Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Maserati Ghibli

3.0D V6 ZF Euro 5 (s/s) 4dr Maserati Ghibli

60,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Range Rover Evoque

40,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

99,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota C HR

1.8 Vvt H Design Suv 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 Ps) Toyota C HR

77,814 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

31,400 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Slough
£216/month
Example
  • Hyundai i10

I10 1.0 MPi Premium 5dr Hyundai i10

6,640 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Milton Keynes
£216/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback Euro 6 (s/s) 5dr Audi A1

74,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris

1.5 Vvt H Icon Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

45,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz E Class

2.0 E220d SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

83,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Lexus CT

1.8 200h Hatchback 5dr Petrol Hybrid E-CVT Euro 6 (s/s) (136 ps) Lexus CT

65,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol CVT Euro 6 Honda Civic

23,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Audi Q5

2.0 Tdi S Line Suv 5dr Diesel S Tronic Quattro Euro 6 (s/s) (190 Ps) Audi Q5

115,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris Cross

1.5 VVT-h Icon E-CVT Euro 6 (s/s) 5dr Toyota Yaris Cross

90,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Discovery Sport

2.0 Td4 Landmark Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Discovery Sport

59,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
St Albans
£273/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ateca

1.4 Ecotsi Xcellence Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) SEAT Ateca

54,304 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Premium Auto Euro 6 (s/s) 5dr Vauxhall Mokka

48,550 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Slough
£216/month
Example
  • Mitsubishi Eclipse

1.5T 3 Euro 6 (s/s) 5dr Mitsubishi Eclipse

14,266 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

3.0 330d M Sport Shadow Edition Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Solihull
£273/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

80,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Audi Q5

2.0 TDI Sport S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

104,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda 3

2.0 Mazda3 Sport Luxury MHEV 5dr Mazda 3

40,159 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Guildford
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

78,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Milton Keynes
£273/month
Example
  • Honda Cr V

1.6 I-DTEC BLACK EDITION Honda Cr V

61,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

59,633 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet (129) MHEV SZ-T SUV Suzuki SX4 S Cross

24,067 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW X1

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

73,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Eastbourne
£273/month
Example
  • Mercedes Benz A-Class

2.0 A200d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A-Class

34,610 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 508

1.5 BlueHDi Allure Estate 5dr Diesel Manual Euro 6 Peugeot 508

52,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Southampton
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Volkswagen Polo

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Polo

56,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG Volkswagen Golf

91,692 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A-Class

50,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

68,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki SX4 S Cross

31,397 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.