Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

1-36 of over 1,000 cars

  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Auto Euro 6 (s/s) (136 ps) MINI Countryman

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Hatch

HATCHBACK 1.5 Cooper Classic II 5dr MINI Hatch

41,680 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Mazda 2

2 1.5 Skyactiv G GT Sport 5dr Auto Mazda 2

62,491 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Crawley
£193/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Euro 6 (s/s) 5dr Skoda Octavia

38,800 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

31,400 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Slough
£193/month
Example
  • MG HS

1.5 T-GDI 16.6kWh Excite SUV 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (258 ps) MG HS

49,897 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Manchester
£193/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£246/month
Example
  • Audi A4

2.0 TDI S line Saloon 4dr Diesel Automatic Euro 6 Audi A4

55,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Range Rover Velar

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

86,132 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford S Max

2.0 TDCi Titanium Sport Powershift (s/s) 210 Bhp | Panroof_Front Heatd Seats_FSH-9 Services_2 F/Keep Ford S Max

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Coventry
£246/month
Example
  • SEAT Arona

1.0 Tsi Fr Suv 5dr Petrol Dsg Euro 6 (s/s) (110 Ps) SEAT Arona

47,718 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • BMW 3 Series

2.0 320d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (1 BMW 3 Series

92,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Tiguan

TIGUAN 1.4 TSi 150 SE Nav 5dr Volkswagen Tiguan

49,249 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO GPF SE Hatchback 5dr Petrol DSG Euro 6 (s/s) (130 ps) Volkswagen Golf

61,071 miles 2019 Zero Deposit

Home Delivery Available

£12,000
London
£246/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Ford Kuga

2.5 EcoBoost Duratec 14.4kWh ST-Line CVT Euro 6 (s/s) 5dr Ford Kuga

71,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Coventry
£193/month
Example
  • BMW 5 Series

5 SERIES 520d [190] M Sport 4dr Step Auto BMW 5 Series

59,488 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£246/month
Example
  • Mercedes Benz C-Class

2.0 C300d AMG Line Edition (Premium) Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (245 ps) Mercedes Benz C-Class

45,955 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Peugeot 308

1.2 PureTech Allure EAT Euro 6 (s/s) 5dr Peugeot 308

42,500 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Hyundai Tucson

TUCSON 2.0 CRDi Premium SE 5dr Auto Hyundai Tucson

57,732 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Crawley
£246/month
Example
  • Renault Captur

1.0 Tce Evolution Suv 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Captur

17,539 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Swift

21,450 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

75,102 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Burnley
£246/month
Example
  • Peugeot e-2008

50kWh Allure Premium Auto 5dr (7kW Charger) Peugeot e-2008

36,865 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Mansfield
£193/month
Example
  • Toyota RAV4

2.5 VVT h Icon Tech CVT Euro 6 (s/s) 5dr Toyota RAV4

97,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
London
£246/month
Example
  • Lexus NX

2.5 300h Luxury E-CVT 4WD Euro 6 (s/s) 5dr Lexus NX

100,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Hyundai i10

I10 1.0 MPi SE Connect 5dr Auto Hyundai i10

14,852 miles 2020 Zero Deposit

Home Delivery Available

£12,000
York
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,981 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mitsubishi Outlander

2.0 MIVEC Exceed CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

63,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Golf

1.4 TSI 8.7kWh GTE Advance DSG Euro 6 (s/s) 5dr Volkswagen Golf

100,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

81,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Polo

POLO 1.0 TSI Life 5dr Volkswagen Polo

78,077 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Oxford
£193/month
Example
  • Volkswagen Passat

2.0 TDI EVO SE Nav Estate 5dr Diesel DSG Euro 6 (s Volkswagen Passat

96,760 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£193/month
Example
  • Peugeot Traveller

2.0 BlueHDi Allure Standard MPV 5dr Diesel Manual Peugeot Traveller

104,100 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Sheffield
£246/month
Example
  • Volkswagen Golf

2.0 TDI Style Hatchback 5dr Diesel Manual Euro 6 ( Volkswagen Golf

92,421 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.