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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • MG Hs

1.5 T-GDI Exclusive Euro 6 (s/s) 5dr MG Hs

56,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

60,242 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

2.0 TDI Life Euro 6 (s/s) 5dr Volkswagen Golf

80,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

73,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

65,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Yaris

1.5 VVT-h Excel E-CVT Euro 6 5dr (15in Alloy) Toyota Yaris

14,300 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 208

E- Electric Hatchback GT Peugeot 208

15,403 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Jaguar XK

5.0 V8 Jaguar XK

126,630 miles 2011 Zero Deposit

Home Delivery Available

£12,000
Walsall
£252/month
Example
  • Volkswagen Beetle

1.4 TSi BlueMotion Tech Design Hatchback 3 Door Pe Volkswagen Beetle

43,986 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.5 EcoBlue Active X Estate 5dr Diesel Manual Euro Ford Focus

60,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d OrangeArt Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Mercedes Benz C Class

2.1 C220 BlueTEC Sport Saloon 4dr Diesel G-Tronic+ Mercedes Benz C Class

58,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Audi Q2

1.4 Tfsi Cod Sport Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi Q2

63,794 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

30,100 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi A1

1.4 TFSI S line Hatchback 3dr Petrol Manual Euro 6 Audi A1

26,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

2.0 220d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s) (190 ps) BMW 2 Series

89,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Lexus NX

2.5 300h F Sport E-CVT 4WD Euro 6 (s/s) 5dr Lexus NX

125,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A5

2.0 TDI S line Sportback 5dr Diesel Multitronic Eu Audi A5

58,066 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Octavia

1.4 TSI SE DSG Euro 6 (s/s) 5dr Skoda Octavia

28,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Jazz

1.5 h i-MMD EX eCVT Euro 6 (s/s) 5dr Honda Jazz

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav Auto Euro 6 (s/s) 5dr Mazda Cx 3

52,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

68,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.0 C200 Sport (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

87,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

1.3 A250e 15.6kWh AMG Line 8G-DCT Euro 6 (s/s) 4dr Mercedes Benz A Class

100,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Euro 6 (s/s) 5dr Ford Fiesta

11,486 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

45,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic SUV 5dr Euro 6 ULEZ (s/s) (122 ps) Petrol Hybrid CVT Toyota C HR

89,584 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 7 Series

740Li SE 4dr Auto BMW 7 Series

79,485 miles 2014 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz SLK

2.1 SLK250d AMG Sport Convertible 2dr Diesel G-Tronic Euro 6 (s/s) (204 ps) Mercedes Benz SLK

39,752 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Subaru Impreza

2.5 WRX 4dr Subaru Impreza

99,000 miles 2006 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Leaf

39kWh Tekna Auto 5dr Nissan Leaf

8,423 miles 2024 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet GPF SZ5 SUV 5dr Petrol Manual ALLGRIP Euro 6 (s/s) (140 ps) Suzuki SX4 S Cross

60,408 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi Q2

1.6 TDI Sport Euro 6 (s/s) 5dr Audi Q2

46,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

6,618 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen T Roc

1.5 Tsi Evo Sel Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Volkswagen T Roc

89,208 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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