Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

901-936 of over 1,000 cars

  • Volkswagen T Roc

1.5 TSI EVO Design 5dr DSG Volkswagen T Roc

98,330 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • SEAT Ibiza

TSI SE TECHNOLOGY SEAT Ibiza

15,574 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Jeep Renegade

Longitude Jeep Renegade

45,105 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • SEAT Leon

TSI EVO FR SEAT Leon

56,101 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • SEAT Ibiza

TSI SE TECHNOLOGY SEAT Ibiza

36,732 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • SEAT Ibiza

MPI SE TECHNOLOGY SEAT Ibiza

24,954 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford Kuga

2.0 TDCi 180 Titanium X 5dr Auto Ford Kuga

61,556 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

62,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Sunderland
£246/month
Example
  • Nissan X Trail

DCI N-CONNECTA 4WD Nissan X Trail

111,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Coupe 2dr Petrol Manual Euro BMW 4 Series

58,800 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volvo S90

2.0 D4 Momentum Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

62,895 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Audi A3

TDI SPORT NAV Audi A3

58,495 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Renault Kadjar

DYNAMIQUE S NAV TCE Renault Kadjar

46,854 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • SEAT Ibiza

TSI CUPRA BLACK SEAT Ibiza

56,258 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Fiat 500

1.3 FireFly Turbo MultiAir City Cross DCT Euro 6 (s/s) 5dr Fiat 500

14,500 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5 Volkswagen Golf

47,500 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Maidstone
£246/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki SX4 S Cross

26,779 miles 2021 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Golf

55,579 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford Focus

2.0 TDCi ST-3 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Bolton
£246/month
Example
  • Nissan Juke

1.0 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Juke

16,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Birmingham
£246/month
Example
  • Audi A5

2.0 TDI ultra S line Coupe 2dr Diesel Manual Euro Audi A5

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Scunthorpe
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Hatchback 5dr Petrol DSG Euro 6 Volkswagen Golf

59,034 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

32,354 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav SUV 5dr Diesel Auto Euro 6 (s/s) Volvo XC60

78,344 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Citroen C4

1.2 PureTech Live MPV 5dr Petrol Manual Euro 6 (s/ Citroen C4

32,000 miles 2021 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A-Class

83,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Audi Q3

2.0 TDI S Line Navigation 5dr Audi Q3

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Sheffield
£246/month
Example
  • Jaguar XF

2.0d R-Sport Auto AWD Euro 6 (s/s) 4dr Jaguar XF

23,550 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Jaguar XE

2.0i GPF R-Sport Saloon 4dr Petrol Auto Euro 6 (s/ Jaguar XE

60,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Bolton
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i GPF M Sport Hatchback 5dr Petrol Auto Eur BMW 4 Series Gran Coupe

83,227 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Redditch
£246/month
Example
  • Vauxhall Combo-life

1.5 Turbo D SE Euro 6 (s/s) 5dr (7 Seat) Vauxhall Combo-life

45,000 miles 2021 Zero Deposit

Home Delivery Available

£11,990
Bury
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C-Class

75,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Sheffield
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Coupe 3dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

45,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Peugeot 2008

50kWh Allure Premium Peugeot 2008

28,000 miles 2021 Zero Deposit

Home Delivery Available

£11,990
Bristol
£246/month
Example
  • Peugeot 208

1.2 PureTech 100 Allure Premium 5dr EAT8 Peugeot 208

40,320 miles 2022 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen T Roc

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen T Roc

52,458 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.