Kia Optima

Used Kia Optima Cars For Sale

Kia Optima

Explore our exceptional range of used Kia Optima cars for sale from trusted UK dealerships, featuring competitive prices and flexible finance options delivered nationwide.

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Best Used Kia Optimas on Finance

Browse our latest selection of quality used Kia Optima vehicles from verified dealers across the UK. Each model undergoes thorough inspection and comes with transparent pricing, flexible finance solutions, and comprehensive warranty options. Compare specifications, mileage, and features to find your perfect Optima with hassle-free home delivery included.

1-12 of 61 cars

  • Kia Optima

1.7 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

66,301 miles 2017 Zero Deposit

Home Delivery Available

£12,490
Newport
£262/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

69,950 miles 2020 Zero Deposit

Home Delivery Available

£9,995
Edinburgh
£210/month
Example
  • Kia Optima

1.7 CRDi 4 DCT Euro 6 (s/s) 4dr Kia Optima

114,000 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

85,291 miles 2017 Zero Deposit

Home Delivery Available

£7,478
£157/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

110,004 miles 2019 Zero Deposit

Home Delivery Available

£7,200
£151/month
Example
  • Kia Optima

1.7 CRDi 4 DCT Euro 6 (s/s) 4dr Kia Optima

85,000 miles 2015 Zero Deposit

Home Delivery Available

£7,495
Oldham
£157/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

64,724 miles 2018 Zero Deposit

Home Delivery Available

£10,410
£218/month
Example
  • Kia Optima

1.6 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

35,000 miles 2019 Zero Deposit

Home Delivery Available

£16,480
Stockport
£346/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

46,000 miles 2017 Zero Deposit

Home Delivery Available

£11,480
£241/month
Example
  • Kia Optima

2.0h GDi 9.8kWh Auto Euro 6 4dr Kia Optima

36,619 miles 2016 Zero Deposit

Home Delivery Available

£9,499
£199/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

4,800 miles 2018 Zero Deposit

Home Delivery Available

£19,995
£420/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

77,174 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
Kia Optima

Why Buy a Used Optima?

The Kia Optima delivers impressive style and substance as a premium family saloon that stands out from typical executive cars. This spacious model offers exceptional comfort for both driver and passengers, with a refined interior that rivals more expensive alternatives.

Whether you choose a sleek white Kia Optima, sophisticated grey Kia Optima, or efficient petrol variant, you’ll enjoy reliable performance and modern technology at an affordable price point. The used Kia Optima provides excellent value retention and low running costs, making it an intelligent choice for families seeking premium quality without the luxury car price tag.

Used Optima Prices: What to Expect

The Kia Optima’s pricing structure reflects considerable variation depending on the vehicle’s age, mileage, and trim level, delivering strong value propositions across diverse price points. Budget-conscious buyers can secure dependable earlier generations for less than £8,000, which continue to offer notable comfort and equipment levels, while those seeking more recent models under £15,000 will benefit from upgraded technology packages and improved fuel economy. Higher-specification models with premium features and low mileage command premium prices but offer exceptional value compared to equivalent German alternatives. Explore our price comparison tools to discover the best deals within your budget range.

Kia Optima with No Deposit & Bad Credit Finance

Securing a premium Kia Optima becomes achievable through our flexible no deposit finance solutions, even for customers facing credit challenges or lacking substantial savings. If you’re looking to buy a Kia Optima without a saved deposit, we can help spread the full cost through manageable monthly payment plans.Many customers successfully secure Kia Optima finance despite credit challenges, and we have extensive experience helping drivers in similar situations find their perfect vehicle. Our soft search eligibility tool allows you to check your options without affecting your credit score. We also offer bad credit car finance for customers with challenging credit histories, and our high trust ratings reflect our commitment to fair, responsible lending practices.

