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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Mazda 2

SPORT NAV MHEV Mazda 2

22,861 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Mazda Cx 3

SPORT NAV Mazda Cx 3

46,800 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • BMW 5 Series

2.0 XDRIVE20D XLINE 5d 188 BHP NATIONWIDE DELIVERY BMW 5 Series

90,500 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Hyundai i10

1.2 Premium Euro 6 (s/s) 5dr Hyundai i10

7,980 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • BMW i3

33kWh Auto 5dr BMW i3

35,736 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

13,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Suzuki Swift

SZ5 BOOSTERJET Suzuki Swift

11,557 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

5,783 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Land Rover Discovery Sport

2.0 TD4 180 SE Tech 5dr Auto Land Rover Discovery Sport

114,775 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Vauxhall Crossland

Se Vauxhall Crossland

25,367 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Kuga

1.5 ST-LINE 5d 148 BHP ?0 DEPOSIT FINANCE AVAILABL Ford Kuga

31,229 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Golf

2.0 GTD 5d 181 BHP Euro 6 Diesel Manual five Door Volkswagen Golf

79,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newport
£294/month
Example
  • Audi Q5

2.0 TDI QUATTRO S LINE PLUS 5d 187 BHP F/S/H - 1 O Audi Q5

87,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Sutton Coldfield
£294/month
Example
  • BMW 3 Series

3.0 330D M SPORT 4d 255 BHP - FREE DELIVERY* BMW 3 Series

73,883 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • MINI Hatch

1.5 COOPER 5d 134 BHP PETROL AUTOMATIC MINI Hatch

17,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Focus

1.0 Focus Titanium 5 Door 1.0T EcoBoost Hybrid 125PS FWD 6 Speed Manual Ford Focus

16,258 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Peugeot 308

1.2 PureTech GT Line Peugeot 308

30,601 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Honda HR-V

1.5 I-VTEC SE NAVI 5d 129 BHP PETROL AUTOMATIC Honda HR-V

20,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volvo V60

2.0 D3 MOMENTUM 5d 148 BHP Volvo V60

74,920 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Leicester
£294/month
Example
  • Vauxhall Zafira

2.0 ELITE NAV CDTI S/S 5d 168 BHP Vauxhall Zafira

36,997 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Nissan Navara

2.3 DCI TEKNA 4X4 SHR DCB 190 BHP Nissan Navara

74,281 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • BMW 4 Series

3.0 435D XDRIVE M SPORT GRAN COUPE 4d 309 BHP BMW 4 Series

76,123 miles 2015 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Mercedes Benz A Class

1.3 A 200 AMG LINE 5d 161 BHP Mercedes Benz A Class

81,926 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Peugeot 308

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 ( Peugeot 308

13,406 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Puma

1.0T ECOBOOST ST-LINE X 5dr DCT AUTOMATIC EURO 6 Ford Puma

53,610 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£233/month
Example
  • Renault Trafic

2.0 dCi ENERGY 28 Black Edition Panel Van 5dr Dies Renault Trafic

80,043 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

69,566 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Bristol
£294/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Manual 4WD Euro 6 (stop Land Rover Discovery Sport

59,186 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Burton-upon-Trent
£294/month
Example
  • Dacia Jogger

1.0 TCe Comfort MPV 5dr Petrol Manual Euro 6 (s/s) Dacia Jogger

26,189 miles 2023 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG Volkswagen Tiguan

44,250 miles 2015 Zero Deposit

Home Delivery Available

£14,000
Manchester
£294/month
Example
  • Volkswagen Polo

1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Polo

28,824 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Mazda 2

1.5 e-Skyactiv G MHEV 115 GT Sport Tech 5dr Mazda 2

13,500 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi A4

1.4 TFSI S line Estate 5dr Petrol Manual Euro 6 (s Audi A4

52,167 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Poole
£294/month
Example
  • Skoda Karoq

2.0 TDI SE Technology Skoda Karoq

60,500 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Bury
£233/month
Example
  • Audi Q3

2.0 TDI S line Edition Audi Q3

65,479 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Bury
£294/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

28,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.