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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Mercedes Benz GLA Class

GLA180 1.6 GLA180 Urban Edition SUV 5dr Petrol Manual Eur Mercedes Benz GLA Class

56,008 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Burnley
£294/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate SUV 5dr Petrol Auto Euro 6 (s/s Vauxhall Crossland

39,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Blackburn
£233/month
Example
  • Renault Trafic

2.0 dCi ENERGY 28 Black Edition Panel Van 5dr Dies Renault Trafic

80,043 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Transit

2.0 350 L5 XLWB 4.2m DROPSIDE TRW 130 BHP Ford Transit

84,846 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Vauxhall Movano

2.3 L3H2 F3500 135 BHP Vauxhall Movano

40,980 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

89,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Reading
£294/month
Example
  • Fiat 500

1.2 LOUNGE DUALOGIC 3d 69 BHP * Buy Online ** Nati Fiat 500

10,662 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG Volkswagen Tiguan

44,250 miles 2015 Zero Deposit

Home Delivery Available

£14,000
Manchester
£294/month
Example
  • Dacia Duster

1.0 TCe Bi-Fuel Extreme SE Euro 6 (s/s) 5dr Dacia Duster

17,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi Q2

1.4 TFSI CoD Sport Euro 6 (s/s) 5dr Audi Q2

35,500 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

47,285 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Worthing
£294/month
Example
  • Kia Niro

1.6h GDi GPF 4 SUV 5dr Petrol Hybrid DCT Euro 6 (s Kia Niro

48,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Derby
£294/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

29,965 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Hyundai i20

1.0 T-GDi MHEV Ultimate Hatchback 5dr Petrol Hybri Hyundai i20

30,827 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Audi Q3

2.0 TDI S line Edition S Tronic quattro Euro 6 (s/ Audi Q3

53,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Audi A1

1.0 TFSI SPORT Audi A1

18,285 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Fiesta

1.0 T EcoBoost MHEV ST-Line X Edition Ford Fiesta

7,211 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Jaguar E Pace

2.0d D150 S 5dr Auto (Navigati Jaguar E Pace

46,847 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Preston
£294/month
Example
  • Skoda Fabia

1.0 TSI SE L Skoda Fabia

6,845 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Polo

1.0 TSI SEL Volkswagen Polo

28,861 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi A5

2.0 TDI S LINE 5d 187 BHP Audi A5

49,210 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • BMW 2 Series

2.0 220D XDRIVE M SPORT GRAN TOURER 5d 188 BHP BMW 2 Series

61,656 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Toyota Yaris

1.5 VVT-h Excel Toyota Yaris

22,738 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Abarth 595

1.4 T-Jet Scorpioneoro Hatchback 3dr Petrol Manual Abarth 595

23,000 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volvo V60

D4 Business Edition 5dr Volvo V60

31,706 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Focus

1.0 Focus Titanium 5 Door 1.0T EcoBoost Hybrid 125PS FWD 6 Speed Manual Ford Focus

16,258 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Peugeot 308

1.2 PureTech GT Line Peugeot 308

30,601 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Skoda Superb

1.4 TSI iV 13kWh SE L DSG Euro 6 (s/s) 5dr Skoda Superb

88,052 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • MINI Clubman

1.5 Cooper Euro 6 (s/s) 6dr MINI Clubman

47,576 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MINI Hatch

1.5 Cooper 3dr MINI Hatch

9,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Land Rover Discovery Sport

2.0 TD4 180 SE Tech 5dr Auto Land Rover Discovery Sport

114,775 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MINI Hatch

1.5 Cooper 3dr Auto MINI Hatch

24,000 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Transit

2.0 320 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

74,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Coventry
£233/month
Example
  • Vauxhall Zafira

2.0 ELITE NAV CDTI S/S 5d 168 BHP Vauxhall Zafira

36,997 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Hatchback 5dr Petrol E Peugeot 208

17,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

105,334 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.