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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

937-972 of over 1,000 cars

  • Nissan Qashqai

1.3 DIG-T TEKNA Nissan Qashqai

33,700 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Norwich
£294/month
Example
  • Skoda Scala

SE TSI Skoda Scala

5,600 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

49,959 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

2,789 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Bournemouth
£294/month
Example
  • Peugeot 5008

1.5 BlueHDi GT Line Premium Peugeot 5008

92,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Manchester
£294/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s Jaguar F Pace

108,650 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Sportage

1.6 CRDi MHEV GT-Line SUV 5dr Diesel Hybrid DCT Eu Kia Sportage

60,600 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Toyota Corolla

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota Corolla

41,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Audi Q2

1.4 TFSI CoD Sport SUV 5dr Petrol S Tronic Euro 6 Audi Q2

59,950 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 5dr Ford Transit

55,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

2.0 TDI R-Line Euro 6 (s/s) 5dr Volkswagen Golf

58,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium Euro 6 (s/s) 5dr Ford Puma

20,600 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • SEAT Leon

1.6 TDI SE Dynamic ST 5dr Diesel (s/s) (115 ps) SEAT Leon

5,771 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Peterborough
£294/month
Example
  • Skoda Fabia

SE TSI Skoda Fabia

8,112 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Skoda Superb

2.0 TDI CR DPF SE L Executive 4WD (s/s) 5dr Skoda Superb

25,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 4 Series

3.0 435d xDrive M Sport Gran Coupe BMW 4 Series

87 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

1.6 TDI GT Volkswagen Golf

55,550 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volvo V40

1.5 T3 GPF Inscription Hatchback 5dr Petrol Auto E Volvo V40

30,500 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Swansea
£294/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav SUV 5dr Petrol Manual 6Spd Eur Vauxhall Grandland

18,986 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Mercedes Benz Vito

1.7 114 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Vito

48,850 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Mercedes Benz C Class

Unclassified Mercedes Benz C Class

45,024 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Peterborough
£294/month
Example
  • Skoda Karoq

1.5 TSI ACT SE L SUV 5dr Petrol Manual Euro 6 (s/s Skoda Karoq

54,430 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Ranger

2.0 EcoBlue Wildtrak Pickup Double Cab 4dr Diesel Ford Ranger

119,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport Hatchback 5dr Petrol (s/s) (140 ps) Suzuki Swift

1,950 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Middlesbrough
£294/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport Hatchback 5dr Petrol (s/s) (140 ps) Suzuki Swift

2,824 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Middlesbrough
£294/month
Example
  • Suzuki SX4

1.0 Boosterjet SZ-T SUV 5dr Petrol (s/s) (111 ps) Suzuki SX4

4,825 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Middlesbrough
£294/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Euro 6 (s/s) 5dr Skoda Octavia

46,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Volvo XC60

2.0 D4 R-Design Nav Auto Euro 6 (s/s) 5dr Volvo XC60

68,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Maidstone
£294/month
Example
  • Ford Kuga

2.0 TDCi Titanium X Sport SUV 5dr Diesel Manual AWD (135 g/km, 178 bhp) Ford Kuga

20,397 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Stoke-on-Trent
£294/month
Example
  • Kia Sportage

2.0 CRDi KX-3 SUV 5dr Diesel Auto AWD (134 bhp) Kia Sportage

41,351 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Stoke-on-Trent
£294/month
Example
  • Hyundai Tucson

1.6 GDi Blue Drive SE 5dr 2WD Hyundai Tucson

42,023 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Polo

1.4 TSI ACT BlueGT Volkswagen Polo

12,720 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 3dr Land Rover Range Rover Evoque

58,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
St Helens
£294/month
Example
  • Ford Focus

1.0 TITANIUM 5d 124 BHP VERY LOW MILES Ford Focus

23,487 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • SEAT Arona

1.0 TSI SE Technology SUV 5dr Petrol DSG Euro 6 (s SEAT Arona

31,700 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Volkswagen T Roc

2.0 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (150 Volkswagen T Roc

46,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

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Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.