• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Eur Ford Kuga

42,500 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Renault Kadjar

1.3 TCe GT Line SUV 5dr Petrol Manual Euro 6 (s/s) Renault Kadjar

27,200 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Jaguar XE

2.0d Portfolio Saloon 4dr Diesel Auto AWD Euro 6 (s/s) (240 ps) Jaguar XE

26,274 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi Q3

2.0 TFSI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

59,901 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Toyota Yaris

1.5 VVT-h Launch Edition Hatchback 5dr Petrol Hybr Toyota Yaris

46,441 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Preston
£233/month
Example
  • Suzuki Vitara

Estate SZ-T Suzuki Vitara

48,561 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • SEAT Leon

1.5 TSI EVO FR BLACK EDITION 5d 129 BHP SAT NAV AN SEAT Leon

43,446 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Fiesta

EcoBoost MHEV Active X Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (12 Ford Fiesta

21,800 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

1.5 200 LIMITED P/V 118 BHP Ford Transit

20,509 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Liverpool
£294/month
Example
  • Ford Focus

2.0 ST-2 5d 247 BHP Ford Focus

53,101 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mazda Cx 3

Skyactiv Technology SE-L Nav 2.0 Mazda Cx 3

22,648 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.2 TDCi 460 HDT Trend Minibus 5dr Diesel Manual L Ford Transit

67,450 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

61,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Stonic

1.0 T-GDi 2 DCT Euro 6 (s/s) 5dr Kia Stonic

17,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • MINI Countryman

2.0 Cooper S Auto Euro 6 (s/s) 5dr MINI Countryman

68,485 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Sheffield
£294/month
Example
  • Toyota Proace

1.6 L0 COMFORT 94 BHP REAR INVERTOR SYSTEM FITTED. Toyota Proace

83,221 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Bath
£294/month
Example
  • SEAT Arona

1.0 TSI FR Sport SUV 5dr Petrol Manual Euro 6 (s/s SEAT Arona

30,788 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Mitsubishi L200

2.4 DI-D DC Titan Mitsubishi L200

95,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation SUV 5dr Diesel Manual Euro 6 Volkswagen Tiguan

76,973 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Land Rover Discovery Sport

TD4 HSE BLACK PACK 7 SEATS Land Rover Discovery Sport

79,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Hyundai i800

CRDI SE 8 SEATER Hyundai i800

106,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect DCT Euro 6 (s/s) 5dr Hyundai i20

26,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Titanium X Edition Euro 6 (s/s) 5dr Ford Focus

21,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • MINI Convertible

2.0 Cooper S Auto Euro 6 (s/s) 2dr MINI Convertible

33,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic 4WD Euro 5 (s/s) 5dr Land Rover Range Rover Evoque

41,453 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Peugeot Expert

BLUE HDI PROFESSIONAL COMPACT Peugeot Expert

21,223 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

JOHN COOPER WORKS MINI Hatch

41,129 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • Abarth 595

1.4 T-Jet Competizione Auto Euro 6 3dr Abarth 595

42,830 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Toyota Corolla

2.0 VVT-h Design Toyota Corolla

31,790 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Wolverhampton
£233/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Vignale Edition Euro 6 (s/s) 5dr Ford Fiesta

30,594 miles 2021 Zero Deposit

Home Delivery Available

£13,995
High Wycombe
£233/month
Example
  • Audi Q2

TFSI SPORT 5-Door Audi Q2

53,064 miles 2018 Zero Deposit

Home Delivery Available

£13,995
London
£294/month
Example
  • Mitsubishi Outlander

2.0 MIVEC Design CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

81,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Nissan Navara

DCI ACENTA 4X4 SHR KING CAB Nissan Navara

84,793 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • Audi A3

1.6 TDI 30 S line Sportback 5dr Diesel Manual Euro Audi A3

70,702 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Crew Van Double Cab 5dr Die Ford Transit

79,211 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Suzuki Vitara

1.4 BOOSTERJET SZ-T AUTO 5 Dr Suzuki Vitara

22,600 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Gillingham
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.