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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Toyota Prius

1.8 VVT-h Business Edition CVT Euro 6 (s/s) 5dr Toyota Prius

25,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Birmingham
£233/month
Example
  • Toyota Prius

1.8 VVT-h Business Edition CVT Euro 6 (s/s) 5dr Toyota Prius

21,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Birmingham
£233/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium EAT Auto 5 Dr Peugeot 208

19,800 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Gillingham
£233/month
Example
  • Fiat 500

1.0 MHEV Euro 6 (s/s) 2dr Fiat 500

340 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

76,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Nissan Navara

Double Cab Pick Up Tekna 2.3dCi 190 4WD Auto Nissan Navara

82,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Picanto

1.0 DPi GT-Line Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

21,662 miles 2024 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader L1 H1 Euro 6 (s/s) 5dr Ford Transit

65,635 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Fiat Fullback

2.4D LX Auto 4WD Euro 6 4dr (Euro 6) Fiat Fullback

94,190 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

29,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Chelmsford
£233/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 MINI Clubman

56,852 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Preston
£233/month
Example
  • Jaguar XE

2.0 Portfolio Saloon 4dr Petrol Auto Euro 6 (s/s) Jaguar XE

15,503 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr Suzuki Swift

10,224 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Long Panel Van LWB Euro 6 (s/s) 6dr Peugeot Expert

59,167 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 2 Series

2.0 218d Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

34,075 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 1 Series

M1 3.0 M135i Auto Euro 6 (s/s) 3dr BMW 1 Series

68,600 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

300 LEADER PV ECOBLUE Ford Transit

52,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Newcastle upon Tyne
£233/month
Example
  • Ford Focus

1.5 EcoBlue Vignale Auto Euro 6 (s/s) 5dr Ford Focus

70,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

58,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Focus

1.5 EcoBlue Active Auto Euro 6 (s/s) 5dr Ford Focus

22,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

65,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Swindon
£294/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Euro 6 (s/s) 5dr Suzuki Ignis

6,290 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 4 Series

3.0 435d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 4 Series

71,700 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Plus Ready To Run Tipper L2 Euro 6 (s/s) 2dr Citroen Relay

29,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Volkswagen Golf

GTE DSG 5-Door Volkswagen Golf

109,651 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Slough
£294/month
Example
  • Volkswagen Transporter

2.0 TDI T30 BLUEMOTION TECH STARTLINE 5DR PANEL VA Volkswagen Transporter

85,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Preston
£294/month
Example
  • MINI Countryman

1.6 John Cooper Works SUV 5dr Petrol Manual ALL4 E MINI Countryman

51,631 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Dacia Duster

Estate Prestige Dacia Duster

18,622 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.