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Used Kia Under £5,000 – No Deposit & Bad Credit

Searching for a Kia under £5,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of 102 cars

  • Kia Cee'd

1.6 2 ECODYNAMICS 5d 133 BHP FREE DELIVERY UP TO 1 Kia Cee'd

82,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Newcastle upon Tyne
£105/month
Example
  • Kia Venga

1.6 EcoDynamics 3 Euro 5 (s/s) 5dr Kia Venga

73,253 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Kia Cee'd

1.4 1 Hatchback 5dr Petrol Manual Euro 6 (98 bhp) Kia Cee'd

94,200 miles 2018 Zero Deposit

Home Delivery Available

£4,999
Bedford
£105/month
Example
  • Kia Picanto

Hatchback Special Edition VR7 Kia Picanto

76,857 miles 2015 Zero Deposit

Home Delivery Available

£4,999
£105/month
Example
  • Kia Rio

1.25 2 Euro 6 (s/s) 5dr Kia Rio

52,368 miles 2017 Zero Deposit

Home Delivery Available

£4,999
Slough
£105/month
Example
  • Kia Rio

1.25 2 Euro 6 5dr Kia Rio

83,000 miles 2015 Zero Deposit

Home Delivery Available

£4,999
£105/month
Example
  • Kia PRO_CEE'D

1.6 CRDi 2 Euro 6 (s/s) 3dr Kia PRO_CEE'D

89,038 miles 2016 Zero Deposit

Home Delivery Available

£4,999
Bury
£105/month
Example
  • Kia Cee'd

1.0 T-GDi GT-Line Sportswagon Euro 6 (s/s) 5dr Kia Cee'd

118,000 miles 2015 Zero Deposit

Home Delivery Available

£4,999
£105/month
Example
  • Kia Cee'd

1.6 CRDi EcoDynamics 1 Sportswagon Euro 5 (s/s) 5dr Kia Cee'd

63,000 miles 2015 Zero Deposit

Home Delivery Available

£4,999
£105/month
Example
  • Kia Picanto

SE ISG Kia Picanto

82,000 miles 2017 Zero Deposit

Home Delivery Available

£4,995
Harrogate
£105/month
Example
  • Kia Cee'd

1.0T GDi ISG GT-Line 5dr Kia Cee'd

108,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Cee'd

1.6 CRDi 1 Kia Cee'd

100,321 miles 2024 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Venga

1.6 CRDi EcoDynamics 4 MPV 5dr Diesel Manual Euro Kia Venga

71,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 SR7 **ARRIVING SOON** Kia Picanto

82,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 SR7 **ARRIVING SOON** Kia Picanto

82,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 1 Kia Picanto

33,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Stockport
£105/month
Example
  • Kia Cee'd

1.6 CRDi GT-Line S Kia Cee'd

103,000 miles 2017 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 1 Air Hatchback 5dr Petrol Manual Euro 5 (68 b Kia Picanto

73,230 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 SR7 Hatchback 5dr Petrol Manual Euro 5 (68 bhp) Kia Picanto

64,042 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Rio

1.1 CRDi EcoDynamics SR7 Euro 6 (s/s) 5dr Kia Rio

62,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Stockport
£105/month
Example
  • Kia Picanto

1.0 VR7 Euro 5 5dr Kia Picanto

56,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1 Kia Picanto

98,800 miles 2018 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

2 Kia Picanto

31,760 miles 2019 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 1 Euro 5 5dr Kia Picanto

58,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Leeds
£105/month
Example
  • Kia Picanto

1.3 EcoDynamics 2 Kia Picanto

79,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Sportage

1 ISG 5-Door Kia Sportage

85,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
Peterborough
£105/month
Example
  • Kia Sportage

1.7 CRDI 1 ISG 5d 114 BHP COMES WITH YEARS MOT Kia Sportage

69,279 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Rio

1.3 SR7 Kia Rio

83,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Rio

1.25 SR7 Hatchback 5dr Petrol Manual Euro 6 (84 bh Kia Rio

81,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Kia Picanto

1.0 1 Hatchback 5dr Petrol Manual Euro 6 (65 bhp) Kia Picanto

57,482 miles 2015 Zero Deposit

Home Delivery Available

£4,991
Cardiff
£105/month
Example
  • Kia Picanto

1.0 1 Hatchback 3dr Petrol Manual Euro 6 (65 bhp) Kia Picanto

42,330 miles 2015 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Kia Picanto

1.0 1 Euro 5 5dr Kia Picanto

61,388 miles 2015 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Kia Sportage

1.7 CRDi EcoDynamics 3 2WD Euro 6 (s/s) 5dr Kia Sportage

96,545 miles 2015 Zero Deposit

Home Delivery Available

£4,990
Halifax
£105/month
Example
  • Kia Sportage

1.6 GDi EcoDynamics 2 SUV 5dr Petrol Manual 2WD Eu Kia Sportage

104,788 miles 2015 Zero Deposit

Home Delivery Available

£4,990
Watford
£105/month
Example
  • Kia Cee'd

1.6 CRDi EcoDynamics 2 Hatchback 5dr Diesel Manual Kia Cee'd

80,000 miles 2015 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Kia Picanto

1.0 1 Air Euro 6 5dr Kia Picanto

69,631 miles 2017 Zero Deposit

Home Delivery Available

£4,980
£104/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Kia Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Kia Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.