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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • BMW 3 Series

3.0 335d M Sport Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

95,882 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

73,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Chesterfield
£294/month
Example
  • Ford Transit

2.0 320 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

74,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Coventry
£233/month
Example
  • Lexus GS

2.5 300h Luxury CVT Euro 5 (s/s) 4dr Lexus GS

45,000 miles 2015 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • SEAT Leon

1.5 TSI EVO FR Estate 5dr Petrol Manual Euro 6 (s/ SEAT Leon

62,000 miles 2021 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • BMW 1 Series

1.5 118i Sport (LCP) DCT Euro 6 (s/s) 5dr BMW 1 Series

30,506 miles 2022 Zero Deposit

Home Delivery Available

£13,999
West Bromwich
£233/month
Example
  • Renault Captur

1.3 TCe Iconic EDC Euro 6 (s/s) 5dr Renault Captur

11,757 miles 2020 Zero Deposit

Home Delivery Available

£13,999
West Bromwich
£233/month
Example
  • Audi A6

2.0 TDI ultra Black Edition Saloon 4dr Diesel S Tr Audi A6

72,000 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Euro 6 (s/s) 5dr BMW 4 Series

69,800 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Newcastle upon Tyne
£294/month
Example
  • Volkswagen Golf

MATCH EDITION TSI EVO Volkswagen Golf

43,782 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI (s/s) 3dr Volkswagen Polo

52,850 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • SEAT Arona

1.0 ECOTSI FR 5d 109 BHP SEAT Arona

17,812 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Nissan Juke

BOSE PERSONAL EDITION Nissan Juke

29,500 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Hyundai IONIQ

PREMIUM MHEV Hyundai IONIQ

33,892 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 5dr Diesel 7G- Mercedes Benz CLA

62,000 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 5dr Ford Transit

69,000 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Audi A1

1.0 TFSI 30 SE Sportback 5dr Petrol Manual Euro 6 Audi A1

30,130 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Glasgow
£294/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

60,960 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Milton Keynes
£233/month
Example
  • Vauxhall Corsa

Hatchback SE Vauxhall Corsa

10,448 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Poole
£233/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI Euro 6 (s/s) 3dr Volkswagen Polo

38,426 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Toyota Corolla

1.8 VVT h GR SPORT CVT Euro 6 (s/s) 5dr Toyota Corolla

71,000 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

12,319 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Vauxhall Corsa

Elite Edition Vauxhall Corsa

27,445 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line SUV 5dr Petrol Manual E Ford Puma

38,000 miles 2021 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Peugeot 208

25,158 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Jaguar E Pace

2.0 D180 HSE SUV 5dr Diesel Auto AWD Euro 6 (s/s) Jaguar E Pace

77,000 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 3dr Land Rover Range Rover Evoque

33,000 miles 2017 Zero Deposit

Home Delivery Available

£13,999
Swindon
£294/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol EAT6 Euro 6 Citroen C3

8,778 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol DCT Eur Ford Puma

48,700 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Ford Fiesta

Hatchback Titanium Ford Fiesta

17,167 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Nav SUV 5dr Petrol Manual Euro 6 ( Vauxhall Mokka

35,200 miles 2021 Zero Deposit

Home Delivery Available

£13,999
Newport
£233/month
Example
  • Vauxhall Grandland

GRIFFIN Vauxhall Grandland

29,452 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Exeter
£233/month
Example
  • Citroen C3

1.2 PureTech Shine Plus SUV 5dr Petrol Manual Euro Citroen C3

20,127 miles 2023 Zero Deposit

Home Delivery Available

£13,999
Ipswich
£233/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford EcoSport

26,523 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Peugeot 208

8,280 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Skoda Yeti

2.0 TDI Laurin & Klement Outdoor 4WD Euro 6 (s/s) 5dr Skoda Yeti

49,000 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.