Affordable Used BMW for sale on Finance in Luton

We offer affordable BMW deals in Luton. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in Luton

  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

79,792 miles 2015 Zero Deposit

Home Delivery Available

£11,425
Luton
£240/month
Example
  • BMW 3 Series

320 320D M SPORT BMW 3 Series

55,066 miles 2017 Zero Deposit

Home Delivery Available

£14,995
Luton
£315/month
Example
  • BMW 5 Series

2.0 520d SE Touring 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps) BMW 5 Series

73,000 miles 2018 Zero Deposit

Home Delivery Available

£14,990
Bedford
£314/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Saloon 4dr Petrol Plug-in H BMW 3 Series

59,990 miles 2019 Zero Deposit

Home Delivery Available

£19,949
Watford
£419/month
Example
  • BMW 1 Series

1.5 116d Sport Hatchback 3dr Diesel Manual Euro 6 BMW 1 Series

96,498 miles 2017 Zero Deposit

Home Delivery Available

£6,494
£136/month
Example
  • BMW 3 Series

2.0 320i M Sport Shadow Edition Saloon 4dr Petrol BMW 3 Series

57,000 miles 2018 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • BMW X5

3.0 40d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X5

41,425 miles 2017 Zero Deposit

Home Delivery Available

£29,890
£627/month
Example
  • BMW X6

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X6

93,950 miles 2015 Zero Deposit

Home Delivery Available

£18,390
£386/month
Example
  • BMW 4 Series

428 428i Luxury 2dr Auto [Professional Media] BMW 4 Series

67,349 miles 2016 Zero Deposit

Home Delivery Available

£13,455
Hemel Hempstead
£282/month
Example
  • BMW 2 Series

218 218I M SPORT 2-Door BMW 2 Series

39,000 miles 2017 Zero Deposit

Home Delivery Available

£13,695
£287/month
Example
  • BMW 1 Series

1.6 116d ED EfficientDynamics Business Hatchback 5 BMW 1 Series

12,800 miles 2019 Zero Deposit

Home Delivery Available

£12,340
£259/month
Example
  • BMW 1 Series

1.5 118i SE Business Hatchback 5dr Petrol Manual E BMW 1 Series

70,400 miles 2019 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • BMW X6

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X6

75,027 miles 2018 Zero Deposit

Home Delivery Available

£22,796
£478/month
Example
  • BMW 7 Series

3.0 730d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 7 Series

75,912 miles 2016 Zero Deposit

Home Delivery Available

£18,286
£384/month
Example
  • BMW 3 Series

2.0 330e 7.6kWh M Sport Saloon 4dr Petrol Plug-in BMW 3 Series

63,500 miles 2017 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • BMW 4 Series

3.0 430d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

62,000 miles 2018 Zero Deposit

Home Delivery Available

£18,449
Watford
£387/month
Example

Bad Credit BMW deals in Luton

Get approved for BMW finance in Luton, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in Luton

Drive a quality used BMW in Luton with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in Luton?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Luton, getting your perfect BMW has never been simpler or more affordable.

Buy BMW on Finance

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

Read more...
Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews