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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Kia Niro

150kW 4+ 64kWh 5dr Auto - Heat Kia Niro

74,499 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Skoda Superb

2.0 TDI SportLine Estate 5dr Diesel DSG Euro 6 (s/ Skoda Superb

96,180 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Hatchback 5dr Petrol M Volkswagen Golf

64,408 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

48,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Suzuki S-Cross

1.4 Boosterjet 48V Hybrid Motion 5dr Auto Suzuki S-Cross

22,728 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Huddersfield
£216/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

48,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Discovery Sport

79,974 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris

1.5 Hybrid Excel 5dr CVT (Rear Toyota Yaris

22,807 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition Coupe 2dr Diesel G-Tron Mercedes Benz E Class

60,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Coupe 2dr Diesel G-Tronic+ Euro Mercedes Benz C Class

81,924 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Kia Niro

1.6h GDi 3 DCT Euro 6 (s/s) 5dr ( 16in Alloy) Kia Niro

36,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Corolla

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota Corolla

47,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai Kona

64kWh Premium SE SUV 5dr Electric Auto (7kW Charge Hyundai Kona

33,500 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen UP

60kW E-Up 32kWh 5dr Auto (Rear Volkswagen UP

2,688 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Preston
£216/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV SE Connect Euro 6 (s/s) 5dr Hyundai Kona

22,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A4

2.0 TFSI 35 Sport Saloon 4dr Petrol S Tronic Euro Audi A4

62,292 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

2.0 520d ED SE Auto Euro 6 (s/s) 4dr BMW 5 Series

90,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Honda Cr V

1.6 I-DTEC EX Honda Cr V

70,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Corolla

1.8 VVT-h Icon Tech Touring Sports CVT Euro 6 (s/s) 5dr Toyota Corolla

74,189 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Kia XCEE'D

1.0T GDi ISG 2 5dr - Apple Car Kia XCEE'D

23,193 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active X Edition Euro 6 (s/s) 5dr Ford Fiesta

25,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Chesterfield
£216/month
Example
  • Skoda Octavia

2.0 TDI SE L Estate 5dr Diesel DSG Euro 6 (s/s) (1 Skoda Octavia

43,313 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Sportage

1.6 GDi ISG Edition 25 5dr Kia Sportage

42,025 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Canterbury
£273/month
Example
  • Kia Niro

150kW 3 64kWh 5dr Auto (Naviga Kia Niro

59,763 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Preston
£216/month
Example
  • BMW 1 Series

M1 3.0 M135i Hatchback 5dr Petrol Auto Euro 6 (s/s) ( BMW 1 Series

82,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Burton-upon-Trent
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 ALLGRIP 5dr Suzuki Swift

20,050 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Huddersfield
£216/month
Example
  • BMW 1 Series

1.5 116d Sport Euro 6 (s/s) 5dr BMW 1 Series

79,997 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav DCT Euro 6 (s/s) 5dr Hyundai Tucson

36,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG MG HS

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG MG HS

18,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active X Edition Euro 6 (s/s) 5dr Ford Fiesta

25,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Chesterfield
£216/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

114,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

63,900 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Mercedes Benz CLA

73,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Bury
£273/month
Example
  • Volkswagen Tiguan

2.0 TDi 150 SEL 5dr DSG Volkswagen Tiguan

97,602 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Kuga

1.5 EcoBoost 176 Titanium 5dr Ford Kuga

33,777 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.