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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

30,100 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Panel Van 5dr Electric Auto LWB (110 Volkswagen Transporter

7,300 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

66,815 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Mansfield
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol Manual Euro 6 (s/ Kia Sportage

46,463 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Nav SUV 5dr Diesel Manual Euro 6 (s/s) Volkswagen Tiguan

118,644 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG MG HS

1.5 T-GDI 16.6kWh Excite SUV 5dr Petrol Plug-in Hy MG MG HS

58,995 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Coupe 2dr Petrol Auto Euro 6 BMW 2 Series

31,813 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

66,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Jeep Renegade

1.0 GSE T3 Night Eagle SUV 5dr Petrol Manual Euro Jeep Renegade

39,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 280 EcoBlue Leader L1 H1 Euro 6 (s/s) 5dr Ford Transit

53,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Movano

L3H2 F3500 DYNAMIC S/S Vauxhall Movano

56,600 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

1.0 220 EcoBoost LEADER P/V 5dr PETROL L2 ONE OWNE Ford Transit

18,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • MINI Hatch

1.5 Cooper Sport Euro 6 (s/s) 3dr MINI Hatch

49,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader L2 H1 Euro 6 (s/s) 5dr Ford Transit

38,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Gillingham
£252/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

49,082 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

66,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£252/month
Example
  • Citroen C5

1.2 PureTech Flair Plus SUV 5dr Petrol Manual Euro Citroen C5

40,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,080 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Hatchback 5dr Petrol Manual Euro Skoda Octavia

78,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Norwich
£252/month
Example
  • Volkswagen Tiguan

1.5 MATCH TSI EVO 5d 148 BHP Volkswagen Tiguan

102,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Ford Puma

1.0t Ecoboost Mhev Titanium Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 Ford Puma

26,500 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Peugeot 2008

50kWh GT Auto 5dr Peugeot 2008

42,131 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi A5

1.4 TFSI S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A5

96,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

75,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Northampton
£252/month
Example
  • Volkswagen Golf

1.5 MATCH TSI EVO 5d 129 BHP Volkswagen Golf

58,084 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Peugeot 2008

1.2 PURETECH S/S ALLURE PREMIUM 5d 100 BHP Peugeot 2008

76,158 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leicester
£200/month
Example
  • Skoda Octavia

1.0 SE TSI DSG 5d 109 BHP Skoda Octavia

72,431 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leicester
£200/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Auto Euro 6 (s/s Vauxhall Corsa

54,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volvo V60

D3 [150] R DESIGN Nav 5dr Volvo V60

48,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

82,874 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Audi A3

1.6 TDI S LINE 5d 109 BHP - FREE DELIVERY* Audi A3

54,408 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Amarok

2.0 DC TDI TRENDLINE 4MOTION 178 BHP - FREE DELIVE Volkswagen Amarok

83,972 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 308

65,399 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leeds
£200/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Euro 6 (s/s) 5dr GPF SEAT Ibiza

44,813 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

49,885 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Jaguar E Pace

2.0 D150 S Euro 6 (s/s) 5dr Jaguar E Pace

48,330 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Sheffield
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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