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Used Cars Under £15,000 – No Deposit & Bad Credit

Searching for cars under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

109-144 of over 1,000 cars

  • Vauxhall Crossland

1.2 ELITE NAV ECOTEC S/S 5d 109 BHP *BUY ONLINE ** Vauxhall Crossland

12,013 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

103,000 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Vauxhall Mokka

1.4 ELITE 5d 138 BHP * Buy Online ** Nationwide De Vauxhall Mokka

20,646 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Jaguar XF

2.0i Portfolio 4dr Auto Jaguar XF

48,479 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Swindon
£315/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate SUV 5dr Petrol Auto Euro 6 (s/s Vauxhall Crossland

16,241 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Worthing
£250/month
Example
  • Hyundai Tucson

1.6 CRDi MHEV SE Nav SUV 5dr Diesel Hybrid Manual Hyundai Tucson

20,700 miles 2021 Zero Deposit

Home Delivery Available

£15,000
Derby
£250/month
Example
  • Abarth 595

1.4 T-Jet Turismo Hatchback 3dr Petrol Manual Euro Abarth 595

9,507 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Derby
£250/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Saloon 4dr Petrol 7G-Tronic+ Eur Mercedes Benz C Class

24,168 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Transit

2.0 350 EcoBlue RWD L2 H1 Euro 6 2dr (DRW) Ford Transit

44,000 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Renault Kadjar

DYNAMIQUE NAV DCI 5-Door Renault Kadjar

24,000 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Toyota Auris

Hybrid 1.8 VVT-i HSD Business Edition 5-Dr Toyota Auris

45,121 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Audi A3

13,343 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Kia Picanto

1.0 DPi GT-Line Kia Picanto

1,709 miles 2023 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Ford Transit

2.0 300 Ecoblue Limited Panel Van 5dr Diesel Auto L2 H1 Euro 6 (s/s) (130 P Ford Transit

62,000 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Mercedes Benz B Class

2.1 B 200 D AMG LINE PREMIUM PLUS 5d 134 BHP Mercedes Benz B Class

51,500 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Stockport
£315/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback Euro 6 Audi A1

42,915 miles 2020 Zero Deposit

Home Delivery Available

£15,000
Doncaster
£250/month
Example
  • Jaguar XE

2.0 i GPF R-Sport Jaguar XE

31,555 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Edge

2.0 TDCi Titanium SUV 5dr Diesel Powershift AWD Eu Ford Edge

48,000 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

64,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
Coventry
£250/month
Example
  • BMW i3

i3 i3 120Ah BMW i3

39,990 miles 2020 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Suzuki Vitara

1.4 Boosterjet Hybrid SZ5 MT Suzuki Vitara

42,432 miles 2022 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Suzuki Ignis

1.2 Dualjet Mhev Sz5 Hatchback 5dr Petrol Hybrid Manual Allgrip Euro 6 (s/s Suzuki Ignis

12,897 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Birmingham
£250/month
Example
  • BMW 2 Series

218 218I M SPORT 2-Door BMW 2 Series

52,000 miles 2019 Zero Deposit

Home Delivery Available

£15,000
Plymouth
£315/month
Example
  • Nissan Navara

2.3 dCi Off-Roader AT32 Auto 4WD Euro 6 4dr Nissan Navara

100,000 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Luton
£315/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Edition Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

24,646 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Sheffield
£250/month
Example
  • Fiat Ducato

2.3 MultiJetII 35 Chassis Cab 2dr Diesel Manual L Fiat Ducato

85,000 miles 2020 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Peugeot 308

1.5 BlueHDi GT Euro 6 (s/s) 5dr Peugeot 308

36,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

16,000 miles 2020 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Kia Niro

64kwh 4 Suv 5dr Electric Auto (201 Bhp) Kia Niro

32,500 miles 2020 Zero Deposit

Home Delivery Available

£15,000
Swindon
£250/month
Example
  • BMW X2

2.0 20i M Sport SUV 5dr Petrol DCT sDrive Euro 6 ( BMW X2

60,356 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Newcastle upon Tyne
£315/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz E Class

76,471 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Newcastle upon Tyne
£315/month
Example
  • Jeep Renegade

1.0 GSE T3 Night Eagle SUV 5dr Petrol Manual Euro Jeep Renegade

24,410 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Kia XCEE'D

1.5 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (15 Kia XCEE'D

29,129 miles 2023 Zero Deposit

Home Delivery Available

£15,000
Ipswich
£250/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line SUV 5dr Petrol Hybrid Manua Kia Stonic

17,866 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Ipswich
£250/month
Example
  • Ford Edge

2.0 TITANIUM TDCI 5d 207 BHP Ford Edge

73,316 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Honda Civic

VTEC SPORT 5-Door Honda Civic

52,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
Plymouth
£250/month
Example

Looking for a Particular Make?

Abarth

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Lamborghini
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Land Rover
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Lexus
MG

MG
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Maserati
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Mazda
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Mini
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Toyota
Vauxhall

Vauxhall
Volkswagen

Volkswagen
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Volvo

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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No Deposit Car Finance for Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.