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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

397-432 of over 1,000 cars

  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI (s/s) 3dr Volkswagen Polo

52,850 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Peugeot 308

1.5 BLUEHDI S/S ALLURE 5d 129 BHP Peugeot 308

36,500 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Norwich
£294/month
Example
  • Ford Fiesta

TITANIUM Ford Fiesta

20,500 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Audi A3

1.0L SPORTBACK TFSI BLACK EDITION 5d 114 BHP FINAN Audi A3

54,000 miles 2018 Zero Deposit

Home Delivery Available

£13,999
Bedford
£294/month
Example
  • Jeep Renegade

1.0 GSE T3 Night Eagle Euro 6 (s/s) 5dr Jeep Renegade

29,320 miles 2021 Zero Deposit

Home Delivery Available

£13,999
Chelmsford
£233/month
Example
  • Audi A3

1.4 TFSI e-tron Sportback e-S Tronic Euro 6 5dr 8.8kWh Audi A3

18,109 miles 2015 Zero Deposit

Home Delivery Available

£13,999
Chelmsford
£294/month
Example
  • Ford Ranger

3.2 TDCi Limited 1 Auto 4WD Euro 6 4dr Ford Ranger

87,483 miles 2016 Zero Deposit

Home Delivery Available

£13,999
Telford
£294/month
Example
  • BMW 1 Series

M1 3.0 M135i 5 door BMW 1 Series

77,000 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Euro 6 (s/s) 5dr BMW 4 Series

69,800 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Newcastle upon Tyne
£294/month
Example
  • Hyundai Kona

1.6 h-GDi Premium SUV 5dr Petrol Hybrid DCT Euro 6 Hyundai Kona

42,200 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Auto sDrive Euro 6 (s/s) BMW X1

50,557 miles 2017 Zero Deposit

Home Delivery Available

£13,999
Newport
£294/month
Example
  • Citroen Relay

2.2 BLUEHDi 35 ENTERPRISE IN WHITE WITH 44.591 MIL Citroen Relay

44,591 miles 2021 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Ssangyong Tivoli

1.6D LE SUV 5dr Diesel Auto Euro 6 (115 ps) Ssangyong Tivoli

0 miles 2021 Zero Deposit

Home Delivery Available

£13,999
Rotherham
£233/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Puma

31,850 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Dacia Jogger

1.0 TCe Comfort MPV 5dr Petrol Manual Euro 6 (s/s) Dacia Jogger

28,141 miles 2022 Zero Deposit

Home Delivery Available

£13,999
Lincoln
£233/month
Example
  • Ford Kuga

2.0 TDCi ST-Line SUV 5dr Diesel Powershift AWD Eur Ford Kuga

60,161 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Ford Transit

2.0 EcoBlue Hybrid 130ps Low Roof Limited Van Ford Transit

0 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Hemel Hempstead
£233/month
Example
  • Nissan X Trail

1.7 dCi N-Connecta SUV 5dr Diesel CVT Euro 6 (s/s) Nissan X Trail

57,790 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Ssangyong Tivoli

1.6D LE SUV 5dr Diesel Auto Euro 6 (115 ps) Ssangyong Tivoli

0 miles 2021 Zero Deposit

Home Delivery Available

£13,999
Rotherham
£233/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF ST-Line SUV 5dr Petrol Auto Euro Ford EcoSport

52,000 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Walsall
£294/month
Example
  • Volkswagen Caddy

2.0 TDI BlueMotion Tech MPV 5dr Diesel Manual Euro Volkswagen Caddy

54,300 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Norwich
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

65,000 miles 2017 Zero Deposit

Home Delivery Available

£13,999
Bristol
£294/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 5 Series

117,311 miles 2019 Zero Deposit

Home Delivery Available

£13,999
York
£294/month
Example
  • Volkswagen Golf

2.0 TSI GTI Cabriolet 2dr Petrol DSG Euro 5 (210 p Volkswagen Golf

33,035 miles 2015 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Peugeot 508

1.5 BlueHDi GT Line Estate 5dr Diesel Manual Euro Peugeot 508

48,154 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Newport
£294/month
Example
  • Audi A4

2.0 TFSI 35 Sport Estate 5dr Petrol Manual Euro 6 Audi A4

72,695 miles 2019 Zero Deposit

Home Delivery Available

£13,999
York
£294/month
Example
  • Hyundai Tucson

1.6 T-GDi Premium SE DCT 4WD Euro 6 5dr Hyundai Tucson

32,684 miles 2015 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Skoda Karoq

2.0 TDI Edition DSG 4WD Euro 6 (s/s) 5dr Skoda Karoq

72,867 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Audi Q3

1.4 TFSI CoD Sport SUV 5dr Petrol S Tronic Euro 6 Audi Q3

49,286 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • BMW 5 Series

3.0 30d SE SUV 5dr Diesel Auto xDrive Euro 6 (s/s) BMW 5 Series

74,251 miles 2015 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Volkswagen T Roc

2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) Volkswagen T Roc

87,219 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Carlisle
£294/month
Example
  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel DSG Euro 6 (s/s) Volkswagen Golf

98,649 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Ford EcoSport

1.0T 125PS EcoBoost ST-Line Euro 6 (s/s) 5dr Ford EcoSport

16,224 miles 2022 Zero Deposit

Home Delivery Available

£13,999
Leeds
£233/month
Example
  • Vauxhall Corsa

1.2 Turbo SE Edition Hatchback 5dr Petrol Auto Eur Vauxhall Corsa

20,308 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Hyundai Tucson

2.0 CRDi Premium SE SUV 5dr Diesel Auto 4WD Euro 6 Hyundai Tucson

80,233 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

12,319 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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