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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of over 1,000 cars

  • Volkswagen Golf

2.0 TDI R-Line Hatchback 5dr Diesel DSG Euro 6 (s/s) (150 ps) Volkswagen Golf

53,400 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro Land Rover Range Rover Sport

107,112 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Dacia Jogger

1.0 TCe Comfort Euro 6 (s/s) 5dr Dacia Jogger

24,000 miles 2023 Zero Deposit

Home Delivery Available

£14,000
Woking
£233/month
Example
  • Kia Rio

1.0 T Gdi 48v 3 Hatchback 5dr Petrol Mild Hybrid Manual Euro 6 (s/s) (118 B Kia Rio

21,119 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader FWD L2 Euro 6 (s/s) 2dr Ford Transit

20,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Mercedes Benz Sprinter

2.1 314 CDI FWD L2 H2 Euro 6 (s/s) 5dr Mercedes Benz Sprinter

68,000 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • SEAT Alhambra

2.0 TDI Ecomotive SE Lux MPV 5dr Diesel Manual Euro 6 (s/s) (184 ps) SEAT Alhambra

72,358 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Auto Euro 6 (s/s) (136 p MINI Countryman

50,311 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£294/month
Example
  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

95,086 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Land Rover Range Rover

3.0 TD V6 Vogue Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover

107,585 miles 2015 Zero Deposit

Home Delivery Available

£14,000
London
£294/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

103,000 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • BMW 3 Series

2.0 318d BluePerformance Luxury Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

29,000 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 Startline LUTON TAILIFT2dr Diesel Man Volkswagen Crafter

92,900 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Carlisle
£233/month
Example
  • Toyota Yaris

1.5 VVT-h Design Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

29,714 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Ford Transit

2.0 350 L5 XLWB 4.2m DROPSIDE TRW 130 BHP Ford Transit

84,846 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MINI Countryman

1.5 Cooper Classic SUV 5dr Petrol Manual Euro 6 (s MINI Countryman

50,000 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Renault ARKANA

1.3 TCe MHEV Iconic EDC 2WD Euro 6 (s/s) 5dr Renault ARKANA

26,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

105,334 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Peugeot 5008

2.0 BlueHDi GT EAT Auto 6Spd Euro 6 (s/s) 5dr Peugeot 5008

93,018 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MG Hs

1.5 T-GDI SE 5dr - Apple CarPl MG Hs

16,500 miles 2023 Zero Deposit

Home Delivery Available

£14,000
Warrington
£233/month
Example
  • Audi A3

2.0 TDI Black Edition Saloon 4dr Diesel S Tronic E Audi A3

77,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Audi A4

2.0 TFSI Sport Saloon 4dr Petrol S Tronic Euro 6 ( Audi A4

47,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Caddy

2.0L C20 TDI STARTLINE 0d 74 BHP Volkswagen Caddy

60,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Nissan Qashqai

1.2 TEKNA DIG-T XTRONIC 5d 113 BHP HPI CLEAR, 5 SE Nissan Qashqai

23,300 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • BMW X1

2.0 XDRIVE20D SPORT 5d 188 BHP 5 SERVICES 4 BMW MA BMW X1

52,374 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • MG ZS

1.0 EXCLUSIVE 5d 110 BHP MG ZS

23,000 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • SEAT Leon

2.0 TDI XCELLENCE Technology ST DSG Euro 6 (s/s) 5dr SEAT Leon

29,793 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Audi Q2

1.4 TFSI CoD Sport Audi Q2

55,196 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 Euro 6 (s/s) 5dr Ford Transit

82,286 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi A3

2.0 TDI S LINE 4d 148 BHP Audi A3

87,968 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Leicester
£294/month
Example
  • Ford Fiesta

1.0 T EcoBoost MHEV ST-Line X Edition Ford Fiesta

7,211 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Skoda Fabia

1.0 TSI SE L Skoda Fabia

6,845 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi A1

1.0 TFSI SPORT Audi A1

18,285 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Vauxhall Movano

2.3 L3H2 F3500 135 BHP Vauxhall Movano

40,980 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Audi A5

3.0 TDI QUATTRO S LINE AUTOMATIC 2d 218 BHP - FREE Audi A5

89,070 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Volkswagen Polo

1.0 TSI SEL Volkswagen Polo

28,861 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.