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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Renault Zoe

DYNAMIQUE NAV R110 ZE40 Renault Zoe

11,535 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MG 1100

51kWh SE Hatchback 5dr Electric Auto (170 ps) MG 1100

10,271 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Colchester
£233/month
Example
  • BMW 3 Series

318 318D SE 4-Door BMW 3 Series

84,697 miles 2019 Zero Deposit

Home Delivery Available

£13,995
London
£294/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

52,959 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Doncaster
£294/month
Example
  • Citroen C5

1.5 BlueHDi Sense Euro 6 (s/s) 5dr Citroen C5

27,983 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Nav Hatchback 5dr Petrol Auto E Vauxhall Corsa

25,858 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Luton
£233/month
Example
  • Ford Transit

280 LIMITED P/V ECOBLUE Ford Transit

72,407 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Vauxhall Vivaro

2900 1.6CDTI BiTurbo 120PS eFLEX Sportive Crew Van Vauxhall Vivaro

57,607 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol Manual Euro 6 (17 Kia Sportage

23,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 3 Series

3.0 335d M Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

53,785 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Southend-on-Sea
£294/month
Example
  • Audi A4

2.0 TDI ultra S line S Tronic Euro 6 (s/s) 5dr Audi A4

88,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Stockton-on-Tees
£294/month
Example
  • Renault Captur

1.6 E-TECH 9.8kWh S Edition SUV 5dr Petrol Plug-in Renault Captur

36,084 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Audi TT

2.0 TDI ultra S line Roadster 2dr Diesel Manual Eu Audi TT

51,498 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Hatchback 5dr Petrol Manual Eur Volkswagen Golf

31,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Preston
£294/month
Example
  • Mercedes Benz Sprinter

2.1 314 CDI FWD L2 H1 Euro 6 5dr Mercedes Benz Sprinter

68,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mazda Mx 5

I SE Mazda Mx 5

10,079 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Basingstoke
£294/month
Example
  • Volvo XC60

2.0 D4 R-Design Nav SUV 5dr Diesel Auto Euro 6 (s/ Volvo XC60

95,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A6

3.0 TDI V6 S line Saloon 4dr Diesel S Tronic Euro Audi A6

90,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Skoda Kamiq

1.0 Tsi Se Suv 5dr Petrol Dsg Euro 6 (s/s) (110 Ps) Skoda Kamiq

24,140 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Bury
£233/month
Example
  • Hyundai i20

5dr Hat 1.2 84ps Play Hyundai i20

20,611 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Ford Ranger

74,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Niro

1.6h GDi 2 DCT Euro 6 (s/s) 5dr Kia Niro

36,000 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) Land Rover Range Rover Sport

95,993 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen UP

1.0 TSI GTI Hatchback 5dr Petrol Manual Euro 6 (s/ Volkswagen UP

25,100 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ssangyong Tivoli

1.5P Ultimate Nav Auto Euro 6 (s/s) 5dr Ssangyong Tivoli

24,934 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Mitsubishi L200

2.2 DI-D DC Warrior Pickup Double Cab 4dr Diesel M Mitsubishi L200

101,192 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Skoda Octavia

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Skoda Octavia

32,969 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Edinburgh
£233/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Dynamic Lux Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

81,455 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Peugeot 308

1.2 PURETECH S/S SW GT LINE 5d 129 BHP Peugeot 308

14,703 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Volkswagen Polo

1.0 R-LINE TSI 5d 94 BHP BLUETOOTH, DAB, METALLIC Volkswagen Polo

36,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Discovery Sport

2.0 Land Rover Discovery Sport

31,568 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2700 BiTurbo ecoTEC Limited Edition Nav L1 H1 Euro 6 ss 5dr Vauxhall Vivaro

72,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mazda Mx 5

RF SPORT NAV 2-Door Mazda Mx 5

58,100 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

50,341 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Grandland

1.5 Turbo D Sport Nav 5dr Vauxhall Grandland

43,414 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic Toyota C HR

63,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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Bad Credit Car Finance for Under £14,000

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