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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Nissan X Trail

1.3 DiG-T Tekna 5dr DCT Nissan X Trail

73,770 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Ranger

2.2 TDCi XLT Ford Ranger

101,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

2.0 Cooper S Euro 6 (s/s) 3dr MINI Hatch

43,400 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • Citroen Berlingo

1.2 1000 ENTERPRISE M PURETECH S/S 109 BHP 3 seats Citroen Berlingo

39,500 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2.0 340 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

50,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mitsubishi Shogun

3.2 DI-DC SG2 SUV 5dr Diesel Auto 4WD LWB Euro 6 ( Mitsubishi Shogun

98,414 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MG MG 5

61.1kWh Exclusive Long Range Estate 5dr Electric A MG MG 5

12,007 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Liverpool
£233/month
Example
  • Land Rover Range Rover Evoque

HSE Dynamic Land Rover Range Rover Evoque

52,705 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Dacia Sandero Stepway

EXPRESSION TCE 5-Door Dacia Sandero Stepway

15,000 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

100,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

2.0 John Cooper Works MINI Hatch

54,083 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Leicester
£294/month
Example
  • BMW 7 Series

3.0 730d M Sport Saloon 4dr Diesel Auto Euro 5 (s/ BMW 7 Series

72,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line (Executive) Hatchback 5dr Petrol Mercedes Benz A Class

47,369 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Sportage

CRDI 2 ISG 5-Door Kia Sportage

40,555 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Inverness
£294/month
Example
  • Mercedes Benz Sprinter

2.0 315 CDI Progressive MWB RWD 3500KG Towing Capacity Mercedes Benz Sprinter

95,360 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Rio

1.0 2 5d 99 BHP 1 OWNER/7 YEARS WARRANTY/EURO 6 Kia Rio

28,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Sportage

1.6 CRDi 4 Euro 6 (s/s) 5dr Kia Sportage

48,900 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Stockton-on-Tees
£294/month
Example
  • Mercedes Benz A Class

A200 1.6 A200 AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

49,305 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Fiesta

1.0t Ecoboost Trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

17,707 miles 2022 Zero Deposit

Home Delivery Available

£13,995
St Helens
£233/month
Example
  • SEAT Leon

1.5 TSI EVO FR Estate 5dr Petrol DSG Euro 6 (s/s) SEAT Leon

35,828 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • SEAT Arona

1.0 Tsi Gpf Fr Suv 5dr Petrol Dsg Euro 6 (s/s) (115 Ps) SEAT Arona

5,200 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Scunthorpe
£294/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp) Kia Sportage

32,117 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Derby
£294/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Pickup Double Cab 4dr Diesel Aut Ford Ranger

85,733 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Warrington
£294/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Honda Jazz

11,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Bristol
£233/month
Example
  • Audi A1

1.4 TFSI S line Sportback S Tronic Euro 6 (s/s) 5dr (Nav) Audi A1

39,293 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Nissan X Trail

2.0 dCi N-Connecta SUV 5dr Diesel XTRON 4WD Euro 6 Nissan X Trail

67,823 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mercedes Benz E Class

E400 3.5 E400 V6 AMG Line Edition Mercedes Benz E Class

92,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Pro Panel Van 5dr Diesel Manual L1 H1 Euro 6 (s/s) (100 Ps Vauxhall Combo

14,634 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Derby
£233/month
Example
  • Jeep Renegade

1.0 NIGHT EAGLE 5d 118 BHP Jeep Renegade

10,900 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol DCT Auto Euro 6 (s Nissan Juke

23,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Blackburn
£233/month
Example
  • Audi A5

2.0 TDI ultra S line Sportback S Tronic Euro 6 (s/ Audi A5

106,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mitsubishi ASX

2.0 MIVEC Exceed SUV 5dr Petrol CVT 4WD Euro 6 (s/ Mitsubishi ASX

38,316 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Basildon
£233/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium Hatchback 5dr Petrol H Ford Fiesta

23,801 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Basildon
£233/month
Example
  • Ssangyong Tivoli

Ultimate T Ssangyong Tivoli

20,484 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

61,267 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ 2 SUV 5dr Diesel Hybrid Manu Kia Sportage

46,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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