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Used Cars Under £15,000 – No Deposit & Bad Credit

Searching for cars under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

73-108 of over 1,000 cars

  • Ford EcoSport

1.0 EcoBoost Zetec 5dr with Bl Ford EcoSport

5,114 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Vauxhall Corsa

1.2 SE 5dr with Cruise Control Vauxhall Corsa

12,763 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Ford Focus

ST-3 TDCI 5-Door Ford Focus

58,000 miles 2016 Zero Deposit

Home Delivery Available

£15,000
Nottingham
£315/month
Example
  • Nissan Navara

Double Cab Pick Up Tekna 2.3dCi 190 4WD Auto Nissan Navara

77,608 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Basildon
£315/month
Example
  • BMW X1

2.0 20d Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

47,000 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Leicester
£315/month
Example
  • Audi A3

2.0 TDI Black Edition Saloon 4dr Diesel S Tronic E Audi A3

67,188 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Manual 4WD Euro 6 (s/s Land Rover Discovery Sport

52,427 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Suzuki Vitara

1.4 Boosterjet S ALLGRIP 5dr Suzuki Vitara

48,077 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol DCT Auto E Nissan Qashqai

13,827 miles 2020 Zero Deposit

Home Delivery Available

£15,000
Derby
£250/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Landmark SUV 5dr Diesel Manual 4WD Euro 6 Land Rover Range Rover Evoque

57,626 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Volkswagen Polo

1.5 TSI EVO SEL SUV 5dr Petrol DSG Euro 6 (s/s) (1 Volkswagen Polo

3,000 miles 2024 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (1 Land Rover Discovery Sport

51,352 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr (Cruis Suzuki Vitara

17,377 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Edition Coupe 4dr Petrol 7G-DC Mercedes Benz CLA

52,000 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Focus

1.0 EcoBoost 125 Zetec 5dr wit Ford Focus

27,034 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Volkswagen Polo

1.0 TSI 95 Match 5dr Volkswagen Polo

28,777 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Fiat 500

1.4 City Cross 5dr - Low Milea Fiat 500

7,275 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Suzuki Ignis

1.2 Dualjet Mhev Sz5 Hatchback 5dr Petrol Hybrid Manual Allgrip Euro 6 (s/s Suzuki Ignis

12,897 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Birmingham
£250/month
Example
  • MINI Hatch

1.5 One Classic 3dr Auto MINI Hatch

47,224 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Mercedes Benz CLA

CLA 250 CLA 250 Engineered by AMG 4Matic 5dr Tip Auto Mercedes Benz CLA

48,137 miles 2015 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • MINI Countryman

1.5 Cooper ALL4 5dr Auto MINI Countryman

54,179 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Isuzu D Max

Td Yukon Dcb Isuzu D Max

86,079 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Startline Volkswagen Caddy

72,000 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Fiesta

1.0 EcoBoost 95 Titanium 5dr w Ford Fiesta

22,499 miles 2020 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Peugeot 308

BlueHDi GT Line Premium SUV 1.5 Automatic Diesel Peugeot 308

57,163 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC250d AMG Line (Premium Plus) SUV 5dr Diesel Mercedes Benz GLC CLASS

97,286 miles 2015 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Honda Cr V

2.0 i-VTEC SR SUV 5dr Petrol Auto 4WD Euro 6 (155 Honda Cr V

36,487 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Auto Eu Ford Focus

18,637 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Ford Fiesta

1.0 EcoBoost 95 ST-Line Editio Ford Fiesta

21,605 miles 2025 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line Hatchback 5dr Petrol 7G-DCT Euro Mercedes Benz A Class

29,749 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Transit

2.0 350 L3 H3 P/V DRW 129 BHP Ford Transit

60,322 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Liverpool
£315/month
Example
  • Vauxhall Mokka

SRI PREMIUM Vauxhall Mokka

25,206 miles 2022 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Honda Cr V

1.6 i-DTEC SE Plus Navi SUV 5dr Diesel Auto 4WD Eu Honda Cr V

16,000 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Mitsubishi L200

2.3 DI-D WARRIOR DCB 148 BHP Mitsubishi L200

82,463 miles 2020 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Nissan Navara

2.3 DCI N-CONNECTA SHR DCB 190 BHP Nissan Navara

49,090 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV Premium SUV 5dr Petrol Hybrid Manua Hyundai Kona

21,200 miles 2022 Zero Deposit

Home Delivery Available

£15,000
Derby
£250/month
Example

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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No Deposit Car Finance for Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.