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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • BMW 4 Series

2.0 420I M SPORT GRAN COUPE 4d 181 BHP £0 D BMW 4 Series

69,795 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz A Class

1.3 A 200 AMG LINE 5d 161 BHP Mercedes Benz A Class

81,926 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • BMW 4 Series

3.0 435D XDRIVE M SPORT GRAN COUPE 4d 309 BHP BMW 4 Series

76,123 miles 2015 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

45,724 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

110,187 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Hyundai i10

1.2 Premium Euro 6 (s/s) 5dr Hyundai i10

7,980 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC250d Sport (Premium Plus) SUV 5dr Diesel G- Mercedes Benz GLC CLASS

105,428 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Nissan X Trail

2.0 dCi Acenta SUV 5dr Diesel XTRON Euro 6 (s/s) ( Nissan X Trail

24,089 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Peugeot Boxer

2.2 Bluehdi 335 Professional Panel Van 5dr Diesel Manual L2 H2 Euro 6 (s/s) Peugeot Boxer

20,100 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Southampton
£233/month
Example
  • Audi A4

1.4 TFSI S line Estate 5dr Petrol Manual Euro 6 (s Audi A4

58,000 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Cambridge
£294/month
Example
  • Volvo S60

T4 SE Nav Man ( 18' Tucan Alloys, Rear Park Assist, Leather Upholstery ) Volvo S60

19,453 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Huddersfield
£294/month
Example
  • Audi A3

2.0 TDI S line Saloon 4dr Diesel S Tronic Auto 6Sp Audi A3

53,984 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Hatchback 5dr Petrol Man Volkswagen Golf

44,989 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Puma

1.0T ECOBOOST ST-LINE X 5dr DCT AUTOMATIC EURO 6 Ford Puma

53,610 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£233/month
Example
  • Nissan Navara

2.3DCI TEKNA DCB MANUAL 4WD 188 BHP *NO VAT* LOW M Nissan Navara

63,000 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£294/month
Example
  • Ford Puma

1.0T ECOBOOST MHEV ST-LINE SUV 5dr HYBRID EURO 6 Ford Puma

51,813 miles 2023 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£233/month
Example
  • Suzuki Swift

SZ5 BOOSTERJET Suzuki Swift

11,557 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

5,783 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Vauxhall Crossland

Se Vauxhall Crossland

25,367 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Mazda Cx 3

SPORT NAV Mazda Cx 3

46,800 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mazda 2

SPORT NAV MHEV Mazda 2

22,861 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Zetec SUV 5dr Diesel Powershift A Ford Kuga

29,200 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Suzuki Vitara

Sz-T Boosterjet Mh Suzuki Vitara

30,259 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Huddersfield
£233/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

25,508 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

27,151 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Volkswagen Polo

1.0 EVO beats Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

13,594 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) ( Volkswagen Polo

12,225 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Derby
£294/month
Example
  • Volkswagen Polo

1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Polo

36,295 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Audi A3

1.5 TFSI CoD S line Hatchback 3dr Petrol Manual Eu Audi A3

26,890 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Derby
£294/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line SUV 5dr Petrol Hybrid M Ford Puma

37,444 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

31,037 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Audi A5

3.0 TDI QUATTRO S LINE AUTOMATIC 2d 218 BHP - FREE Audi A5

89,070 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • BMW 3 Series

3.0 330D M SPORT 4d 255 BHP - FREE DELIVERY* BMW 3 Series

73,883 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Nissan Navara

2.3 DCI TEKNA 4X4 SHR DCB 190 BHP Nissan Navara

74,281 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Skoda Karoq

2.0 TDI SE Technology Skoda Karoq

60,500 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Bury
£233/month
Example
  • Audi Q3

2.0 TDI S line Edition Audi Q3

65,479 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Bury
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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