• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Mercedes Benz Sprinter

2.1 314 CDI 141 BHP Mercedes Benz Sprinter

120,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Citroen Dispatch

1.6 BlueHDi 1000 Enterprise M FWD 2 Euro 6 (s/s) 6dr Citroen Dispatch

30,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Peugeot Partner

1.5 BLUEHDI PROFESSIONAL L1 129 BHP ANY TEST DRIVE Peugeot Partner

64,149 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford EcoSport

1.0 T EcoBoost Titanium Ford EcoSport

12,416 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

90,300 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Audi A3

2.0 TDI BLACK EDITION Audi A3

97,043 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Bradford
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

71,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
Leeds
£294/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 Startline FWD LWB High Roof Euro 6 (s/s) 5dr Volkswagen Crafter

119,269 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited Ford Transit

52,918 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Northampton
£233/month
Example
  • MINI Hatch

1.5 Cooper Classic Euro 6 (s/s) 5dr MINI Hatch

44,103 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

2.0 LUTON 350 - E6 129BHP Ford Transit

59,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Focus

1.0T EcoBoost Active X Auto Euro 6 (s/s) 5dr Ford Focus

53,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford Transit

66 Plate 2.0 TDCi 105ps High Roof Van Ford Transit

40,327 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • MG ZS

1.0 EXCLUSIVE T-GDI 5d 110 BHP MG ZS

24,940 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • MINI Countryman

1.5 COOPER CLASSIC 5d 134 BHP MINI Countryman

53,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Blackburn
£294/month
Example
  • Ford Transit

350 TREND L3 H2 P/V ECOBLUE Ford Transit

87,651 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Range Rover

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover

76,567 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Tourneo

1.5 TITANIUM TDCI 5d 118 BHP Ford Tourneo

44,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Vivaro

1.5 L1H1 2700 SPORTIVE S/S 118 BHP Vauxhall Vivaro

78,000 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE BLACK 5d 180 BHP Land Rover Discovery Sport

45,786 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium) Euro 6 (s/s) 5dr Mercedes Benz A Class

51,424 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Doncaster
£294/month
Example
  • BMW 3 Series

2.0 320D M SPORT SHADOW EDITION 4d 188 BHP BMW 3 Series

93,588 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Halifax
£294/month
Example
  • Volvo V90

2.0L D4 R-DESIGN 5d AUTO 188 BHP Volvo V90

110,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Peugeot Boxer

2.2 Peugeot Boxer

41,500 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Manchester
£233/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 119 BHP Ford Focus

17,995 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

82,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Mercedes Benz C Class

2.1 C 220 D SPORT 2d 168 BHP Mercedes Benz C Class

90,057 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Barnsley
£294/month
Example
  • Renault Clio

1.0 TCe RS Line Hatchback 5dr Petrol Manual Euro 6 Renault Clio

22,931 miles 2021 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Audi Q2

1.5 TFSI CoD 35 Sport SUV 5dr Petrol Manual Euro 6 Audi Q2

79,500 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Stockport
£233/month
Example
  • BMW 2 Series

M2 3.0 M235i Auto Euro 6 (s/s) 2dr BMW 2 Series

86,000 miles 2015 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 3 Series

2.0 320i M Sport Shadow Edition Auto xDrive Euro 6 BMW 3 Series

79,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X First Edition Euro 6 (s/s) 5dr Ford Puma

43,086 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Toyota Prius

1.8 VVT-h Business Edition Plus CVT Euro 6 (s/s) 5dr (15in Alloy) Toyota Prius

42,535 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • SEAT Arona

1.0 Tsi Fr Red Edition Suv 5dr Petrol Manual Euro 6 (s/s) (110 Ps) SEAT Arona

24,556 miles 2021 Zero Deposit

Home Delivery Available

£13,995
Scunthorpe
£233/month
Example
  • Toyota Proace

1.5 BlueHDi Icon Short Panel Van 6dr Diesel Manual Toyota Proace

11,797 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Peugeot Boxer

2.0 BlueHDi 335 LOW LOADER LUTON 2dr Diesel Manual Peugeot Boxer

67,500 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.