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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • MINI Hatch

2.0 COOPER S EXCLUSIVE 5d 190 BHP MINI Hatch

76,118 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Leicester
£294/month
Example
  • BMW 2 Series

2.0 220D XDRIVE M SPORT GRAN TOURER 5d 188 BHP BMW 2 Series

61,656 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Toyota Yaris

1.5 VVT-h Excel Toyota Yaris

22,738 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 3dr Volkswagen Golf

92,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Audi A5

2.0 TDI S LINE 5d 187 BHP Audi A5

49,210 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium Hatchback 5dr Petrol H Ford Fiesta

17,995 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

29,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Nissan X Trail

2.0 dCi Acenta SUV 5dr Diesel XTRON Euro 6 (s/s) ( Nissan X Trail

24,089 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

47,285 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Worthing
£294/month
Example
  • Mercedes Benz B Class

B180 1.3 B180 AMG Line Edition (Executive) MPV 5dr Petr Mercedes Benz B Class

29,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate Nav Auto Euro 6 (s/s) 5dr Vauxhall Crossland

6,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Peugeot Boxer

BLUE HDI 335 L3 FC LOW LOADER, EURO 6 ONE OWNER Peugeot Boxer

87,679 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Fiesta

1.0 EcoBoost ST-Line 5dr Ford Fiesta

17,000 miles 2023 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate SUV 5dr Petrol Auto Euro 6 (s/s Vauxhall Crossland

39,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Blackburn
£233/month
Example
  • SEAT Leon

1.0 eTSI MHEV SE Hatchback 5dr Petrol Hybrid DSG E SEAT Leon

35,142 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Skoda Karoq

1.5 Tsi Edition Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) Skoda Karoq

76,741 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Gloucester
£294/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition Auto Euro 6 (s/s) 5dr Vauxhall Crossland

8,166 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • MINI Countryman

1.5 Cooper Classic 5dr Steptronic ** Comfort Pack MINI Countryman

56,054 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV Premium SUV 5dr Petrol Hybrid DCT E Hyundai Bayon

16,315 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol x-shift Euro 6 Toyota AYGO

10,397 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Nav DCT Euro 6 (s/s) 5dr Hyundai Tucson

34,917 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A Class

48,000 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Sheffield
£294/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 3dr MINI Hatch

12,591 miles 2023 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen T Roc

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen T Roc

43,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volvo V60

D4 Business Edition 5dr Volvo V60

31,706 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Audi A3

2.0 TDI S line Saloon 4dr Diesel S Tronic Auto 6Sp Audi A3

53,984 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 5 (s/s) ( Land Rover Discovery Sport

66,250 miles 2015 Zero Deposit

Home Delivery Available

£14,000
Burton-upon-Trent
£294/month
Example
  • Kia Niro

64kWh 3 Auto 5dr Kia Niro

40,500 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Panel Van 5dr Diesel Manual S Volkswagen Caddy

66,650 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Liverpool
£233/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Advance Panel Van 5dr Electric Auto Volkswagen Transporter

7,907 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Liverpool
£233/month
Example
  • Jaguar XF

3.0d V6 S Saloon 4dr Diesel Auto Euro 6 (s/s) (300 Jaguar XF

59,181 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium) Coupe 2dr Diesel G-Tr Mercedes Benz C Class

90,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Jeep Compass

1.3 GSE T4 11.4kWh S SUV 5dr Petrol Plug-in Hybrid Jeep Compass

25,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volvo S60

T4 SE Nav Man Volvo S60

15,891 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Bradford
£294/month
Example
  • Volvo S60

T4 SE Nav Man ( 18' Tucan Alloys, Rear Park Assist, Leather Upholstery ) Volvo S60

19,453 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Huddersfield
£294/month
Example
  • Volkswagen Tiguan

2.0 TDI Match SUV 5dr Diesel Manual Euro 6 (s/s) ( Volkswagen Tiguan

83,000 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Cardiff
£233/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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