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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Volkswagen Caddy

2.0 TDI C20 Commerce Pro Panel Van 5dr Diesel Manu Volkswagen Caddy

69,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

69,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Fiesta

Hatchback Titanium Ford Fiesta

15,605 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

30,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A3

1.6 TDI 30 S line Audi A3

54,287 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Chassis Cab 2dr Diesel Manu Ford Transit

78,840 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Volkswagen Transporter

T28 TDI P/V STARTLINE BMT Volkswagen Transporter

81,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Polo

1.0 TSI SE SUV 5dr Petrol Manual Euro 6 (s/s) (110 Volkswagen Polo

30,750 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 2 Series

2.0 218d M Sport MPV 5dr Diesel Auto Euro 6 (s/s) BMW 2 Series

44,738 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Hyundai Tucson

2.0 CRDi 185 Premium SE 5dr Hyundai Tucson

28,955 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

74,019 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Audi S3

2.0 TFSI quattro Euro 6 (s/s) 3dr Audi S3

91,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Hatchback 5dr Petrol CVT Euro 6 Honda Jazz

16,263 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Skoda Karoq

1.5 TSI ACT SE Technology Skoda Karoq

62,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

61,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Sportage

1.6 CRDi 4 SUV 5dr Diesel Manual Euro 6 (s/s) (134 Kia Sportage

35,478 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Countryman

COOPER S ALL4 CLASSIC MINI Countryman

91,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Bristol
£233/month
Example
  • BMW X4

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X4

84,707 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mazda 3

2.2TD (150ps) SKYACTIV-D Sport Nav Hatchback 5d 2191cc Mazda 3

15,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Toyota Yaris

1.5 Hybrid Icon Tech 5dr CVT Toyota Yaris

33,525 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Suzuki Vitara

SZ-T Suzuki Vitara

23,258 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Newport
£294/month
Example
  • Mercedes Benz A Class

A180 A180 Cdi Sport Edition 5dr Mercedes Benz A Class

18,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Crawley
£294/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC220d SE (Executive) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC CLASS

89,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Glasgow
£294/month
Example
  • Ford Focus

ST-2 TDCI Ford Focus

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Ranger

2.0 EcoBlue Wildtrak 213BHP Double Cab AUTO 4X4/AW Ford Ranger

107,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

Custom 280Leader Eblue Ford Transit

44,103 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2016,,2.0L 290 LIMITED LR P/V 129 BHP, PLUS VAT,,, Ford Transit

73,815 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Eur Ford Kuga

37,263 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi S1

2.0 TFSI Hatchback 3dr Petrol Manual quattro Euro Audi S1

54,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

1.5 Cooper Seven Hatchback 5dr Petrol Auto Euro 6 MINI Hatch

34,528 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Suzuki Swift

1.0 Boosterjet SHVS SZ5 Hatchback 5dr Petrol Hybrid (s/s) (111 ps) Suzuki Swift

5 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£294/month
Example
  • Audi Q3

TDI S LINE EDITION 5-Door Audi Q3

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto Vauxhall Corsa

58,320 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Sportage

1.7 CRDi 2 SUV 5dr Diesel (s/s) (114 bhp) Kia Sportage

17,993 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£294/month
Example
  • Nissan X Trail

1.6 DIG-T n-tec SUV 5dr Petrol (s/s) (163 ps) Nissan X Trail

25,473 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£294/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5dr Petrol DSG (s/s) (116 g Volkswagen Golf

21,692 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.