Used Cars Under £5,000 – No Deposit & Bad Credit

Searching for cars under £5,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Vauxhall Insignia

1.6 CDTi ecoFLEX Elite Nav Euro 6 (s/s) 5dr Vauxhall Insignia

61,030 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Astra

1.4i Turbo Limited Edition Euro 6 (s/s) 3dr Vauxhall Astra

73,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech SE Euro 6 (s/s) 3dr Volkswagen Polo

94,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Rio

1.25 1 Hatchback 5dr Petrol Manual Euro 6 (84 bhp) Kia Rio

55,870 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Peugeot 2008

1.2 PureTech Active SUV 5dr Petrol Manual Euro 6 Peugeot 2008

41,040 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Rio

1.1 CRDi EcoDynamics 1 Air Euro 6 (s/s) 5dr Kia Rio

63,315 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Renault Zoe

22kWh Dynamique Zen Hatchback 5dr Electric Auto (i Renault Zoe

45,273 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Astra

1.6 16v Elite Hatchback 5dr Petrol Manual Euro 5 ( Vauxhall Astra

63,105 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Peugeot 308

308 ALLURE HDI BLUE S/S Peugeot 308

80,525 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Halifax
£105/month
Example
  • Peugeot 308

1.6 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 308

69,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Sting Hatchback 3dr Petrol Manual Eur Vauxhall Corsa

52,776 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Exeter
£105/month
Example
  • SEAT Leon

1.2 TSI SE Dynamic Technology Euro 6 (s/s) 5dr SEAT Leon

104,854 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Insignia

2.0 CDTi ecoFLEX SRi Nav Hatchback 5dr Diesel Manu Vauxhall Insignia

90,457 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Warrington
£105/month
Example
  • Vauxhall Mokka

ACTIVE S/S 5-Door Vauxhall Mokka

51,000 miles 2017 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Ford EcoSport

1.5 TDCi Zetec SUV 5dr Diesel Manual 2WD Euro 6 (9 Ford EcoSport

100,000 miles 2018 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Ford Fiesta

1.25 Zetec Euro 5 5dr Ford Fiesta

60,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Dacia Sandero Stepway

0.9 TCe Ambiance Euro 6 (s/s) 5dr Dacia Sandero Stepway

35,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Chester
£105/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Hatchback 5dr Petrol Manual Euro 6 Vauxhall Astra

99,329 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Edinburgh
£105/month
Example
  • Nissan Qashqai

1.2 DIG-T Acenta Premium 2WD Euro 5 (s/s) 5dr Nissan Qashqai

84,300 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Dacia Sandero Stepway

0.9 TCe Laureate Euro 6 (s/s) 5dr Dacia Sandero Stepway

54,993 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique Nav SUV 5dr Diesel Manual Renault Captur

87,706 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Renault Captur

1.5 Dynamique Nav dCi 90 * MOT JUNE 2026 * FINANCE AVAILABLE * FREE 6 MONTH Renault Captur

89,180 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Glasgow
£105/month
Example
  • Nissan Note

1.2 12V Acenta Premium Nissan Note

44,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Combo

1.3 2000 SPORTIVE AIRCON ONLY 22,176 MILES NO VAT Vauxhall Combo

22,176 miles 2018 Zero Deposit

Home Delivery Available

£4,995
Manchester
£105/month
Example
  • Renault Captur

1.5 Dynamique S Nav dCi 90 Renault Captur

97,300 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ-T Suzuki Swift

94,000 miles 2017 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Ford Focus

1.0 T EcoBoost Zetec Ford Focus

82,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example

Looking for a Particular Make?

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.