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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • BMW 4 Series

420 420D SPORT GRAN COUPE BMW 4 Series

62,300 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Partner

1.6 Peugeot Partner

33,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

31,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Polo

1.0 TSI SEL Hatchback 5dr Petrol Manual Euro 6 (s/ Volkswagen Polo

40,329 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • MG 3

1.5 VTi-TECH Exclusive Nav Hatchback 5dr Petrol Ma MG 3

7,763 miles 2024 Zero Deposit

Home Delivery Available

£12,000
Derby
£200/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav SUV 5dr Petrol Auto Euro 6 (s/ Vauxhall Crossland

37,882 miles 2021 Zero Deposit

Home Delivery Available

£12,000
York
£200/month
Example
  • Toyota AYGO

VVT-I X-TREND TSS Toyota AYGO

10,556 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend L2 H1 Euro 6 5dr Ford Transit

62,268 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Ignis

SZ5 SHVS MHEV Suzuki Ignis

26,850 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Citroen C4

1.2 PureTech Sense 5dr - Rear Citroen C4

29,752 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Warrington
£200/month
Example
  • Mercedes Benz Vito

1.7 110 CDI Progressive FWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

56,083 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

SZ-T BOOSTERJET Suzuki Swift

20,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda 2

1.5 SE-L Nav+ 5dr - Automatic Mazda 2

49,213 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

100,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Griffin Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

10,500 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki Vitara

SZ-T BOOSTERJET Suzuki Vitara

50,788 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2T ecoTec (110) SE (6 Speed) Vauxhall Crossland

43,905 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz B Class

1.5 B 180 D AMG LINE PREMIUM 5d 107 BHP AUTOMATIC Mercedes Benz B Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP AUTOMATIC DIESEL BMW 5 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT GRAN COUPE 4d 181 BHP AUTOMATIC D BMW 4 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

60,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

85,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

82,874 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active X Edition Euro 6 (s/s) 5dr Ford Fiesta

19,218 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS 5-Door Audi Q3

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example
  • Ford Transit

2.0 310 EcoBlue Trend FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

63,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Skoda Karoq

1.6 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (115 Skoda Karoq

52,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

1.0 340 EcoBoost 13.6kWh Trend Auto L1 H1 Euro 6 5dr Ford Transit

47,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 350 EcoBlue MHEV Leader FWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

60,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz 240

2.4 Mercedes Benz 240

500 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Mokka

50kwh Sri Premium Suv 5dr Electric Auto (136 Ps) Vauxhall Mokka

43,622 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Ka

1.2 85 Active 5dr with Cruise Ford Ka

19,355 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

43,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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