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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

33,400 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

44,500 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Focus

1.5 Ecoblue St Line X Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Focus

59,918 miles 2019 Zero Deposit

Home Delivery Available

£13,995
St Helens
£294/month
Example
  • Audi Q7

3.0 TDI V6 S line Style Edition Audi Q7

88,568 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon BMW 5 Series

103,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volvo V60

2.0 T5 R-Design Pro Estate 5dr Petrol Auto Euro 6 (s/s) (250 ps) Volvo V60

106,590 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

49,300 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Wigan
£294/month
Example
  • Volkswagen Polo

GTI PLUS TSI DSG Volkswagen Polo

74,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW Z4

2.0 20i M Sport Auto sDrive Euro 6 2dr BMW Z4

54,875 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

38,500 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

31,500 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Kia Stonic

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (99 Kia Stonic

28,500 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Vauxhall Corsa

1.2 Turbo Se Edition Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 Ps) Vauxhall Corsa

14,938 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Hyundai i10

1.0 MPi SE Connect 5dr Hyundai i10

13,922 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual L2 H1 Euro 6 (s/s) (105 p Ford Transit

29,030 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£233/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Steptronic Euro 6 (s/s) (136 Ps) MINI Hatch

25,245 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T CVT Euro 6 (s/s) 5dr Suzuki Ignis

6,863 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Poole
£233/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic Auto 4WD Euro 5 (s/s) 5dr Land Rover Range Rover Evoque

50,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Sportive Panel Van 5dr Diesel Manual L2 H1 Euro 6 (s/s) (1 Vauxhall Vivaro

55,759 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Derby
£233/month
Example
  • Honda Civic

1.0 Vtec Turbo Sr Hatchback 5dr Petrol CVT Euro 6 (s/s) (126 Ps) Honda Civic

41,902 miles 2019 Zero Deposit

Home Delivery Available

£13,995
St Helens
£294/month
Example
  • Mercedes Benz B Class

B180 1.3 B180 Sport (Executive) MPV 5dr Petrol Manual Euro 6 (s/s) (136 ps) Mercedes Benz B Class

23,254 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Northampton
£294/month
Example
  • Mercedes Benz CLA

CLA 180 CLA 180 AMG Line Edition 5dr Tip Auto**ONE OWNER FROM NEW** Mercedes Benz CLA

58,800 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C Class

84,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L2 H1 Euro 6 (s/s) 5dr Ford Transit

73,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Woking
£233/month
Example
  • Peugeot Partner

1.6l 5d 100 BHP Peugeot Partner

4,100 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

2.0 TSI GTI Euro 6 (s/s) 5dr Volkswagen Golf

92,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Telford
£294/month
Example
  • Nissan Qashqai

N-Connecta DiG-T 5 Dr [6] Nissan Qashqai

41,500 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Volkswagen Golf

GT EVO TSI EVO [150] 5 Dr DSG Auto [7] Volkswagen Golf

58,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Peugeot 2008

1.2 PureTech GT SUV 5dr Petrol Manual Euro 6 (s/s) Peugeot 2008

49,548 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Bolton
£233/month
Example
  • Volkswagen Caddy

C20 TDI COMMERCE PLUS Volkswagen Caddy

30,150 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Maidstone
£233/month
Example
  • Ford Transit

350 LEADER PV ECOBLUE L3 H2 Ford Transit

54,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Maidstone
£233/month
Example
  • Ford Transit

350 LEADER L4 DROPSIDE + TAIL LIFT ECOBLUE Ford Transit

70,000 miles 2022 Zero Deposit

Home Delivery Available

£13,995
Maidstone
£233/month
Example
  • Kia Picanto

TITANIUM EDITION . 5-Door AUTOMATIC Petrol Kia Picanto

19,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE BLACK 5d 180 BHP Land Rover Discovery Sport

48,881 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Hyundai Tucson

GDI S CONNECT 1.6 Petrol 5 Door Hyundai Tucson

36,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford EcoSport

ST-LINE 5-Door PETROL Ford EcoSport

28,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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Bad Credit Car Finance for Under £14,000

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