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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Honda Cr V

1.6 i-DTEC EX SUV 5dr Diesel Manual 4WD Euro 6 (s/ Honda Cr V

71,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

2.0 Cooper S Euro 6 (s/s) 3dr MINI Hatch

43,400 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • Mercedes Benz GLA Class

GLA220 GLA 220 CDI 4Matic AMG Line 5dr Auto [Pre Plus] Mercedes Benz GLA Class

60,542 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Nottingham
£294/month
Example
  • Toyota Hi Lux

2.4 D-4D Active Pickup Double Cab 4dr Diesel Manua Toyota Hi Lux

92,463 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Edge

2.0 TDCi Sport Powershift AWD Euro 6 (s/s) 5dr Ford Edge

68,979 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Crawley
£294/month
Example
  • Peugeot 5008

1.5 BlueHDi GT Line Premium Peugeot 5008

92,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Manchester
£294/month
Example
  • MINI Hatch

2.0 John Cooper Works MINI Hatch

54,083 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Recovery Truck Vauxhall Movano

90,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

2.0 TDI R-Line Hatchback 5dr Diesel DSG Euro 6 (s/ Volkswagen Golf

69,769 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

51,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Sportage

1.6 2 ISG 5d 130 BHP Kia Sportage

50,870 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Focus

ST-2 TDCI Ford Focus

57,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Plymouth
£294/month
Example
  • Dacia Jogger

1.0 TCe Extreme SE MPV 5dr Petrol Manual Euro 6 (s Dacia Jogger

44,861 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Bolton
£233/month
Example
  • Audi Q5

TDI QUATTRO SE Audi Q5

81,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Plymouth
£294/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Estate 5dr Diesel Manual Euro Ford Focus

29,049 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Bolton
£233/month
Example
  • MINI Hatch

JOHN COOPER WORKS MINI Hatch

41,129 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • BMW 2 Series

1.5 218i Luxury DCT Euro 6 (s/s) 5dr BMW 2 Series

42,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volvo V90

2.0L D4 R-DESIGN 5d AUTO 188 BHP Volvo V90

110,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A5

2.0L SPORTBACK TFSI QUATTRO BLACK EDITION PLUS 5d Audi A5

61,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

2.0 Challenge 210 Edition 3-Door Hatch MINI Hatch

51,950 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • Peugeot 208

1.2 PureTech 100 Allure 5dr Peugeot 208

8,015 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 3 Series

2.0 320i M Sport Shadow Edition Auto xDrive Euro 6 BMW 3 Series

79,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 2 Series

M2 3.0 M235i Auto Euro 6 (s/s) 2dr BMW 2 Series

86,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A5

2.0 TDI ultra S line Sportback S Tronic Euro 6 (s/ Audi A5

106,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi S3

2.0 TFSI quattro Euro 6 (s/s) 3dr Audi S3

91,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Focus

2.0 TDCi ST-3 Powershift Euro 6 (s/s) 5dr Ford Focus

45,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Eu Ford Focus

57,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Fiesta

3,650 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Bolton
£233/month
Example
  • SEAT Leon

1.5 TSI 130 EVO XCELLENCE LUX ESTATE SEAT Leon

19,100 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Gillingham
£294/month
Example
  • Hyundai Tucson

1.6 T-GDi N Line SUV 5dr Petrol Manual Euro 6 (s/s Hyundai Tucson

68,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Carlisle
£294/month
Example
  • Fiat Panda

1.0 (red) 1.0 70hp Mild Hybrid Fiat Panda

6,037 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

69,720 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Northampton
£294/month
Example
  • Audi Q2

1.4 TFSI CoD Sport SUV 5dr Petrol S Tronic Euro 6 Audi Q2

59,950 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

52,959 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Doncaster
£294/month
Example
  • Mazda Mx 5

RF SPORT NAV 2-Door Mazda Mx 5

58,100 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volvo V90

2.0 D4 Momentum Estate 5dr Diesel Auto Euro 6 (s/s Volvo V90

104,216 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.