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Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Audi A4

2.0 TDI S line Saloon 4dr Diesel S Tronic quattro Audi A4

60,975 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Derby
£294/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav Euro 6 (s/s) 5dr Mazda Cx 5

44,500 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Harrogate
£294/month
Example
  • Ford Fiesta

1.0 Ecoboost 125 Sport Van Ford Fiesta

65,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Basildon
£294/month
Example
  • SEAT Ibiza

1.0 TSI 115 FR [EZ] 5dr SEAT Ibiza

12,016 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • SEAT Ateca

1.5 TSI EVO SE TECH 5d 148 BHP ?0 DEPOSIT FINANCE SEAT Ateca

35,078 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

45,724 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Newcastle upon Tyne
£294/month
Example
  • Volkswagen Polo

MATCH TSI 5-Door Volkswagen Polo

250 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • BMW 1 Series

1.5 118I M SPORT 5d 139 BHP BMW 1 Series

86,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Zetec SUV 5dr Diesel Powershift A Ford Kuga

29,200 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Lexus NX 300h

2.0 200t F Sport Auto 4WD Euro 6 5dr Lexus NX 300h

83,000 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mazda Cx 5

2.0 SPORT NAV PLUS 5d 163 BHP 1 Prev Owner/Sat Nav Mazda Cx 5

65,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Manchester
£294/month
Example
  • Ford Galaxy

2.0 TDCi 180 Titanium X 5dr Powershift Ford Galaxy

62,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Chichester
£294/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ-T 5dr Auto Suzuki Vitara

39,799 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Ely
£233/month
Example
  • Ford Transit

2.0 EcoBlue 130ps L3 H2 Leader Van Ford Transit

56,389 miles 2021 Zero Deposit

Home Delivery Available

£14,000
Bristol
£233/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

47,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Land Rover Range Rover Evoque

68,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£294/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ-T Auto Euro 6 (s/s) 5dr Suzuki Vitara

11,980 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • BMW 4 Series

2.0 420I M SPORT GRAN COUPE 4d 181 BHP £0 D BMW 4 Series

69,795 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Polo

1.0 TSI Life Hatchback 5dr Petrol DSG Euro 6 (s/s) Volkswagen Polo

60,500 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Liverpool
£233/month
Example
  • Volkswagen Golf

1.0 MATCH TSI DSG 5d 114 BHP 1 Prev Owner/ULEZ/DAB Volkswagen Golf

53,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Manchester
£294/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

65,749 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Puma

1.0T ECOBOOST MHEV ST-LINE SUV 5dr HYBRID EURO 6 Ford Puma

51,813 miles 2023 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£233/month
Example
  • SEAT Ibiza

1.0 TSI 115 FR Sport SEAT Ibiza

22,114 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Combi Van Double Cab 5dr Diesel Manual L2 Euro 6 (s/s) (9 Sea Vauxhall Vivaro

67,999 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Gloucester
£294/month
Example
  • Ford Puma

1.0t Ecoboost Mhev Titanium Suv 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Puma

23,473 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Nav SUV 5dr Petrol Manual Euro 6 ( Vauxhall Mokka

26,832 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon BMW 3 Series

55,901 miles 2017 Zero Deposit

Home Delivery Available

£14,000
London
£294/month
Example
  • Mercedes Benz C Class

1.6 C200d AMG Line Mercedes Benz C Class

40,638 miles 2016 Zero Deposit

Home Delivery Available

£14,000
London
£294/month
Example
  • BMW 3 Series

3.0 335d M Sport Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

95,882 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Toyota C HR

1.8 VVT-h Icon SUV 5dr Petrol Hybrid CVT Euro 6 (s Toyota C HR

59,900 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Audi TT

1.8 TFSI S line Euro 6 (s/s) 3dr Audi TT

21,845 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Id3

ID.3 150kW Life Pro Performance 58kWh 5dr Auto Volkswagen Id3

36,207 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Harlow
£233/month
Example
  • Volkswagen Polo

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Polo

36,588 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Elite Nav 5dr Vauxhall Mokka

27,339 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Kia Cee'd

1.4 T Gdi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (138 Bhp) Kia Cee'd

29,614 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Vauxhall Astra

1.4T 16V 150 Griffin 5dr Vauxhall Astra

8,201 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £14,000

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Bad Credit Car Finance for Under £14,000

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