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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Kia Picanto

1.25 X-Line 5dr Auto Hatchback Kia Picanto

10,536 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive SUV 5dr Petrol Manual Euro MG ZS

20,382 miles 2024 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Toyota Corolla

2.0 VVT-h GR SPORT Touring Sports CVT Euro 6 (s/s) 5dr Toyota Corolla

92,887 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Renault Clio

1.6 E-TECH Techno Auto Euro 6 (s/s) 5dr Renault Clio

39,761 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Ford Focus

2.0T ST-3 HEATED SEATS! SONY SOUND SYSTEM! Ford Focus

65,636 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

46,424 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Newcastle upon Tyne
£294/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE Estate 5dr Petrol Manual Euro 6 (s/s) Mercedes Benz C Class

40,423 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Kia Picanto

1.25 3 5dr Auto Kia Picanto

6,772 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Chesterfield
£294/month
Example
  • Suzuki Ignis

Hatchback SZ5 Suzuki Ignis

9,743 miles 2022 Zero Deposit

Home Delivery Available

£13,999
Grimsby
£233/month
Example
  • Mitsubishi Eclipse

ISHI 1.5 3 5dr Hatchback Mitsubishi Eclipse

39,417 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Toyota C HR

1.8 VVT-h Excel SUV 5dr Petrol Hybrid CVT Euro 6 ( Toyota C HR

70,926 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Suzuki Swift

1.0 Boosterjet SHVS SZ5 (s/s) 5dr Suzuki Swift

10 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Peterborough
£294/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport Hatchback 5dr Petrol Manual (125 g/km, 138 bhp) Suzuki Swift

1,801 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Peterborough
£294/month
Example
  • Ford Fiesta

1.0 T EcoBoost Zetec 5dr Auto 100PS Ford Fiesta

13,951 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • BMW 1 Series

1.5 118i Sport (LCP) DCT Euro 6 (s/s) 5dr BMW 1 Series

30,506 miles 2022 Zero Deposit

Home Delivery Available

£13,999
West Bromwich
£233/month
Example
  • Dacia Sandero

1.0 TCe Comfort 5dr Hatchback Dacia Sandero

1,262 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • SEAT Arona

1.0 TSI 115 FR [EZ] 5dr Hatchback SEAT Arona

29,287 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Ford Fiesta

1.0 EcoBoost 95 Titanium 5dr Ford Fiesta

11,016 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Mansfield
£233/month
Example
  • Nissan Qashqai

DCI N-TEC Nissan Qashqai

61,060 miles 2015 Zero Deposit

Home Delivery Available

£13,999
Plymouth
£294/month
Example
  • MINI Convertible

1.5 Cooper 2dr MINI Convertible

32,000 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Honda Jazz

SE Navi 1.3 I-VTEC CVT | Bluetooth | Alloy Wheels | CD Player Honda Jazz

15,522 miles 2018 Zero Deposit

Home Delivery Available

£13,999
Leeds
£294/month
Example
  • BMW 4 Series

3.0 430d M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series

65,000 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Nissan Juke

Tekna DIG-T 1.2L Manual | Sat Nav |Leather Seats | Bluetooth Nissan Juke

15,860 miles 2018 Zero Deposit

Home Delivery Available

£13,999
Leeds
£294/month
Example
  • Suzuki Jimny

1.3 VVT SZ3 3dr Suzuki Jimny

29,710 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Ford Transit

290 TREND TDCI105 L1H1 SWB Ford Transit

99,441 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Vauxhall Astra

SRI S/S Vauxhall Astra

31,603 miles 2018 Zero Deposit

Home Delivery Available

£13,999
Plymouth
£294/month
Example
  • Skoda Fabia

Monte Carlo 1.0L MANUAL | Bluetooth | Parking Sensors| Air Conditioning | Skoda Fabia

20,374 miles 2018 Zero Deposit

Home Delivery Available

£13,999
Leeds
£294/month
Example
  • BMW 1 Series

114 1.5 116D M SPORT 5d 114 BHP BMW 1 Series

49,863 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Mazda 3

SPORT BLACK Mazda 3

54,870 miles 2016 Zero Deposit

Home Delivery Available

£13,999
Plymouth
£294/month
Example
  • Citroen C3

1.2 PureTech 83 Origins 5dr Citroen C3

7,952 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Bolton
£233/month
Example
  • Citroen C3

1.2 PureTech 110 Feel 5dr Citroen C3

13,562 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Bolton
£294/month
Example
  • SEAT Arona

TSI FR DSG 5-Door SEAT Arona

22,436 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Portsmouth
£294/month
Example
  • Ford Fiesta

Hatchback Titanium Ford Fiesta

17,167 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI (s/s) 3dr Volkswagen Polo

52,850 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI (s/s) 3dr Volkswagen Polo

52,850 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Peugeot 308

1.5 BLUEHDI S/S ALLURE 5d 129 BHP Peugeot 308

36,500 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Norwich
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.