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Used Cars Under £15,000 – No Deposit & Bad Credit

Searching for cars under £15,000? Explore our available range of flexible PCP and HP finance options.

973-1000 of over 1,000 cars

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2.0 D150 S Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

47,000 miles 2018 Zero Deposit

Home Delivery Available

2.1 A220d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

49,818 miles 2016 Zero Deposit

Home Delivery Available

1.0 T-GDi 3 Kia Stonic

793 miles 2020 Zero Deposit

Home Delivery Available

1.0 T-GDi MHEV N Line SUV 5dr Petrol Hybrid Manual Hyundai Kona

25,000 miles 2022 Zero Deposit

Home Delivery Available

2.4 D5 SE Lux Nav SUV 5dr Diesel Manual AWD Euro 6 Volvo XC60

73,000 miles 2016 Zero Deposit

Home Delivery Available

3.0 430d Luxury Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

55,000 miles 2015 Zero Deposit

Home Delivery Available

2.0 TFSI S line Roadster S Tronic quattro Euro 6 (s/s) 2dr Audi TT

53,000 miles 2016 Zero Deposit

Home Delivery Available

3.0 435d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series

102,404 miles 2016 Zero Deposit

Home Delivery Available

D4 R-DESIGN NAV Volvo XC60

75,000 miles 2017 Zero Deposit

Home Delivery Available

2.0 D5 Inscription Geartronic 4WD Euro 6 (s/s) 5dr Volvo XC90

91,000 miles 2015 Zero Deposit

Home Delivery Available

ML350 ML350 BLUETEC AMG LINE Mercedes Benz M Class

109,000 miles 2015 Zero Deposit

Home Delivery Available

2.2 SD4 Pure Tech SUV 5dr Diesel Auto 4WD Euro 5 ( Land Rover Range Rover Evoque

64,000 miles 2015 Zero Deposit

Home Delivery Available

1.4 Boosterjet MHEV SZ5 Euro 6 (s/s) 5dr Suzuki Vitara

27,492 miles 2020 Zero Deposit

Home Delivery Available

1.2 Dualjet MHEV SZ-L Euro 6 (s/s) 5dr Suzuki Swift

3,838 miles 2024 Zero Deposit

Home Delivery Available

1.0 TSI GPF Design 5 Dr Volkswagen T Roc

26,750 miles 2019 Zero Deposit

Home Delivery Available

1.5 Cooper [PAN ROOF/FULL JCW KIT] AUTO 5 Dr MINI Hatch

17,300 miles 2018 Zero Deposit

Home Delivery Available

1.3 TCe Signature 7 SEATER MPV Renault Grand Scenic

25,100 miles 2019 Zero Deposit

Home Delivery Available

1.5 GRAND SPORT SRI VX-LINE NAV Vauxhall Insignia

6,600 miles 2018 Zero Deposit

Home Delivery Available

1.5 BLUEHDI FLAIR [7 SEATER] AUTO MPV Citroen C4

40,500 miles 2019 Zero Deposit

Home Delivery Available

1.2 Dualjet MHEV SZ-L Euro 6 (s/s) 5dr Suzuki Swift

1,677 miles 2023 Zero Deposit

Home Delivery Available

3.0D V6 Saloon 4dr Diesel ZF Euro 5 (s/s) (275 ps) Maserati Ghibli

45,200 miles 2016 Zero Deposit

Home Delivery Available

1.5 BlueHDi Active Premium 5 Dr Peugeot 308

41,800 miles 2021 Zero Deposit

Home Delivery Available

1.0T EcoBoost Active Style Euro 6 (s/s) 5dr Ford Focus

20,108 miles 2022 Zero Deposit

Home Delivery Available

SEAT LEON 1.5 TSI EVO FR DSG AUTO 5 Dr SEAT Leon

15,600 miles 2019 Zero Deposit

Home Delivery Available

2.0 EcoBlue Titanium MPV 5dr Diesel Auto Euro 6 (s Ford Galaxy

83,790 miles 2021 Zero Deposit

Home Delivery Available

1.5 118i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

58,123 miles 2018 Zero Deposit

Home Delivery Available

2.0 MIVEC Exceed [TOP SPEC] 5 Dr Mitsubishi ASX

16,300 miles 2021 Zero Deposit

Home Delivery Available

1.0T GDi Exclusive 5dr DCT MG ZS

16,945 miles 2022 Zero Deposit

Home Delivery Available

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.

Sebastian Tiplea

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus

Jonathan Godfrey

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car

Stephen lawrence

Cars in Your Area

No Deposit Car Finance for Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.