Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Kia Picanto

1.25 GT-line S 5dr Kia Picanto

14,416 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • MG 3

1.5 Vti Tech Excite Hatchback 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG 3

5,030 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£200/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2700 BiTurbo ecoTEC Limited Edition Nav P Vauxhall Vivaro

31,183 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Norwich
£252/month
Example
  • Volkswagen Tiguan

1.5 MATCH TSI EVO 5d 148 BHP Volkswagen Tiguan

102,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Peugeot 2008

1.2 PURETECH S/S ALLURE PREMIUM 5d 100 BHP Peugeot 2008

76,158 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leicester
£200/month
Example
  • Volkswagen Golf

1.5 MATCH TSI EVO 5d 129 BHP Volkswagen Golf

58,084 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leicester
£252/month
Example
  • Skoda Octavia

1.0 SE TSI DSG 5d 109 BHP Skoda Octavia

72,431 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Leicester
£200/month
Example
  • Lexus CT 200h

1.8 200h E-CVT Euro 6 (s/s) 5dr Lexus CT 200h

87,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example
  • Vauxhall Vivaro

L1H1 F2700 DYNAMIC SS Vauxhall Vivaro

58,672 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Reading
£200/month
Example
  • Jaguar XF

2.0d Prestige Saloon 4dr Diesel Auto Euro 6 (s/s) Jaguar XF

30,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MINI Hatch

Cooper Classic Hatchback 1.5 Manual Petrol MINI Hatch

29,722 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS 5-Door Audi Q3

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BlueTEC AMG Night Edition (Premium) Saloo Mercedes Benz E Class

60,151 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Alfa Romeo Giulietta

1.4 TB Speciale Hatchback 5dr Petrol Manual Euro 6 Alfa Romeo Giulietta

47,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Movano

L3H2 F3500 DYNAMIC S/S Vauxhall Movano

56,600 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Renault Captur

1.3 ICONIC TCE 5d 139 BHP WIRELESS CHARGING PAD, B Renault Captur

31,515 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Honda Civic

1.8 i-VTEC SR Auto Euro 6 5dr Honda Civic

30,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volvo V60

D3 [150] R DESIGN Nav 5dr Volvo V60

48,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

30,156 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Toyota Yaris

1.5 ICON FHEV 5d 114 BHP REV CAMERA, SAT NAV, ICON Toyota Yaris

65,497 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

71,151 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Auto sDrive Euro 6 (s/s) BMW X1

70,541 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Hyundai Kona

1.6 GDi Hybrid SE Connect 5dr Hyundai Kona

66,120 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Chelmsford
£200/month
Example
  • Kia Cee'd

1.0 T Gdi Eco 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

17,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Ka

1.2 85 Active 5dr with Cruise Ford Ka

19,355 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Leon

1.5 Tsi Evo Xcellence Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Leon

61,967 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Grimsby
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

76,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Picanto

1.0 DPi Shadow Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

18,258 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 3dr - Premi Ford Fiesta

14,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

39,927 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Halifax
£200/month
Example
  • BMW 5 Series

2.0 520i M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

113,261 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Sheffield
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 Peugeot 308

45,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Norwich
£252/month
Example
  • Skoda Yeti

2.0 TDI SE Outdoor 4WD Euro 6 (s/s) 5dr Skoda Yeti

52,544 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Hatchback 5dr Petrol Manual Euro Skoda Octavia

78,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Norwich
£200/month
Example
  • Mercedes Benz Sprinter

2.1 314 CDI Panel Van 5dr Diesel Manual FWD L2 H2 Mercedes Benz Sprinter

109,126 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£252/month
Example
  • Nissan X Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 6 (s Nissan X Trail

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.