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Trustpilot
TrustScore 4.9 out of 5

Browse Similar Cars: Best Alternatives to the Kia Optima

If you love the Kia Optima but want to compare alternatives, explore our range of similar cars offering great value and performance. Explore models such as the Camry, Accord, Sonata, Altima, 6: all popular choices for drivers who want style, efficiency, and comfort. Compare features, running costs, and finance options to find the perfect compact car to suit your lifestyle.

Kia Optima
Overview

Overall Rating

4.1/5

Based on expert evaluation of 1000s of used cars

Performance

3.8

Comfort & Interior

4.3

Running Costs

4

Practicality

4.4

The Kia Optima succeeds as a practical, comfortable family saloon that prioritises value and reliability over sporting pretensions. Its spacious interior, smooth ride quality, and comprehensive warranty make it an intelligent choice for families seeking dependable transportation. The combination of competitive running costs and impressive standard equipment levels provides excellent value for money in the family saloon segment.
Nick Zapolski
Nicholas Zapolski Car Expert

Expert Car Review

The Kia Optima stands out in the competitive family saloon market by offering exceptional value, space, and reliability. It combines generous interior dimensions with impressive build quality, comprehensive standard equipment, and Kia’s industry-leading seven-year warranty. While it may not be the most engaging car to drive, it excels at being a comfortable, practical family companion that won’t let you down.

Read Full Car Review

Buy Your Kia Optima from Trusted UK Dealers with Home Delivery

Skip the dealership visits entirely and find your perfect Kia Optima through our trusted network of UK dealers offering seamless home delivery. Every used Kia comes with free nationwide home delivery, providing the ultimate convenience of buying entirely online regardless of your location. When you search ‘Kia Optimas for sale near me’, our platform instantly connects you with approved dealerships offering competitive prices and flexible finance solutions.

Enjoy a transparent, secure, and stress-free car-buying experience backed by expert guidance and excellent customer reviews. Our FCA-approved service ensures every transaction meets the highest standards of professionalism and reliability.

Kia Optima
Buying and Finance FAQ

Yes, the Kia Optima offers excellent long-term reliability with one of the industry’s best warranty packages. Kia’s robust engineering and comprehensive dealer network ensure affordable maintenance and readily available parts. Most mechanical components prove highly durable, making it a smart choice for families seeking dependable transportation.

The Kia Optima delivers competitive running costs for its class, with efficient engines providing good fuel economy for a large saloon. Insurance groups are reasonable, and servicing costs remain affordable through Kia’s extensive dealer network. Road tax varies by engine and registration date, but most variants fall into moderate tax bands.

Absolutely. At ChooseMyCar, we work with specialist lenders who consider applications from customers with varied credit backgrounds, including previous difficulties. Our soft credit search process won’t impact your credit score during initial assessments. Many customers with imperfect credit histories successfully secure competitive finance deals for their chosen Optima.

The Kia Optima excels as a family vehicle with generous rear passenger space, a large boot, and comprehensive safety equipment. Its comfortable ride quality and quiet cabin make longer journeys pleasant for all occupants. The elevated driving position and excellent visibility boost confidence for drivers of all experience levels.

While the [Kia Sportage](/resources/car-reviews/kia/sportage) offers SUV versatility and the [Kia Rio](/resources/car-reviews/kia/rio) provides compact efficiency, the Optima delivers executive car comfort with family-friendly practicality. Each model serves different needs, but the Optima specifically targets buyers wanting premium features without premium prices.

Used Kia Optimas often retain portions of their original seven-year manufacturer warranty, depending on age and mileage. Additionally, our approved dealers provide comprehensive used car warranties covering major components. This dual protection offers exceptional peace of mind compared to many other manufacturers in this price segment.

Kia Optima parts remain competitively priced due to the brand’s focus on affordability and widespread dealer availability. Common service items like filters, brake pads, and routine maintenance components cost significantly less than equivalent German premium alternatives. Kia’s extensive warranty coverage also protects against unexpected repair costs during the coverage period.