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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Tesla Model-3

Standard Range Plus Tesla Model-3

64,500 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Dudley
£294/month
Example
  • Nissan Qashqai

1.3 DIG-T ACENTA PREMIUM Nissan Qashqai

36,000 miles 2021 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Citroen C4

1.2 PureTech Feel Plus Citroen C4

52,000 miles 2020 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Sportback 5dr Petrol S T Audi A3

72,326 miles 2019 Zero Deposit

Home Delivery Available

£13,999
Newcastle upon Tyne
£294/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto Euro 6 (s/s) Jaguar F Pace

102,062 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Audi Q5

2.0 TDI 190 BHP QUATTRO S LINE PLUS S-TRONIC EURO6 ULEZ COMPLIANT SUV Audi Q5

113,000 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Audi A6

2.0 TDI S line Saloon 4dr Diesel S Tronic quattro Audi A6

66,100 miles 2017 Zero Deposit

Home Delivery Available

£13,999
Oldham
£294/month
Example
  • BMW 5 Series

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW 5 Series

75,708 miles 2015 Zero Deposit

Home Delivery Available

£13,999
Glasgow
£294/month
Example
  • BMW 3 Series

335 335D XDRIVE M SPORT BMW 3 Series

107,350 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Citroen C3

1.2 PureTech Shine Plus SUV 5dr Petrol Manual Euro Citroen C3

20,127 miles 2023 Zero Deposit

Home Delivery Available

£13,999
Ipswich
£233/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 5 (s/s) 5dr Audi Q5

84,000 miles 2015 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Fiat Scudo

1.5 Multijet Tecnico 6dr LWB 100 BHP * 30,223 L2 L Fiat Scudo

30,223 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

77,818 miles 2016 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Suzuki Swift

Hatchback Sport Suzuki Swift

31,290 miles 2021 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Vauxhall Grandland

ELITE NAV S/S Vauxhall Grandland

35,323 miles 2019 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line (Premium) SUV 5dr Diesel 7G-D Mercedes Benz GLA Class

69,200 miles 2017 Zero Deposit

Home Delivery Available

£13,999
Glasgow
£294/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

52,500 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

16,946 miles 2023 Zero Deposit

Home Delivery Available

£13,999
Oldham
£233/month
Example
  • Renault Captur

1.0 TCe techno SUV 5dr Petrol Manual Euro 6 (s/s) Renault Captur

23,349 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Peugeot 208

1.2 PureTech GT Line Hatchback 5dr Petrol EAT Euro Peugeot 208

48,000 miles 2020 Zero Deposit

Home Delivery Available

£13,999
Walsall
£233/month
Example
  • Volkswagen Golf

2.0 TDI 184 GTD 5dr Volkswagen Golf

66,600 miles 2017 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Skoda Fabia

SE L TSI Skoda Fabia

22,473 miles 2022 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Nissan X Trail

1.6 dCi N-Connecta 5dr Xtronic Nissan X Trail

45,536 miles 2018 Zero Deposit

Home Delivery Available

£13,999
Birmingham
£294/month
Example
  • Dacia Duster

1.0 TCe Extreme SE SUV 5dr Bi Fuel Manual Euro 6 (s/s) (100 ps) Dacia Duster

22,600 miles 2023 Zero Deposit

Home Delivery Available

£13,999
Rotherham
£233/month
Example
  • Ford Fiesta

1.0 100PS Vignale 5 Door Auto Ford Fiesta

20,345 miles 2018 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

35,000 miles 2022 Zero Deposit

Home Delivery Available

£13,999
Lincoln
£233/month
Example
  • Audi Q5

2.0 TDI S line Plus Audi Q5

65,560 miles 2015 Zero Deposit

Home Delivery Available

£13,999
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 3dr Land Rover Range Rover Evoque

33,000 miles 2017 Zero Deposit

Home Delivery Available

£13,999
Swindon
£294/month
Example
  • Dacia Duster

1.0 TCe Extreme SE SUV 5dr Bi Fuel Manual Euro 6 ( Dacia Duster

22,600 miles 2023 Zero Deposit

Home Delivery Available

£13,999
Rotherham
£233/month
Example
  • Mitsubishi L200

2.4 DI-D DC Titan Pickup Double Cab 4dr Diesel Man Mitsubishi L200

68,561 miles 2018 Zero Deposit

Home Delivery Available

£13,999
York
£294/month
Example
  • Ford S Max

1.5 Titanium Ford S Max

58,634 miles 2019 Zero Deposit

Home Delivery Available

£13,998
£294/month
Example
  • BMW 2 Series

M2 3.0 M240i Convertible 2dr Petrol Auto Euro 6 (s/s) (340 ps) BMW 2 Series

59,989 miles 2016 Zero Deposit

Home Delivery Available

£13,998
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Hse Dynamic Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

68,200 miles 2018 Zero Deposit

Home Delivery Available

£13,998
Blackburn
£294/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Line Mercedes Benz CLA

44,443 miles 2017 Zero Deposit

Home Delivery Available

£13,998
Ipswich
£294/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC 220 D 4MATIC SPORT 5d 168 BHP Mercedes Benz GLC CLASS

115,316 miles 2017 Zero Deposit

Home Delivery Available

£13,998
Newport
£294/month
Example
  • Citroen C4

1.5 Bluehdi Flair S/s Citroen C4

44,311 miles 2018 Zero Deposit

Home Delivery Available

£13,998
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

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Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.