAMIC S/S 0d 101 BHP Vauxhall Vivaro

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

68 Plate 2.0 TDCi 105ps Low Roof Van Ford Transit

88,587 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Stonic

1.0 T Gdi 2 Suv 5dr Petrol Dct Euro 6 (s/s) (99 Bhp) Kia Stonic

38,397 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Transporter

2.0 T32 TDI P/V STARTLINE BMT 101 BHP Volkswagen Transporter

93,167 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Toyota Voxy

Hybrid V 1.8 7 Seat ULEZ Toyota Voxy

79,541 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.4 TSI SE Nav Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Golf

62,336 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.