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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

901-936 of over 1,000 cars

  • Jaguar XE

2.0d SE Saloon 4dr Diesel (s/s) (163 ps) Jaguar XE

25,986 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£294/month
Example
  • Fiat 500

42kWh RED Hatchback 3dr Electric Auto (118 ps) WIR Fiat 500

13,182 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Hyundai i10

1.2 MPi Premium 5dr Hyundai i10

7,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Range Rover Evoque

2.0 SD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

72,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Wakefield
£294/month
Example
  • BMW 1 Series

1.5 118i M Sport Euro 6 (s/s) 5dr BMW 1 Series

78,700 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • SEAT Leon

1.5 TSI EVO XCELLENCE Lux ST 5dr Petrol DSG Euro 6 SEAT Leon

51,483 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Vivaro

2700 SPORTIVE 1.6 CDTi 120 ecoFLEX L1H1 Vauxhall Vivaro

41,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

290 Leader 2.2 TDCI Ford Transit

66,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Kuga

2.5 Kuga ST-Line Edition 5 door 2.5 Duratec PHEV 225PS FWD CVT Automatic Ford Kuga

59,014 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Wolverhampton
£233/month
Example
  • Renault Trafic

LL29 BUSINESS 1.6 DCI Renault Trafic

50,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R DSG 4Motion Euro 6 (s/s) 3dr Volkswagen Golf

75,998 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Birmingham
£294/month
Example
  • BMW 4 Series

2.0 420i M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

62,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Wakefield
£294/month
Example
  • Mazda Cx 3

SPORT NAV 5-Door Mazda Cx 3

23,600 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 1 Series

M1 3.0 M140i Auto Euro 6 (s/s) 5dr BMW 1 Series

91,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MINI Hatch

1.5 One Classic II 3dr MINI Hatch

36,439 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Lisburn
£294/month
Example
  • BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Manual Euro 6 (s BMW 1 Series

36,140 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Grandland

1.2 Turbo Griffin Edition SUV 5dr Petrol Auto Euro Vauxhall Grandland

40,966 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Newcastle upon Tyne
£233/month
Example
  • Ford Focus

2.0 TDCi ST-3 Powershift Euro 6 (s/s) 5dr Ford Focus

45,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Honda Integra

TYPE R 2.0 i-Vtec DC5 Honda Integra

91,000 miles 2025 Zero Deposit

Home Delivery Available

£13,995
Birmingham
£233/month
Example
  • MINI Convertible

1.5 Cooper Sport Convertible 2dr Petrol Manual Eur MINI Convertible

33,582 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Sportage

1.6 CRDi 4 SUV 5dr Diesel DCT AWD Euro 6 (s/s) (13 Kia Sportage

70,389 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 308

36,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Glasgow
£233/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 Trendline RWD MWB Euro 6 (s/s) 5dr Volkswagen Crafter

93,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Sheffield
£233/month
Example
  • MINI Hatch

2.0 3-Door Hatch Cooper S Sport MINI Hatch

67,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto (111 ps) MG ZS

4,298 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Durham
£294/month
Example
  • Isuzu D Max

2.5 TD YUKON DCB 4d 164 BHP Isuzu D Max

83,072 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Mitsubishi L200

68,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz C Class

67,892 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Newcastle upon Tyne
£294/month
Example
  • Volkswagen Golf

1.6 TDI SE Nav Hatchback 5dr Diesel DSG Euro 6 (s/ Volkswagen Golf

51,200 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A1

TFSI S LINE 5-Door AUTO Audi A1

71,158 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A7

3.0 TDI Quattro 272 Black Edition 5dr S Tronic Audi A7

111,345 miles 2017 Zero Deposit

Home Delivery Available

£13,995
London
£294/month
Example
  • Nissan Qashqai

1.5 dCi Acenta 5dr Nissan Qashqai

47,196 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Hyundai IONIQ

1.6 h-GDi SE Hatchback 5dr Petrol Hybrid DCT (s/s) (141 ps) Hyundai IONIQ

29,248 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback Euro 6 (s/s) 5dr Audi A1

67,700 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Citroen C3

1.2 PureTech Shine Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

13,542 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • SEAT Alhambra

2.0 TDI SE Lux SEAT Alhambra

76,300 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Norwich
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

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Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.